8 Reasons To Get The Alaska Business Visa Card

8 Reasons To Get The Alaska Business Visa Card

23
In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support!

Link: Apply now for the Alaska Airlines Visa® Business card

The Alaska Airlines Business Visa Card, issued by Bank of America, has a great welcome bonus, fantastic perks, and it’s even quite easy to get approved for.

While you can read my detailed review of the Alaska Airlines Business Card, below I wanted to share eight reasons you should consider applying for this card.

1. Welcome bonus of 40K Alaska miles

The Alaska Visa Business Card is currently offering a welcome bonus of 40,000 Mileage Plan miles after spending $2,000 within 90 days. That’s just part of the bonus, and I’ll talk about the rest of the bonus below.

I value Alaska Mileage Plan miles at 1.7 cents each, so to me those 40,000 miles are worth $680.

Mileage Plan miles are so valuable thanks to the ability to redeem them for travel on a unique selection of airline partners, and also since you’re allowed a free stopover even on one-way tickets. For example, I’ve redeemed just 70,000 Mileage Plan miles for a first class Japan Airlines ticket from Tokyo to Chicago. With the world increasingly starting to open up again to global travel, partner redemptions and stopovers are once again practical.

Redeem Alaska miles for Japan Airlines first class

2. Alaska companion certificate as part of bonus

In addition to a welcome bonus of 40,000 Mileage Plan miles, the Alaska Visa Business Card also offers an Alaska companion fare the first year upon completing minimum spending of $2,000 within 90 days. Historically you only start receiving this on the first anniversary, but with this offer, you get one in the first year as well.

You’ll just have to pay $99 plus taxes and fees, which start at just $22.

Alaska’s companion fare can be quite valuable

3. Alaska companion certificate every year on anniversary

Every year on the account anniversary of the Alaska Visa Business Card you’ll receive an Alaska companion certificate. You’ll just have to pay $99 plus taxes and fees, which start at just $22, so you’re looking at a $121+ fare for the second passenger.

The card has just a $75 annual fee (if you have a single cardholder — $50 for the business and $25 per cardholder), and so in the end, you’re paying under $200 per year for a companion certificate, which is an excellent deal.

Here’s the thing — there are quite a few airlines that offer companion certificates in one form or another, but in my opinion, the Alaska companion certificate is by far the most generous:

  • It’s valid on any Alaska Airlines economy fare to all destinations, including Alaska, Hawaii, Central America, etc.
  • You can use it for a one-way or roundtrip
  • The companion earns miles and can even be upgraded
  • The cardholder doesn’t even have to be the one to use it; you can use it for someone else, as long as you pay for the ticket with a card in your name

This benefit alone should be a reason to hold onto the card long term, in my opinion.

Alaska companion fares are upgradeable

4. Anecdotally easy approval & limited restrictions

This is all anecdotal, but based on everything I’ve seen (and personally experienced), I don’t think there are many business cards that are easier to get approved for than the Alaska Visa Business Card. There are a couple of things that are particularly noteworthy.

  • It seems like lots of people are getting instant approvals on this card, more so than with most other business credit cards, and more than on the personal version of the card
  • The eligibility requirements around earning the bonus aren’t particularly strict; you can earn the bonus on the card even if you’ve earned it in the past, and many even report being able to pick up a second business card (even if they already have it)
Redeem Alaska miles for Cathay Pacific business class

5. Applying for the Alaska Business Visa doesn’t count toward 5/24

Chase has the 5/24 rule, which is a restriction whereby you typically won’t be approved for a Chase card if you’ve opened five or more new card accounts in the past 24 months. If this is a limit you’re trying to stay under, applying for most business cards, including the Alaska Visa Business Card, shouldn’t count toward that limit.

That’s because the card won’t show up on your personal credit report, which is another reason to consider this card.

6. Free checked bag on Alaska Airlines

If you fly Alaska Airlines with any frequency, the Alaska Business Visa offers a free checked bag on Alaska flights for you and up to six other passengers on the same reservation. Alaska charges $30 per checked bag, so this could save you up to $420 per roundtrip itinerary.

7. 20% back on Alaska Airlines inflight purchases

For having the Alaska Visa Business Card you can receive 20% back on Alaska inflight purchases, including for the purchase of food, drinks, and Wi-Fi. If you fly Alaska with any frequency, the value of this could quickly add up.

Save on an Alaska Airlines inflight purchase with the card

8. 3x miles on Alaska flights

The Alaska Visa Business Card offers 3x miles for every eligible dollar spent on Alaska Airlines purchases.

