Best Travel Rewards Credit Cards (2020)
One of the keys to traveling the world for next to nothing is having the right credit cards.
Virtually all airlines and hotel chains have co-branded credit cards that allow you to accrue points in your preferred program.
Not only do credit card companies offer huge sign-up bonuses just for being approved for a card, but they also offer bonus points for spending in certain categories, even on cards with no annual fee, or the best credit cards with no foreign transaction fees.
I earn around a million miles a year through credit cards, about half of which come strictly from the sign-up bonuses earned by being approved for a credit card and completing a minimal amount of spend. The other half I earn through maximizing everyday spend (allowing me to earn anywhere from 2x to 5x points per dollar) and taking advantage of every bonus promotion available to me. Every year I redeem these points for a handful of first class trips around the world.
There are a lot of misconceptions about how credit scores work, as most people believe that applying for a credit card will negatively impact their credit score. As long as you keep your credit utilization low and make your payments on time, you shouldn’t see a negative impact on your credit score from applying for cards. Keep in mind you’ll need Very Good or Excellent credit to be eligible for many of the more lucrative cards below, and I would recommend never carrying a balance on a rewards-earning card, as the monthly interest payments can easily negate and exceed the value of the rewards.
My credit score is actually much better now than it was before I started applying for lots of credit cards, and I apply for multiple each year.
Featured Cards
The Ink Preferred has a fantastic, practical rewards structure. Triple points on travel, telecommunications, shipping and advertising on social-media and search engines, covers a lot of categories that are actually useful to businesses.
Current Offer
New Offer! Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.
Card Details
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn.
Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.
Current Offer
- Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*
- Access to the Working Capital Terms program: get additional funding beyond what you can spend on Business Gold with this flexible funding solution designed to pay U.S. based vendor invoices directly when cards are not accepted.*
- *Terms Apply
United℠ Business Card
Current Offer
- The All-New United Business Card with limited-time offer: 100,000 bonus miles after qualifying purchases
- New benefit: Earn 2 miles per $1 spent on local transit and commuting- including train tickets, taxi cabs, mass transit, tolls and ride share services
- New benefit: $100 annual United travel credit after 7 flight purchases of $100 or more
Current Offer
- 75,000 in Brex Rewards points upon signup and waivedcard fees for life (equal to $750+ value) *
- No personal guarantee needed - we do not ask for a personal credit check or security deposit during the application.
- Credit limits 10-20x higher than traditional small business corporate cards.
Current Offer
- 75,000 in Brex Rewards points upon signup and waivedcard fees for life (equal to $750+ value) *
- 60-day interest-free non-revolving credit for e-commerce businesses. Pay for your inventory today and you'll have 60 days to pay Brex back.
- Credit card limit is up to 75% of your business's monthly sales (with maximum credit limit of $5 million).
- $100,000 in monthly sales required to qualify for Brex.
- No personal guarantee needed - we do not ask for a personal credit check or security deposit during the application.
- Instant approvals and access a virtual card immediately for online and recurring transactions. Seamlessly add new users, issue new cards, and set specific spending limits.
- Enjoy worldwide acceptance with no foreign transaction fees.
- Make employee expenses seamless - automated receipt-capture and expense matching and reconciliation via text and email.
- Simplify reconciliation with built-in integrations with Quickbooks, Xero and more.
- Never liable for unauthorized transactions. Your account stays secure with 24/7 real-time fraud monitoring.
United℠ Business Card
Current Offer
- The All-New United Business Card with limited-time offer: 100,000 bonus miles after qualifying purchases
- New benefit: Earn 2 miles per $1 spent on local transit and commuting- including train tickets, taxi cabs, mass transit, tolls and ride share services
- New benefit: $100 annual United travel credit after 7 flight purchases of $100 or more
Ultimate Rewards points can be transferred at a 1:1 ratio to United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. This is probably the most-used card in my wallet.
Current Offer
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
The Ink Preferred has a fantastic, practical rewards structure. Triple points on travel, telecommunications, shipping and advertising on social-media and search engines, covers a lot of categories that are actually useful to businesses.
