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How it works
- We include a range of travel & rewards cards on this page that we find useful to readers, but don’t intend to list every potential credit card out there
- You can filter by card type and features
- Select up to three cards to view a quick comparison
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United℠ Business Card
Earn up to 150,000 bonus miles
- Earn 2x miles on United purchases
- Annual Travel Credit
- Anniversary Bonus Miles
The United Business Card has a really great welcome bonus.
I love seeing card issuers get more creative with benefits, especially for loyal customers. For example, I think it’s innovative how they’re offering bonus miles if you have both a personal and business United credit card, and how they’re offering a $100 United credit if you make seven purchases of select United products for $100 each.
- Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn up to 150,000 bonus miles.
- Earn 75,000 miles after you spend $5,000 on purchases in the first 3 months your account is open. Earn an additional 75,000 miles after you spend $20,000 total in the first 6 months.
- Receive a 5,000-mile "better together" bonus each anniversary when you have both the UnitedSM Business Card and a personal United credit card.
- Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
- Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for one year with DashPass, DoorDash's membership service. Activate by 12/31/21.
- $100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.
Earn
up to 150,000
United miles
Earn 75,000 miles after you spend $5,000 on purchases in the first 3 months your account is open. Earn an additional 75,000 miles after you spend $20,000 total in the first 6 months.
Starter Card
Chase Sapphire Preferred® Card
Earn 100,000 bonus points
Starter Card
- 5x total points on travel purchased through Chase Ultimate Rewards®
- 3x points on dining
- 2x points on travel purchases
The Chase Sapphire Preferred has been around for about a decade, and continues to be one of the most well-rounded credit cards for beginners and those looking for travel rewards.
The Chase Sapphire Preferred offers generous rewards on dining and travel, great customer service, and some other useful perks.
- 5X points on travel purchased through Chase Ultimate Rewards®
- 3X points on dining
- 2X points on all other travel purchases
- 1 point per dollar spent on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
- Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Earn
100,000
Chase Ultimate Rewards
Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
Best Bonus
Ink Business Preferred® Credit Card
Earn 100,000 bonus points
Best Bonus
- Earn 3x points on travel
- Earn 3x points on shipping purchases
- Cell Phone Protection
The Ink Business Preferred Card is the single most well-rounded business credit card out there, in my opinion. The card offers the biggest sign-up bonus of any credit card, it offers incredible 3x points categories for common spending categories for businesses, and it offers amazing protection, ranging from car rental damage to cell phone protection.
While I’d say this card isn’t worth it for someone strictly looking for cash back, otherwise you simply can’t go wrong with this card, in my opinion.
- 3x Ultimate Rewards points on travel
- 3x Ultimate Rewards points on shipping purchases
- 3x Ultimate Rewards points on internet, cable and phone services
- 3x Ultimate Rewards points on advertising purchases made with social media sites and search engines
Foreign Transaction Fee:
$0
Annual Fee:
$95
Purchase APR:
15.99%-20.99%Variable
N/A
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
Earn
100,000
Chase Ultimate Rewards
- 100,000 Chase Ultimate Rewards points after spending $15,000 on purchases within the first three months of account opening.
Lounge Access
The Platinum Card® from American Express
Earn 100,000 Membership Rewards® Points
Lounge Access
- Earn 5x points on flights purchased directly from airlines or through Amex Travel (up to $500k/year)
- $200 Annual Uber Credit
- Amex Centurion Lounge Access
I love my Amex Platinum Card and find it well worth the annual fee. I think it can definitely be worth getting, though I also do think most people are using this card wrong. This isn’t a card you should be using for all of your credit card spending, but rather it’s a card you should get for the perks that it offers, as well as the 5x points on airfare.
To decide if you should get the card, take the $695 annual fee, subtract how much value you’d get out of the credits, and then consider how much more you value the other perks of the card, including the great lounge access benefit.
For a frequent traveler or anyone who buys international premium cabin tickets with any frequency, I think the card is well worth it.
And even for those who don’t, I’d argue the card could be worth it right now -- especially with the incredible bonus that includes 10x points in popular categories
- Earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
- Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- Earn 1x points per dollar spent on all other purchases
Foreign Transaction Fee:
None
Annual Fee:
$695
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
- Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
- Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
- $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.
- New! American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only.
- $300 Equinox Credit: Get up to $25 back each month on select Equinox memberships. Enrollment required.
- $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
- $695 annual fee.
- Terms Apply.
Earn
100,000
Membership Rewards Points
- Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
- Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.
Free Hotel Night
World of Hyatt Credit Card
Earn up to 60,000 Bonus Points
Free Hotel Night
- Earn 4x Points at Hyatt Properties
- Free Night Every Year
- Complimentary Discoverist Status
The World of Hyatt Credit Card is exceptional. It’s a card I have, and also a card I spend at least $15,000 on per year.
The card is worth having even if you don’t plan on putting spending on it — you get an anniversary free night certificate you can use at a hotel that costs significantly more than the annual fee, you get complimentary Discoverist status, and you get five elite nights towards a higher status tier.
Beyond that it can be worth putting spending on the card, thanks to the unique bonus categories (4x points on Hyatt stays and 2x points on fitness and gyms), as well as the additional elite nights and second free night certificate.
The card is worth holding onto for the anniversary free night certificate and the five elite nights towards status annually, which more than justify the annual fee, not to mention the pathway to elite status based on your spending.
- 4x points for spending at Hyatt hotels and resorts
- 2x points for restaurant spending globally
- 2x points on airline tickets purchased directly from airlines
- 2x points on fitness clubs and gym memberships
- 2x points on local transit and commuting
- 1x points on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
- Limited Time offer: Apply by 9/30/21 and upon approval you'll receive 2 Tier-Qualifying Night Credits for each night you stay from 8/16/21 through 12/31/21.
- Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.
- Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
- Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
- Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Earn
60,000
World of Hyatt Points
- Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
- Limited Time offer: Apply by 9/30/21 and upon approval you’ll receive 2 Tier-Qualifying Night Credits for each night you stay from 8/16/21 through 12/31/21.
- Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.
Flexible Points
Citi Premier® Card
Earn 80,000 ThankYou points after qualifying purchases
Flexible Points
- Earn 3x Points on Airfare
- Earn 3x Points on Hotels
- Earn 3x Points at Restaurants
The Citi Premier® Card offers the most rewarding bonus categories of any mid-range credit card, in my opinion, as the card offers 3x points in five different categories. I also love Citi ThankYou points, and get huge value by transferring them to airline partners, especially in conjunction with a transfer bonus.
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
Foreign Transaction Fee:
0%
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Earn
80,000
ThankYou Points
Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
American Express® Business Gold Card
Earn 70,000 Membership Rewards® points
- Earn 4x Membership Rewards points on airfare purchased directly from airlines
- Access to Amex Offers
- Redeem Amex Points Towards Airfare
Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.
Each billing cycle you earn 4x Membership Rewards points on the two categories in which you spend the most. This can change each billing cycle based on your spending patterns. The Amex Business Gold Card offers up to 4x points in the following categories:
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media
- U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases for shipping
- U.S. computer hardware, software, and cloud computing purchases made directly from select providers
Foreign Transaction Fee:
None
Annual Fee:
$295
Intro Purchase APR:
N/A
Balance Transfer APR:
N/A
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
- *Terms Apply
Earn
70,000
Membership Rewards Points
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Southwest Rapid Rewards® Performance Business Credit Card
Earn 80,000 points
- Earn 3x points on Southwest Airlines purchases
- Anniversary Bonus Points
- Upgraded Boarding
If you have a small business and fly Southwest with any frequency, then the Southwest Performance Business Card is a no brainer. To start, the card has an incredible welcome bonus that could get you over $1,000 worth of travel on Southwest, plus it could get you close to earning the Companion Pass.
On an ongoing basis, the card is worth it as well. It has a $199 annual fee but offers 9,000 points per year (which I value at ~$120), plus four upgraded boardings per year, an incredible Wi-Fi benefit, and more. This card should pay for itself for anyone who flies Southwest with any frequency.
The Southwest Performance Business Card is exceptional. I would say it’s the single best Southwest Airlines credit card.
- Earn 3x points on Southwest Airlines purchases
- Earn 2x points on social media and search engine advertising, internet, cable, and phone services
- Earn 1x points on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$199
Purchase APR:
15.99% - 22.99%Variable
N/A
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
- 9,000 bonus points after your Cardmember anniversary.
- 3 points per $1 spent on Southwest Airlines® purchases.
Earn
80,000
Southwest miles
Earn 80,000 Rapid Rewards points after spending $5,000 within three months.
New United Quest℠ Card
Up to 100,000 Miles
- 3x miles on United
- 2x miles on dining
- Free first and second checked bags
While the $250 annual fee sounds high on the surface, the $125 annual United credit should get you half of that value back right there. Then there’s the up to 10,000 miles you can earn per year when redeeming miles, along with all of the other ongoing benefits. Add on the huge welcome bonus and this is a spectacular product
- 3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit
- 2 miles per $1 spent on all other travel, including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls
- 2 miles per $1 spent on dining
- 2 miles per $1 spent on select streaming services
- 1 mile per $1 spent on all other purchases
OMAAT Resources
Foreign Transaction Fee:
$0
Annual Fee:
$250
Purchase APR:
16.49% to 23.49%Variable
N/A
- Earn 80k bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, an additional 20k bonus miles after you spend $10,000 in the first 6 months.
