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- We include a range of travel & rewards cards on this page that we find useful to readers, but don’t intend to list every potential credit card out there
- You can filter by card type and features
- Select up to three cards to view a quick comparison
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Business Card Perks
The Business Platinum Card® from American Express
Earn 120,000 Membership Rewards® Points
Business Card Perks
- Earn 1.5x on purchases of $5,000 or more in a single transaction on up to $2MM per calendar year
- Redeem Points For Over 1.5 Cents Each Towards Airfare
- Amex Centurion Lounge Access
In general, I would say that the Amex Business Platinum Card is a business card that you get in the long run for the benefits that it offers, rather than for the return on spending that it directly offers.
It could make sense to spend money on the card if your business consistently makes $5,000+ purchases, other than that, there are better cards for everyday spending.
The card offers big benefits but also has a steep annual fee.
When it comes to accounting for the value of the card, I recommend considering the following:
- How much do you value the various credits?
- How much do you value the Marriott and Hilton Gold status?
- How much value will you get from Amex Fine Hotels & Resorts and the International Airline Program?
- How much do you value the incredible lounge access perks offered by the card?
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Earn 1.5X points for each eligible purchase of $5,000 or more and every dollar spent on Eligible U.S. purchases in these select business categories (Earn 1.5X on up to $2 million of these purchases per calendar year):
- Construction material and hardware suppliers
- Electronic goods retailers and software & cloud system providers
- Shipping providers
- Earn 1x points per dollar spent on all other purchases
Foreign Transaction Fee:
None
Annual Fee:
$695
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that's an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at more than 50 U.S. airports and stadiums.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Earn
120,000
Membership Rewards Points
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
Best Bonus
Ink Business Preferred® Credit Card
Earn 100,000 bonus points
Best Bonus
- Earn 3x points on travel
- Earn 3x points on shipping purchases
- Cell Phone Protection
The Ink Business Preferred Card is the single most well-rounded business credit card out there, in my opinion. The card offers the biggest sign-up bonus of any credit card, it offers incredible 3x points categories for common spending categories for businesses, and it offers amazing protection, ranging from car rental damage to cell phone protection.
While I’d say this card isn’t worth it for someone strictly looking for cash back, otherwise you simply can’t go wrong with this card, in my opinion.
- 3x Ultimate Rewards points on travel
- 3x Ultimate Rewards points on shipping purchases
- 3x Ultimate Rewards points on internet, cable and phone services
- 3x Ultimate Rewards points on advertising purchases made with social media sites and search engines
Foreign Transaction Fee:
$0
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Earn
100,000
Chase Ultimate Rewards
- 100,000 Chase Ultimate Rewards points after spending $15,000 on purchases within the first three months of account opening.
Lounge Access
The Platinum Card® from American Express
Earn 100,000 Membership Rewards® Points
Lounge Access
- Earn 5x points on flights purchased directly from airlines or through Amex Travel (up to $500k/year)
- $200 Annual Uber Credit
- Amex Centurion Lounge Access
I love my Amex Platinum Card and find it well worth the annual fee. I think it can definitely be worth getting, though I also do think most people are using this card wrong. This isn’t a card you should be using for all of your credit card spending, but rather it’s a card you should get for the perks that it offers, as well as the 5x points on airfare.
To decide if you should get the card, take the $695 annual fee, subtract how much value you’d get out of the credits, and then consider how much more you value the other perks of the card, including the great lounge access benefit.
For a frequent traveler or anyone who buys international premium cabin tickets with any frequency, I think the card is well worth it.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Earn 1x points per dollar spent on all other purchases
Foreign Transaction Fee:
None
Annual Fee:
$695
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®.
- $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
- American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
- $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
- $695 annual fee.
- Terms Apply.
Earn
100,000
Membership Rewards Points
Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
Free Hotel Night
World of Hyatt Credit Card
Earn up to 60,000 Bonus Points
Free Hotel Night
- Earn 4x Points at Hyatt Properties
- Free Night Every Year
- Complimentary Discoverist Status
The World of Hyatt Credit Card is exceptional. It’s a card I have, and also a card I spend at least $15,000 on per year.
The card is worth having even if you don’t plan on putting spending on it — you get an anniversary free night certificate you can use at a hotel that costs significantly more than the annual fee, you get complimentary Discoverist status, and you get five elite nights towards a higher status tier.
Beyond that it can be worth putting spending on the card, thanks to the unique bonus categories (4x points on Hyatt stays and 2x points on fitness and gyms), as well as the additional elite nights and second free night certificate.
The card is worth holding onto for the anniversary free night certificate and the five elite nights towards status annually, which more than justify the annual fee, not to mention the pathway to elite status based on your spending.
- 4x points for spending at Hyatt hotels and resorts
- 2x points for restaurant spending globally
- 2x points on airline tickets purchased directly from airlines
- 2x points on fitness clubs and gym memberships
- 2x points on local transit and commuting
- 1x points on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
- Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
- Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.
- Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
- Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
- Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Earn
60,000
World of Hyatt Points
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
American Express® Business Gold Card
Earn 70,000 Membership Rewards® points
- Earn 4x Membership Rewards points on airfare purchased directly from airlines
- Access to Amex Offers
- Redeem Amex Points Towards Airfare
Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.
Each billing cycle you earn 4x Membership Rewards points on the two categories in which you spend the most. This can change each billing cycle based on your spending patterns. The Amex Business Gold Card offers up to 4x points in the following categories:
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media
- U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases for shipping
- U.S. computer hardware, software, and cloud computing purchases made directly from select providers
Foreign Transaction Fee:
None
Annual Fee:
$295
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month-or pay over time with interest.*
- *Terms Apply
Earn
70,000
Membership Rewards Points
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Flexible Points
Citi Premier® Card
Limited Time: Earn 80,000 ThankYou points after qualifying purchases
Flexible Points
- Earn 3x Points on Airfare
- Earn 3x Points on Hotels
- Earn 3x Points at Restaurants
The Citi Premier® Card offers the most rewarding bonus categories of any mid-range credit card, in my opinion, as the card offers 3x points in five different categories. I also love Citi ThankYou points, and get huge value by transferring them to airline partners, especially in conjunction with a transfer bonus.
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
Foreign Transaction Fee:
0%
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Earn
80,000
ThankYou Points
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Southwest® Rapid Rewards® Performance Business Credit Card
Earn 80,000 points
- Earn 4x points on Southwest Airlines purchases
- Anniversary Bonus Points
- Upgraded Boarding
If you have a small business and fly Southwest with any frequency, then the Southwest Performance Business Card is a no brainer. To start, the card has an incredible welcome bonus that could get you over $1,000 worth of travel on Southwest, plus it could get you close to earning the Companion Pass.
On an ongoing basis, the card is worth it as well. It has a $199 annual fee but offers 9,000 points per year (which I value at ~$120), plus four upgraded boardings per year, an incredible Wi-Fi benefit, and more. This card should pay for itself for anyone who flies Southwest with any frequency.
The Southwest Performance Business Card is exceptional. I would say it’s the single best Southwest Airlines credit card.
Earn 4X points on Southwest® purchases.
Earn 3X points on Rapid Rewards® hotel and car partners.
Earn 2X points on rideshare.
Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$199
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
- 9,000 bonus points after your Cardmember anniversary.
- Earn 4X points on Southwest® purchases.
- Earn 3X points on Rapid Rewards® hotel and car partners.
- Earn 2X points on rideshare.
- Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
- 4 Upgraded Boardings per year when available.
- Global Entry or TSA PreCheck® Fee Credit.
Earn
80,000
Southwest miles
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
Dining
American Express® Gold Card
Earn 60,000 Membership Rewards® points
Dining
- 4x points at restaurants
- 4x points at U.S. supermarkets, on up to $25,000 in purchases annually
- 3x points on flights booked directly with airlines or through amextravel.com
The Amex Gold Card is one of American Express’ best credit cards for earning points. With 4x points at restaurants and 4x points at U.S. supermarkets (up to $25,000 annually), earning Membership Rewards points is easy.
The card also offers some credits that are potentially useful, which for many will help offset the annual fee. The card offers up to a $120 annual dining credit, plus multiple Uber benefits, which I find to be very worthwhile.
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.
Foreign Transaction Fee:
None
Annual Fee:
$250
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
- Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- Updated $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
- Choose the color that suits your style. Gold or Rose Gold.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
Earn
60,000
Membership Rewards Points
Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
Hilton Honors American Express Aspire Card
Earn 150,000 Hilton Honors Bonus Points
The card details for the Hilton Honors American Express Aspire Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.- 14x Points At Hilton Hotels
- Hilton Honors Diamond Status
- Annual Free Weekend Night Reward
The Hilton Aspire Card is one of the most rewarding hotel credit cards out there.
While the card has a $450 annual fee, it offers some truly incredible perks, including top tier Hilton Honors Diamond status, a weekend night reward annually, and up to $500 in credits annually ($250 for airline fees, and $250 for Hilton resorts).
To say that I’ve gotten outsized value from this card would be an understatement.
- 14x Hilton Honors points for spending at Hilton properties globally
- 7x points per eligible dollar spent on flights booked directly with airlines or amextravel.com
- 7x points per eligible dollar spent on car rentals booked directly with select car rental companies
- 7x points per eligible dollar spent at US restaurants
- 3x points on all other eligible purchases
Foreign Transaction Fee:
$0
Annual Fee:
$450
Purchase APR:
15.74%-24.74%(Variable)
N/A
- Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
- Earn 14X Hilton Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
- Earn 7X Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies & at U.S. restaurants.
Earn
150,000
Hilton Honors Points
- Earn 150,000 Hilton Honors points, after spending $4,000 within the first three months
British Airways Visa Signature® Card
Earn up to 100,000 Avios
- 3x Avios per dollar spent on purchases with British Airways
- 10% Discount on British Airways Flights
- Reward Flight Statement Credit
The British Airways Visa offers an excellent welcome bonus, and it can be worth spending money on the card to earn a companion ticket. Beyond that, the card can be worth having for the discounts offered on both paid tickets (up to 10% off) or award tickets (up to $200 in statement credits), which can cover the annual fee over and over.
Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL.
Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.
Earn 1 Avios per $1 spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
- Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL.
- Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. Plus earn 1 Avios per $1 spent on all other purchases.
- 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
- Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Earn
up to 100,000
British Airways Avios
Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
Alaska Airlines Visa® Business card
70,000 bonus miles plus Alaska's Famous Companion Fare offer
- Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases
- Alaska's Famous Companion Fare™
- Free Checked Bag
The Alaska Visa Business Card is great for small business owners, especially as a complement to the personal Alaska Airlines Visa® Credit Card. The annual companion certificate is one of my favorite perks that adds even more value.
Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases.
Foreign Transaction Fee:
none
Annual Fee:
$50 for the company and $25 per card
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Get 70,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $4,000 or more in purchases within the first 90 days of opening your account.
- Get another Alaska’s Famous Companion Fare™ every year. Each year on your credit card account anniversary you'll receive a companion fare which allows you to book a companion flight from $121 ($99 fare plus taxes and fees from $22). Valid on all Alaska Airlines flights booked on alaskaair.com.
