Citi Premier Card $100 Hotel Credit Benefit Details

Citi Premier Card $100 Hotel Credit Benefit Details

16
In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. Citi is an advertising partner of OMAAT. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support!

The Citi Premier® Card is a phenomenal credit card. The card offers lots of perks, and one of the often-overlooked perks is the $100 annual hotel credit. In this post, I wanted to take a closer look at how that works.

Why you should consider the Citi Premier Card

There are lots of reasons you should consider the $95 annual fee Citi Premier Card. Among other things:

Those are just a few of the benefits of the card that I like the most, though you can read a full Citi Premier Card review here. In this post I wanted to focus on the card’s $100 annual hotel credit, which many people aren’t familiar with.

60,000 ThankYou points can get you lots of travel!

What is the Citi Premier $100 hotel credit?

With the Citi Premier Card‘s $100 annual hotel savings benefit, you can enjoy $100 off a single hotel stay of $500 or more. As you’d expect, there are some terms to be aware of:

  • You need to book your hotel online at thankyou.com, or by phone at 1-800-THANKYOU
  • This benefit is available once per calendar year
  • The reservation must be made by the primary cardmember, though the stay can be for the primary cardmember or an authorized user
  • You must spend at least $500 on a single hotel stay, excluding taxes and fees, to trigger the $100 savings
  • You must pre-pay for your complete stay with your Citi Premier Card, ThankYou points, or a combination of the two
  • If you cancel a booking for which you used the $100 hotel credit, the benefit will remain available to you for the same calendar year
  • Package rates, including air and hotel packages, or hotel and car rental packages, don’t qualify for this benefit
  • The $100 hotel credit can’t be combined with any other promotions or discounts on thankyou.com
  • If you have both the Citi Premier and Citi Prestige, you can’t stack the $100 hotel credit on the former with the fourth night free benefit on the latter
Save $100 on a hotel stay annually with the Citi Premier

How do you use the Citi Premier $100 hotel credit?

The easiest way to use this benefit is through thankyou.com. Log into the account associated with your Citi Premier Card. Once you get to the hotel booking page, you’ll see a window asking you if you want to use your $100 hotel credit.

You can then search any hotel you want, and assuming you elected to use the credit, the $100 discount will automatically be applied during the booking process (make sure you see this before confirming your booking). It’s that easy!

Use the hotel credit directly through the Citi ThankYou portal

What’s the catch with the Citi Premier $100 hotel credit?

The upside to using the Citi Premier Card $100 hotel credit is pretty obvious — if you spend exactly $500 on a hotel stay (pre-tax), you could save 20%. That’s awesome. There are a few potential downsides, though, which are worth keeping in mind, and being strategic about:

  • The Citi ThankYou travel booking portal is considered an online travel agency, so if you’re staying at a chain hotel, you typically wouldn’t earn points or receive elite benefits on these stays
  • You may find cheaper rates for a hotel through other websites; for example, the major hotel groups often have members-only rates, and you typically won’t be able to book those through Citi ThankYou
  • If you’re staying at a luxury hotel, you may be able to get additional perks through programs like Virtuoso or Amex Fine Hotels & Resorts, which you can’t combine with these savings, so keep that opportunity cost in mind

I absolutely think there’s value in this credit, though I also think it’s important to be strategic about how you use it. When using the Citi Premier $100 hotel credit benefit, I’d recommend:

  • Booking a hotel stay costing as close to $500 as possible (without going under)
  • Using it at an independent hotel, or hotel where you’re forgoing the fewest points or perks by booking through a third party
  • Using it at a hotel where the price difference between the Citi ThankYou rate and the best available rate you can find online is the smallest

Most people with the Citi Premier Card should be able to find value with this perk, though it pays to be strategic.

Ideally use this perk at an independent hotel

How does this compare to the Chase Sapphire Preferred hotel credit?

The Chase Sapphire Preferred® Card (review) is a competitor to the Citi Premier Card. There are also lots of reasons to consider this card. It’s also interesting to note that the Chase Sapphire Preferred recently added a $50 annual hotel credit. How does that compare?

  • The credit is for $50 rather than $100, but it has the benefit of having no minimum stay amount; in other words, you could save $50 off a $50 hotel stay
  • The credit is per cardmember year, rather than per calendar year

Which of the two credits is more valuable really depends on your hotel patterns. Some may prefer the bigger discount of the Citi Premier, while others may prefer the lower minimum of the Chase Sapphire Preferred. Personally, I think the Chase Sapphire Preferred hotel credit is better, given the lower spending requirement.

