Best Travel Rewards Credit Cards (2020)

Being a cardmember provides you complimentary Gold status, which gets you free breakfast and upgrades at Hilton properties across the world

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Card Details

• Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
• Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
• Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
• Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
• Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
• $95 annual fee.
• Terms Apply.

This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.

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Card Details

• Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
• Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
• Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
• Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
• No Annual Fee.
• Terms Apply.

This is a fantastic welcome bonus, especially for a small business card. You'll enjoy complimentary Gold Status just for keeping the card, with great opportunities to earn points and free Weekend Night Rewards.

Current Offer

• Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
• Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
• Enjoy complimentary Gold Status with your Hilton Honors Business Card.

This is a fantastic bonus, especially as these miles can be pooled with any miles you’re earning on your personal account.

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Current Offer
• Designed for businesses
• Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
• First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
• 25% savings on American Airlines inflight Wi-Fi when you use your card
• Enjoy preferred boarding on American Airlines flights
• Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
• Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
• Earn 1 AAdvantage® mile per $1 spent on other purchases
• No Foreign Transaction Fees

This card allows you to earn 40,000 Alaska miles after qualifying purchases, which are very valuable due to their current award chart. Great for Alaska Airlines and past Virgin America frequent fliers as the card allows you to earn 3 miles for every $1 spent on eligible Alaska Airlines purchases and you will receive a companion fare offer which can be useful.

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Current Offer
• NOW - 40,000 Bonus Mile + Alaska's Famous Companion Fare™ Offer.
• Get 40,000 bonus miles and Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.
• Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
• Get Alaska's Famous Companion Fare™ every year! EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
• Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases. And, your miles don't expire on active accounts.
• NEW! Enjoy 50% off day passes at the Alaska Lounge and 20% back on all Alaska Airlines inflight purchases when you pay with your new card.
• Redeem miles with no blackout dates on any of Alaska's 1,200 daily flights or choose from over 900+ destinations with more than a dozen global airline partners. Plus, get exclusive access to discounted redemption levels when you redeem miles for hotel stays at over 400,000 properties using Alaska Airlines Hotels.
• Plus, no foreign transaction fees and a low $75 annual fee.

This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.

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Current Offer
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

There are no limits to the amount of cash back you can earn. For a card with no annual fee, that’s a return which is tough to beat.

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Current Offer
• Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% – 25.49%, based on your creditworthiness.
• Balance Transfers do not earn cash back.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• The standard variable APR for Citi Flex Plan is 15.49% – 25.49% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

If you meet both tiers of the spend requirements with this card and receive the full bonus, you'll earn enough points to receive a companion pass!

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Current Offer

• Earn 70,000 points after you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months.
• 9,000 bonus points after your Cardmember anniversary.
• 3 points per $1 spent on Southwest Airlines® purchases.
• 2 points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1 point per $1 spent on all other purchases.
• 4 Upgraded Boardings per year when available
• Inflight WiFi Credits
• Global Entry or TSA Pre✔® Fee Credit
• Employee cards at no additional cost, earn points on employee spending.

As no-fee Marriott co-brand card, with no foreign transactions, this card is a nice alternative if you want to keep your Marriott points alive without having to worry about annual fees. The 15 Elite Night Credits each calendar year qualifies you for Silver Elite status, and helps you achieve a higher level of status with Marriott.

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Current Offer
Earn 50,000 Bonus Points after spending $2,000 on purchases in your first 3 months from account opening.

Card Details
Earn 3X points for every $1 spent at 7,000+ participating Marriott Bonvoy hotels and 2X points on other travel purchases (from airfare to taxis and trains).

Earning 1.5 points per $1 spent on purchases, combined with a Bank of America® checking or savings account and if you're a Preferred Rewards member, you can really stack the earnings on this no annual fee card

Current Offer
• Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
• 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
• Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
• Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
• 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 16.49% - 24.49% Variable APR will apply
• If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

Current Offer
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.

Card Details
• Earn 6x points on eligible purchases at participating Marriott hotels
• Earn 3x points at U.S. restaurants and on flights booked directly with airlines.
• Earn 2x points on all other eligible purchases
• Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott hotels
• Receive 1 Free Night Award every year after your Card account anniversary valid for redemption for a single night up to 50,000 points.
• Complimentary Gold Elite Status

Arguably the coolest feature of this new card is Citi will round up your purchase to the nearest 10 ThankYou points. Make a $1 purchase? You’ll earn 10 ThankYou points. Make an $11 purchase? You’ll earn 20 ThankYou points. This is a very interesting rewards structure that makes this card perfect for everyday purchases.

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Current Offer
• The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
• Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
• 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
• Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
• The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

The way I view it, this is a card that’s worth holding onto for the anniversary free night certificate, valid at a hotel that retails for up to 35,000 Marriott points per night. That benefit alone should more than justify the annual fee.