Current Offer
New Offer! Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.
Card Details
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn.
Hyatt hit it out of the park with the new card. The card is worth holding onto for the anniversary free night certificate and the five elite nights towards status annually, which more than justify the annual fee, not to mention the pathway to elite status based on your spending.
Current Offer
Earn up to 50,000 Bonus Points - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening.
Card Details
Earn 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
Ink Business Unlimited℠ Credit Card
This is a great card for small businesses, given the generous welcome offer and the simple earning structure. Pair this with the Ink Preferred to maximize your rewards!
Current Offer
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Card Details
Earn unlimited 1.5% cash back on every purchase made for your business
Current Offer
- Earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months.
- Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
- Earn 3X Membership Rewards® points at restaurants worldwide.
- Receive up to $100 per year in statement credits when you use the American Express® Green Card to pay for your CLEAR® membership at select airports and stadiums across the U.S. and Permissible Biometric Scanning Technology terms: eye scanning, irises scanning and fingerprints scanning.
- Use the American Express® Green Card to purchase lounge access through LoungeBuddy to any of the lounges in the LoungeBuddy network - no memberships, elite statuses, or first class tickets required. Earn up to $100 in statement credits per calendar year on your LoungeBuddy purchases.
- No Foreign Transaction Fees.
- $150 Annual Fee.
- Terms Apply.
IHG® Rewards Club Premier Credit Card
The annual free night certificate valid at many IHG properties and Platinum elite status for as long as you have the card make this a potentially good value, as most of those hotels would cost more than $89 per night. Read our Review
Current Offer
Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Card Details
Earn 25 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases.
The card has a great sign-up bonus, and on top of that has lots of perks that make it valuable long term. I value Ultimate Rewards points at ~1.7 cents each, so to me the 50,000 points are worth $850, and that's before factoring in the travel credit and other great perks.
Current Offer
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Card Details
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
New! United Club℠ Infinite Card
Current Offer
- Earn 100,000 Bonus Miles.
- New! Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
- New! Earn 2 miles per $1 spent on all other travel
- New! Earn 2 miles per $1 spent on dining
- Earn 1 mile per $1 spent on all other purchases
- New! Up to $100 Global Entry or TSA Precheck™ Fee Credit
- Free first and second checked bags - a savings of up to $300 per roundtrip
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United-operated flight when you pay with your Club Card.
Being a cardmember provides you complimentary Gold status, which gets you free breakfast and upgrades at Hilton properties across the world
Card Details
- Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
- Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
- $95 annual fee.
- Terms Apply.
This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.
Card Details
- Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
- Terms Apply.
This is a fantastic welcome bonus, especially for a small business card. You'll enjoy complimentary Gold Status just for keeping the card, with great opportunities to earn points and free Weekend Night Rewards.
Current Offer
- Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
- Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
- Enjoy complimentary Gold Status with your Hilton Honors Business Card.
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
This is a fantastic bonus, especially as these miles can be pooled with any miles you’re earning on your personal account.
Current Offer
• Designed for businesses
• Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
• First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
• 25% savings on American Airlines inflight Wi-Fi when you use your card
• Enjoy preferred boarding on American Airlines flights
• Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
• Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
• Earn 1 AAdvantage® mile per $1 spent on other purchases
• No Foreign Transaction Fees
Ink Business Cash℠ Credit Card
This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.
Current Offer
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Hilton Honors Aspire Card from American Express
You receive top tier Hilton Honors Diamond status for as long as you hold the card. This card also earns an incredible 14x points at participating Hilton hotels & resorts.
Current Offer
Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership
Card Details
• Earn 14x Hilton Honors bonus points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
• Earn 7x Hilton Honors bonus points on eligible purchases on your Card for Flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies, and U.S. restaurants.
• Earn 3x Hilton Honors bonus points on all other eligible purchases
• Complimentary Hilton Honors Diamond Status for being a cardmember
• Enjoy one weekend night reward with your new Hilton Honors American Express Aspire Card and every year after renewal. Plus, earn an additional night after you spend $60,000 on purchases on your Card in a calendar year.