While there are some other credit cards that offer up to 5x points for airfare purchases, I’d note that Alaska miles are a special currency that many find to be extremely valuable, and the program doesn’t partner with the major transferable points currencies.

Many may prefer to put their Alaska spending on this card because earning 3x Alaska miles is a very solid return.

Earn 3x miles on Alaska Airlines purchases

Looking for a personal credit card?

If you want an Alaska Airlines credit card but don’t want to apply for a business credit card, there’s good news. The Alaska Airlines Visa® credit card (review) is offering the following excellent limited time bonus after spending just $3,000 within the first 90 days of account opening:

  • 70,000 Alaska Mileage Plan miles
  • An Alaska companion fare from $122 ($99 fare plus taxes and fees from $23)

This $95 annual fee card has largely overlapping perks, including a free checked bag on Alaska Airlines for you and up to six guests on the same reservation, 20% back on Alaska Airlines inflight purchases, 3x Mileage Plan miles on Alaska Airlines purchases, and more.

Redeem Alaska miles for LATAM business class

Bottom line

The Alaska Visa Business Card has a reasonable annual fee, and offers a solid welcome bonus of 40,000 miles plus an Alaska companion certificate, making this a fantastic card to consider applying for.

This is also a card worth holding onto long-term, given the companion certificate you get every year. I consistently get value out of that, and it’s why I like always having an Alaska Airlines credit card.

If you’re eligible for this card (which a vast majority of small business owners should be, even if you’ve had the card in the past), then applying should be a no-brainer.

If you have the Alaska Business Visa, what has your experience been with the card?

Conversations (23)
The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
Type your response here.

If you'd like to participate in the discussion, please adhere to our commenting guidelines. Anyone can comment, and your email address will not be published. Register to save your unique username and earn special OMAAT reputation perks!

  1. globetrotter Guest

    Received an emailed offer twice in the past six months: $2K spent for the first 40K and a total of $12K spent for the second 40K in nine months. Still patiently waiting for a better offer hopefully before Alaska Airlines announces the big change in its award booking chart later this year.

  2. AT Guest

    Just applied and got approved as a sole proprietor through your link. Thanks for all the good posts Ben, keep it up! Love your blog.

  3. J R Guest

    instant approval for my wife. I already have it.
    Any experiences on getting approved for a 2nd business card?

  4. Ivan X Guest

    Went into manual review. I had to electronically send reams of tax and incorporation documents (with no instructions, just a bizarre third party secure documents website whose intro email had broken links, and whose customer service I had to track down and call just to be able to log in for the first time) for my 15-year incorporated business as well as personal tax documents. No communication for almost a month, nearly impossible to reach...

    Went into manual review. I had to electronically send reams of tax and incorporation documents (with no instructions, just a bizarre third party secure documents website whose intro email had broken links, and whose customer service I had to track down and call just to be able to log in for the first time) for my 15-year incorporated business as well as personal tax documents. No communication for almost a month, nearly impossible to reach anyone on the phone just to ask what was going on, and when I did they wouldn’t tell me anything, like whether I’d even submitted the documents correctly. Finally denied a month later.

    I have an 850, and a home loan, and haven’t opened any new personal cards with anyone in over two years. Waiting for snail mail to tell me the ostensible reasons, but, overall, an opaque and annoying experience. Perhaps it’s correct what others have stated that if you don’t have some other relationship with BofA they won’t approve you (at least if your application goes into manual review). Maybe they thought that I was bonus chasing. Who knows, but congrats to those who succeeded. I may try to call them again, to see if they will reconsider, but assuming they don’t (and it doesn’t sound like that happens very often), it will probably be my first non-rule denial ever.

    I may try again as sole proprietor, but it hardly feels worth the headache compared to the ease of of applying with Chase, Citi, Amex, and Barclays.

  5. Darren C Diamond

    Alaska companion tix are worse than Delta's and Southwest's.
    I have the Alaska business card and have never been able to use a Gold upgrade, even though I am Gold 75. (I have four AS flights next week and many more over the next months (SEA, LIH, HNL, PHX, PDX, IAH...)

  6. Robert Herrington Guest

    I love Alaska miles too. However, I have to disagree with you about the value of the companion ticket being "by far the most generous." It can't compare with the Southwest companion pass which allows your designated companion to fly free over and over again - for as long as you have it. Theoretically, your companion could fly free every day of the year!! Nothing compares to that!

  7. Mike1977 Guest

    Instantly approved, thanks Ben!!

  8. Moh Guest

    One thing to note is that if you get rejected for this card good luck getting in touch with their credit department for businesses. They closed all their phone numbers and the only way to reach out to them is by writing (mail).