- $250 Annual Fee
- Earn 3X miles on United® purchases, 2X miles at restaurants, on select streaming services & all other travel, 1X on all other purchases
Earn
Up to 100,000
United miles
80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
Plus, earn an additional 20,000 bonus miles after you spend $10,000 total on purchases in the first 6 months your account is open
Delta SkyMiles® Platinum American Express Card
Earn 90,000 Bonus Miles & 10,000 MQMs
- Earn 3x SkyMiles for purchases directly with Delta
- Annual Companion Certificate
- First Checked Bag Free
This is a solid card in terms of the perks for those who fly Delta frequently, especially Medallion members. For many, the annual companion certificate will more than justify the annual fee in and of itself, without even accounting for all of the other perks. Some will also find it worth spending money on the card, either to get an MQD waiver, or to earn MQMs for spending.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
Earn 1X Miles on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$250
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Limited Time Offer: Earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
- Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Enjoy your first checked bag free on Delta flights.
- Fee Credit for Global Entry or TSA Pre✓®.
- Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
- No Foreign Transaction Fees.
- $250 Annual Fee.
- Terms Apply.
Earn
90,000
Delta SkyMiles
Limited Time Offer: Earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
Dining
American Express® Gold Card
Earn 60,000 Membership Rewards® points
Dining
- 4x points at restaurants
- 4x points at U.S. supermarkets, on up to $25,000 in purchases annually
- 3x points on flights booked directly with airlines or through amextravel.com
The Amex Gold Card is one of American Express’ best credit cards for earning points. With 4x points at restaurants and 4x points at U.S. supermarkets (up to $25,000 annually), earning Membership Rewards points is easy.
The card also offers some credits that are potentially useful, which for many will help offset the annual fee. The card offers up to a $120 annual dining credit, plus multiple Uber benefits, which I find to be very worthwhile.
- 4X Membership Rewards® Points at Restaurants, including takeout and delivery
- 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- 3x Membership Rewards points on flights booked directly with airlines or through amextravel.com
Annual Fee:
$250
Purchase APR:
See Pay Over Time APR
Balance Transfer APR:
N/A
- Rose Gold is back. You can now choose between Gold or Rose Gold.
- Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
- Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
- Get up to 12 complimentary months of an Uber Eats Pass subscription when you enroll with your Gold Card by 12/31/21.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
Earn
60,000
Membership Rewards Points
60,000 Membership Rewards points after spending $4,000 within six months
Alaska Airlines Visa® Business card
60,000 bonus miles plus Alaska's Famous Companion Fare offer
- Earn 3 miles for every $1 spent directly on Alaska Airlines purchases
- Alaska's Famous Companion Fare™
- Enjoy 50% off day passes at the Alaska Lounge
The Alaska Visa Business Card is great for small business owners, especially as a complement to the personal Alaska Airlines Visa® Credit Card. The annual companion certificate is one of my favorite perks that adds even more value.
Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases.
Foreign Transaction Fee:
none
Annual Fee:
$50 for the company and $25 per card
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Limited Time Offer! Get 60,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from just $22) with this offer. To qualify, make purchases of $3,000 or more within the first 90 days of opening your account.
- Get another Alaska's Famous Companion Fare™ every year! Each Year on your credit card account anniversary you'll receive a companion fare which allows you to book a companion flight from just $121 ($99 fare plus taxes and fees from $22). Valid on all Alaska Airlines flights booked on alaskaair.com.
- Free checked bag for you and up to 6 guests on the same reservation - that's a savings of $60 per person roundtrip!
- Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases.
- Enjoy 50% off day passes at the Alaska Lounge and 20% back on all Alaska Airlines inflight purchases when you pay with your card.
- With oneworld® Alliance we've expanded our global reach to over 1,000 destinations worldwide, bringing more airline partners and more ways to earn and redeem miles.
- Flexibility when booking with no blackout dates on Alaska Airlines flights and miles don't expire on active accounts.
- Plus, no international transaction fees and a low annual fee of $50 for the company and $25 per card.
Limited Time Offer! Get 60,000 bonus miles plus Alaska’s Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from just $22) with this offer. To qualify, make purchases of $3,000 or more within the first 90 days of opening your account.
Hilton Honors American Express Aspire Card
Earn 150,000 Hilton Honors Bonus Points
The card details for the Hilton Honors American Express Aspire Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.- 14x Points At Hilton Hotels
- Hilton Honors Diamond Status
- Annual Free Weekend Night Reward
The Hilton Aspire Card is one of the most rewarding hotel credit cards out there.
While the card has a $450 annual fee, it offers some truly incredible perks, including top tier Hilton Honors Diamond status, a weekend night reward annually, and up to $500 in credits annually ($250 for airline fees, and $250 for Hilton resorts).
To say that I’ve gotten outsized value from this card would be an understatement.
- 14x Hilton Honors points for spending at Hilton properties globally
- 7x points per eligible dollar spent on flights booked directly with airlines or amextravel.com
- 7x points per eligible dollar spent on car rentals booked directly with select car rental companies
- 7x points per eligible dollar spent at US restaurants
- 3x points on all other eligible purchases
Foreign Transaction Fee:
$0
Annual Fee:
$450
Purchase APR:
15.74%-24.74%(Variable)
N/A
- Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
- Earn 14X Hilton Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
- Earn 7X Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies & at U.S. restaurants.
Earn
150,000
Hilton Honors Points
- Earn 150,000 Hilton Honors points, after spending $4,000 within the first three months
United℠ Explorer Card
Earn up to 70,000 bonus miles
- Earn 2x miles on United purchases
- Free Checked Bag
- Two United Club Passes Annually
The United Explorer Card is one of the most benefits-rich airline credit cards out there. For a low $95 annual fee (which is even waived for the first year) you get two United Club passes annually, savings on inflight purchases, a Global Entry credit, a first checked bag free, and much more.
- Earn 2x miles on United purchases
- Earn 2x miles at restaurants
- Earn 2x miles at hotels
- Earn 1x miles on all other purchases
Annual Fee:
$0 introductory annual fee for the first year, then $95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, an additional 10,000 bonus miles after you spend $6,000 in the first 6 months.
- $0 introductory annual fee for the first year, then $95
- Earn 2 miles per $1 spent on dining, hotel stays, and United purchases
- Up to $100 Global Entry or TSA PreCheck® fee Credit
- 25% back on United inflight purchases
- Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
- Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
- Earn 2 miles per $1 spent on dining and eligible delivery services
Earn
up to 70,000
United miles
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, an additional 10,000 bonus miles after you spend $6,000 in the first 6 months.
British Airways Visa Signature® Card
Earn 100,000 bonus Avios
- 5x Avios per dollar spent on purchases with British Airways
- 10% Discount on British Airways Flights
- Reward Flight Statement Credit
The British Airways Visa offers an excellent welcome bonus, and it can be worth spending money on the card to earn a companion ticket. Beyond that, the card can be worth having for the discounts offered on both paid tickets (up to 10% off) or award tickets (up to $200 in statement credits), which can cover the annual fee over and over.
- Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
- Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
- Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
- Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
- 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
- Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Earn
100,000
British Airways Avios
Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
Marriott Bonvoy Boundless™ Credit Card
Earn 3 Free Nights
- Earn 6x points at Marriott
- Free Night Award Annually
- 15 Elite Nights Towards Status Annually
The way I view it, this is a card that’s worth holding onto for the anniversary free night certificate, valid at a hotel that retails for up to 35,000 Marriott points per night. That benefit alone should more than justify the annual fee. If you’re going for status, the 15 elite nights towards status annually is incredibly valuable as well, and makes it easier to earn Platinum status.
- Earn 10X total points per $1 spent on up to $2,500 in combined purchases at gas stations, restaurants, and grocery stores within 6 months from account opening
- Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
- 2X Bonvoy points for every $1 spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$95
Purchase APR:
15.99% - 22.99%Variable
Intro Balance Transfer APR:
N/A
- Earn 3 Free Nights (each night valued up to 50,000 points) after qualifying purchases + 10X total points on eligible purchases in select categories.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
- 2X Bonvoy points for every $1 spent on all other purchases.
- Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
- 15 Elite Night Credits each calendar year.
- No Foreign Transaction Fees.
- Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
Earn 3 Free Nights (each night valued up to 50,000 points) after qualifying purchases + 10X total points on eligible purchases in select categories.
Delta SkyMiles® Gold American Express Card
Earn 70,000 Bonus Miles
- Earn 2x SkyMiles on purchases directly with Delta
- First Checked Bag Free
- Delta Flight Voucher
This card can be worth holding onto for the first checked bag free, priority boarding, inflight savings, access to Pay With Miles, Amex Offers, and more. In other words, for someone who flies Delta occasionally, I think this is the best card to get, and the benefits can more than offset the annual fee.
Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
Earn 1X Mile on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$0 introductory annual fee for the first year, then $99.
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
- Enjoy your first checked bag free on Delta flights.
- Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
- Earn 1X Mile on all other eligible purchases.
- $100 Delta Flight Credit: After you spend $10,000 in purchases on your card in a calendar year, receive a Credit to use toward future travel.
- Enjoy a $0 introductory Annual Fee for the first year, then $99.
- Terms Apply.
Earn
70,000
Delta SkyMiles
Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
United Award Booking
United Club℠ Infinite Card
Earn 75,000 MileagePlus bonus miles
United Award Booking
- Earn 4x miles on United purchases
- United Club℠ Access
- Earn PQPs Towards Status
This card can unlock significant value with the United Club membership alone. When you add in all the other benefits, this card is hard to beat for anyone who travels on United with any frequency.
- Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
- Earn 2 miles per $1 spent on all other travel
- Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services
- Earn 1 mile per $1 spent on all other purchases
Annual Fee:
$525
Purchase APR:
16.49% - 23.49%Variable
N/A
- Earn 75,000 Bonus Miles.
- Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
- Earn 2 miles per $1 spent on all other travel
- Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services
- Earn 1 mile per $1 spent on all other purchases
- Up to $100 Global Entry or TSA PreCheck® fee credit
- Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card.
Earn
75,000
United miles
Earn 75,000 Bonus Miles after you spend $3,000 on purchases in the first 3 months your account is open
Delta SkyMiles® Reserve American Express Card
Earn 80,000 bonus miles & 20,000 bonus MQMs
- Earn Medallion Qualifying Miles (MQMs)
- Complimentary Delta SkyClub Access
- First Checked Bag Free
The Delta Reserve Card is worth getting specifically if you’re a Delta flyer, since having the card can help you earn status with Delta, and it also offers lots of Delta specific perks that you don’t get with other cards. For the frequent Delta flyer who could benefit from the lounge access, companion ticket, improved upgrade priority, and the ability to earn status through credit card spending, this is the card to get.
Earn 3X Miles on Delta purchases.
Earn 1X Mile on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$550
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Limited Time Offer: Earn 80,000 Bonus Miles and 20,000 Medallion® Qualification Miles (MQMs) after you spend $5,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
- Earn up to 60,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- Receive a Domestic First Class, Delta Comfort+® or Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government-imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.
- Enjoy complimentary access to The Centurion® Lounge or Escape Lounge - The Centurion® Studio Partner when you book a Delta flight with your Reserve Card.
- Fee Credit for Global Entry or TSA Pre✓®.
- Enjoy your first checked bag free on Delta flights.
- Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- No Foreign Transaction Fees.
- $550 annual fee.
- Terms Apply.
Earn
80,000
Delta SkyMiles
Limited Time Offer: Earn 80,000 Bonus Miles and 20,000 Medallion® Qualification Miles (MQMs) after you spend $5,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
Delta SkyMiles® Reserve Business American Express Card
Earn 80,000 Bonus Miles, 20,000 Bonus MQMs & a $200 Statement Credit
- Earn Medallion Qualifying Miles (MQMs)
- Complimentary Delta SkyClub Access
- Annual Companion Certificate
This card won’t be for everyone, but if you’re a Delta loyalist who wants to earn MQMs through credit card spend and values SkyClub access, this is a great option. The SkyClub access and companion certificate can more than cover the annual fee, and then there are many other benefits to enjoy.
- After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex: you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
Foreign Transaction Fee:
None
Annual Fee:
$550
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Limited Time Offer: Earn 80,000 bonus miles, 20,000 Medallion® Qualification Miles (MQMs), and a $200 statement credit after spending $5,000 on your new Card in your first 3 months. Offer Ends 11/10/21.
- With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 3,750 MQMs after making $30,000 in purchases, up to 4x. That's in addition to the 15,000 MQMs that you would earn with Status Boost.
- When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge - The Centurion® Studio Partner.
- After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex: you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
- Pay no foreign transaction fees when you spend overseas.
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
- Terms and limitations apply.
Earn
80,000
Delta SkyMiles
Limited Time Offer: Earn 80,000 bonus miles, 20,000 Medallion® Qualification Miles (MQMs), and a $200 statement credit after spending $5,000 on your new Card in your first 3 months. Offer Ends 11/10/21.
Aer Lingus Visa Signature® Card
Earn 100,000 bonus Avios
- 5x Avios points on Aer Lingus
- Annual Companion Certificate
- Priority Boarding on Aer Lingus Flights
I like this lesser-kown Chase credit card because of the big welcome bonus and long-term benefits like priority boarding on Aer Lingus flights and the ability to earn a companion voucher for a paid ticket in economy.
Aer Lingus Avios are very useful for transatlantic business class travel on Aer Lingus, given the excellent onboard product, low award costs, and reasonable fees.
- Earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
- Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
OMAAT Resources
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
- Earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
- Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
- Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive a Commercial Companion Ticket good for 12 months.
- You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Earn
100,000
Aer Lingus Avios
Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
Iberia Visa Signature® Card
Earn 100,000 bonus Avios
- 5x Avios per dollar spent on purchases with Iberia
- 10% Discount on Iberia Flights
- Iberia $1,000 Flight Discount Voucher
The Iberia Credit Card may not have been on your radar, but it probably should be, thanks to the great sign-up bonus. On top of that, the card can be worth holding onto long term if you fly Iberia with any frequency — the 10% discount on Iberia tickets is an awesome perk, and it can be worth spending $30,000 on the card per year to receive a $1,000 Iberia flight discount voucher.
- Earn 5 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
- Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
OMAAT Resources
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
- Earn 5 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
- Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
- Save 10% on Iberia flights purchased on iberia.com/Chase10.
- Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Earn
100,000
Iberia Avios
Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
Delta SkyMiles® Platinum Business American Express Card
Earn 90,000 Bonus Miles, 10,000 Bonus MQMs & a $100 Statement Crdit
- Earn 3x SkyMiles for purchases directly with Delta
- First Checked Bag Free
- Annual Companion Certificate
This is a solid card in terms of the perks for those who fly Delta frequently, especially Medallion members. For many, the annual companion certificate will more than justify the annual fee in and of itself, without even accounting for all of the other perks. Some will also find it worth spending money on the card, either to get an MQD waiver, or to earn MQMs for spending.
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
- Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year.
- 1 Mile on every eligible dollar spent on other purchases.
Foreign Transaction Fee:
None
Annual Fee:
$250
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Limited Time Offer: Earn 90,000 bonus miles, 10,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months. Offer Ends 11/10/21.
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
- Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
- With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
- Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding.
- Terms and limitations apply.
Earn
90,000
Delta SkyMiles
Limited Time Offer: Earn 90,000 bonus miles, 10,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months. Offer Ends 11/10/21.
Annual Free Night
IHG® Rewards Club Premier Credit Card
Earn 150,000 bonus points
Annual Free Night
- Earn 10x points at IHG hotels
- Anniversary Free Night
- IHG Rewards Club Platinum Status
The IHG Premier Card is a card that I highly recommend getting. Not because it makes sense to put a lot of spending on the card long term (especially with the recent devaluation of points), but because the anniversary free night certificate can be worth way more than the ongoing $89 annual fee.
Add in the IHG Platinum status, fourth night free on award redemptions, Global Entry/TSA Pre-Check credit, and more, and this card is a no brainer. Add in the great bonus at the moment, and the card is even more valuable.
I know some people are opposed to having a lot of credit cards, but often it can make sense to have some cards just for the perks they offer, even if they’re not worth spending much money on. This is one of those cards.
- Earn up to 25 points total per $1 spent when you stay at an IHG hotel
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.
- Earn 1 point per $1 spent on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$0 intro annual fee for the first year, then $89
Purchase APR:
15.99% - 22.99%Variable
N/A
- Earn 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
- Earn up to 25 points total per $1 spent when you stay at an IHG hotel
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
- Platinum Elite status as long as you remain a Premier card member
- Global Entry or TSA Pre✔® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Earn
150,000
IHG Rewards Points
Earn 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Delta SkyMiles® Gold Business American Express Card
Earn 70,000 bonus miles & a $50 Statement Credit
- Earn 2x SkyMiles on purchases directly with Delta
- Delta Flight Voucher
- 20% Delta Inflight Savings
This card can be worth holding onto for the first checked bag free, priority boarding, inflight savings, access to Pay With Miles, Amex Offers, and more. In other words, for someone who flies Delta occasionally and qualifies for small business cards, I think this is the best card to get, and the benefits can more than offset the annual fee.
Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants.
Earn 1 Mile on every eligible dollar spent on other purchases.
Foreign Transaction Fee:
None
Annual Fee:
$0 introductory annual fee for the first year, then $99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Limited Time Offer: Earn 70,000 bonus miles, and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months. Offer Ends 11/10/2021.
- Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
- Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
- Pay no foreign transaction fees when you travel overseas.
- $0 introductory annual fee for the first year, then $99.
- Terms and limitations apply.
Earn
70,000
Delta SkyMiles
Limited Time Offer: Earn 70,000 bonus miles, and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months. Offer Ends 11/10/2021.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Earn 65,000 miles after qualifying purchases
The card details for the CitiBusiness / AAdvantage Platinum Select Mastercard have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.- Earn 2x AAdvantage miles on eligible American Airlines purchases
- First Checked Bag Free
- American Airlines Companion Certificate
The Citi AAdvantage Business Card offers an excellent welcome bonus with an annual fee that’s waived for the first year. 65,000 miles is a great bonus, and is a great reason to pick up this card and see how it works out for your small business. Furthermore, the first checked bag free benefit could more than justify the annual fee after the first year for many.
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
- Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
- Earn 1 AAdvantage® mile per $1 spent on other purchases
OMAAT Resources
Foreign Transaction Fee:
0%
Annual Fee:
$99, waived for first 12 months
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
Earn
65,000
AAdvantage miles
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
Premium Card
Chase Sapphire Reserve®
Earn 60,000 bonus points
Premium Card
- 3x points on Travel after the $300 Annual Travel Credit
- 3x points on Dining
- $300 Travel Credit
The Sapphire Reserve is a staple in any Chase Ultimate Rewards earning portfolio. 3x points on dining and travel + at least a 1.5 cent per point value when you redeem for travel is excellent. The ability to combine points from other Ultimate Rewards earning cards to maximize your return makes this card all that more valuable. Oh, and you can transfer to airline/hotel partners. Sweet.
Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually.