• Enjoy up to $250 in statement credits each year of Card Membership for eligible purchases at participating Hilton Resorts.
This card gives you a full Admirals Club Membership for you and access for guests traveling with you, in addition to complimentary Admirals Club® Lounge access for authorized users.
Current Offer
• Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
• Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
• Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
• No Foreign Transaction Fees on purchases
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
• First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
• The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
There are no limits to the amount of cash back you can earn. For a card with no annual fee, that’s a return which is tough to beat.
Current Offer
• Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
• Balance Transfers do not earn cash back.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Chase Freedom Unlimited®
This is a great way to rack up Ultimate Rewards points on a no annual fee credit card. This card complements the Chase Sapphire Preferred® Card very well, given that the points from all cards can be pooled. Read our Review
Card Details
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all purchases.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
While the annual fee is high the card comes with lots of benefits that help negate the annual fee, including a $200 Airline Fee Credit, which gives you up to $200 a year in baggage fees and more at one airline.
Current Offer
60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Card Details
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards® points on eligible hotels booked on amextravel.com. Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
The Blue Business® Plus Credit Card from American Express
This card offers strong rewards for small businesses. No other card matches it for base earning on up to the first $50,000 per year.
Card Details
- Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
- 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
Membership Rewards has many transfer partners, including Aeroplan, British Airways, Delta, and Singapore, and this card lets you earn great bonuses in the categories that many of us use most often.
Current Offer
- Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
- Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
Southwest Rapid Rewards® Performance Business Credit Card
If you meet both tiers of the spend requirements with this card and receive the full bonus, you'll earn enough points to receive a companion pass!
Current Offer
- Earn 70,000 points after you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months.
- 9,000 bonus points after your Cardmember anniversary.
- 3 points per $1 spent on Southwest Airlines® purchases.
- 2 points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1 point per $1 spent on all other purchases.
- 4 Upgraded Boardings per year when available
- Inflight WiFi Credits
- Global Entry or TSA Pre✔® Fee Credit
- Employee cards at no additional cost, earn points on employee spending.
As no-fee Marriott co-brand card, with no foreign transactions, this card is a nice alternative if you want to keep your Marriott points alive without having to worry about annual fees. The 15 Elite Night Credits each calendar year qualifies you for Silver Elite status, and helps you achieve a higher level of status with Marriott.
Current Offer
Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
Card Details
Earn 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™. 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains). 1X point for every $1 spent on all other purchases.
Marriott Bonvoy Brilliant™ American Express® Card
Current Offer
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
Card Details
• Earn 6x points on eligible purchases at participating Marriott hotels
• Earn 3x points at U.S. restaurants and on flights booked directly with airlines.
• Earn 2x points on all other eligible purchases
• Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott hotels
• Receive 1 Free Night Award every year after your Card account anniversary valid for redemption for a single night up to 50,000 points.
• Complimentary Gold Elite Status
Arguably the coolest feature of this new card is Citi will round up your purchase to the nearest 10 ThankYou points. Make a $1 purchase? You’ll earn 10 ThankYou points. Make an $11 purchase? You’ll earn 20 ThankYou points. This is a very interesting rewards structure that makes this card perfect for everyday purchases.
Current Offer
• The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
• Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
• 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
• Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
• The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
The way I view it, this is a card that’s worth holding onto for the anniversary free night certificate, valid at a hotel that retails for up to 35,000 Marriott points per night. That benefit alone should more than justify the annual fee.
Current Offer
Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
Card Details
Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™. 2X Bonvoy points for every $1 spent on all other purchases.
Citi Prestige® Card
You can use the 4th night benefit multiple times per year, which keeps this card front-of-wallet for us, and more than makes up for the annual fee. Points can be transferred to a variety of programs, and ThankYou continues to increase their transfer partners, making points earned with this card more and more valuable.