    I got rejected for ridiculous made-up reasons (not enough loan history and not enough deposits with them or their partners). I've 12 years of credit history and I've checking accounts with different...

    One thing to note is that if you get rejected for this card good luck getting in touch with their credit department for businesses. They closed all their phone numbers and the only way to reach out to them is by writing (mail).

    I got rejected for ridiculous made-up reasons (not enough loan history and not enough deposits with them or their partners). I've 12 years of credit history and I've checking accounts with different banks. Apparently, they will reject any applicants if they don't bank with them.

    In case anyone is wondering I've credit cards from Chase, Amex, Citi, Barclay, Discover, and Capital One.

  9. Ivan X Guest

    Just applied for this card with a real corporation. They asked for a ton of documents proving the existence of the business (articles of incorporation, tax documents, etc), which I'm going to provide to them, but it was far from an instant approval. Perhaps it would have been simpler to just go sole proprietor.

  10. TJ Guest

    Any idea how long this 70k sign up bonus offer will last?

    1. Ben Schlappig OMAAT

      @ TJ -- Unfortunately there has been no indication of when it will be pulled. It's a really good bonus, so I couldn't count on it sticking around that long, but who knows. Sorry I don't have more details!

  11. est Guest

    what about the reports that you can't churn for 24 months?

    1. Ben Schlappig OMAAT

      @ est -- Where are you seeing these reports? There's a 24-month rule for personal cards, but not for this business card, as far as I know.

    2. est Guest

      maybe I was confused with the personal card - looked again and can't find it except for the personal card (sorry) so I may give it a try - will they not approve if not eligible for the bonus? I've had this happen with other cc.

    3. Ben Schlappig OMAAT

      @ est -- I can't guarantee that will always be the case, but I also haven't heard of any data points of people getting approved and not getting the bonus. Hope that helps. :-)

  12. Darren C Diamond

    Last year I got both the business and personal Alaska BoA cards. Wish I had waited for this offer. I closed my personal card but am keeping the AS biz card for now.

    Last year AS constantly had great flight deals out of IAH. Now they are obsessed with AUS and have dropped IAH-LAX nonstop, leaving only SEA as a direct flight. That leaves me flying AA more.

  13. RBZ Guest

    The companion ticket is only for economy tickets….not great if you like to fly upfront or even close to the front of the plane☹️

    1. Ben Schlappig OMAAT

      @ RBZ -- Fair, but it can be upgraded, so there are ways to score first class while using the companion certificate.

    2. The Emperor Guest

      Long time voyeur of your site but first time question.

      Have never upgraded the companion fare for travel. How do you do this. I still long for the past "days" when AS allowed use of companion fares for first class travel.

  14. beerandcheese Guest

    Hey Lucky - Didn't you just have a kid a few days ago? Congratulations! But go take some time off. I know being a small business owner probably doesn't afford you many of the benefits of we get in the corporate world, however a week or two off won't kill the blog. Congratulations again!

    1. Ben Schlappig OMAAT

      @ beerandcheese -- I appreciate it, thanks! Since Miles is currently sleeping a vast majority of the time, I do have a decent amount of time to get stuff done, so we're easing our way into it.

  15. Lee Guest

    Thanks for posting this. Used your link to apply and was instantly approved.

    This will help replenish the account as I just used 170K Alaska miles for business class RT from ATL to Maldives next year with a stopover in Doha each way (Q-Suites on the ATL-DOH routes).

    1. Ben Schlappig OMAAT

      @ Lee -- Thanks for the support, and enjoy your trip to the Maldives. That's a great itinerary!

Featured Comments Most helpful comments ( as chosen by the OMAAT community ).

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

Darren C Diamond

Alaska companion tix are worse than Delta's and Southwest's. I have the Alaska business card and have never been able to use a Gold upgrade, even though I am Gold 75. (I have four AS flights next week and many more over the next months (SEA, LIH, HNL, PHX, PDX, IAH...)

1
Lee Guest

Thanks for posting this. Used your link to apply and was instantly approved. This will help replenish the account as I just used 170K Alaska miles for business class RT from ATL to Maldives next year with a stopover in Doha each way (Q-Suites on the ATL-DOH routes).

1
globetrotter Guest

Received an emailed offer twice in the past six months: $2K spent for the first 40K and a total of $12K spent for the second 40K in nine months. Still patiently waiting for a better offer hopefully before Alaska Airlines announces the big change in its award booking chart later this year.

0
Meet Ben Schlappig, OMAAT Founder
4,988,713 Miles Traveled

29,627,500 Words Written

32,815 Posts Published

Keep Exploring OMAAT