Earn 3X points on other travel and dining
Earn 1 point per $1 spent on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$550
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit
- Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 60,000 points are worth $900 toward travel
- With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✔®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Earn
60,000
Chase Ultimate Rewards
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
Admirals Club Access
Citi® / AAdvantage® Executive World Elite Mastercard®
Earn 50,000 miles after qualifying purchases
Admirals Club Access
- Earn 2x AAdvantage miles per dollar spent on eligible American Airlines purchases
- Admirals Club Membership
- Earn Elite Qualifying Miles
The Citi AAdvantage Executive Card is the best card for lounge access if you’re a frequent flyer on American. I’ve had the Citi AAdvantage Executive Card for years, and love it. To me the long term value proposition is still there with the card. The Admirals Club membership is awesome, while the Admirals Club access for up to 10 authorized users is the icing on the cake.
- 2x AAdvantage miles per dollar spent on eligible American Airlines purchases
- 1x AAdvantage miles on all other purchases
Foreign Transaction Fee:
0%
Annual Fee:
$450
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
- Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
- Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
- No Foreign Transaction Fees on purchases
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Earn
50,000
AAdvantage miles
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Southwest Rapid Rewards® Priority Credit Card
Earn 40,000 points
- Earn 2x points on Southwest Airlines purchases
- Earning Southwest Companion Pass
- Anniversary Bonus Points
If you’re eligible for the Southwest Priority Card and fly Southwest with any frequency, then this card is absolutely worth it. I’d argue this card is a better value all around than the two other Southwest personal cards.
For the card’s $149 annual fee you’re getting a 7,500 point anniversary bonus annually, a $75 Southwest credit, and much more.
- Earn 3X points on dining, including takeout and eligible delivery services, for the first year.
- Earn 2 points per $1 spent on Southwest® purchases.
- Earn 1 point per $1 spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$149
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
- 7,500 bonus points after your Cardmember anniversary each year.
- $75 Southwest® travel credit each year.
- 4 Upgraded Boardings per year when available.
- 20% back on inflight drinks and WiFi.
- Earn 2 points per $1 spent on Southwest® purchases.
- Earn 1 point per $1 spent on all other purchases.
- No foreign transaction fees.
Earn
40,000
Southwest miles
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
Earn 60,000 miles after qualifying purchases
The card details for the Citi / AAdvantage Platinum Select World Elite Mastercard have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.- Earn 2x AAdvantage miles on eligible American Airlines purchases
- No Foreign Transaction Fees
- First Checked Bag Free
The Citi AAdvantage Platinum Card offers a good welcome bonus with an annual fee that’s waived for the first year. The card also offers some potentially valuable perks, like a first checked bag free on American itineraries, which can quickly cover the annual fee.
- Earn 2x AAdvantage miles at gas stations
- Earn 2x AAdvantage miles at restaurants
- Earn 2x AAdvantage miles on eligible American Airlines purchases
- Earn 1x AAdvantage miles on all other purchases
OMAAT Resources
Foreign Transaction Fee:
None
Annual Fee:
$99, waived for first 12 months
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
Earn
60,000
AAdvantage miles
60,000 AAdvantage miles after spending $3,000 within the first three months
Night Award
Marriott Bonvoy Business™ American Express® Card
75,000 Bonus Points & up to $150 in Statement Credits
Night Award
- Earn 6x points at Marriott
- Free Night Award Annually
- 15 Elite Nights Towards Status Annually
The Marriott Bonvoy Business Card is a strong contender for a business card to hold on to long term. The 15 elite nights towards status (which can be stacked with a similar offer on a personal card), as well as an annual free night award are a great value proposition. I value those perks at way more than the $125 annual fee.
- 6x points at participating Marriott Bonvoy hotels.
- 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$125
Purchase APR:
15.74% - 24.74%Variable
N/A
- Welcome Offer: Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card Membership. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership.
- 6x points at hotels participating in the Marriott Bonvoy™ program.
- 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at hotels participating in the Marriott Bonvoy™ program. Certain hotels have resort fees.
- Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
- Terms apply.
Earn
75,000 Bonus Points & up to $150 in Statement Credits
Marriott points
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card Membership. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership.
Marriott Perks
Marriott Bonvoy Brilliant™ American Express® Card
75,000 bonus points & up to $200 in statement credits
Marriott Perks
- Earn 6x points at Marriott hotels globally
- $300 Marriott Bonvoy Statement Credit
- Annual Free Night Award
The Bonvoy Brilliant Card is Marriott’s most premium credit card. The card has a $450 annual fee, but offers perks like a $300 annual Marriott credit and annual free night certificate valid at a property costing up to 50K points, which should more than justify the annual fee.
Add in all the money-saving offers available with Amex Offers, and you should easily come out ahead with this card.
- Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at participating Marriott Bonvoy Hotels
- Earn 3 points at U.S. restaurants and on flights booked directly with airlines
- Earn 2 points on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$450
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases within the first 3 months. Plus, earn up to $200 in Statement Credits for eligible purchases at U.S. Restaurants within the first 6 months of Card Membership.
- Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at hotels participating in the Marriott Bonvoy™ program.
- Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
- Receive 1 free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at a participating hotel. Certain hotels have resort fees.
- Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
- No Foreign Transaction Fees.
- $450 Annual Fee.
- Terms Apply.
Earn
75,000
Marriott points
Earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases within the first 3 months. Plus, earn up to $200 in Statement Credits for eligible purchases at U.S. Restaurants within the first 6 months of Card Membership.
Southwest Rapid Rewards® Premier Business Credit Card
Earn 60,000 points
- Earn 2x points on Southwest Airlines purchases
- Earning Southwest Companion Pass
- Anniversary Bonus Points
The Southwest Premier Business Card is a good entry-level Southwest business credit card with an especially good sign-up bonus, and the $99 annual fee is largely offset by the 6,000 point anniversary bonus.
- 2x points on Southwest purchases
- 1x Rapid Rewards points on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$99
Purchase APR:
15.99% - 22.99%Variable
N/A
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
Earn
60,000
Southwest miles
60,000 Rapid Rewards points after spending $3,000 within three months
Capital One Spark Cash Plus
Earn up to a $1,000 cash bonus
- Unlimited 2% Cash Back
- No Foreign Transaction Fees
- Extended Warranty Protection
Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions
Foreign Transaction Fee:
None
Annual Fee:
$150
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
- Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions
- Earn an annual $200 cash bonus every year you spend $200,000 or more
- Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- Add employee cards for free, and earn unlimited 2% cash back from their purchases
- $150 annual fee
- Spark Cash Plus has no APR because your balance is due in full every month
Earn
up to $1,000
Cash Back
Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
Ink Business Unlimited® Credit Card
Earn $750 cash back
- Earn unlimited 1.5% cash back on all purchases
- Car Rental Coverage
- Extended Warranty Protection
The Ink Business Unlimited is the single best rewards credit card for everyday, non-bonused spending, without any sort of caps. The Ink Unlimited is a phenomenal card to consider for the 1.5x points, especially in conjunction with a card earning Ultimate Rewards points.
- Earn an unlimited 1.5% cash back on all purchases
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR on Purchases for 12 months from account opening,then a 13.24% - 19.24% variable APR
N/A
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
Earn
$750
Cash Back
$750 bonus cash back after spending $7,500 within three months of account opening
Ink Business Cash® Credit Card
Earn $750 Cash Back
- Earn 5% Cash Back at office supply stores
- Earn 5% Cash Back on internet, cable TV, mobile phones, and landlines
- Car Rental Coverage
The Ink Business Cash is one of the most rewarding business credit cards out there. The key is that I wouldn’t recommend using this as your primary business credit card for everyday spending. Rather use this as a complement to your overall card portfolio.
The 5x points categories are really spectacular, so use those as much as possible. In conjunction with Ultimate Rewards, I value the 5x points at a return of 8.5%.
- The Ink Cash Card offers 5% cash back (or 5x points) on the first $25,000 of combined purchases per cardmember year on office supply stores, internet, cable TV, mobile phones, and landlines
- The Ink Cash Card offers 2% cash back (or 2x points) on the first $25,000 of combined purchases per cardmember year on restaurants and gas stations
- The Ink Cash Card offers 1% cash back (or 1x points) on all other purchases
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR on Purchases for 12 months from account opening,then a 13.24% - 19.24% variable APR
N/A
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
Earn
$750
Cash Back
- $750 bonus cash back after spending $7,500 within three months of account opening
Flexible Points
Capital One Venture Rewards Credit Card
Earn 60,000 bonus miles
Flexible Points
- Earn 2x Venture miles on every purchase
- No Foreign Transaction Fees
- Global Entry/TSA Pre-Check Credit
The Capital One Venture Card is a solid travel rewards card. This is a well-rounded card that will offer you the equivalent of up to two cents towards travel, or up to 1.5 airline miles or hotel points for every dollar spent (and possibly even more if there’s a transfer bonus).
If you want a straightforward rewards card that offers a consistent return for all purchases and a lot of flexibility, then the Capital One Venture Card is a great option. This is an especially good time to apply, given the improved welcome bonus available at the moment.