- Free checked bag for you and up to 6 guests on the same reservation – that’s a savings of $60 per person roundtrip!
- Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. And, your miles don't expire on active accounts.
- Enjoy 20% back on Alaska Airlines inflight purchases when you pay with your new card.
- With oneworld® Alliance member airlines and our Global Partners, you can earn and redeem miles to over 1,000 destinations worldwide.
- Flexibility with no blackout dates on Alaska Airlines flights when booking with miles or a companion fare.
- Plus, no international transaction fees and a low annual fee of $50 for the company and $25 per card.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Get 70,000 bonus miles plus Alaska’s Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $4,000 or more in purchases within the first 90 days of opening your account.
Flexible Points
Capital One Venture Rewards Credit Card
Earn 75,000 bonus miles
Flexible Points
- Earn 2x Venture miles on every purchase
- No Foreign Transaction Fees
- Global Entry/TSA Pre-Check Credit
The Capital One Venture Card is a solid travel rewards card. This is a well-rounded card that will offer you the equivalent of up to two cents towards travel, or up to 2 airline miles or hotel points for every dollar spent (and possibly even more if there’s a transfer bonus).
If you want a straightforward rewards card that offers a consistent return for all purchases and a lot of flexibility, then the Capital One Venture Card is a great option. This is an especially good time to apply, given the improved welcome bonus available at the moment.
Earn 5X miles on hotels and rental cars booked through Capital One Travel
Earn unlimited 2X miles on every purchase, every day
OMAAT Resources
Foreign Transaction Fee:
None
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
Earn
75,000
Capital One miles
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Aer Lingus Visa Signature® Card
Earn up to 100,000 Avios
- 3x Avios points on Aer Lingus
- Annual Companion Certificate
- Priority Boarding on Aer Lingus Flights
I like this lesser-kown Chase credit card because of the big welcome bonus and long-term benefits like priority boarding on Aer Lingus flights and the ability to earn a companion voucher for a paid ticket in economy.
Aer Lingus Avios are very useful for transatlantic business class travel on Aer Lingus, given the excellent onboard product, low award costs, and reasonable fees.
Earn 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL
Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.
Earn 1 Avios per $1 spent on all other purchases.
OMAAT Resources
Foreign Transaction Fee:
$0
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
- Earn 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL
- Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. Plus earn 1 Avios per $1 spent on all other purchases.
- Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive a Commercial Companion Ticket good for 12 months.
- You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland, subject to availability.
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Earn
up to 100,000
Aer Lingus Avios
Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
Iberia Visa Signature® Card
Earn up to 100,000 Avios
- 3x Avios per dollar spent on purchases with Iberia
- 10% Discount on Iberia Flights
- Iberia $1,000 Flight Discount Voucher
The Iberia Credit Card may not have been on your radar, but it probably should be, thanks to the great sign-up bonus. On top of that, the card can be worth holding onto long term if you fly Iberia with any frequency — the 10% discount on Iberia tickets is an awesome perk, and it can be worth spending $30,000 on the card per year to receive a $1,000 Iberia flight discount voucher.
Earn 3 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL.
Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.
Earn 1 Avios per $1 spent on all other purchases.
OMAAT Resources
Foreign Transaction Fee:
$0
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
- Earn 3 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL.
- Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. Plus earn 1 Avios per $1 spent on all other purchases.
- Save 10% on Iberia flights purchased on iberia.com/Chase10.
- Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
- Pay no foreign transaction fees when you travel abroad.
- Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
Earn
up to 100,000
Iberia Avios
Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
Flexible Points
Capital One Venture X Rewards Credit Card
Earn 75,000 bonus miles
Flexible Points
- Earn 2x Venture miles on every purchase
- No Foreign Transaction Fees
- 10,000 bonus miles every account anniversary
The Capital One Venture X is an incredible new travel rewards credit card that offers an industry-leading return on spending, as you can earn up to two airline miles per dollar spent. While the card has an annual fee of $395, that should be more than offset by virtually all card members, between the $300 annual travel credit and the 10,000 annual bonus points.
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
Earn unlimited 2X miles on all other purchases
Foreign Transaction Fee:
None
Annual Fee:
$395
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more-you can even transfer your miles to your choice of 15+ travel loyalty programs
Earn
75,000
Capital One miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Starter Card
Chase Sapphire Preferred® Card
Earn 60,000 bonus points
Starter Card
- 5x total points on travel purchased through Chase Ultimate Rewards®
- 3x points on dining
- 2x points on travel purchases
The Chase Sapphire Preferred has been around for about a decade, and continues to be one of the most well-rounded credit cards for beginners and those looking for travel rewards.
The Chase Sapphire Preferred offers generous rewards on dining and travel, great customer service, and some other useful perks.
- 5X points on travel purchased through Chase Ultimate Rewards®
- 3X points on dining
- 2X points on all other travel purchases
- 1 point per dollar spent on all other purchases
Learn more from these OMAAT posts:
Foreign Transaction Fee:
$0
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Earn
60,000
Chase Ultimate Rewards
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Premium Card
Chase Sapphire Reserve®
Earn 60,000 bonus points
Premium Card
- 3x points on Travel after the $300 Annual Travel Credit
- 3x points on Dining
- $300 Travel Credit
The Sapphire Reserve is a staple in any Chase Ultimate Rewards earning portfolio. 3x points on dining and travel + at least a 1.5 cent per point value when you redeem for travel is excellent. The ability to combine points from other Ultimate Rewards earning cards to maximize your return makes this card all that more valuable. Oh, and you can transfer to airline/hotel partners. Sweet.
Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually.
Earn 3X points on other travel and dining
Earn 1 point per $1 spent on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$550
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
- With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Earn
60,000
Chase Ultimate Rewards
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards®
Marriott Bonvoy Boundless® Credit Card
Earn 3 Free Nights
- Earn 6x points at Marriott
- Free Night Award Annually
- 15 Elite Nights Towards Status Annually
The way I view it, this is a card that’s worth holding onto for the anniversary free night certificate, valid at a hotel that retails for up to 35,000 Marriott points per night. That benefit alone should more than justify the annual fee. If you’re going for status, the 15 elite nights towards status annually is incredibly valuable as well, and makes it easier to earn Platinum status.
Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
2X Bonvoy points for every $1 spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 3 Free Nights (each night valued up to 50,000 points) after qualifying purchases.
- Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- 2X Bonvoy points for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year.
- No foreign transaction fees.
Earn 3 Free Nights (each night valued up to 50,000 points) after qualifying purchases.
United℠ Business Card
Earn up to 150,000 bonus miles
- Earn 2x miles on United purchases
- Annual Travel Credit
- Anniversary Bonus Miles
I love seeing card issuers get more creative with benefits, especially for loyal customers. For example, I think it’s innovative how they’re offering bonus miles if you have both a personal and business United credit card, and how they’re offering a $100 United credit if you make seven purchases of select United products for $100 or more each anniversary year.
Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
Earn 1 mile per $1 spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn up to 150,000 bonus miles. Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 75,000 miles after you spend $20,000 total on purchases in the first 6 months your account is open.
- Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
- Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
- Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
- Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
- $100 United® travel credit after 7 United® flight purchases of $100 or more each anniversary year.
Earn
up to 150,000
United miles
Earn up to 150,000 bonus miles. Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 75,000 miles after you spend $20,000 total on purchases in the first 6 months your account is open.
Night Award
Marriott Bonvoy Business® American Express® Card
Limited Time Offer: Earn 125,000 Bonus Points
Night Award
- Earn 6x points at Marriott
- Free Night Award Annually
- 15 Elite Nights Towards Status Annually
The Marriott Bonvoy Business Card is a strong contender for a business card to hold on to long term. The 15 elite nights towards status (which can be stacked with a similar offer on a personal card), as well as an annual free night award are a great value proposition. I value those perks at way more than the $125 annual fee.
6x points at hotels participating in the Marriott Bonvoy™ program.
4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2x points on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$125
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Limited Time Offer: Earn 125,000 Marriott Bonvoy Bonus Points after spending $5,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 8/31/22.
- 6x points at hotels participating in the Marriott Bonvoy™ program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
- Terms apply.
Earn
125,000
Marriott points
Limited Time Offer: Earn 125,000 Marriott Bonvoy Bonus Points after spending $5,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 8/31/22.
United Award Booking
United Club℠ Infinite Card
Earn 80,000 bonus miles
United Award Booking
- Earn 4x miles on United purchases
- United Club℠ Access
- Earn PQPs Towards Status
This card can unlock significant value with the United Club membership alone. When you add in all the other benefits, this card is hard to beat for anyone who travels on United with any frequency.
Earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
Earn 2 miles per $1 spent on all other travel
Earn 2 miles per $1 spent on dining including eligible delivery services
Earn 1 mile per $1 spent on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$525
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 80,000 bonus miles.
- Earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
- Earn 2 miles per $1 spent on all other travel
- Earn 2 miles per $1 spent on dining including eligible delivery services
- Earn 1 mile per $1 spent on all other purchases
- Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
- Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
- Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
Earn
80,000
United miles
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Earn 65,000 miles after qualifying purchases
- Earn 2x AAdvantage miles on eligible American Airlines purchases
- First Checked Bag Free
- American Airlines Companion Certificate
The Citi AAdvantage Business Card offers an excellent welcome bonus with an annual fee that’s waived for the first year. 65,000 miles is a great bonus, and is a great reason to pick up this card and see how it works out for your small business. Furthermore, the first checked bag free benefit could more than justify the annual fee after the first year for many.
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
Earn 1 AAdvantage® mile per $1 spent on other purchases
OMAAT Resources
Foreign Transaction Fee:
0%
Annual Fee:
$99, waived for first 12 months
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Designed for businesses
- Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
- First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
- 25% savings on American Airlines inflight Wi-Fi when you use your card
- Enjoy preferred boarding on American Airlines flights
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
- Earn 1 AAdvantage® mile per $1 spent on other purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
- No Foreign Transaction Fees
Earn
65,000
AAdvantage miles
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
Admirals Club Access
Citi® / AAdvantage® Executive World Elite Mastercard®
Earn 50,000 miles after qualifying purchases
Admirals Club Access
- Earn 2x AAdvantage miles per dollar spent on eligible American Airlines purchases
- Admirals Club Membership
- No Foreign Transaction Fees
The Citi AAdvantage Executive Card is the best card for lounge access if you’re a frequent flyer on American. I’ve had the Citi AAdvantage Executive Card for years, and love it. To me the long term value proposition is still there with the card. The Admirals Club membership is awesome, while the Admirals Club access for up to 10 authorized users is the icing on the cake.
