Cash Back

In the interest of full disclosure, One Mile at a Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. We choose our OMAAT Picks based on the combination of benefits the card provides, and the ability to earn outsized rewards. Thanks for your support!

I prefer to earn points that can be combined or transferred to partners for international premium travel. In some cases though, especially for domestic economy travel, a cash-back style card can be a great option.

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

Citi® Double Cash Card

Foreign Transaction Fee: 3%
Annual Fee: $0
on Citi's secure site
Why we like this card

There are no limits to the amount of cash back you can earn. For a card with no annual fee, that’s a return which is tough to beat.

Read our Review

Current Offer
• Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
• Balance Transfers do not earn cash back.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

on Citi's secure site
75,000 Brex Rewards points

Brex for Remote Teams

Foreign Transaction Fee: N/A
Annual Fee: No Fees for Life*
on Brex's secure site
Why we like this card

Learn more about the Remote Teams earning structure

Current Offer

  • 75,000 in Brex Rewards points upon signup and waived card fees for life (equal to $750+ value)*
  • No personal guarantee needed - we do not ask for a personal credit check or security deposit during the application.
  • Credit limits 10-20x higher than traditional small business corporate cards.
on Brex's secure site
75,000 in Brex Rewards points

Brex for Startups

Foreign Transaction Fee: N/A
Annual Fee: No Fees for Life*
on Brex's secure site
Why we like this card

Read our Review

Current Offer

  • 75,000 in Brex Rewards points upon signup and waived card fees for life (equal to $750+ value)*
  • No personal guarantee needed - we do not ask for a personal credit check or security deposit during the application.
  • Credit limits 10-20x higher than traditional small business corporate cards.
on Brex's secure site
Exclusively for Costco Members: Go Big with Cash Back Rewards

Costco Anywhere Visa® Card by Citi

Foreign Transaction Fee: 0%
Annual Fee: $0
on Citi's secure site
Why we like this card

The new Costco Citi cards have a great rewards structure for Costco loyalists. The bonus categories are compelling, and while it’s still not a card I’d personally use for everyday spend this is a solid option for Costco members.

Read our Review

Current Offer
• Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
• 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
• 3% cash back on restaurants and eligible travel purchases
• 2% cash back on all other purchases from Costco and Costco.com
• 1% cash back on all other purchases
• No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
• Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
• The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.

on Citi's secure site
$200 Cash Rewards Bonus Offer

Bank of America® Cash Rewards credit card

Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
Annual Fee: $0
The card details for the Bank of America® Cash Rewards credit card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

This is a great card if you're looking for no annual fee, cash back type of card. If you're a Preferred Rewards member, you can get a 25% - 75% rewards bonus on every purchase.

Read our Review

Current Offer
• $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
• Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
• 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days.
• No expiration on rewards
• If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

Earn $150 Back

Blue Cash Everyday Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
The card details for the Blue Cash Everyday Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on Amex's secure siet
Why we like this card

This is a great no annual fee cash back card option. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.

Current Offer
Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.

on Amex's secure siet
Earn up to a $500 statement credit

American Express Blue Business Cash Card

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
The card details for the American Express Blue Business Cash Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn a $250 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership. Plus, earn an additional $250 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.

Card Details
Earn 2% cash back on all eligible purchases up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

Earn $150 Back

American Express Cash Magnet Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
The card details for the Amex Cash Magnet Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.

0% intro APR on purchases and balance transfers for 15 months from the date of account opening, then a variable APR, 12.99% to 23.99%.

Card Details
Earn unlimited 1.5% Cash Back on your purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

on American Express' secure site
Earn Up To $600 Back

Plum Card

Get a 1.5% discount when you pay early
Foreign Transaction Fee: Non
Annual Fee: $0 for the first year, then $250
The card details for the Plum Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn a $200 statement credit after each $10,000 you spend in purchases on the Card, up to $30,000, within the first 3 months of Card Membership.

Card Details
Get a 1.5% Early Pay Discount in the form of a statement on the amount paid within 10 days of your statement closing date as long as you pay your Minimum Payment Due by the Payment Due Date. There is no cap on how much you can earn.

on American Express' secure site