Current Offer
• Earn 50,000 Bonus Points after spending $4,000 within 3 months of account opening
• 5x Points on Travel + Dining
• 3x Points on Hotels + Cruises
• 1x Points on all other purchases
• Up to $250 Travel Credit Every Calendar Year
• Complimentary 4th Night at a hotel of your choice after a minimum 4 consecutive night booking through ThankYou.com (based on your average night stay, exclusive of taxes and fees)
• Get a Global Entry or TSA Pre✓® Application Fee Credit on your statement, up to $100 every 5 years, as a reimbursement of your application fee for Global Entry or TSA Pre✓®
• Enjoy access to Priority Pass™ Lounges for you and your authorized users
Citi Premier℠ Card
Certain versions of ThankYou points, including the ones offered with this card, can be transferred to airline partners at a 1:1 ratio, which gives you more options for aspirational travel.
Current Offer
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Card Details
• Earn 3 points per $1 spent on travel including gas stations
• Earn 2 points per $1 spent at restaurants and on entertainment
• Earn 1 point per $1 spent on all other purchases
Chase Freedom®
This is a great way to rack up 7,500 Ultimate Rewards points per quarter on a no annual fee credit card. This card complements the Chase Sapphire Preferred® Card very well, given that the points from all cards can be pooled.
Current Offer
Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.
Card Details
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.
Current Offer
- Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
- Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
- Terms Apply
Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.
Current Offer
- Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*
- Access to the Working Capital Terms program: get additional funding beyond what you can spend on Business Gold with this flexible funding solution designed to pay U.S. based vendor invoices directly when cards are not accepted.*
- *Terms Apply
Amex EveryDay® Preferred Credit Card
If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.
Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.
This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!
Current Offer
75,000 Bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
Card Details
- Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
- 6x points at participating Marriott Bonvoy hotels.
- 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
Current Offer
• Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
• No Annual Fee
• Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
• Earn 1 AAdvantage® mile for every $1 spent on other purchases
• Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
• The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
United Club℠ Business Card
This card is great if you fly on United quite often as you receive United Club membership, earn 1.5 United miles on everyday transactions, and receive Premier Access® benefits when traveling on United-operated flights.
Current Offer
50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
Card Details
Get United Club Access -- up to a $550 value per year; 2X miles per $1 spent on United purchases; 1.5X miles per $1 spent on all other purchases; Free first and second checked bags
This card allows you to earn 60,000 Rapid Rewards® points which is a bit more than 50% of what you need to earn within a calendar year for Southwest's Companion Pass.
Current Offer
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.
AAdvantage® Aviator™ Red World Elite Mastercard®
Current Offer
Earn 50,000 AAdvantage® bonus miles after making your first purchase in the first 90 days and paying the $99 annual fee. Plus earn an introductory Companion Certificate good for 1 guest at $99 (plus taxes and fees) after making your first purchase in the first 90 days and paying the $99 annual fee.
Card Details
Earn 2X miles on eligible American Airlines purchases; Earn 1X miles on all other purchases; First checked bag free and preferred boarding for the primary cardmember and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines; Receive 25% inflight savings on food and beverages; Get up to $25 back as statement credits on inflight Wi-Fi purchases every anniversary year on American Airlines operated flights
Current Offer
• 40,000 Bonus LifeMiles after first card use
• Earn 3 LifeMiles per $1 spent on Avianca purchases
• Earn 2 LifeMiles per $1 spent at gas stations and grocery stores
• Earn 1 LifeMile per $1 spent on all other purchases
• No foreign transaction fees
• 15% discount on purchases of miles with Multiply Your Miles
• Free additional piece of baggage for travel between the United States and Central America
• A 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year
• An additional 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $24,000 spent each year
• 0% Introductory offer for 12 months on Balance Transfers
• You must be an Avianca LifeMiles member to apply
• If you are not already a LifeMiles member, create your account here: www.lifemiles.com
• Chip-enabled card provides added security
• Auto Rental Collision Damage Waiver
• Travel Accident Insurance
• Protection against unauthorized charges
• Emergency Card Replacement
• Online Account Management
• Electronic Statements
• Auto-pay option
Current Offer
• 20,000 Bonus LifeMiles after first card use
• Earn 2 LifeMiles per $1 spent on Avianca purchases
• Earn 1 LifeMile per $1 spent on all other purchases
• 15% discount on purchases of miles with Multiply Your Miles
• No cap on the number of LifeMiles you can earn
• 0% Introductory offer for 12 months on Balance Transfers
• You must be an Avianca LifeMiles member to apply
• If you are not already a LifeMiles member, create your account here: www.lifemiles.com
• Chip-enabled card provides added security
• Auto Rental Collision Damage Waiver
• Travel Accident Insurance
• Protection against unauthorized charges
• Emergency Card Replacement
• Online Account Management
• Electronic Statements
• Auto-pay option
Delta SkyMiles® Reserve American Express Card
Current Offer
- Earn up to 100,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs). Earn 80,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs) after you spend $5,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
- NEW! With Status Boost™, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
- NEW! Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- Fee Credit for Global Entry or TSA Pre✔®.
- Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
- NEW! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
- Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
- No Foreign Transaction Fees.
- $550 annual fee.
- Terms Apply.
Delta SkyMiles® Reserve Business American Express Card
When flying Delta, this card gives you Delta Sky Club® access and allows you to earn bonus MQMs.
Current Offer
- Limited Time Offer: Earn up to 100,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs). Earn 80,000 bonus miles and 20,000 MQMs after you spend $5,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership.
- With Status Boost™, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your new Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
- Complimentary Delta Sky Club® Access and complimentary access to The Centurion Lounge when flying on a same-day Delta-marketed or Delta-operated flight. The eligible flight must be booked on a U.S. issued American Express Credit Card.
- After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year. Eligible purchases after spending $150,000 do not include Delta purchases.
- Pay no foreign transaction fees when you spend overseas.
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
- Terms and limitations apply.
United℠ Explorer Card
This card comes with some worthwhile benefits for United flyers, especially the PQD waiver for $25k in annual spend.
Current Offer
60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Card Details
Earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases
Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.
Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
Southwest Rapid Rewards® Plus Credit Card
Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.
Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
British Airways has a distance-based award chart which is extremely lucrative for short-haul travel, as awards outside North America start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be invaluable.
Current Offer
- Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
- Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
- 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL
- 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
- 10% off British Airways flights starting in the US when you book by March 31, 2020
- Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Amex EveryDay® Credit Card
If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.
Current Offer
Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
Current Offer
- Earn up to 100,000 bonus miles. Earn 80,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
- NEW! With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
- Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
- NEW! Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- NEW! Earn 2X Miles at restaurants and at U.S. supermarkets.
- Earn 1X Mile on all other eligible purchases.
- Fee Credit for Global Entry or TSA Pre✔®.
- Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- No Foreign Transaction Fees.
- $250 annual fee.
- Terms Apply.
Current Offer
- Limited Time Offer*: Earn up to 100,000 bonus miles. Earn 80,000 bonus miles after you spend $3,000 on purchases on your new Card in the first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. *Offer expires 4/1/20
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
- Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding
- Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
- Get closer to status with Status Boost™. Spend $25,000 in purchases on the Card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the Card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
- Terms and limitations apply.
While it might not be the best option for the savvy traveler, it’s nice to see an airline with a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.
Current Offer
- Earn 15,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Offer Expires 4/1/2020.
- No Annual Fee.
- NEW! Earn 2X Miles per dollar at restaurants, now worldwide.
- Earn 2X Miles per dollar spent on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- NEW! No Foreign Transaction Fees.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Terms Apply.
Delta SkyMiles® Gold American Express Card
Current Offer
- Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
- Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
- NEW! Get ready for your next trip - spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
- Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.
- Earn 1X Mile on all other eligible purchases.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Enjoy a $0 introductory annual fee for the first year, then $99.
- Terms Apply.
Delta SkyMiles® Gold Business American Express Card
Current Offer
- Limited Time Offer: Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership.
- Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
- Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
- Pay no foreign transaction fees when you travel overseas.
- $0 introductory annual fee for the first year, then $99.
- Terms and limitations apply
Current Offer
- 75,000 in Brex Rewards points upon signup and waivedcard fees for life (equal to $750+ value) *
- No personal guarantee needed - we do not ask for a personal credit check or security deposit during the application.
- Credit limits 10-20x higher than traditional small business corporate cards.
