Delta Reserve Business Card

Filed Under: American Express, Credit Cards
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3x Miles
on Delta
Checked Bag
Foreign Transaction Fees
Annual Fee: $550
| Terms Apply.

The Delta SkyMiles® Reserve Business American Express Card has a $550 annual fee (Rates & Fees) and is offering a welcome bonus of 45,000 SkyMiles plus 10,000 MQMs after you spend $4,000 on purchases within the first three months of card membership.

The card has lots of great perks that potentially make it worthwhile, including the following:

  • Delta SkyClub access for the primary cardmember, with the option to bring up to two guests for $39 each
  • A Companion Certificate upon renewal of your card every year, valid for a domestic first-class, Comfort+, or economy roundtrip ticket
  • 15,000 bonus MQMs when you spend $30,000 on purchases on the card in a calendar year, and an additional 15,000 bonus MQMs each when you spend $60,000, $90,000 and $120,000 on purchases on the card in a calendar year for a total of up to 60,000 MQMs
  • When flying Delta, priority boarding with Zone 1, a first checked bag free, and 20% savings on in-flight purchases in the form of a statement credit
  • The Delta Reserve Card offers 3x miles on Delta purchases, and 1.5x miles on all purchases after spending $150,000 annually

Enjoy Delta SkyClub access with the Delta Reserve Card

If you apply for this card, keep in mind that anecdotally Amex business cards are quite easy to be approved for, and also applying for Amex business cards doesn’t count towards Chase’s 5/24 limit, if that’s something you’re worried about.

Furthermore, eligibility for the welcome bonus on this card is independent of eligibility for any other Delta Amex card, so as long as you haven’t had this specific card before, you should be eligible.

You can get a lot of value redeeming the companion certificate for first-class travel

Bottom line

This card won’t be for everyone, but if you’re a Delta loyalist who wants to earn MQMs through credit card spend and values SkyClub access, this is a great option. By spending on this card, you can earn up to 60,000 MQMs per year, and I’d say the SkyClub access and companion certificate can more than cover the annual fee.

The following links will direct you to the rates and fees for mentioned American Express Cards. These include: Delta SkyMiles® Reserve Business American Express Card (Rates & Fees).

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
  1. The credit card posts had reduced considerably. Thought you moved them to YouTube. Hope that is a permanent change.

  2. My experience – they gave me a ridiculously low credit limit (I have an excellent score), making maximizing the annual benefits very tricky / ive read similar stories online…. anyone else have this problem?

  3. If you don’t fly Delta much, you’re essentially just buying 70k DL miles for $450 and an Experian inquiry – which is a good deal, but also not one that one needs to jump on.

  4. Is the card still worth it if you have the Amex Platinum? Given I already have access to Delta Skyclubs. Is the companion certificate alone worth having the card?

  5. If I applied and was approved for two other Am Ex business cards within the past 90 days, will I still be able to be approved for this card? I’d have to wait until mid December for the 90 days to pass. Thanks

  6. On the companion certificates, are the domestic flat bed Delta One’s eligible? If so, it might be a worthwhile deal.

  7. @Ramy

    Only 3 reasons to get this over AMEX Platinum (Biz or Personal)
    1. You ‘need’ the MQM.
    2. You have a use for the companion certificate, but you must book in the lower (cheaper) fare.
    3. You want the signup miles.
    And 2 very unlikely reason.
    1. This is your only way of getting the 1 free checked bag. Which for many who is looking at this card and make this card worthwhile probably got free bags already.
    2. You spend so much onboard Delta that 20% discount is worthwhile.

    Otherwise, you are better off with AMEX Platinum.

  8. @Elil yes, but only within certain fare class. For First/Business/DeltaOne the fare must be A or I (basically the discounted fares)

    I’ve used it plenty of times for both econ and premium, just need to time things right to get those fares.

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