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Current Offer
Earn 100,000 Bonus Points after spending $5,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless™ Credit Card!

Card Details
Earn 6X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels and 2X points everywhere else.

Capital One points are most useful for domestic economy flights, particularly if you have to travel over peak dates, but the new airline transfer option means these miles can be great for international travel as well.

Current Offer
20,000 Miles once you spend $1,000 on purchases within 3 months from account opening

Card Details

• $0 annual fee and no foreign transaction fees
• Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
• Earn unlimited 1.25X miles on every purchase, every day
• Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Transfer your miles to over 15+ leading travel loyalty programs
• Enjoy 0% intro APR on purchases for 12 months; 14.49% - 24.49% variable APR after that

This is a great way to rack up 7,500 Ultimate Rewards points per quarter on a no annual fee credit card. This card complements the Chase Sapphire Preferred® Card very well, given that the points from all cards can be pooled.

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Current Offer
Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.

Card Details
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

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Current Offer

• Welcome Offer: Earn up to 75,000 Membership Rewards® points.
• Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases made on your Business Platinum Card® within your first 3 months of Card Membership.
• Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
• Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
• 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when flight is booked on amextravel.com.
• Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
• Terms Apply

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

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Current Offer

• Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
• MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
• **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
• AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
• PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*
• Access to the Working Capital Terms program: get additional funding beyond what you can spend on Business Gold with this flexible funding solution designed to pay U.S. based vendor invoices directly when cards are not accepted.*
• *Terms Apply

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.

This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!

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Current Offer
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.

Card Details

• Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
• 6x points at participating Marriott Bonvoy hotels.
• 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.

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Current Offer
• Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
• No Annual Fee
• Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
• Earn 1 AAdvantage® mile for every $1 spent on other purchases
• Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
• The standard variable APR for Citi Flex Plan is 17.49% - 26.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

This card is great if you fly on United quite often as you receive United Club membership, earn 1.5 United miles on everyday transactions, and receive Premier Access® benefits when traveling on United-operated flights.

Current Offer
50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open

Card Details
Get United Club Access -- up to a $550 value per year; 2X miles per $1 spent on United purchases; 1.5X miles per $1 spent on all other purchases; Free first and second checked bags

This card allows you to earn 60,000 Rapid Rewards® points which is a bit more than 50% of what you need to earn within a calendar year for Southwest's Companion Pass.

Current Offer
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

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Current Offer
Earn 50,000 AAdvantage® bonus miles after making your first purchase in the first 90 days and paying the $99 annual fee. Plus earn an introductory Companion Certificate good for 1 guest at $99 (plus taxes and fees) after making your first purchase in the first 90 days and paying the $99 annual fee.

Card Details
Earn 2X miles on eligible American Airlines purchases; Earn 1X miles on all other purchases; First checked bag free and preferred boarding for the primary cardmember and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines; Receive 25% inflight savings on food and beverages; Get up to $25 back as statement credits on inflight Wi-Fi purchases every anniversary year on American Airlines operated flights

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Current Offer
• 20,000 Bonus LifeMiles after first card use
• Earn 2 LifeMiles per $1 spent on Avianca purchases
• Earn 1 LifeMile per $1 spent on all other purchases
• 15% discount on purchases of miles with Multiply Your Miles
• No cap on the number of LifeMiles you can earn
• 0% Introductory offer for 12 months on Balance Transfers
• You must be an Avianca LifeMiles member to apply
• If you are not already a LifeMiles member, create your account here: www.lifemiles.com
• Chip-enabled card provides added security
• Auto Rental Collision Damage Waiver
• Travel Accident Insurance
• Protection against unauthorized charges
• Emergency Card Replacement
• Online Account Management
• Electronic Statements
• Auto-pay option

Current Offer

• Earn up to 100,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs). Earn 80,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs) after you spend $5,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
• NEW! With Status Boost™, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
• NEW! Earn 3X Miles on Delta purchases.
• Earn 1X Mile on all other eligible purchases.
• Fee Credit for Global Entry or TSA Pre✔®.
• Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
• NEW! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
• Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
• No Foreign Transaction Fees.
• $550 annual fee.
• Terms Apply.

When flying Delta, this card gives you Delta Sky Club® access and allows you to earn bonus MQMs.

Current Offer

• Limited Time Offer: Earn up to 100,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs). Earn 80,000 bonus miles and 20,000 MQMs after you spend $5,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership.
• With Status Boost™, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your new Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
• Complimentary Delta Sky Club® Access and complimentary access to The Centurion Lounge when flying on a same-day Delta-marketed or Delta-operated flight. The eligible flight must be booked on a U.S. issued American Express Credit Card.
• After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year. Eligible purchases after spending $150,000 do not include Delta purchases.
• Pay no foreign transaction fees when you spend overseas.
• Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
• Terms and limitations apply.