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
Foreign Transaction Fee:
0%
Annual Fee:
$450
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 50,000 American Airlines AAdvantage® Bonus Miles after spending $5,000 in purchases within the first 3 months of account opening
- Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
- No Foreign Transaction Fees on purchases
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
Earn
50,000
AAdvantage miles
Earn 50,000 American Airlines AAdvantage® Bonus Miles after spending $5,000 in purchases within the first 3 months of account opening
Capital One Spark Miles for Business
Earn a one-time bonus of 50,000 miles
- Unlimited 2x miles per dollar
- No Foreign Transaction Fees
- Primary Car Rental Coverage
The Capital One Spark Miles is more lucrative than ever before. The card offers unlimited 2x Spark miles, and those miles can be redeemed for one cent each towards a travel purchase, or can be transferred to an airline or hotel partner at a ratio of up to 2:1.5.
If you have a business where you spend a lot in categories that otherwise don’t quality for bonus points on other cards, I’d say this is an excellent option, as it’s extremely well rounded.
Earn unlimited 2X miles per dollar on every purchase
OMAAT Resources
Foreign Transaction Fee:
None
Annual Fee:
$0 intro for first year; $95 after that
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Fly through security with one statement credit for either the $85 TSA PreCheck® application fee or the $100 Global Entry application fee
- $0 intro annual fee for the first year; $95 after that
- Free employee cards which also earn unlimited 2X miles from their purchases
Earn
50,000
Capital One miles
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
United Quest℠ Card
Earn 70,000 bonus miles
- 3x miles on United
- 2x miles on dining
- Free first and second checked bags
While the $250 annual fee sounds high on the surface, the $125 annual United credit should get you half of that value back right there. Then there’s the up to 10,000 miles you can earn per year when redeeming miles, along with all of the other ongoing benefits. Add on the huge welcome bonus and this is a spectacular product
Earn 3x miles on United® purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases
Earn 3x miles on United® purchases
Earn 2x miles on dining including eligible delivery services, select streaming services, and all other travel
Earn 1x mile on all other purchases
OMAAT Resources
Foreign Transaction Fee:
$0
Annual Fee:
$250
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 70,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open.
- $250 Annual Fee
- Earn 3x miles on United® purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases
- Earn 3x miles on United® purchases
- Earn 2x miles on dining including eligible delivery services, select streaming services, and all other travel
- Earn 1x mile on all other purchases
- Each year, receive a $125 credit on United® purchases and two 5k-mile anniversary award flight credits. Terms apply.
- Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
Earn
70,000
United miles
Earn 70,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open.
World of Hyatt Business Credit Card
Earn 60,000 Bonus Points
- Earn 4x Points at Hyatt Properties
- Complimentary Discoverist Status
- Gift Discoverist Status up to 5 Employees
9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/22, then your top two categories each quarter.
2 Bonus Points per $1 spent on fitness club and gym memberships
1 Bonus Point per $1 spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$199
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
- 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/22, then your top two categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus. Discoverist status to up to five employees
Earn
60,000
World of Hyatt Points
60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
Airline
Aeroplan® Credit Card
Earn 70,000 points
Airline
- 3x points on groceries
- 3x points on dining
- 3x points with Air Canada
The Chase Aeroplan Card is one of the most lucrative airline credit cards we've seen. The card offers a great welcome bonus, an innovative rewards structure, and perks like elite status with Air Canada Aeroplan. This is an airline credit card that's worth picking up, and that could be worth spending money on.
Earn 3x points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly.
500 bonus points for every $2,000 you spend in a calendar month.
Earn 1x points for each dollar spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 70,000 points after you spend $3,000 on purchases in the first 3 months.
- $95 Annual Fee
- Earn 3x points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly.
- No foreign transaction fees.
- Free first checked bag.
- 500 bonus points for every $2,000 you spend in a calendar month.
- Earn 1x points for each dollar spent on all other purchases.
Earn
70,000
Aeroplan points
Earn 70,000 points after you spend $3,000 on purchases in the first 3 months.
Delta SkyMiles® Reserve Business American Express Card
Earn 60,000 Bonus Miles and 10,000 MQMs
- Earn Medallion Qualifying Miles (MQMs)
- Complimentary Delta SkyClub Access
- Annual Companion Certificate
This card won’t be for everyone, but if you’re a Delta loyalist who wants to earn MQMs through credit card spend and values SkyClub access, this is a great option. The SkyClub access and companion certificate can more than cover the annual fee, and then there are many other benefits to enjoy.
After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex: you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
3X miles per dollar on all eligible Delta purchases.
Foreign Transaction Fee:
None
Annual Fee:
$550
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Welcome Offer: Earn 60,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in your first 3 months.
- With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections. You'll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you're traveling together.
- When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge - The Centurion® Studio Partner.
- After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
- Plus enjoy 3X miles per dollar on all eligible Delta purchases.
- With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status.
- Terms and limitations apply.
Welcome Offer: Earn 60,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in your first 3 months.
Southwest Rapid Rewards® Priority Credit Card
Earn 50,000 bonus points
- Earn 3x points on Southwest Airlines purchases
- Earning Southwest Companion Pass
- Anniversary Bonus Points
If you’re eligible for the Southwest Priority Card and fly Southwest with any frequency, then this card is absolutely worth it. I’d argue this card is a better value all around than the two other Southwest personal cards.
For the card’s $149 annual fee you’re getting a 7,500 point anniversary bonus annually, a $75 Southwest credit, and much more.
Earn 3X points on Southwest® purchases.
Earn 2X points on local transit and commuting, including rideshare.
Earn 2X points on internet, cable, phone services, and select streaming.
Foreign Transaction Fee:
$0
Annual Fee:
$149
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- New Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
- 7,500 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, phone services, and select streaming.
- $75 Southwest® travel credit each year.
- 4 Upgraded Boardings per year when available.
- No foreign transaction fees.
Earn
50,000
Southwest miles
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
Southwest® Rapid Rewards® Premier Business Credit Card
Earn 60,000 points
- Earn 3x points on Southwest Airlines purchases
- Earning Southwest Companion Pass
- Anniversary Bonus Points
The Southwest Premier Business Card is a good entry-level Southwest business credit card with an especially good sign-up bonus, and the $99 annual fee is largely offset by the 6,000 point anniversary bonus.
Earn 3X points on Southwest Airlines® purchases.
Earn 2X points on Rapid Rewards® hotel and car partners.
Earn 2X points on rideshare.
1 point per $1 spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2X points on Rapid Rewards® hotel and car partners.
- Earn 2X points on rideshare.
- 1 point per $1 spent on all other purchases.
- 2 EarlyBird Check-In® each year.
- Earn unlimited tier qualifying points towards A-List status.
Earn
60,000
Southwest miles
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
American Express® Green Card
Earn 45,000 Membership Rewards® Points
The card details for the American Express Green Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.- Earn 3x Membership Rewards points at restaurants
- Earn 3x Membership Rewards points on travel globally (including transit)
- $100 Annual CLEAR Credit
The Amex Green Card is one of my favorite mid-range American Express cards. The $150 annual fee card offers 3x points on dining, travel, and transit, and offers up to $200 in annual credits ($100 with CLEAR and $100 with LoungeBuddy).
As someone who pays $100+ per year for a CLEAR membership, that is more or less good as cash to me.
- 3x points at restaurants
- 3x points on travel purchases (including transit)
Foreign Transaction Fee:
None
Annual Fee:
$150
Intro Purchase APR:
See Pay Over Time APR
Intro Balance Transfer APR:
N/A
- Earn 45,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 6 months of Card Membership.
- Earn 3X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
- Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
Earn
45,000
Membership Rewards Points
Earn 45,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 6 months of Card Membership.
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Earn 50,000 miles after qualifying purchases
- Earn 2x AAdvantage miles on eligible American Airlines purchases
- No Foreign Transaction Fees
- First Checked Bag Free
The Citi AAdvantage Platinum Card offers a good welcome bonus with an annual fee that’s waived for the first year. The card also offers some potentially valuable perks, like a first checked bag free on American itineraries, which can quickly cover the annual fee.
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
OMAAT Resources
Foreign Transaction Fee:
0%
Annual Fee:
$99, waived for first 12 months
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
- No Foreign Transaction Fees
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
Earn
50,000
AAdvantage miles
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
Alaska Airlines Visa Signature® credit card
40,000 Bonus Mile + Alaska’s Famous Companion Fare™ Offer
- 3x miles per dollar spent on eligible Alaska purchases
The Alaska Airlines Credit Card is one of the most valuable and underrated airline credit cards out there, in my opinion. This is a card that is well worth keeping long term, thanks to the welcome bonus and annual companion ticket.
Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases.
Foreign Transaction Fee:
None
Annual Fee:
$75
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- LIMITED TIME ONLINE OFFER – Buy One Get One is Back! Alaska's Famous Companion Fare™ + 40,000 Bonus Miles.
- Buy one ticket, get one for just the taxes and fees ($0 fare plus taxes and fees from $22) and receive 40,000 bonus miles with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
- Alaska’s Famous Companion Fare™. Every year on your credit card account anniversary you’ll receive a companion fare which allows you to book a companion flight from $121 ($99 fare plus taxes and fees from $22). Valid on all Alaska Airlines flights booked on alaskaair.com.
- Free checked bag for you and up to 6 guests on the same reservation – that's a savings of $60 per person roundtrip!
- Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. And, your miles don’t expire on active accounts.
- With oneworld® Alliance member airlines and Alaska’s Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide bringing more airline partners and more ways to earn and redeem miles.
- Flexibility with no blackout dates on Alaska Airlines flights when booking with miles or a companion fare.
- Plus, no foreign transaction fees and a low $75 annual fee.
- This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
LIMITED TIME ONLINE OFFER – Buy One Get One is Back! Alaska’s Famous Companion Fare™ + 40,000 Bonus Miles.
Buy one ticket, get one for just the taxes and fees ($0 fare plus taxes and fees from $22) and receive 40,000 bonus miles with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
Capital One Spark Cash Plus
Earn up to a $1,000 cash bonus
- Unlimited 2% Cash Back
- No Foreign Transaction Fees
- Extended Warranty Protection
Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions
Foreign Transaction Fee:
None
Annual Fee:
$150
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
- Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions
- Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
- Earn an annual $200 cash bonus every year you spend $200,000 or more
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Add employee cards for free, and earn unlimited 2% cash back from their purchases
- $150 annual fee
- Spark Cash Plus has no APR because your balance is due in full every month
Earn
up to $1,000
Cash Back
Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
Ink Business Unlimited® Credit Card
Earn $750 cash back
- Earn unlimited 1.5% cash back on all purchases
- Car Rental Coverage
- Extended Warranty Protection
The Ink Business Unlimited is the single best rewards credit card for everyday, non-bonused spending, without any sort of caps. The Ink Unlimited is a phenomenal card to consider for the 1.5x points, especially in conjunction with a card earning Ultimate Rewards points.
- Earn an unlimited 1.5% cash back on all purchases
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR on Purchases for 12 months from account opening, then a 13.99% - 19.99% variable APR
Intro Balance Transfer APR:
N/A
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
Earn
$750
Cash Back
$750 bonus cash back after spending $7,500 within three months of account opening
Ink Business Cash® Credit Card
Earn $750 Cash Back
- Earn 5% Cash Back at office supply stores
- Earn 5% Cash Back on internet, cable TV, mobile phones, and landlines
- Car Rental Coverage
The Ink Business Cash is one of the most rewarding business credit cards out there. The key is that I wouldn’t recommend using this as your primary business credit card for everyday spending. Rather use this as a complement to your overall card portfolio.