The Chase Sapphire Preferred also offers a hotel credit

Bottom line

The Citi Premier Card is an awesome card with a great welcome bonus and useful bonus categories for spending. On top of that, the card features an often overlooked $100 annual hotel credit, which can be applied to a hotel booking of $500+ that’s made with Citi ThankYou.

While there are some terms associated with this, and while there may be an opportunity cost to using this, it’s still a valuable perk that you should keep in mind. Saving up to 20% on a hotel stay can be a good value.

If you have the Citi Premier, have you used the $100 hotel benefit? If so, what was your experience like?

Conversations (16)
The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
Type your response here.

If you'd like to participate in the discussion, please adhere to our commenting guidelines. Anyone can comment, and your email address will not be published. Register to save your unique username and earn special OMAAT reputation perks!

  1. theebigjuan Guest

    Have tried twice to use the benefit at non-chain hotels outside of the city (Read Western Virginia and Northern Michigan). Compared the Citi roster to Stash Rewards and Expedia. Even with the benefit the math on the rates didn't work.

  2. Pete Guest

    What Dc_nomad said.
    What Stvr said.
    Lucky, how about providing examples of the last few times you took advantage of this benefit, which doesn't allow for any elite recognition, or FHR perks, but requires a $500 spend.
    Or even provide one example - where you used it this year, or last.

    1. Eskimo Guest

      What's your point of asking this question? It's none of your business.
      Just the same as you don't ask him on every single Amex offers he redeemed or what his incidentals was used for what and how much each time.

      OMAAT reminds you this benefit exists, use it or not is up to you. If you decided to get this card because of this $100 benefit but failed to use it, then that poor judgement is on you.

  3. J R Stewart Guest

    we've used it for $500 stay in Puerto Vallarta twice.
    If you use points and have a rewards + card, linked, you get 10% of the points back.

  4. Dc_nomad Guest

    @ Ben, why don’t you provide with actual examples of how you have taken advantage it this benefit

    1. Stvr Guest

      Lol I’d be shocked if such a thing existed

    2. Jill Guest

      That’s like him & Ford staying at Best Western’s yet they promote it on their blog which I don’t blame them but I believe if they promote something that should give the readers their personal feedback like they do for tue other hotels

    3. Eskimo Guest

      @Jill

      Funny enough, I've met one influencer who normally posts only luxurious lifestyles. Think Ritz, Aman, Four Seasons, flying QSuites, Michelin star restaurants. When I met that person it was a few weeks before that person's next project. We met at a Quality Inn. Choice hotels would never end up on any posts.

    4. Ben Schlappig OMAAT

      @ Dc_nomad -- I have the Citi Prestige rather than the Citi Premier, so I don't have this benefit to use.

  5. Bill S Guest

    Does anyone actually get approved for this card? I tried 6 months ago when they had the 80k bonus and again a few days ago. Declined both times. I have an excellent credit score and can’t remember the last card I was declined for, except for this one.

    1. Ben Schlappig OMAAT

      @ Bill S -- Sorry to hear about that, a bit surprised to hear about these issues. Anecdotally I've heard from lots of people who have had no issues getting approved.

  6. Steven M Guest

    "You must pre-pay for your complete stay with your Citi Premier Card, ThankYou points, or a combination of the two"

    Can you please clarify: this means we could pay for the roughly $500+ entirely using ThankYou points and still get the credit?

    Has anyone done that?

    1. Ben Schlappig OMAAT

      @ Steven M -- Correct, the catch is that redeeming ThankYou points for hotel stays isn't exactly a great value, so even with the $100 back, there might be better uses of your ThankYou points.

  7. Andrew Diamond

    I admit I totally forgot about this. Thank you for the reminder!

Featured Comments Most helpful comments ( as chosen by the OMAAT community ).

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

theebigjuan Guest

Have tried twice to use the benefit at non-chain hotels outside of the city (Read Western Virginia and Northern Michigan). Compared the Citi roster to Stash Rewards and Expedia. Even with the benefit the math on the rates didn't work.

0
Eskimo Guest

@Jill Funny enough, I've met one influencer who normally posts only luxurious lifestyles. Think Ritz, Aman, Four Seasons, flying QSuites, Michelin star restaurants. When I met that person it was a few weeks before that person's next project. We met at a Quality Inn. Choice hotels would never end up on any posts.

0
Eskimo Guest

What's your point of asking this question? It's none of your business. Just the same as you don't ask him on every single Amex offers he redeemed or what his incidentals was used for what and how much each time. OMAAT reminds you this benefit exists, use it or not is up to you. If you decided to get this card because of this $100 benefit but failed to use it, then that poor judgement is on you.

0
Meet Ben Schlappig, OMAAT Founder
4,523,713 Miles Traveled

25,807,500 Words Written

28,675 Posts Published

Keep Exploring OMAAT