Earn unlimited 2X miles on every purchase, every day
OMAAT Resources
Foreign Transaction Fee:
None
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
- Redeem on travel-including flights, vacation rentals, car rentals and more. Plus transfer your miles to over 15+ travel loyalty programs
- No foreign transaction fees
Earn
60,000
Capital One miles
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
AAdvantage® Aviator® Red World Elite Mastercard®
60,000 miles
The card details for the AAdvantage Aviator Red World Elite Mastercard have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.N/A
N/A
Foreign Transaction Fee:
0%
Annual Fee:
$99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
N/A
Earn
60,000
AAdvantage miles
N/A
Capital One Spark Miles for Business
Earn a one-time bonus of 50,000 miles
- Unlimited 2x miles per dollar
- No Foreign Transaction Fees
- Primary Car Rental Coverage
The Capital One Spark Miles is more lucrative than ever before. The card offers unlimited 2x Spark miles, and those miles can be redeemed for one cent each towards a travel purchase, or can be transferred to an airline or hotel partner at a ratio of up to 2:1.5.
If you have a business where you spend a lot in categories that otherwise don’t quality for bonus points on other cards, I’d say this is an excellent option, as it’s extremely well rounded.
Earn unlimited 2X miles per dollar on every purchase
OMAAT Resources
Foreign Transaction Fee:
None
Annual Fee:
$0 intro for first year; $95 after that
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
Earn
50,000
Capital One miles
- Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Hotel
Hilton Honors American Express Card
Up to 130,000 Points
Hotel
- Earn 7x points at Hilton Hotels
- Hilton Honors Silver Status
- Hilton Honors Gold Status With Spending
The Hilton Honors Card from American Express is a great no annual fee card. The card has an excellent welcome bonus, offers 3-7x points per dollar spent, gets you Hilton Honors Silver status, and gives you access to Amex Offers.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
OMAAT Resources
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.
- Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
- Terms Apply.
Earn
Up to 130,000
Hilton Honors Points
Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.
Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
Southwest Rapid Rewards® Premier Credit Card
Earn 40,000 points
- Earn 2x points on Southwest Airlines purchases
- Anniversary Bonus Points
- Earning Southwest Companion Pass
The Southwest Premier Card is a good mid-range credit card. You’re earning 6,000 Rapid Rewards bonus points per year, and I value those at around ~$80, getting you most of the way to covering the annual fee.
- Earn 3X points on dining, including takeout and eligible delivery services, for the first year.
- Earn 2 points per $1 spent on Southwest® purchases.
- Earn 1 point per $1 spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
- 6,000 bonus points after your Cardmember anniversary each year.
- Earn 2 points per $1 spent on Southwest® purchases.
- Earn 1 point per $1 spent on all other purchases.
- All points earned count towards Companion Pass®.
- No foreign transaction fees.
- No blackout dates or seat restrictions.
- Your points never expire, a benefit of the Rapid Rewards® program.
Earn
40,000
Southwest miles
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
Southwest Rapid Rewards® Plus Credit Card
Earn 40,000 points
- Earn 2x points on Southwest Airlines purchases
- Anniversary Bonus Points
- Earn Southwest Companion Pass
The Southwest Plus Card is a solid entry-level airline credit card. If you want a credit card from Southwest and want as low of an annual fee as possible, then this card could make sense for you.
You’ll receive a 3,000 point bonus on your cardmember anniversary every year, and that gets you airfare worth over half of your annual fee. However, beyond that there’s not much benefit to this card, other than if you intend to put spending on the card.
- Earn 3X points on dining, including takeout and eligible delivery services, for the first year.
- Earn 2 points per $1 spent on Southwest® purchases.
- Earn 1 point per $1 spent on all other purchases.
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$69
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
- 3,000 bonus points after your Cardmember anniversary each year.
- Earn 2 points per $1 spent on Southwest® purchases.
- Earn 1 point per $1 spent on all other purchases.
- All points earned count towards Companion Pass®.
- No blackout dates or seat restrictions.
- Your points never expire, a benefit of the Rapid Rewards® program.
Earn
40,000
Southwest miles
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
Citi Custom Cash℠ Card
$200 cash back after qualifying purchases
- No Annual Fee
- Promotional Purchase APR
- Promotional Balance Transfer APR
This card allows you to earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Foreign Transaction Fee:
3%
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR on purchases for 15 months, and then 13.99% – 23.99% (Variable)
Intro Balance Transfer APR:
0% Intro APR on balance transfers for 15 months, and then 13.99% – 23.99% (Variable)
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash℠ Card account per person.
Earn
20,000
ThankYou Points
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
The Hilton Honors American Express Business Card
Up to 180,000 Points
- Earn 12x points at Hilton Hotels
- Free Up to Two Weekend Night Reward With Spending
- Hilton Honors Gold Status
The Hilton Business Card is the only co-brand business card offered by Amex and Hilton, and it offers some fantastic perks.
Just for having the card you get Gold status, which should more than justify the annual fee after just a couple of stays. On top of that, the card can be worth spending money on, for the weekend night rewards and Diamond status.
Even if you don’t stay at Hiltons that often, this card is well worth it, in my opinion.
Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply.
Foreign Transaction Fee:
None
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Welcome Offer: Earn up to 180,000 Hilton Honors Bonus Points. Earn 130,000 Bonus Points after you spend $2,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $10,000 in purchases on the Card in the first 6 months.
- Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply.
- Enjoy complimentary Hilton Honors Gold Status with your Hilton Honors Business Card.
- Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
- Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
- Terms apply.
Earn
Up to 180,000
Hilton Honors Points
Welcome Offer: Earn up to 180,000 Hilton Honors Bonus Points. Earn 130,000 Bonus Points after you spend $2,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $10,000 in purchases on the Card in the first 6 months.
United Gateway℠ Card
Earn up to 30,000 bonus miles
- Earn 2x MileagePlus miles on United purchases
- Earn 2x MileagePlus miles on gas station purchases
- No Foreign Transaction Fees
While I think there’s big value to be had with premium credit cards that have annual fees, I know many people prefer cards with no annual fees. The United Gateway Card is a solid no annual fee airline credit card, and I’d say in the long term it compares on par to the products offered by American and Delta.
- Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting
- Earn 2 miles per $1 spent on United Airlines purchases
- Earn 2 miles per $1 spent on local transit and commuting
- Earn 1 mile per $1 spent on all other purchases
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn up to 30,000 bonus miles
- No annual fee
- Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting
- Earn 2 miles per $1 spent on United Airlines purchases
- Earn 2 miles per $1 spent on local transit and commuting
- Earn 1 mile per $1 spent on all other purchases
Earn
up to 30,000
United miles
Earn up to 15,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, an additional 15,000 bonus miles after you spend $3,000 in the first 6 months.
Marriott Bonvoy Bold™ Credit Card
Earn 30,000 Bonus Points
- Earn 3x points at Marriott
- Complimentary Silver Elite Status
- 15 Elite Nights Towards Status Annually
As the no-fee Marriott co-brand card, with no foreign transactions, this card is a nice alternative if you want to keep your Marriott points alive without having to worry about annual fees. The 15 Elite Night Credits each calendar year qualifies you for Silver Elite status, and helps you achieve a higher level of status with Marriott.
- Earn 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™
- 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains)
- 1X point for every $1 spent on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$0
Purchase APR:
15.99% - 22.99%Variable
Intro Balance Transfer APR:
N/A
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- Pay no annual fee with the Marriott Bonvoy Bold™ Credit Card from Chase®!
- Earn up to 14X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
- 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
- 1X point for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
- No Foreign Transaction Fees.
- Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
Earn
30,000
Marriott points
Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
Citi Rewards+® Card
- ThankYou Point Round Up
- Points Back on Redemptions
- No Annual Fee
The Citi Rewards+ Card is a fantastic complement to the Citi Premier or Citi Prestige.
This is true even if you don’t plan on spending any money on this card, as you’ll basically receive 10,000 ThankYou points back every year just for having this card, assuming you redeem at least 100,000 ThankYou points per year.
On top of that, the Citi Rewards+ Card can be worth spending money on, for the 2x points on supermarkets and gas stations, not to mention the ability to have your purchases rounded up to the nearest 10 ThankYou points, which is great for small purchases.
If you’re in the Citi ThankYou points ecosystem, then you absolutely should have this card so that you’re maximizing your value.
- 2x ThankYou points at supermarkets and gas stations, for the first $6,000 spent per calendar year (and then 1x after that)
- Rounds up purchases to the nearest 10 ThankYou points
OMAAT Resources
Foreign Transaction Fee:
3%
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR on purchases for 15 months. After that the variable APR will be 13.49% - 23.49% based on your creditworthiness.
Intro Balance Transfer APR:
0% Intro APR on balance transfers for 15 months. After that the variable APR will be 13.49% - 23.49% based on your creditworthiness.
- FOR A LIMITED TIME, earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
FOR A LIMITED TIME, earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
Business Card Perks
The Business Platinum Card® from American Express
Earn 100,000 Membership Rewards® Points
Business Card Perks
- Earn 1.5x on purchases of $5,000 or more in a single transaction up to 1MM bonus points per year
- Redeem Points For Over 1.5 Cents Each Towards Airfare
- Amex Centurion Lounge Access
In general, I would say that the Amex Business Platinum Card is a business card that you get in the long run for the benefits that it offers, rather than for the return on spending that it directly offers.
It could make sense to spend money on the card if your business consistently makes $5,000+ purchases, other than that, there are better cards for everyday spending.
The card offers big benefits but also has a steep $595 annual fee.
When it comes to accounting for the value of the card, I recommend considering the following:
- How much do you value the $200 airline fee credit and $200 Dell credit?
- How much do you value the Marriott and Hilton Gold status?
- How much value will you get from Amex Fine Hotels & Resorts and the International Airline Program?
- How much do you value the incredible lounge access perks offered by the card?
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Get 50% more Membership Rewards® points. That’s an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- Earn 1x points per dollar spent on all other purchases
Foreign Transaction Fee:
None
Annual Fee:
$595
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
- Breeze through security with CLEAR® where available and get up to $179 back per year on your membership when you use your Card.
- Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
- PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
- Terms Apply.
Earn
100,000
Membership Rewards Points
Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
The Blue Business® Plus Credit Card from American Express
Earn 15,000 Membership Rewards
- 2x points on purchases up to $50k then 1x
- Access to Amex Offers
If you’re into collecting points then the Blue Business Plus Card is an absolute must. Earning 2x Membership Rewards points, which I value at a ~3.4% return, is unrivaled. Best of all, you’re getting all of this with a no annual fee card that earns points that can be transferred to airline and hotel programs.
Earn 2X Membership Rewards® points on everyday business purchases. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
OMAAT Resources
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars.
Annual Fee:
No annual fee
Intro Purchase APR:
0% on purchases for 12 months from the date of account opening, then a 13.24% - 19.24% variable APR
Intro Balance Transfer APR:
N/A
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You've got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening.
- No Annual Fee
- Terms Apply
Earn
15,000
Membership Rewards Points
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Blue Cash Preferred® Card from American Express
Earn up to $350 in statement credits
- 6% Cash Back at U.S. Supermarkets
- 6% Cash Back On Streaming
- 3% Cash Back On Transit
If you spend a lot on groceries and want to earn cash back, then the Blue Cash Preferred is for you. Personally, I don’t have this card because I value earning rewards towards travel, but for those who don’t want to get involved in the complexities of miles & points, this is an excellent card.
- 6% cash back at U.S. supermarkets on up to $6,000 of spending every calendar year
- 6% cash back on select U.S. streaming subscriptions
- 3% cash back on transit, which includes taxis, ridesharing, parking, tolls, trains, buses, and more
- 3% cash back at U.S. gas stations
- 1% on all other purchases
OMAAT Resources
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars.
Annual Fee:
$0 introductory annual fee for the first year, then $95
Intro Purchase APR:
0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
N/A
- Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.
- Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
- $0 intro annual fee for the first year, then $95.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
Earn
Up to $350
Cash Back
Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.
Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
American Express Business Edge™ Card (CA)
Earn up to 57,000 points in your first year
You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply
You can earn 1 times the points on all other purchases charged to the Card
Foreign Transaction Fee:
2.50%
Annual Fee:
$99 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn up to 57,000 Membership Rewards® bonus points in your first year of Cardmembership
- Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
- You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year
- You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply
- You can earn 1 times the points on all other purchases charged to the Card
- Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options
- Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
- Leverage your cash flow with the option of carrying a balance or paying in full each month
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn up to 57,000 Membership Rewards® bonus points in your first year of Cardmembership
Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year
American Express Blue Business Cash™ Card
$250 statement credit
- 2% cash back up to $50k then 1%
- Access to Amex Offers
- Extended Warranty Protection
If you have a small business and are looking for a no annual fee, straightforward business credit card that earns cash back, then the Blue Business Cash is pretty tough to beat, at least for the first $50,000 spent.
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
OMAAT Resources
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars.
Annual Fee:
No annual fee
Intro Purchase APR:
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%
Intro Balance Transfer APR:
N/A
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Capital One VentureOne Rewards Credit Card
Earn a bonus of 20,000 miles
- Earn unlimited 1.25x miles per dollar on every purchase
- No Foreign Transaction Fees
- No Annual Fee
This is an excellent option for anyone looking to earn valuable Capital One Venture miles, with no annual fee and no limits on earning.
- Earn unlimited 1.25X miles on every purchase, every day
OMAAT Resources
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
0% intro on purchases for the first 12 months that your account is open,then a 15.49% - 25.49% variable APR
N/A
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
Earn
20,000
Capital One miles
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
30,000 bonus points offer
- Earn 1.5 points per dollar on all purchases
- No Annual Fee
- No Foreign Transaction Fees
Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time – no matter how much you spend.
Earn 3 points per every dollar spent when you book your travel (car, hotel, airline) through the Bank of America® Travel Center.
Foreign Transaction Fee:
none
Annual Fee:
$0
Intro Purchase APR:
0% Introductory APR on purchases for your first 9 billing cycles, and then 12.24% to 22.24% variable APR on all purchases after the introductory APR expires
Intro Balance Transfer APR:
N/A
- Earn 30,000 bonus points when you make at least $3,000 in net purchases within 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
- Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.
- No annual fee and no international transaction fees.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem points for a statement credit to offset travel and dining-related purchases, travel with no blackout dates at the Bank of America® Travel Center, cash back or gift cards.
- Get 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases and 5.25 points per $1 spent at the Bank of America® Travel Center.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
Earn
30,000
Bank of America Points
Earn 30,000 bonus points when you make at least $3,000 in net purchases within 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases.
Blue Cash Everyday® Card from American Express
Up to $250 Cash Back
- 3% Cash Back at U.S. Supermarkets
- 2% Cash Back at U.S. gas stations
- Access to Amex Offers
If you’re looking for a no annual fee personal American Express cash back card, the Amex Blue Cash Everyday Card is as good as it gets. The card offers up to 3% cash back at supermarkets and a solid welcome bonus, plus it gives you access to Amex Offers.
- 3% cash back at U.S. supermarkets on up to $6,000 of spending every calendar year
- 2% cash back at U.S. gas stations and at select U.S. department stores
- 1% on all other purchases
OMAAT Resources
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars.
Annual Fee:
$0
Intro Purchase APR:
0% on purchases for 15 months from the date of account opening,then a variable rate, 13.99% to 23.99%.
N/A
- Earn 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back.
- Plus, earn $100 back after you spend $2,000 in purchases on your new Card within the first 6 months of card membership. You will receive cash back in the form of statement credits.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores.
- 1% Cash Back on other purchases.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
- No annual fee.
- Terms Apply.
Earn
$250
Cash Back
Earn 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back.
Plus, earn $100 back after you spend $2,000 in purchases on your new Card within the first 6 months of card membership. You will receive cash back in the form of statement credits.
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
$300 Statement Credit Offer
- 3% cash back in the category of your choice
- Great Intro APR
- No Annual Fee
- Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.
- Earn 2% cash back on dining.
- Earn unlimited 1% cash back on all other purchases.
You’ll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
Foreign Transaction Fee:
3% of the U.S. dollar amount of each transaction
Annual Fee:
$0
Intro Purchase APR:
0% Introductory APR on purchases for your first 9 billing cycles, and then 12.24% to 22.24% variable APR on all purchases after the introductory APR expires
Intro Balance Transfer APR:
N/A
- Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don't expire.
- Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
- You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem your cash back as a deposit into your Bank of America checking or savings account, as a card statement credit or as a check mailed to you.
- Get 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
Delta SkyMiles® Blue American Express Card
Earn 10,000 bonus miles
- Earn 2x SkyMiles on purchases directly with Delta
- 20% Delta Inflight Savings
- No Foreign Transaction Fees
I appreciate that American Express and Delta offer a no annual fee option with the Delta Blue Amex. For someone absolutely committed to getting a Delta Amex Card and not paying an annual fee, this is the best/only option.
The card has no foreign transaction fees, offers 2x miles on dining, and gives you access to Pay With Miles and 20% discounts on inflight purchases.
- Earn 2X Miles per dollar at restaurants, now worldwide.
- Earn 2X Miles per dollar spent on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$0
Purchase APR:
15.74% - 24.74%Variable
N/A
- Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
- No Annual Fee.
- Earn 2X Miles per dollar at restaurants, now worldwide.
Earn
10,000
Delta SkyMiles
- Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months
5x Points Categories
Chase Freedom Flex℠
Earn $200 cash back
5x Points Categories
- Earn 3% Cash Back on Dining, Takeout and Eligible Delivery Services
- Earn 5% Cash Back at Grocery Stores (excluding Target®, Walmart®)
- Earn 5% Cash Back with Select Streaming Services
The Freedom Flex Card is a phenomenal new card that offers great bonuses for spending on travel, dining and drugstores.
- Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR on Purchases for 15 months from account opening,then a 14.99% - 23.74% variable APR
Intro Balance Transfer APR:
N/A
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Earn
$200
Cash Back
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Business Platinum Card® from American Express (CA)
Earn 75,000 points
1.25 Membership Rewards® points for virtually every $1 in purchases and get the most out of your business expenses
Foreign Transaction Fee:
2.50%
Annual Fee:
$499 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn a Welcome Bonus of 75,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership
- You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it
- Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
- Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
- Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
- Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team
- As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
75,000
Membership Rewards (CA)
75,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership
American Express® Business Gold Rewards Card® (CA)
Earn 50,000 Points
Earn 1 point for every dollar in purchases charged to the Card.
Foreign Transaction Fee:
2.50%
Annual Fee:
$250 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn a Welcome Bonus of 50,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
- You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it
- Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit
- Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
- Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere
- As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
50,000
Membership Rewards (CA)
Earn a Welcome Bonus of 50,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
American Airlines AAdvantage MileUp℠ Card
10,000 miles & a $50 statement credit after qualifying purchases
- Earn 2x AAdvantage miles per dollar spent on eligible American Airlines purchases
- Earn 2x AAdvantage miles per dollar spent on grocery store purchases
The AAdvantage MileUp Card is a great option for those who want an American Airlines credit card without paying an annual fee. The card has some valuable perks, like double miles at grocery stores and savings on inflight purchases.