The 5x points categories are really spectacular, so use those as much as possible. In conjunction with Ultimate Rewards, I value the 5x points at a return of 8.5%.
- The Ink Cash Card offers 5% cash back (or 5x points) on the first $25,000 of combined purchases per cardmember year on office supply stores, internet, cable TV, mobile phones, and landlines
- The Ink Cash Card offers 2% cash back (or 2x points) on the first $25,000 of combined purchases per cardmember year on restaurants and gas stations
- The Ink Cash Card offers 1% cash back (or 1x points) on all other purchases
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR on Purchases for 12 months from account opening, then a 13.99% - 19.99% variable APR
Intro Balance Transfer APR:
N/A
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
Earn
$750
Cash Back
- $750 bonus cash back after spending $7,500 within three months of account opening
Delta SkyMiles® Reserve American Express Card
Earn 50,000 bonus miles and 10,000 MQMs
- Earn Medallion Qualifying Miles (MQMs)
- Complimentary Delta SkyClub Access
- First Checked Bag Free
The Delta Reserve Card is worth getting specifically if you’re a Delta flyer, since having the card can help you earn status with Delta, and it also offers lots of Delta specific perks that you don’t get with other cards. For the frequent Delta flyer who could benefit from the lounge access, companion ticket, improved upgrade priority, and the ability to earn status through credit card spending, this is the card to get.
Earn 3X Miles on Delta purchases.
Earn 1X Mile on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$550
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
- Earn up to 60,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs up to four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.
- Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
- Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Enjoy your first checked bag free on Delta flights.
- Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- No Foreign Transaction Fees.
- $550 annual fee.
- Terms Apply.
Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
United℠ Explorer Card
Earn 50,000 bonus miles
- Earn 2x miles on United purchases
- Free Checked Bag
- Two United Club Passes Annually
The United Explorer Card is one of the most benefits-rich airline credit cards out there. For a low $95 annual fee (which is even waived for the first year) you get two United Club passes annually, savings on inflight purchases, a Global Entry credit, a first checked bag free, and much more.
Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
Foreign Transaction Fee:
$0
Annual Fee:
$0 introductory annual fee for the first year, then $95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- $0 introductory annual fee for the first year, then $95.
- Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
- Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
- Free first checked bags - a savings of up to $140 per roundtrip. Terms Apply.
- Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
- Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
Earn
50,000
United miles
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Southwest Rapid Rewards® Premier Credit Card
Earn 50,000 bonus points
- Earn 3x points on Southwest Airlines purchases
- Anniversary Bonus Points
- Earning Southwest Companion Pass
The Southwest Premier Card is a good mid-range credit card. You’re earning 6,000 Rapid Rewards bonus points per year, and I value those at around ~$80, getting you most of the way to covering the annual fee.
Earn 3X points on Southwest® purchases.
Earn 2X points on local transit and commuting, including rideshare.
Earn 2X points on internet, cable, phone services, and select streaming.
Foreign Transaction Fee:
$0
Annual Fee:
$99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- New Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
- 6,000 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, phone services, and select streaming.
- 2 EarlyBird Check-In® each year.
- All points earned count towards Companion Pass®.
- No foreign transaction fees.
Earn
50,000
Southwest miles
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
AAdvantage® Aviator® Red World Elite Mastercard®
60,000 miles
The card details for the AAdvantage Aviator Red World Elite Mastercard have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.N/A
N/A
Foreign Transaction Fee:
0%
Annual Fee:
$99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
N/A
Earn
60,000
AAdvantage miles
N/A
Delta SkyMiles® Gold Business American Express Card
Earn 50,000 Bonus Miles
- Earn 2x SkyMiles on purchases directly with Delta
- Delta Flight Voucher
- 20% Delta Inflight Savings
This card can be worth holding onto for the first checked bag free, priority boarding, inflight savings, access to Pay With Miles, Amex Offers, and more. In other words, for someone who flies Delta occasionally and qualifies for small business cards, I think this is the best card to get, and the benefits can more than offset the annual fee.
Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants.
Earn 1 Mile on every eligible dollar spent on other purchases.
Foreign Transaction Fee:
None
Annual Fee:
$0 introductory annual fee for the first year, then $99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Welcome Offer: Earn 50,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership.
- Check or stow your bag with ease: First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
- Additionally, receive a $100 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year.
- Pay no foreign transaction fees when you travel overseas.
- $0 introductory annual fee for the first year, then $99.
- Terms and limitations apply.
Earn
50,000
Delta SkyMiles
Welcome Offer: Earn 50,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership.
Delta SkyMiles® Platinum Business American Express Card
Earn 60,000 Bonus Miles and 5,000 MQMs
- Earn 3x SkyMiles for purchases directly with Delta
- First Checked Bag Free
- Annual Companion Certificate
This is a solid card in terms of the perks for those who fly Delta frequently, especially Medallion members. For many, the annual companion certificate will more than justify the annual fee in and of itself, without even accounting for all of the other perks. Some will also find it worth spending money on the card, either to get an MQD waiver, or to earn MQMs for spending.
Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year.
Earn 1 Mile on every eligible dollar spent on other purchases.
Foreign Transaction Fee:
None
Annual Fee:
$250
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Welcome Offer: Earn 60,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
- You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and Hotel Stays instead of 1.5X).
- Delta Sky Club® Access - enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
- With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
- Terms and limitations apply.
Welcome Offer: Earn 60,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
Southwest Rapid Rewards® Plus Credit Card
Earn 50,000 bonus points
- Earn 2x points on Southwest Airlines purchases
- Anniversary Bonus Points
- Earn Southwest Companion Pass
The Southwest Plus Card is a solid entry-level airline credit card. If you want a credit card from Southwest and want as low of an annual fee as possible, then this card could make sense for you.
You’ll receive a 3,000 point bonus on your cardmember anniversary every year, and that gets you airfare worth over half of your annual fee. However, beyond that there’s not much benefit to this card, other than if you intend to put spending on the card.
Earn 2X points on Southwest® purchases.
Earn 2X points on local transit and commuting, including rideshare.
Earn 2X points on internet, cable, phone services, and select streaming.
Earn 1 point for every $1 spent on all other purchases.
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$69
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- New Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
- 3,000 anniversary points each year.
- Earn 2X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, phone services, and select streaming.
- 2 EarlyBird Check-In® each year.
- Earn 1 point for every $1 spent on all other purchases.
- All points earned count towards Companion Pass®.
Earn
50,000
Southwest miles
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
Marriott Perks
Marriott Bonvoy Brilliant™ American Express® Card
Earn 75,000 Marriott Bonvoy bonus points
Marriott Perks
- Earn 6x points at Marriott hotels globally
- Annual Free Night Award
- Complimentary Gold Elite Status
The Bonvoy Brilliant Card is Marriott’s most premium credit card. The card has a hefty annual fee, but offers perks like a $300 annual Marriott credit and annual free night certificate valid at a property costing up to 50K points, which should more than justify the annual fee.
Add in all the money-saving offers available with Amex Offers, and you should easily come out ahead with this card.
Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program.
Earn 3 points at U.S. restaurants and on flights booked directly with airlines.
Earn 2 points on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$450
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases on the Card within the first 3 months.
- Each Card renewal year, get up to $300 in statement credits for purchases on the Card at hotels participating in Marriott Bonvoy™. Effective 9/22/22, the $300 Marriott Bonvoy statement credit benefit will no longer be available. It will be replaced with a NEW benefit of up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
- Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
- Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
- No Foreign Transaction Fees.
- $450 Annual Fee.
- Terms Apply.
Earn
75,000
Marriott points
Earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases on the Card within the first 3 months.
Annual Free Night
IHG® Rewards Premier Business Credit Card
Earn 140,000 bonus points
Annual Free Night
- Earn up to 26x at IHG Hotels
- Anniversary Free Night
- IHG Rewards Platinum Status
Earn up to 26 points total per $1 spent when you stay at an IHG hotel
Earn 5 points per $1 spent on purchases on travel, gas stations, select advertising, and restaurants.
Earn 3 points per $1 spent on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel
- Earn 5 points per $1 spent on purchases on travel, gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
- Platinum Elite status as long as you remain a Premier card member
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Earn
140,000
IHG Rewards Points
Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening
Annual Free Night
IHG® Rewards Premier Credit Card
Earn 140,000 Bonus Points + 1 Free Night
Annual Free Night
- Earn up to 26x at IHG Hotels
- Anniversary Free Night
- IHG Rewards Platinum Status
The IHG Premier Card is a card that I highly recommend getting. Not because it makes sense to put a lot of spending on the card long term (especially with the recent devaluation of points), but because the anniversary free night certificate can be worth way more than the ongoing annual fee.
Add in the IHG Platinum status, fourth night free on award redemptions, Global Entry/TSA Pre-Check credit, and more, and this card is a no-brainer. Add in the great bonus at the moment, and the card is even more valuable.
I know some people are opposed to having a lot of credit cards, but often it can make sense to have some cards just for the perks they offer, even if they’re not worth spending much money on. This is one of those cards.
Earn up to 26 points total per $1 spent when you stay at an IHG hotel
Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants.
Earn 3 points per $1 spent on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$99
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 140,000 Bonus Points + 1 Free Night after spending $3,000 on purchases in the first 3 months from account opening
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel
- Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
- Platinum Elite status as long as you remain a Premier card member
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Earn 140,000 Bonus Points + 1 Free Night after spending $3,000 on purchases in the first 3 months from account opening
Delta SkyMiles® Gold American Express Card
Earn 40,000 Bonus Miles
- Earn 2x SkyMiles on purchases directly with Delta
- First Checked Bag Free
- Delta Flight Voucher
This card can be worth holding onto for the first checked bag free, priority boarding, inflight savings, access to Pay With Miles, Amex Offers, and more. In other words, for someone who flies Delta occasionally, I think this is the best card to get, and the benefits can more than offset the annual fee.
Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
Earn 1X Mile on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$0 introductory annual fee for the first year, then $99.
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
- Enjoy your first checked bag free on Delta flights.
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
- $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
- Enjoy a $0 introductory Annual Fee for the first year, then $99.
- Terms Apply.
Earn
40,000
Delta SkyMiles
Earn 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
Easy Hotel Status
Hilton Honors American Express Surpass® Card
130,000 Hilton Honors Bonus Points
The information and associated card details on this page for the Hilton Surpass Card has been collected independently by OMAAT and has not been reviewed or provided by the card issuer
Easy Hotel Status
- Earn 12x points at Hilton Hotels
- Hilton Honors Gold Status
- Free Weekend Night Reward With Spending
The Hilton Honors Surpass Card is an excellent mid-range card that offers a great bonus for new members. On top of that, the Hilton Surpass offers valuable ongoing perks. The card can be worth having for the Gold status alone, and it could also be worth putting $15,000 or $40,000 of spending on per year for the threshold bonuses.