Current Offer
- 75,000 in Brex Rewards points upon signup and waivedcard fees for life (equal to $750+ value) *
- 60-day interest-free non-revolving credit for e-commerce businesses. Pay for your inventory today and you'll have 60 days to pay Brex back.
- Credit card limit is up to 75% of your business's monthly sales (with maximum credit limit of $5 million).
- $100,000 in monthly sales required to qualify for Brex.
- No personal guarantee needed - we do not ask for a personal credit check or security deposit during the application.
- Instant approvals and access a virtual card immediately for online and recurring transactions. Seamlessly add new users, issue new cards, and set specific spending limits.
- Enjoy worldwide acceptance with no foreign transaction fees.
- Make employee expenses seamless - automated receipt-capture and expense matching and reconciliation via text and email.
- Simplify reconciliation with built-in integrations with Quickbooks, Xero and more.
- Never liable for unauthorized transactions. Your account stays secure with 24/7 real-time fraud monitoring.
Current Offer
- Earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening
- No Annual Fee
- Earn 15 points total per $1 spent when you stay at an IHG hotel
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
- No Foreign Transaction Fees
- Fourth Reward Night Free
- IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
The new Costco Citi cards have a great rewards structure for Costco loyalists. The bonus categories are compelling, and while it’s still not a card I’d personally use for everyday spend this is a solid option for Costco members.
Current Offer
• Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
• 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
• 3% cash back on restaurants and eligible travel purchases
• 2% cash back on all other purchases from Costco and Costco.com
• 1% cash back on all other purchases
• No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
• Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
• The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
Current Offer
• Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
• Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
• Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
• No Foreign Transaction Fees
• First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
• Enjoy preferred boarding on American Airlines flights
• The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Business Green Rewards Card from American Express
Current Offer
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
- Earn one Membership Rewards® point for each dollar you spend on eligible purchases
- Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
Blue Cash Preferred® Card from American Express
This is an amazing cash back rate if you spend a lot of money at supermarkets and on gas. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
Current Offer
- Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
- Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
- Low intro APR: 0% for 12 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- $95 annual fee.
- Terms Apply.
Blue Cash Everyday® Card from American Express
This is a great no annual fee cash back card option. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
Current Offer
- Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
- Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
- Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.
- No annual fee.
- Terms Apply.
United Club℠ Card
This card is great for United flyers, as you get an included United Club membership, earn 1.5-2 miles per $1 on all transactions, and receive Premier Access® benefits when traveling on United-operated flights.
Current Offer
50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.
Card Details
United ClubSM membership – up to a $550 value per year; Earn rewards faster with 1.5 miles per $1 spent on purchases; Earn even more miles on tickets purchased from United – 2 miles per $1 spent; Free first and second checked bags
American Express Blue Business Cash™ Card
Card Details
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power§.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 13.24%, 16.24%, or 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
American Express Cash Magnet® Card
Current Offer
- Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
- Unlimited 1.5% Cash Back on your purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
- Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
- 0% introductory plan fee on each purchase moved into a plan during the first 15 months from the date of account opening with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee. After that, your plan fee will be up to 1.17% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase.
- Don't wait for your Card in the mail. Start earning cash back before your Card even arrives, if eligible for Instant Card Number.
- No Annual Fee.
- Terms Apply.
The Plum Card® from American Express
Card Details
- Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
- Take up to 60 days to pay with no interest, if you pay your minimum due.
- Use the power of the Plum Card to buy big for your business.
- No Foreign Transaction Fees.
- Introductory annual fee of $0 for the first year, then $250
- Terms & Restrictions Apply.
Chase Freedom® Student credit card
Current Offer
$50 Bonus; special offer, visit a local branch to apply.
Card Details
• 1% Cash Back: You’ll earn 1% Cash Back rewards for each $1 spent.
• $20 Good Standing rewards: You’ll receive 2,000 points, which can be redeemed for $20, after each account anniversary year for the first 5 years. To qualify for Good Standing rewards each account anniversary year, your account must be open and not in default, as defined in your Cardmember Agreement, at the time of fulfillment. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that.