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
OMAAT Resources
Foreign Transaction Fee:
3%
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- No Annual Fee
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Earn
10,000
AAdvantage miles
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
Cash Back
Capital One SavorOne Cash Rewards Credit Card
Earn $200 cashback welcome bonus
Cash Back
- Earn 3% cash back on dining
- Earn 3% cash back on groceries
- No Foreign Transaction Fee
The Capital One SavorOne is a fantastic new option. Earning 3% cashback on dining, entertainment, popular streaming services, and at grocery stores without limits on dining is a great return, especially for a no annual fee card that even has a welcome bonus. If you’re someone who doesn’t like the complexity of dealing with points and spend a lot on dining (or if you know someone like that), then this card is seriously worth considering.
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
0% intro on purchases for 15 months, then a 15.49% - 25.49% variable APR
Balance Transfer APR:
15.49%, 21.49% or 25.49%, based on your creditworthiness.
- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
- No foreign transaction fee
- No annual fee
Earn
$200
Cash Back
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
Drugstores
Chase Freedom Unlimited®
Earn $200 cash back
Drugstores
- Earn 3% Cash Back on Dining
- Earn 3% Cash Back at Drugstores
- Earn 1.5% Cash Back On All Other Purchases
The Freedom Unlimited is the credit card that I’ve spent the most money on over the past few years. It’s a vital card as part of an overall strategy for earning Chase Ultimate Rewards points, especially in conjunction with the Sapphire Preferred or Sapphire Reserve.
Let me make my advice as concise as possible here: if you have the Sapphire Preferred or Sapphire Reserve, then you absolutely should have the Freedom Unlimited so you’re maximizing your return on everyday, non-bonused spending. Earning 1.5x Ultimate Rewards points per dollar is excellent.
- Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
- Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on all other purchases.
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR on Purchases for 15 months from account opening,then a 14.99% - 23.74% variable APR
Intro Balance Transfer APR:
N/A
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
- Earn unlimited 1.5% cash back on all other purchases.
- Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on all other purchases.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Earn
$200
Cash Back
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Verizon Visa Card
Earn up to $100 in Verizon credit
- Earn 4% back on gas purchases
- Monthly Verizon Credit
- No Foreign Transaction Fees
The Verizon Visa Card is definitely niche, in the sense that it’s only for Verizon customers, and you’re rewarded in Verizon Dollars. That being said, for Verizon customers this card seems like it could absolutely be worth it:
- Since the card has no annual fee, you can come out ahead just by having the card, thanks to the TravelPass credits, and the rewards for paying your Verizon Wireless bill
- The rewards structure is extremely competitive for a no annual fee card with no foreign transaction fees, as you’re earning 4% back on gas and grocery store purchases, and 3% back on dining
- Yes, on the surface Verizon Dollars aren’t as valuable as cash back, but if you’re a Verizon customer then you should almost view it as being good as face value; cell phone bills aren’t cheap, and neither are new phones or tablets, which people spend a lot of money on
The Verizon Visa Card offers Verizon Dollars as its rewards, as follows:
- Earn 4% back on gas and grocery store purchases
- Earn 3% back on dining purchases, including takeout
- Earn 2% back on Verizon purchases
- Earn 1% back on all other eligible purchases
Annual Fee:
$0
N/A
N/A
Earn
$100
Cash Back
The Verizon Visa Card is offering a new member bonus of up to $100:
- You’ll receive this over the course of 24 months, as you’ll get a $4.17 credit applied to your monthly bill
- This only applies if you pay your bill with the Verizon Visa Card
Capital One Quicksilver Cash Rewards Credit Card
Earn a $200 Cash Bonus
- 1.5% cash back on all purchases
- No Foreign Transaction Fees
- Promotional APR on Purchases
A cash-back card can be a good way to cut costs in other areas, saving money for travel!
- Earn unlimited 1.5% cash back on every purchase, every day
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
0% intro on purchases for the first 15 months that your account is open, then a 15.49% - 25.49% variable APR
Intro Balance Transfer APR:
N/A
- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
Earn
$200
Cash Back
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Costco Anywhere Visa® Card by Citi
- Earn 4% Cash Back on Gas for the first $7,000 per year and then 1% thereafter
- Earn 3% Cash Back on Restaurants
- Earn 3% Cash Back on Travel
The Citi Costco Card is really compelling, with several very rewarding bonus categories. I’m really impressed by what Citi is doing with their new Costco Card.
- 4% cash back on eligible gas worldwide, including at Costco (up to $7,000 per year), then 1%
- 3% cash back on restaurant and eligible travel purchases worldwide
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
Foreign Transaction Fee:
0%
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
There is currently no welcome bonus for this card.
American Express® Green Card (CA)
Earn 10,000 Bonus Points
- No Annual Fee
Earn 1x the points on Card purchases
Foreign Transaction Fee:
2.5%
Annual Fee:
$0 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card
- As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership
- Earn 1x the points on Card purchases
- Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
- With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
10,000
Membership Rewards (CA)
As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership
Bank of America® Platinum Plus® Mastercard® Business card
$300 statement credit offer
- No Annual Fee
- Great Intro Purchase APR
- Excellent Welcome Bonus
This cards does not participate in a rewards program with ongoing spend.
Foreign Transaction Fee:
3% of the U.S. dollar amount of each transaction
Annual Fee:
$0
Intro Purchase APR:
0% Introductory APR on purchases for your first 7 billing cycles, and then 10.24% - 21.24% variable APR on all purchases after the introductory APR expires
Intro Balance Transfer APR:
N/A
- Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
- Save on interest with a competitive APR.
- No annual fee.
- 0% Introductory APR on purchases for the first 7 billing cycles.
- Employee cards at no additional cost to you and with credit limits you set.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
Cash Back
Citi® Double Cash Card
Cash Back
- Earn 1% cash back when you make a purchase, earn 1% cash back when you pay for that purchase
The Citi Double Cash has been my go-to card for everyday spending for about a year now, and I absolutely love it. Personally, I use the card for the ability to earn ThankYou points. The flexibility this card offers in this environment is unrivaled. The no annual fee card can earn you the equivalent of two cents or two transferrable points for every dollar you spend (after paying the bill).
Being able to efficiently earn either cash back or travel rewards is the kind of flexibility that consumers should be looking for nowadays, and there’s no other card as well rounded as this. Furthermore, when you combine the Citi Double Cash with the Citi Premier Card, you’re looking at one of the best card combos out there with one low annual fee.
- 1% cash back when you make a purchase
- 1% cash back when you pay for that purchase
Foreign Transaction Fee:
3%
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
0% Intro APR for 18 months; after that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.*
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
There is currently no welcome bonus for this card.
Citi Simplicity® Card
- No Late Fees
- No Penalty Rates
- No Annual Fee
The Citi Simplicity® Card offers no late fees, no penalty rates, and no annual fee - all very compelling perks for anyone in need of a credit card that has great introductory interest rates for purchases and balance transfers.
The Citi Simplicity® Card does not earn rewards.
OMAAT Resources
Foreign Transaction Fee:
3%
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR for 18 months on purchases from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
Intro Balance Transfer APR:
0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
There is currently no welcome bonus for this card.
SimplyCash™ Preferred from American Express (CA)
Earn up to $400 CAD cash back
Earn 2.0% cash back when your Welcome Rate ends
Foreign Transaction Fee:
2.50%
Annual Fee:
$99 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- New SimplyCash™ Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership
- Earn 2.0% cash back when your Welcome Rate ends
- No limit to the amount of cash back you can earn after your Welcome Rate ends
- Access to memorable experiences with American Express Invites®
- Extensive insurance coverage and 24/7 Customer Service
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
up to $400 CAD
Cash Back
New SimplyCash™ Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership
American Express® Aeroplan®* Card
Earn up to 40,000 Points & a Buddy Pass
- Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
- Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada*
- Earn 1X the points on everything else*
OMAAT Resources
Foreign Transaction Fee:
2.50%
Annual Fee:
$120 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- New American Express® Aeroplan®* Cardmembers can earn up to a total of 40,000 welcome bonus Aeroplan points and a bonus Buddy Pass:
- Earn 10,000 Aeroplan points and a bonus Buddy Pass for an eligible round-trip flight within North America after spending $1,500 in purchases within the first three months of Cardmembership
- Plus, you can also earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 30,000 Aeroplan points
- With a bonus Buddy Pass, you can bring a friend anywhere Air Canada®* flies in North America. On the second ticket, you only pay the taxes and third-party charges
- New Cardmembers: Earn up to $1,200 in value within your first year. Spend applies to bonus point offers valued at up to $800
- Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
- Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada*
- Earn 1X the points on everything else*
- Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights
- Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card
- As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing •American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
- Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance
- 24/7 Customer Service and Emergency Card Replacement
- As part of our commitment to sustainability, the American Express® Aeroplan®* Card has been made with 70% reclaimed plastic
- No pre-set spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month* *
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
New American Express® Aeroplan®* Cardmembers can earn up to a total of 40,000 welcome bonus Aeroplan points and a bonus Buddy Pass:
- Earn 10,000 Aeroplan points and a bonus Buddy Pass for an eligible round-trip flight within North America after spending $1,500 in purchases within the first three months of Cardmembership
- Plus, you can also earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 30,000 Aeroplan points
The Marriott Bonvoy™ American Express® Card (CA)
Earn 50,000 points
Earn 5 points for every dollar in eligible Card purchases at participating Marriott Bonvoy™* properties
Earn 2 points for every $1 in all other Card purchases
Foreign Transaction Fee:
2.50%
Annual Fee:
$120 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- New Marriott BonvoyTM American Express® Cardmembers, earn 50,000 Marriott BonvoyTM points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership - redeem points towards 2 nights at a Category 4 hotel. Subject to change at any time.