This card comes with some worthwhile benefits for United flyers, especially the PQD waiver for $25k in annual spend.

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Current Offer
60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

Card Details
Earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases

Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.

Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.

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Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

British Airways has a distance-based award chart which is extremely lucrative for short-haul travel, as awards outside North America start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be invaluable.

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Current Offer

• Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
• Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
• 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL
• 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.
• 10% off British Airways flights starting in the US when you book by March 31, 2020
• Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
• Pay no foreign transaction fees when you travel abroad.
• Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

Current Offer

• Earn up to 100,000 bonus miles. Earn 80,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
• NEW! With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
• Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
• NEW! Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• NEW! Earn 2X Miles at restaurants and at U.S. supermarkets.
• Earn 1X Mile on all other eligible purchases.
• Fee Credit for Global Entry or TSA Pre ✔®.
• Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
• Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
• No Foreign Transaction Fees.
• $250 annual fee.
• Terms Apply.

Current Offer

• Limited Time Offer*: Earn up to 100,000 bonus miles. Earn 80,000 bonus miles after you spend $3,000 on purchases on your new Card in the first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. *Offer expires 4/1/20
• Earn 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
• Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding
• Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
• Get closer to status with Status Boost™. Spend $25,000 in purchases on the Card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the Card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
• Terms and limitations apply.

While it might not be the best option for the savvy traveler, it’s nice to see an airline with a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Current Offer

• Earn 15,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Offer Expires 4/1/2020.
• No Annual Fee.
• NEW! Earn 2X Miles per dollar at restaurants, now worldwide.
• Earn 2X Miles per dollar spent on Delta purchases.
• Earn 1X Mile on all other eligible purchases.
• NEW! No Foreign Transaction Fees.
• Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
• Terms Apply.

Current Offer

• Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
• Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
• NEW! Get ready for your next trip - spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
• Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.
• Earn 1X Mile on all other eligible purchases.
• Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
• Enjoy a $0 introductory annual fee for the first year, then $99.
• Terms Apply.

Current Offer

• Limited Time Offer: Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership.
• Additionally, take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
• Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
• Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
• Pay no foreign transaction fees when you travel overseas.
• $0 introductory annual fee for the first year, then $99.
• Terms and limitations apply

Read our Review

Current Offer

• 75,000 in Brex Rewards points upon signup and waivedcard fees for life (equal to $750+ value) *
• No personal guarantee needed - we do not ask for a personal credit check or security deposit during the application.
• Credit limits 10-20x higher than traditional small business corporate cards.

Current Offer

• 75,000 in Brex Rewards points upon signup and waivedcard fees for life (equal to $750+ value) *
• 60-day interest-free non-revolving credit for e-commerce businesses. Pay for your inventory today and you'll have 60 days to pay Brex back.
• Credit card limit is up to 75% of your business's monthly sales (with maximum credit limit of $5 million).
• $100,000 in monthly sales required to qualify for Brex.
• No personal guarantee needed - we do not ask for a personal credit check or security deposit during the application.
• Instant approvals and access a virtual card immediately for online and recurring transactions. Seamlessly add new users, issue new cards, and set specific spending limits.
• Enjoy worldwide acceptance with no foreign transaction fees.
• Make employee expenses seamless - automated receipt-capture and expense matching and reconciliation via text and email.
• Simplify reconciliation with built-in integrations with Quickbooks, Xero and more.
• Never liable for unauthorized transactions. Your account stays secure with 24/7 real-time fraud monitoring.

Current Offer

• Earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening
• No Annual Fee
• Earn 15 points total per $1 spent when you stay at an IHG hotel
• Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
• No Foreign Transaction Fees
• Fourth Reward Night Free
• IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

This card has a great return for a cash-back card with no annual fee.

Current Offer
$150 Cash Back after you spend $500 on purchases within 3 months from account opening

Card Details

• Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
• Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
• No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
• 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
• 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
• No foreign transaction fee
• No annual fee

The new Costco Citi cards have a great rewards structure for Costco loyalists. The bonus categories are compelling, and while it’s still not a card I’d personally use for everyday spend this is a solid option for Costco members.

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Current Offer
• Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
• 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
• 3% cash back on restaurants and eligible travel purchases
• 2% cash back on all other purchases from Costco and Costco.com
• 1% cash back on all other purchases
• No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
• Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
• The standard variable APR for Citi Flex Plan is 16.74%. Citi Flex Plan offers are made available at Citi's discretion.

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Current Offer
• Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
• Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
• Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
• No Foreign Transaction Fees
• First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
• Enjoy preferred boarding on American Airlines flights
• The standard variable APR for Citi Flex Plan is 17.49% - 26.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

This card is designed for students, and encourages good habits and responsible credit use.