Even if you don’t stay at Hiltons that often, the value of free breakfast and upgrades will add up quickly.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Foreign Transaction Fee:
None
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 3 months of Card Membership.
- Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
Earn
130,000
Hilton Honors Points
Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 3 months of Card Membership.
Delta SkyMiles® Platinum American Express Card
Earn 50,000 Bonus Miles & 5,000 MQMs
- Earn 3x SkyMiles for purchases directly with Delta
- Annual Companion Certificate
- First Checked Bag Free
This is a solid card in terms of the perks for those who fly Delta frequently, especially Medallion members. For many, the annual companion certificate will more than justify the annual fee in and of itself, without even accounting for all of the other perks. Some will also find it worth spending money on the card, either to get an MQD waiver, or to earn MQMs for spending.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S., and at U.S. supermarkets.
Earn 1X Miles on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$250
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
- Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Enjoy your first checked bag free on Delta flights.
- Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
- No Foreign Transaction Fees.
- $250 Annual Fee.
- Terms Apply.
Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
Free Spirit® Travel More World Elite Mastercard®
60,000 Bonus Points plus $100 Companion Flight Voucher Offer
Earn 3 points per dollar spent on eligible Spirit purchases; 2 points per dollar spent on eligible dining and grocery store purchases; and 1 point per dollar spent on all other purchases.
Foreign Transaction Fee:
None
Annual Fee:
$0 Introductory Fee for the first year. After that, your Annual Fee will be $79.
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Limited-Time Online Offer! Earn 60,000 Bonus Points plus a $100 Companion Flight Voucher after making at least $1,000 in purchases within the first 90 days of account opening.
- Earn 3 points per dollar spent on eligible Spirit purchases; 2 points per dollar spent on eligible dining and grocery store purchases; and 1 point per dollar spent on all other purchases.
- Receive a $100 Companion Flight Voucher each anniversary after qualifying purchases.
- Automatic Zone 2 Shortcut Boarding on all flights.
- No limit to the points you can earn, no points expiration, and no redemption fees as the primary cardholder.
- Get a 25% rebate on inflight food and beverage purchases when you pay with your card.
- Reach Free Spirit Status by earning 1 Status Qualifying Point for each $10 in Net Purchases during a calendar year towards earning Free Spirit Silver or Gold status.
- No foreign transaction fees and a low $0 introductory annual fee for the first year. After that it's just $79.
- This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Limited-Time Online Offer! Earn 60,000 Bonus Points plus a $100 Companion Flight Voucher after making at least $1,000 in purchases within the first 90 days of account opening.
IHG® Rewards Traveler Credit Card
Earn 80,000 bonus points
- Earn up to 17X at IHG Hotels
- No Foreign Transaction Fees
- Fourth Night Free On Award Redemptions
The IHG Traveler Card has no annual fee, a great welcome bonus, plus valuable perks like a fourth night free. This isn’t a card I would put much spending on, though, as there are more rewarding cards for everyday spending.
Earn up to 17 points total per $1 spent when you stay at an IHG hotel
Earn 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants.
Earn 2 points per $1 spent on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening
- No Annual Fee
- Earn up to 17 points total per $1 spent when you stay at an IHG hotel
- Earn 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
- No Foreign Transaction Fees
- Redeem 3 Nights, Get the 4th Night Free
- IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Earn
80,000
IHG Rewards Points
Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening
Citi Custom Cash℠ Card
$200 cash back after qualifying purchases
- No Annual Fee
- Promotional Purchase APR
- Promotional Balance Transfer APR
This card allows you to earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Foreign Transaction Fee:
3%
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR on purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
Intro Balance Transfer APR:
0% Intro APR on balance transfers for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash℠ Card account per person.
Earn
20,000
ThankYou Points
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
The Hilton Honors American Express Business Card
130,000 Bonus Points
- Earn 12x points at Hilton Hotels
- Up to Two Weekend Night Rewards With Spending
- Hilton Honors Gold Status
The Hilton Business Card is the only co-brand business card offered by Amex and Hilton, and it offers some fantastic perks.
Just for having the card you get Gold status, which should more than justify the annual fee after just a couple of stays. On top of that, the card can be worth spending money on, for the weekend night rewards and Diamond status.
Even if you don’t stay at Hiltons that often, this card is well worth it, in my opinion.
Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card:
- 12X at hotels and resorts in the Hilton portfolio
- 6X at US gas stations, on US purchases for shipping, on wireless telephone services purchased directly from US service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at US restaurants
- 3X on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership.
- Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X at US gas stations, on US purchases for shipping, on wireless telephone services purchased directly from US service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at US restaurants, 3X on all other eligible purchases.
- Enjoy complimentary Hilton Honors Gold Status with your Hilton Honors Business Card.
- Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
- Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
- Terms apply.
Earn
130,000
Hilton Honors Points
Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership.
Capital One Spark Cash Select
Earn a $500 bonus
- 1.5% cash back on all purchases
- No Annual Fee
- No Foreign Transaction Fees
If you're looking for a no annual fee business card, there's not another card that offers this rate of return all with no foreign transaction fees.
Earn unlimited 1.5% cash back for your business on every purchase, everywhere – with no limits or category restrictions
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
- Earn unlimited 1.5% cash back for your business on every purchase, everywhere - with no limits or category restrictions
- No annual fee
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Rewards won't expire for the life of the account
- Redeem your cash back rewards for any amount
- Free employee cards, which also earn unlimited 1.5% cash back on all purchases
- $0 fraud liability if your card is lost or stolen
Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
Hotel
Hilton Honors American Express Card
80,000 bonus points
Hotel
- Earn 7x points at Hilton Hotels
- Hilton Honors Silver Status
- Hilton Honors Gold Status With Spending
The Hilton Honors Card from American Express is a great no annual fee card. The card has an excellent welcome bonus offer, offers 3-7x points per dollar spent, gets you Hilton Honors Silver status, and gives you access to Amex Offers.
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
OMAAT Resources
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
- Terms Apply.
Earn
80,000
Hilton Honors Points
Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
Capital One VentureOne Rewards Credit Card
Earn a bonus of 20,000 miles
- Earn unlimited 1.25x miles per dollar on every purchase
- No Foreign Transaction Fees
- No Annual Fee
This is an excellent option for anyone looking to earn valuable Capital One Venture miles, with no annual fee and no limits on earning.
Earn unlimited 1.25X miles on every purchase, every day
OMAAT Resources
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
0% intro APR on purchases for 15 months; 16.49% - 26.49% variable APR after that
Intro Balance Transfer APR:
0% intro APR on balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Earn
20,000
Capital One miles
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Citi Rewards+® Card
- ThankYou Point Round Up
- Points Back on Redemptions
- No Annual Fee
The Citi Rewards+ Card is a fantastic complement to the Citi Premier or Citi Prestige.
This is true even if you don’t plan on spending any money on this card, as you’ll basically receive 10,000 ThankYou points back every year just for having this card, assuming you redeem at least 100,000 ThankYou points per year.
On top of that, the Citi Rewards+ Card can be worth spending money on, for the 2x points on supermarkets and gas stations, not to mention the ability to have your purchases rounded up to the nearest 10 ThankYou points, which is great for small purchases.
If you’re in the Citi ThankYou points ecosystem, then you absolutely should have this card so that you’re maximizing your value.
For a limited time, earn 5 ThankYou® Points per $1 spent at restaurants up to $6,000 in the first 12 months and then 1 ThankYou® Point per $1 spent thereafter.
Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and then 1 ThankYou® Point per $1 spent thereafter.
Earn 1 ThankYou® Point per $1 spent on all other purchases with your card.
OMAAT Resources
Foreign Transaction Fee:
3%
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR on purchases from date of account opening. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
Intro Balance Transfer APR:
0% Intro APR on balance transfers for 15 months from date of first transfer. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- For a limited time, earn 5 ThankYou® Points per $1 spent at restaurants up to $6,000 in the first 12 months and 1 ThankYou® Point per $1 spent thereafter.
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
For a limited time, earn 5 ThankYou® Points per $1 spent at restaurants up to $6,000 in the first 12 months and 1 ThankYou® Point per $1 spent thereafter
Business Green Rewards Card
Earn 25,000 Membership Rewards® points
The card details for the Business Green Rewards Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.- Earn 2x points per dollar spent at amextravel.com
- Access to Amex Offers
In general, I see what American Express is going for with the Green Rewards Card. This is a great mid-range business card from American Express that earns Membership Rewards points, with a modest annual fee.
- 2x Membership Rewards points for each dollar of eligible purchases made when booking on the American Express Travel website
- 1x Membership Rewards points on all other purchases
Foreign Transaction Fee:
2.7%
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
Earn
25,000
Membership Rewards Points
Earn 25,000 Membership Rewards® points after you spend $3,000 on eligible purchases on your new Card within the first 3 months of Card Membership.
Cash Back
Bank of America® Premium Rewards® credit card
50,000 Online Bonus Points Offer
Cash Back
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.
If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
OMAAT Resources
Foreign Transaction Fee:
None
Annual Fee:
$95
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.
- If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
- No limit to the points you can earn and your points don't expire.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
- No foreign transaction fees.
- Low $95 annual fee.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Receive 50,000 online bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
United Gateway℠ Card
Earn 20,000 bonus miles
- Earn 2x MileagePlus miles on United purchases
- Earn 2x MileagePlus miles on gas station purchases
- No Foreign Transaction Fees
While I think there’s big value to be had with premium credit cards that have annual fees, I know many people prefer cards with no annual fees. The United Gateway Card is a solid no annual fee airline credit card, and I’d say in the long term it compares on par to the products offered by American and Delta.
Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
Earn 2 miles per $1 spent on United® purchases
Earn 2 miles per $1 spent at gas stations, on local transit and on commuting
Earn 1 mile per $1 spent on all other purchases
Foreign Transaction Fee:
$0
Annual Fee:
$0
Intro Purchase APR:
0% intro APR for 12 months from account opening on purchases, and then 17.99% - 24.99%, based on your creditworthiness
Intro Balance Transfer APR:
N/A
- Earn 20,000 bonus miles
- No annual fee
- Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
- Earn 2 miles per $1 spent on United® purchases
- Earn 2 miles per $1 spent at gas stations, on local transit and on commuting
- Earn 1 mile per $1 spent on all other purchases
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
- Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
Earn
20,000
United miles
Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.
The Blue Business® Plus Credit Card from American Express
Earn 15,000 Membership Rewards
- 2x points on purchases up to $50k then 1x
- Access to Amex Offers
If you’re into collecting points then the Blue Business Plus Card is an absolute must. Earning 2x Membership Rewards points, which I value at a ~3.4% return, is unrivaled. Best of all, you’re getting all of this with a no annual fee card that earns points that can be transferred to airline and hotel programs.
Earn 2X Membership Rewards® points on everyday business purchases. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
OMAAT Resources
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars.
Annual Fee:
No annual fee
Intro Purchase APR:
0% on purchases for 12 months from the date of account opening, then a 15.49% - 23.49% variable APR
Intro Balance Transfer APR:
N/A
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You've got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 15.49% - 23.49%, based on your creditworthiness and other factors at account opening.