- Earn 5 points for every dollar in eligible Card purchases at participating Marriott BonvoyTM properties
- Earn 2 points for every $1 in all other Card purchases
- Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
- No annual fee on Additional Cards
- Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels
- Automatic Marriott Bonvoy Silver Elite status membership
- Receive 15 Elite Night Credits each calendar year with your Marriott BonvoyTM American Express® Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
- Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
50,000
Marriott points
New Marriott BonvoyTM American Express® Cardmembers, earn 50,000 Marriott BonvoyTM points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership
- 3x LifeMiles per $1 spent on Avianca purchases
- 2x LifeMiles per $1 spent at gas stations and grocery stores
- 1x LifeMiles per $1 spent on all other purchases
- 15% discount on purchase of miles with Multiply Your Miles
OMAAT Resources
Annual Fee:
$149
N/A
N/A
40,000 bonus miles after first use within 90 days
Marriott Bonvoy™ Business American Express® Card (CA)
Earn up to 105,000 points
- You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel
- Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties.
- Earn 2 points for every $1 in purchases charged to the Card everywhere else
Foreign Transaction Fee:
2.50%
Annual Fee:
$150 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Marriott Bonvoy™ Business American Express® Card
- Earn up to 105,000 Marriott Bonvoy™ points. Offer extended until September 20, 2021.
- Earn 65,000 Welcome Bonus Marriott Bonvoy™ points after you charge $5,000 in purchases to your Card in your first six months of Cardmembership.
- Plus, earn 5 points for every $1 in Card purchases on eligible Gas, Dining and Travel for the first six months of Cardmembership.
- Plus, you can earn an additional 15,000 points when you make a purchase after your 14 month Card anniversary date.
- Receive an Annual Free Night Award automatically each year after your anniversary. Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year
- Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
- You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel
- Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties.
- Earn 2 points for every $1 in purchases charged to the Card everywhere else
- Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
- Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
up to 105,000
Marriott points
Earn up to 105,000 Marriott Bonvoy™ points. Offer extended until September 20, 2021.
- Earn 65,000 Welcome Bonus Marriott Bonvoy™ points after you charge $5,000 in purchases to your Card in your first six months of Cardmembership.
- Plus, earn 5 points for every $1 in Card purchases on eligible Gas, Dining and Travel for the first six months of Cardmembership.
- Plus, you can earn an additional 15,000 points when you make a purchase after your 14 month Card anniversary date.
American Express Cobalt® Card
Earn up to 50,000 bonus points in your first year
- Earn 5x points on restaurants and bars in Canada
- Earn 5x points on groceries and food delivery services in Canada
- Earn 2x points on travel worldwide, including flights, train tickets, ferries, hotels and tours
Overall, the Amex Cobalt Card strikes as an excellent gateway into the Amex brand, combining plenty of opportunities to earn reward points, broad reward options, and all the features and protections you’ve come to expect from Amex, plus some perks aimed at millennial interests.
Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
Earn 3x the points on eligible streaming subscriptions in Canada
Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That’s 2X the points on purchases that get you from point A to B
Earn 1 point for every $1 in Card purchases everywhere else. We won’t tell you where to spend, we’ll just reward you on your Card purchases
Foreign Transaction Fee:
2.50%
Annual Fee:
$155.88 CAD ($12.99/month)
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year
- 30,000 points is enough for:
- $300 in statement credits redeemed towards purchases charged to your Card or
- $225 in American Express® Prepaid Cards
- Plus, you can earn a Welcome Bonus of 20,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership
- Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
- Earn 3x the points on eligible streaming subscriptions in Canada
- Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B
- Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
- Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
Earn
up to 50,000
Membership Rewards (CA)
Earn up to 50,000 Membership Rewards® points
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in purchases on your Card. This could add up to 30,000 points in a year.
Plus, you can earn a Welcome Bonus of 20,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership.
American Express® Aeroplan®* Reserve Card
Earn up to 90,000 points & a Buddy Pass
- Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
- Earn 2X the points on eligible Dining and Food Delivery purchases in Canada
- Earn 1.25X the points on everything else
OMAAT Resources
Foreign Transaction Fee:
2.50%
Annual Fee:
$599 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- New American Express® Aeroplan®* Reserve Cardmembers can earn up to a total of 90,000 welcome bonus Aeroplan points and a bonus Buddy Pass :
- Earn 30,000 Aeroplan points and a bonus Buddy Pass after spending $3,000 in purchases within the first three months of Cardmembership
- Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points
- With a bonus Buddy Pass, you can bring a friend anywhere Air Canada®* flies in North America. On the second ticket, you only pay the taxes and third-party charges
- New Cardmembers: Earn up to $2,900 in value within your first year. Spend applies to bonus point offers valued at up to $1,800
- Advance your Aeroplan Elite™ Status with an American Express Aeroplan Reserve Card. Apply for an American Express Aeroplan Reserve Card by October 1, 2021 and spend at least $10,000 in qualifying net purchases by November 30, 2021 and you’ll earn, step up, or jump start your Aeroplan Elite Status
- Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
- Earn 2X the points on eligible Dining and Food Delivery purchases in Canada
- Earn 1.25X the points on everything else
- Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling
- Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
- Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Café™ in North America, with a same day ticket on a departing Air Canada or Star Alliance flight
- Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights
- Roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
- American Express® Experiences opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more
- Get more from your travel experience at Toronto Pearson International Airport with:
- Access to Pearson Priority Security Lane
- Complimentary valet service at the Express Park and Daily Park
- 15% discount on parking rates at the Express Park and Daily Park
- 15% discount on Car Care Services
- Get access to more than 1,200 Priority Pass airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
- Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of
- American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
New American Express® Aeroplan®* Reserve Cardmembers can earn up to a total of 90,000 welcome bonus Aeroplan points and a bonus Buddy Pass :
- Earn 30,000 Aeroplan points and a bonus Buddy Pass after spending $3,000 in purchases within the first three months of Cardmembership
- Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points
American Express® Aeroplan®* Business Reserve Card
Earn up to 90,000 points & a Buddy Pass
- 3 Aeroplan points for every $1 spent on eligible purchase made directly with Air Canada and Air Canada Vacations
- 2 Aeriplan points every $1 spent on eligible hotels and car rentals
- 1.25 Aeroplan points for every $1 spent on everything else
OMAAT Resources
Foreign Transaction Fee:
2.50%
Annual Fee:
$599 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- American Express®Aeroplan®*Business Reserve Card
- Earn up to 90,000 Aeroplan points and a bonus Buddy Pass. Earn a welcome bonus of 30,000 Aeroplan points and a bonus Buddy Pass for an eligible flight within North America after spending $5,000 in purchases within the first three months of Cardmembership. With a bonus Buddy Pass, you can bring a friend anywhere Air Canada®* flies in North America. On the second ticket, you only pay the taxes and third-party charges. Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points.
- Advance your Aeroplan Elite Status with an American Express Aeroplan Business Reserve Card. Apply for an American Express Aeroplan Business Reserve Card by October 1, 2021 and spend at least $10,000 in qualifying net purchases by November 30, 2021 and you’ll earn, step up, or jump start your Aeroplan Elite Status.
- Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals, and 1.25 point for every $1 spent on everything else
- Your American Express Aeroplan Business Reserve Card gives you access to more than 1,200 Priority Pass airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class
- Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Cafes™ in North America, with a same day ticket on a departing Air Canada or Star Alliance flight
- You and up to eight companions will enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada.
- You and up to eight companions travelling on the same reservation will all enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight
- Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges) •Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
- If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services
- Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
- Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
- Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
- Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more
- Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
- Leverage your cash flow with the option of carrying a balance or paying in full each month
- American Express® Aeroplan®* Business Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn up to 90,000 Aeroplan points and a bonus Buddy Pass.
Earn a welcome bonus of 30,000 Aeroplan points and a bonus Buddy Pass for an eligible flight within North America after spending $5,000 in purchases within the first three months of Cardmembership. With a bonus Buddy Pass, you can bring a friend anywhere Air Canada®* flies in North America. On the second ticket, you only pay the taxes and third-party charges. Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points.CC34
The Platinum Card® (CA)
Earn up to 80,000 points
Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
Foreign Transaction Fee:
2.5%
Annual Fee:
$699 CAD
Intro Purchase APR:
N/A
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- Unlock special experiences with the Platinum® Card
- Earn up to 80,000 Membership Rewards® points:
- New Platinum® Cardmembers, earn 65,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership. Redeem for a roundtrip flight to a destination in Europe using the Fixed Points Travel Program (towards base fares, up to maximum of $900)
- Plus, you can also earn 15,000 points when you make a purchase between 14 and 17 months of Cardmembership. Redeem for a short-haul roundtrip flight to one of the popular routes using the Fixed Points Travel Program (towards base fares, up to maximum of $300)
- Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
- You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service
- Take full advantage of The American Express Global Lounge Collection™ which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
- Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels + Resorts
- Platinum Cardmembers can enjoy access to special events and unique opportunities
- Enjoy premium benefits at the Toronto Pearson Airport such as discount on parking
- You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Radisson Hotel Group Americas, Hertz and Avis
- As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn up to 80,000 Membership Rewards® points:
- New Platinum® Cardmembers, earn 65,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership. Redeem for a roundtrip flight to a destination in Europe using the Fixed Points Travel Program (towards base fares, up to maximum of $900)
- Plus, you can also earn 15,000 points when you make a purchase between 14 and 17 months of Cardmembership. Redeem for a short-haul roundtrip flight to one of the popular routes using the Fixed Points Travel Program (towards base fares, up to maximum of $300)