Current Offer
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month

Card Details

• Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
• Enjoy no annual fee and no foreign transaction fees
• Get a head start and build your credit with responsible use
• Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
• Pick the monthly due date that works best for you
• Get access to a higher credit line after making your first 5 monthly payments on time
• $0 fraud liability if your card is ever lost or stolen
• Monitor your credit profile with the CreditWise® app, free for everyone

A cash-back card can be a good way to cut costs in other areas, saving money for travel!

Current Offer
$150 Cash Back after you spend $500 on purchases within 3 months from account opening

Card Details

• One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
• Earn unlimited 1.5% cash back on every purchase, every day
• No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
• 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
• 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
• Pay no annual fee or foreign transaction fees

This card can be a good option for people looking to build their credit over time.

Current Offer
Pay no annual fee; Get access to a higher credit line after making your first 5 monthly payments on time; Fraud coverage if your card is lost or stolen

Card Details
Use online banking to access your account, even from your smartphone, with our mobile app; Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you; Get access to your account 24 hours a day, 7 days a week; Help strengthen your credit for the future with responsible card use

This is a great card if you're looking for no annual fee, cash back type of card. If you're a Preferred Rewards member, you can get a 25% - 75% rewards bonus on every purchase.

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Current Offer
• No annual fee
• $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
• Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
• 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
• No expiration on rewards
• If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

Read our Review

Current Offer

• Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
• Earn one Membership Rewards® point for each dollar you spend on eligible purchases
• Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment

This is a great no annual fee cash back card option. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.

Current Offer

• Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
• 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
• 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
• Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
• Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
• Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
• No annual fee.
• Terms Apply.

This card is great for United flyers, as you get an included United Club membership, earn 1.5-2 miles per $1 on all transactions, and receive Premier Access® benefits when traveling on United-operated flights.

Current Offer
50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.

Card Details
United ClubSM membership – up to a $550 value per year; Earn rewards faster with 1.5 miles per $1 spent on purchases; Earn even more miles on tickets purchased from United – 2 miles per $1 spent; Free first and second checked bags

Read our Review

Card Details

• Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
• From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power§.
• Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
• 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
• No Annual Fee
• Terms Apply

Current Offer
• 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
• No annual fee
• No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
• Access your FICO® Score for free within Online Banking or your Mobile Banking app

Current Offer

• Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
• Unlimited 1.5% Cash Back on your purchases.
• Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
• Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
• 0% introductory plan fee for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
• Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
• No Annual Fee.
• Terms Apply.

A cash-back card can be a good way to cut costs in other areas, saving money for travel!

Current Offer

• Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions
• Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
• Save on interest with 0% intro APR on purchases for 9 months; 14.49% - 22.49% variable APR after that

A cash-back card can be a good way to cut costs in other areas, saving money for travel!

Current Offer
Earn unlimited 1.5% cash back on every purchase, every day

Card Details
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn; Get access to a higher credit line after making your first 5 monthly payments on time; Fraud coverage if your card is ever lost or stolen
Use online banking to access your account, even from your smartphone, with our mobile app; Help strengthen your credit for the future with responsible card use

Spark Miles points can now be transferred to airline partners, making this a compelling option for a no-annual fee card.

Current Offer

• Earn unlimited 1.5X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
• Earn a one-time bonus of 20,000 miles - equal to $200 in travel - once you spend $3,000 on purchases within the first 3 months from account opening
• Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles Select card

Card Details
Earn 5X miles on hotels and rental cars through Capital One Travel℠

Card Details

• Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
• Take up to 60 days to pay with no interest, if you pay your minimum due.
• Use the power of the Plum Card to buy big for your business.
• No Foreign Transaction Fees.
• Introductory annual fee of $0 for the first year, then $250
• Terms & Restrictions Apply.

This is a great starter card for small businesses, with no annual or foreign transaction fees.

Current Offer

• Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions
• No annual fee
• Build and strengthen credit for your business by using this credit card responsibly
• $0 Fraud Liability if your card is lost or stolen
• Free employee cards, which also earn unlimited 1% cash back on all purchases
• Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
• No foreign transaction fees

If you're just starting out, or have limited credit, this is a good product for responsibly building your credit.

Current Offer

• No annual fee, and all the credit building benefits with responsible card use
• Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
• Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
• Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
• Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
• Easily manage your account 24/7 with online access, by phone or using our mobile app
• It's a credit card accepted at millions of locations worldwide

Current Offer
$50 Bonus; special offer, visit a local branch to apply.

Card Details
• 1% Cash Back: You’ll earn 1% Cash Back rewards for each $1 spent.
• $20 Good Standing rewards: You’ll receive 2,000 points, which can be redeemed for $20, after each account anniversary year for the first 5 years. To qualify for Good Standing rewards each account anniversary year, your account must be open and not in default, as defined in your Cardmember Agreement, at the time of fulfillment. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that.