- No Annual Fee
- Terms Apply
Earn
15,000
Membership Rewards Points
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Blue Cash Preferred® Card from American Express
Earn a $350 statement credit
- 6% Cash Back at U.S. Supermarkets
- 6% Cash Back On Streaming
- 3% Cash Back On Transit
If you spend a lot on groceries and want to earn cash back, then the Blue Cash Preferred is for you. Personally, I don’t have this card because I value earning rewards towards travel, but for those who don’t want to get involved in the complexities of miles & points, this is an excellent card.
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
1% Cash Back on other purchases.
OMAAT Resources
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars.
Annual Fee:
$95
Intro Purchase APR:
0% for 12 months on purchases from the date of account opening, then a variable rate, 16.24% to 26.24%
Intro Balance Transfer APR:
0% for 12 months on balance transfers from the date of account opening, then a variable rate, 16.24% to 26.24%
- Earn a $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 16.24%-27.24%.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 Plan It fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a fixed monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Thinking about getting The Disney Bundle which includes Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $13.99 or more each month on an eligible subscription with your Blue Cash Preferred Card. Enrollment required.
- $95 Annual Fee.
- Terms Apply.
Earn
$350
Cash Back
Earn a $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
American Express Blue Business Cash™ Card
$250 statement credit
- 2% cash back up to $50k then 1%
- Access to Amex Offers
If you have a small business and are looking for a no annual fee, straightforward business credit card that earns cash back, then the Blue Business Cash is pretty tough to beat, at least for the first $50,000 spent.
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
OMAAT Resources
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars.
Annual Fee:
No annual fee
Intro Purchase APR:
0.0% intro APR on purchases for 12 months from the date of account opening, then a 15.49% - 23.49% variable APR
Intro Balance Transfer APR:
N/A
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 15.49% - 23.49%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
$300 statement credit online bonus offer
- 1.5% cash back for every $1 spent on all purchases
- No Annual Fee
- Excellent Welcome Bonus Offer
Earn unlimited 1.5% cash back for every $1 spent on all purchases everywhere, every time
Foreign Transaction Fee:
3% of the U.S. dollar amount of each transaction
Annual Fee:
$0
Intro Purchase APR:
0% Introductory APR on purchases for the first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 14.49% to 24.49% will apply.
Intro Balance Transfer APR:
N/A
- Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
- Earn unlimited 1.5% cash back on all purchases everywhere, every time.
- No annual cap and cash rewards don’t expire.
- No annual fee.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62% cash back on all purchases.
- Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
- 0% Introductory APR on purchases for the first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 14.49% to 24.49% will apply.
- Contactless Cards - the security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
30,000 online bonus points offer
- Earn 1.5 points per dollar spent on all purchases
- No Annual Fee
- No Foreign Transaction Fees
Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend.
Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center
Foreign Transaction Fee:
none
Annual Fee:
$0
Intro Purchase APR:
0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 14.49% to 24.49% will apply.
Intro Balance Transfer APR:
N/A
- Earn 30,000 online bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
- Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.
- No annual fee and no international transaction fees.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 14.49% to 24.49% will apply.
- Redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America Travel Center, cash back or gift cards.
- Earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases and up to 5.25 points per $1 spent at the Bank of America Travel Center.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Earn
30,000
Bank of America Points
Earn 30,000 online bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
$300 Statement Credit Online Bonus Offer
- 3% cash back in the category of your choice
- Great Intro APR Offer
- No Annual Fee
- Earn 3% cash back in your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.
- Earn 2% cash back on dining purchases.
- Earn unlimited 1% cash back on all other purchases.
You’ll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
Foreign Transaction Fee:
3% of the U.S. dollar amount of each transaction
Annual Fee:
$0
Intro Purchase APR:
0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 14.49% to 24.49% will apply.
Intro Balance Transfer APR:
N/A
- Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening – with no annual fee and cash rewards don't expire.
- Earn 3% cash back in the category of your choice, 2% cash back on dining purchases and unlimited 1% cash back on all other purchases.
- You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 14.49% to 24.49% will apply.
- Redeem your cash back as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
- Earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% in your selected choice category and up to 3.5% on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening – with no annual fee and cash rewards don’t expire.
Marriott Bonvoy Bold® Credit Card
Earn 30,000 Bonus Points
- Earn 3x points at Marriott
- Complimentary Silver Elite Status
- 15 Elite Nights Towards Status Annually
As the no-fee Marriott co-brand card, with no foreign transactions, this card is a nice alternative if you want to keep your Marriott points alive without having to worry about annual fees. The 15 Elite Night Credits each calendar year qualifies you for Silver Elite status, and helps you achieve a higher level of status with Marriott.
Earn up to 14X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
1X point for every $1 spent on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
- Earn up to 14X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
- 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
- 1X point for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
- No Foreign Transaction Fees.
- Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
Earn
30,000
Marriott points
Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
Delta SkyMiles® Blue American Express Card
Earn 10,000 bonus miles
- Earn 2x SkyMiles on purchases directly with Delta
- 20% Delta Inflight Savings
- No Foreign Transaction Fees
I appreciate that American Express and Delta offer a no annual fee option with the Delta Blue Amex. For someone absolutely committed to getting a Delta Amex Card and not paying an annual fee, this is the best/only option.
The card has no foreign transaction fees, offers 2x miles on dining, and gives you access to Pay With Miles and 20% discounts on inflight purchases.
Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
- No Annual Fee.
- Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
- Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
- Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- No Foreign Transaction Fees.
- Terms Apply.
Earn
10,000
Delta SkyMiles
Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
5x Points Categories
Chase Freedom Flex℠
Earn $200 cash back
5x Points Categories
- Earn 3% Cash Back on Dining, Takeout and Eligible Delivery Services
- Earn 3% Cash Back at Drugstores
- Rotating Quarterly Bonus Categories
The Freedom Flex Card is a phenomenal card that offers great bonuses for spending on travel, dining and drugstores.
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR for 15 months from account opening on purchases, then a variable APR of 16.49% - 25.24%
Intro Balance Transfer APR:
0% Intro APR for 15 months from account opening on balance transfers, then a variable APR of 16.49% - 25.24%
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49% - 25.24%.
- No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
- Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Earn
$200
Cash Back
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Blue Cash Everyday® Card from American Express
Earn a $200 statement credit
- 3% Cash Back at U.S. Supermarkets*
- 3% Cash Back at U.S. gas stations*
- 3% Cash Back on U.S. online retail purchases*
If you’re looking for a no annual fee personal American Express cash back card, the Amex Blue Cash Everyday Card is as good as it gets. The card offers 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) and a solid welcome offer, plus it gives you access to Amex Offers.
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
OMAAT Resources
Foreign Transaction Fee:
2.7% of each transaction after conversion to US dollars.
Annual Fee:
$0
Intro Purchase APR:
Enjoy 0% intro APR on purchases for 15 months from the date of account opening. After that, 16.24% to 27.24% variable APR.
Intro Balance Transfer APR:
Enjoy 0% intro APR on balance transfers for 15 months from the date of account opening. After that, 16.24% to 27.24% variable APR.
- Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- No Annual Fee.
- Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 16.24% to 27.24% variable APR.
- 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- New! 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- Get $7 back each month after using your Blue Cash Everyday® Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
- Terms Apply.
Earn
$200
Cash Back
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Cash Back
Capital One SavorOne Cash Rewards Credit Card
Earn $200 cashback welcome bonus
Cash Back
- Earn 3% cash back on dining
- Earn 3% cash back on groceries
- No Foreign Transaction Fee
The Capital One SavorOne is a fantastic option. Earning 3% cashback on dining, entertainment, popular streaming services, and at grocery stores without limits on dining is a great return, especially for a no annual fee card that even has a welcome bonus. If you’re someone who doesn’t like the complexity of dealing with points and spend a lot on dining (or if you know someone like that), then this card is seriously worth considering.
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
0% intro APR on purchases for 15 months; 16.49% - 26.49% variable APR after that
Intro Balance Transfer APR:
0% intro APR on balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- No foreign transaction fee
- No annual fee
Earn
$200
Cash Back
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Cash Back
Citi® Double Cash Card
Limited Time: Earn $200 cash back after qualifying purchases
Cash Back
- Earn 1% cash back when you make a purchase, earn 1% cash back when you pay for that purchase
The Citi Double Cash has been my go-to card for everyday spending for about a year now, and I absolutely love it. Personally, I use the card for the ability to earn ThankYou points. The flexibility this card offers in this environment is unrivaled. The no annual fee card can earn you the equivalent of two cents or two transferrable points for every dollar you spend (after paying the bill).
Being able to efficiently earn either cash back or travel rewards is the kind of flexibility that consumers should be looking for nowadays, and there’s no other card as well rounded as this. Furthermore, when you combine the Citi Double Cash with the Citi Premier Card, you’re looking at one of the best card combos out there with one low annual fee.
- 1% cash back when you make a purchase
- 1% cash back when you pay for that purchase
OMAAT Resources
Foreign Transaction Fee:
3%
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- For a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
For a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
Bilt Mastercard®
- 3x on Dining
- Earn Points on Rent with No Fees
- 11 Points Transfer Partners
The Bilt card has no annual fee, earns up to 3x points, and has great transferrable partners including American AAdvantage, United MileagePlus, and World of Hyatt
1x Points on Rent Payments (up to 50,000 each calendar year)
2x Points on Travel
3x Points on Dining
1x Points on everything else
Earn points when you make 5 transactions that post each statement period.
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- $0 Annual fee & No foreign transaction fees
- 1X Points on rent payments without the transaction fee (up to 50,000 points each calendar year)
- 2X Points on travel
- 3X Points on dining
- Earn points when you make 5 transactions that post each statement period
There is currently no welcome bonus for this card.
Verizon Visa Card
Earn up to $100 in Verizon credit
- Earn 4% back on gas purchases
- Monthly Verizon Credit
- No Foreign Transaction Fees
The Verizon Visa Card is definitely niche, in the sense that it’s only for Verizon customers, and you’re rewarded in Verizon Dollars. That being said, for Verizon customers this card seems like it could absolutely be worth it:
- Since the card has no annual fee, you can come out ahead just by having the card, thanks to the TravelPass credits, and the rewards for paying your Verizon Wireless bill
- The rewards structure is extremely competitive for a no annual fee card with no foreign transaction fees, as you’re earning 4% back on gas and grocery store purchases, and 3% back on dining
- Yes, on the surface Verizon Dollars aren’t as valuable as cash back, but if you’re a Verizon customer then you should almost view it as being good as face value; cell phone bills aren’t cheap, and neither are new phones or tablets, which people spend a lot of money on
The Verizon Visa Card offers Verizon Dollars as its rewards, as follows:
- Earn 4% back on gas and grocery store purchases
- Earn 3% back on dining purchases, including takeout
- Earn 2% back on Verizon purchases
- Earn 1% back on all other eligible purchases
Annual Fee:
$0
N/A
N/A
Earn
$100
Cash Back
The Verizon Visa Card is offering a new member bonus of up to $100:
- You’ll receive this over the course of 24 months, as you’ll get a $4.17 credit applied to your monthly bill
- This only applies if you pay your bill with the Verizon Visa Card
American Airlines AAdvantage MileUp℠ Card
10,000 miles & a $50 statement credit after qualifying purchases
- Earn 2x AAdvantage miles per dollar spent on eligible American Airlines purchases
- Earn 2x AAdvantage miles per dollar spent on grocery store purchases
The AAdvantage MileUp Card is a great option for those who want an American Airlines credit card without paying an annual fee. The card has some valuable perks, like double miles at grocery stores and savings on inflight purchases.
Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
Earn 1 AAdvantage® mile for every $1 spent on other purchases
OMAAT Resources
Foreign Transaction Fee:
3%
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- No Annual Fee
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
Earn
10,000
AAdvantage miles
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
Capital One Quicksilver Cash Rewards Credit Card
Earn a $200 Cash Bonus
- 1.5% cash back on all purchases
- No Foreign Transaction Fees
- Promotional APR on Purchases
A cash-back card can be a good way to cut costs in other areas, saving money for travel!
Earn unlimited 1.5% cash back on every purchase, every day
Foreign Transaction Fee:
None
Annual Fee:
$0
Intro Purchase APR:
0% intro APR on purchases for 15 months; 16.49%-26.49% variable APR after that
Intro Balance Transfer APR:
0% intro APR on balance transfers for 15 months; 16.49%-26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 16.49%-26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Earn
$200
Cash Back
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Instacart Mastercard®
A free year of Instacart+ and a $100 Instacart credit
- Earn 5% cash back with Instacart app and Instacart.com purchases
- No Foreign Transaction Fees
- No Annual Fee
Earn 5% cash back on Instacart app and Instacart.com purchases, and on travel purchased through the Chase Travel Center.
Earn 2% cash back at restaurants, gas stations and on select streaming services.
Earn 1% cash back on all other purchases.
Foreign Transaction Fee:
$0
Annual Fee:
$0
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.
- Earn 5% cash back on Instacart app and Instacart.com purchases
- Earn 5% cash back on travel purchased through the Chase Travel Center, including flights, hotels and more
- Earn 2% cash back at restaurants, gas stations and on select streaming services
- Earn 1% cash back on all other purchases
- No annual card fee
Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.
Drugstores
Chase Freedom Unlimited®
Drugstores
- Earn 3% Cash Back on Dining
- Earn 3% Cash Back at Drugstores
- Earn 1.5% Cash Back On All Other Purchases
The Freedom Unlimited is the credit card that I’ve spent the most money on over the past few years. It’s a vital card as part of an overall strategy for earning Chase Ultimate Rewards points, especially in conjunction with the Sapphire Preferred or Sapphire Reserve.
Let me make my advice as concise as possible here: if you have the Sapphire Preferred or Sapphire Reserve, then you absolutely should have the Freedom Unlimited so you’re maximizing your return on everyday, non-bonused spending. Earning 1.5x Ultimate Rewards points per dollar is excellent.
- Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$0
Intro Purchase APR:
Enjoy 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 16.49% - 25.24%
Intro Balance Transfer APR:
Enjoy 0% Intro APR for 15 months from account opening on balance transfers, then a variable APR of 16.49% - 25.24%
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49% - 25.24%.
- No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
American Express® Green Card (CA)
Earn 10,000 Bonus Points
- No Annual Fee
Earn 1x the points on Card purchases
Foreign Transaction Fee:
2.5%
Annual Fee:
$0 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card
- As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership
- Earn 1x the points on Card purchases
- Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
- With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
10,000
Membership Rewards (CA)
As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership
Bank of America® Platinum Plus® Mastercard® Business card
$300 statement credit online bonus offer
- No Annual Fee
- Great Intro Purchase APR
- Excellent Welcome Bonus Offer
This cards does not participate in a rewards program with ongoing spend.
Foreign Transaction Fee:
3% of the U.S. dollar amount of each transaction
Annual Fee:
$0
Intro Purchase APR:
0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.49% to 23.49% will apply.
Intro Balance Transfer APR:
N/A
- Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
- Save on interest with a competitive purchase APR.
- No annual fee.
- 0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.49% to 23.49% will apply.
- Employee cards at no additional cost to you and with credit limits you set.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
A card with promotional interest rates on purchases and balance transfers with a new cardmember welcome bonus is extremely rare. With no annual fee, this is a great card to help you have an excellent credit portfolio.
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Annual Fee:
$0
Intro Purchase APR:
0% Intro APR for 18 months from account opening on purchases, then a variable APR of 16.49% - 25.24%
Intro Balance Transfer APR:
0% Intro APR for 18 months from account opening on balance transfers, then a variable APR of 16.49% - 25.24%
- Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 16.49% - 25.24% on balance transfers and purchases after the introductory period ends.
- Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
- Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
- All for no annual fee - You won't have to pay an annual fee for all the great features that come with your Slate Edge℠ card
- Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more
Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 16.49% – 25.24% on balance transfers and purchases after the introductory period ends.
American Express Business Edge™ Card (CA)
Earn up to 67,000 points in your first year
You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply
You can earn 1 times the points on all other purchases charged to the Card
Foreign Transaction Fee:
2.50%
Annual Fee:
$99 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
Earn up to 67,000 welcome bonus Membership Rewards® points
- Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
- Plus, earn 10x the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks within 6 months of Cardmembership, up to a maximum of 10,000
- You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.
- That’s $670 in statement credits that can be reinvested in your business.
- Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.
- Earn 1x the points on all other purchases charged to the Card
- Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part. Redeem points for statement credits and to book flights, hotels, and car rentals.
- Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
- Leverage your cash flow with the option of carrying a balance or paying in full each month.
- Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.
Earn
Up to 67,000
Membership Rewards (CA)
Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
Plus, earn 10x the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks within 6 months of Cardmembership, up to a maximum of 10,000
You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.
SimplyCash™ Preferred from American Express (CA)
Earn up to $400 CAD cash back
Earn 2.0% cash back when your Welcome Rate ends
Foreign Transaction Fee:
2.50%
Annual Fee:
$99 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- New SimplyCash™ Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership
- Earn 2.0% cash back when your Welcome Rate ends
- No limit to the amount of cash back you can earn after your Welcome Rate ends
- Access to memorable experiences with American Express Invites®
- Extensive insurance coverage and 24/7 Customer Service
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
up to $400 CAD
Cash Back
New SimplyCash™ Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership
American Express® Aeroplan®* Card
Earn up to 70,000 Aeroplan points
You can earn a total of 5 Aeroplan points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 10,000 Aeroplan points)
Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
Standard Earn Rate: Earn 1X the points on everything else
OMAAT Resources
Foreign Transaction Fee:
2.50%
Annual Fee:
$120 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- For a limited time, new American Express® Aeroplan®* Cardmembers can earn up to 70,000 Aeroplan points. Offer ends September 20, 2022:
- Earn 45,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first 6 months of Cardmembership
- You can also earn a total of 5 Aeroplan points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 10,000 Aeroplan points)
- Plus, earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 15,000 Aeroplan points
- New Cardmembers: Earn up to $1,500 in value within your first year. Spend applies to bonus point offers valued at up to $1,400
- 70,000 Aeroplan points is enough for a round-trip economy class flight reward booking from Toronto to Cancun. Accurate as of 06/22. Points may only be applied to the base fare of the flight. Taxes, fees, and third-party charges may apply. Points required for this flight itinerary subject to change. Other terms apply
- Eligible cardmembers get a FREE Uber Pass membership for 6 months. Including unlimited $0 delivery fee on eligible restaurant orders of $15 or more, 5% off eligible restaurant orders over $15, and exclusive Rides Perks
- Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
- Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
- Standard Earn Rate: Earn 1X the points on everything else
- Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada® flights
- Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card
- As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing
- American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
- Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance
- 24/7 Customer Service and Emergency Card Replacement
- As part of our commitment to sustainability, the American Express® Aeroplan®* Card has been made with 70% reclaimed plastic
- No pre-set spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
up to 70,0000
Aeroplan points
For a limited time, new American Express® Aeroplan®* Cardmembers can earn up to 70,000 Aeroplan points. Offer ends September 20, 2022:
Earn 45,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first 6 months of Cardmembership
You can also earn a total of 5 Aeroplan points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 10,000 Aeroplan points)
Plus, earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 15,000 Aeroplan points
The Marriott Bonvoy® American Express®* Card (CA)
Earn up to 75,000 points
Earn a total of 5 points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 10,000 points) Offers end September 20, 2022
Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®
Earn 2 points for every $1 in all other Card purchases
Foreign Transaction Fee:
2.50%
Annual Fee:
$120 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Unlock Travel Possibilities
- Earn up to 75,000 Points:
- New Marriott Bonvoy® American Express®* Cardmembers:
- Earn 65,000 Welcome Bonus points after you charge $1,500 in net purchases to your Card in your first 3 months of Cardmembership
- Earn a total of 5 points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 10,000 points)
- Offers end September 20, 2022
- Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®
- Earn 2 points for every $1 in all other Card purchases
- Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
- No annual fee on Additional Cards
- Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels
- Automatic Marriott Bonvoy Silver Elite status membership
- Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
- Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
75,000
Marriott points
Earn up to 75,000 Points:
Earn 65,000 Welcome Bonus points after you charge $1,500 in net purchases to your Card in your first 3 months of Cardmembership
Earn a total of 5 points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 10,000 points)
Offers end September 20, 2022
Marriott Bonvoy™ Business American Express® Card (CA)
Earn up to 75,000 points
Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.
Earn 3 points for every $1 spent on eligible gas, dining and travel when your Welcome Offer ends.
Earn 2 points for every $1 spent on everything else
Foreign Transaction Fee:
2.50%
Annual Fee:
$150 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
Earn up to 75,000 welcome bonus Marriott Bonvoy® points
- Earn a Welcome Bonus of 65,000 Marriott Bonvoy® points after you charge $3,000 in purchases to your Card in your first three months of Cardmembership.
- Plus, earn 5x the points for every $1 on eligible gas, travel and dining purchases in your first six months of Cardmembership, up to a maximum of 10,000 points
- Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.
- Earn 3 points for every $1 spent on eligible gas, dining and travel when your Welcome Offer ends.
- Earn 2 points for every $1 spent on everything else
- Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines
- Leverage your cash flow with the option of carrying a balance or paying in full each month
- Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.
- Receive an Annual Free Night Award automatically each year after your anniversary
- Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year
- Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
Earn
up to 75,000
Marriott points
Earn up to 75,000 welcome bonus Marriott Bonvoy® points
Earn a Welcome Bonus of 65,000 Marriott Bonvoy® points after you charge $3,000 in purchases to your Card in your first three months of Cardmembership.
Plus, earn 5x the points for every $1 on eligible gas, travel and dining purchases in your first six months of Cardmembership, up to a maximum of 10,000 points
American Express Cobalt® Card
Earn up to 30,000 bonus points in your first year
- Earn 5x points on restaurants and bars in Canada
- Earn 5x points on groceries and food delivery services in Canada
- Earn 2x points on travel worldwide, including flights, train tickets, ferries, hotels and tours
Overall, the Amex Cobalt Card strikes as an excellent gateway into the Amex brand, combining plenty of opportunities to earn reward points, broad reward options, and all the features and protections you’ve come to expect from Amex, plus some perks aimed at millennial interests.
Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
Earn 3x the points on eligible streaming subscriptions in Canada
Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases.
Earn 1 point for every $1 in Card purchases everywhere else.
Foreign Transaction Fee:
2.50%
Annual Fee:
$155.88 CAD ($12.99/month)
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year
- 30,000 points is enough for:
- $300 in statement credits redeemed towards purchases charged to your Card or
- $225 in American Express® Prepaid Cards
- Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
- Earn 3x the points on eligible streaming subscriptions in Canada
- Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B
- Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
- Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
Earn
up to 30,000
Membership Rewards (CA)
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in purchases on your Card. This could add up to 30,000 points in a year.
American Express® Business Gold Rewards Card® (CA)
Earn up to 110,000 points
Earn 1 point for every dollar in purchases charged to the Card.
Foreign Transaction Fee:
2.50%
Annual Fee:
$199 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
Earn up to 110,000 bonus Membership Rewards® points
- Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership.
- Plus, earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. This could add up to 40,000 points every year.
- That’s up to $1,100 in statement credits that can be reinvested in your business.
- Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.
- Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
- Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
- Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
- Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
- Pay for business expenses over time with Flexible Payment Option
- This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.
Earn
up to 110,000
Membership Rewards (CA)
Earn up to 110,000 points: Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership. Plus earn 10,000 bonus points, when you charge $20,000 in net purchases to your Card account each calendar quarter. That’s a total of up to 40,000 points every year. That’s up to $1,100 in statement credits that can be reinvested in your business.
American Express® Gold Rewards Card (CA)
Earn up to 70,000 points
- 2x points on eligible travel
- 2X points on eligible gas, grocery & drugstore purchases in Canada
- 1x points on everything else
Welcome Offer: You can earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points). Offer ends September 20, 2022. When your Welcome Offer ends, you will continue to earn at the standard earn rates applicable to your purchases
Standard Earn Rate: Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
Standard Earn Rate: Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
Foreign Transaction Fee:
2.50%
Annual Fee:
$250 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Unlock Travel Possibilities
- Earn up to 70,000 Membership Rewards® points - that’s $700 towards a rental car or shopping spree
- New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 50,000 points when you charge $3,000 in purchases to your Card in your first 3 months of Cardmembership. Offer ends September 20, 2022
- Welcome Offer: You can also earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points). Offer ends September 20, 2022. When your Welcome Offer ends, you will continue to earn at the standard earn rates applicable to your purchases
- Standard Earn Rate: Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
- Standard Earn Rate: Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
- The Card is now available in your choice of Gold or Rose Gold metal options
- Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
- You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
- As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
- Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
- Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
- Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details
- American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Earn
up to 70,000
Membership Rewards (CA)
Earn up to 70,000 Membership Rewards® points – that’s $700 towards a rental car or shopping spree
New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 50,000 points when you charge $3,000 in purchases to your Card in your first 3 months of Cardmembership. Offer ends September 20, 2022
Welcome Offer: You can also earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points). Offer ends September 20, 2022. When your Welcome Offer ends, you will continue to earn at the standard earn rates applicable to your purchases
The Plum Card® from American Express
- Early Pay Discount
- No Foreign Transaction Fees
For small business owners in a position to pay off their charges early, this card is hard to beat.
- Paying early pays off: get a 1.5% Early Pay Discount, with no cap on what you can earn back.
- Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date.
Foreign Transaction Fee:
None
Annual Fee:
$250
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Paying early pays off: get a 1.5% Early Pay Discount, with no cap on what you can earn back.
- Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date.
- Use the power of the Plum Card to buy big for your business.
- No Foreign Transaction Fees.
- Terms & Restrictions Apply.
There is currently no welcome bonus for this card.
Business Platinum Card® from American Express (CA)
Earn 110,000 points
Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses.
Foreign Transaction Fee:
2.50%
Annual Fee:
$499 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
Earn 110,000 welcome bonus Membership Rewards® points
- Earn a welcome bonus of 110,000 Membership Rewards® points when you spend $7,000 in purchases within the first three months of Cardmembership. That’s $1,100 in statement credits that can be reinvested in your business.
- Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
- Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
- Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
- Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.
- Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
- Pay for business expenses over time with Flexible Payment Option.
- This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.
- Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
- Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
- Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
- Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.
Earn
110,000
Membership Rewards (CA)
Earn a welcome bonus of 110,000 Membership Rewards® points when you spend $7,000 in purchases within the first three months of Cardmembership. That’s $1,100 in statement credits that can be reinvested in your business.
American Express® Aeroplan®* Reserve Card
Earn up to 110,000 Aeroplan points
You can earn a total of 10 Aeroplan points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 20,000 Aeroplan points)
Standard Earn Rate: Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada
Earn 2X the points on eligible purchases with Rocky Mountaineer®**. Plus, you could receive a Complimentary Hotel Room Category Upgrade, on the first and last night, and a Complimentary Upgrade from SilverLeaf to GoldLeaf class of service when you book directly with Rocky Mountaineer using your Aeroplan Reserve Card
Standard Earn Rate: Earn 1.25X the points on everything else
OMAAT Resources
Foreign Transaction Fee:
2.50%
Annual Fee:
$599 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- For a limited time, new American Express® Aeroplan®* Reserve Cardmembers can earn up to 110,000 Aeroplan points. Offer ends September 20, 2022:
- Earn 60,000 Aeroplan points after spending $6,000 in net purchases on your Card within the first 6 months of Cardmembership
- You can also earn a total of 10 Aeroplan points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 20,000 Aeroplan points)
- Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 30,000 Aeroplan points
- New Cardmembers: Earn up to $3,100 in value within your first year. Spend applies to bonus point offers valued at up to $2,200
- 110,000 Aeroplan points is enough for a one-way premium economy class flight reward booking from Toronto to Rome. Accurate as of 06/22. Points may only be applied to the base fare of the flight. Taxes, fees, and third-party charges may apply. Points required for this flight itinerary subject to change. Other terms apply
- Eligible cardmembers get a FREE Uber Pass membership for 12 months. Including unlimited $0 delivery fee on eligible restaurant orders of $15 or more, 5% off eligible restaurant orders over $15, and exclusive Rides Perks
- New Cardmembers: Receive up to $100 CAD in statement credits every four years when a NEXUS application or renewal fee is charged to your American Express Aeroplan Reserve Card
- Standard Earn Rate: Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
- Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada
- Earn 2X the points on eligible purchases with Rocky Mountaineer®**. Plus, you could receive a Complimentary Hotel Room Category Upgrade, on the first and last night, and a Complimentary Upgrade from SilverLeaf to GoldLeaf class of service when you book directly with Rocky Mountaineer using your Aeroplan Reserve Card
- Standard Earn Rate: Earn 1.25X the points on everything else
- Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling
- Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
- Enjoy access to select Air Canada Maple Leaf LoungesTM* and Air Canada CaféTM in North America for you and a guest, with a same day ticket on a departing Air Canada or Star Alliance flight
- Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights
- Roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
- American Express® Experiences opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more
- Get more from your travel experience at Toronto Pearson International Airport with:
- Access to Pearson Priority Security Lane
- Complimentary valet service at the Express Park and Daily Park
- 15% discount on parking rates at the Express Park and Daily Park
- 15% discount on Car Care Services
- Get access to more than 1,200 Priority PassTM airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
- Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of
- American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
up to 110,000
Aeroplan points
For a limited time, new American Express® Aeroplan®* Reserve Cardmembers can earn up to 110,000 Aeroplan points. Offer ends September 20, 2022:
Earn 60,000 Aeroplan points after spending $6,000 in net purchases on your Card within the first 6 months of Cardmembership
You can also earn a total of 10 Aeroplan points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 20,000 Aeroplan points)
Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 30,000 Aeroplan points
American Express® Aeroplan®* Business Reserve Card
Earn up to 110,000 Aeroplan points
Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals, and 1.25 points for every $1 spent on everything else.
OMAAT Resources
Foreign Transaction Fee:
2.50%
Annual Fee:
$599 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
Earn up to 110,000 Welcome Bonus Aeroplan®* points.
- Earn 90,000 Aeroplan points after spending $7,000 in net purchases on your Card within the first three months of Cardmembership.
- Plus, earn 10X the points on all eligible direct purchases with Air Canada®*, Air Canada Vacations®*, hotels and car rentals in your first six months of Cardmembership, up to a maximum of 20,000 points
- Earn up to $3,100 or more in value within your first year.
- Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals when your Welcome Offer ends.
- Earn 1.25 points for every $1 spent on everything else.
- Leverage your cash flow with the option of carrying a balance or paying in full each month
- Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.
- Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class
- Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight
- Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions
- Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation
- Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
- Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
- Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
- If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services
- Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
- Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
- Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
- Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.
Earn
up to 110,000
Aeroplan points
Earn up to 110,000 Welcome Bonus Aeroplan®* points.
Earn 90,000 Aeroplan points after spending $7,000 in net purchases on your Card within the first three months of Cardmembership.
Plus, earn 10X the points on all eligible direct purchases with Air Canada®*, Air Canada Vacations®*, hotels and car rentals in your first six months of Cardmembership, up to a maximum of 20,000 points
Earn up to $3,100 or more in value within your first year.
The Platinum Card® (CA)
Earn up to 110,000 points
You can earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points). Offer ends September 20, 2022. When your Welcome Offer ends, you will continue to earn at the standard earn rates applicable to your purchases.
Standard Earn Rate: Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
Foreign Transaction Fee:
2.5%
Annual Fee:
$699 CAD
Intro Purchase APR:
N/A
Intro Balance Transfer APR:
N/A
- Unlock Travel Possibilities
- Earn up to 110,000 Membership Rewards® points - that’s up to $1,100 towards your next flight, or a weekend away at the spa. Terms apply
- New Platinum® Cardmembers, earn 90,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership. Offer ends September 20, 2022.
- Welcome Offer: You can also earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points). Offer ends September 20, 2022. When your Welcome Offer ends, you will continue to earn at the standard earn rates applicable to your purchases.
- Standard Earn Rate: Earn 3 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
- You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service
- Take full advantage of The American Express Global Lounge Collection™ which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
- Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels + Resorts
- Platinum Cardmembers can enjoy access to special events and unique opportunities
- Enjoy premium benefits at the Toronto Pearson Airport such as discount on parking
- You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Radisson Hotel Group Americas, Hertz and Avis
- Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Earn
up to 110,000
Membership Rewards (CA)
Earn up to 110,000 Membership Rewards® points – that’s up to $1,100 towards your next flight, or a weekend away at the spa. Terms apply
New Platinum® Cardmembers, earn 90,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership. Offer ends September 20, 2022.
Welcome Offer: You can also earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points). Offer ends September 20, 2022. When your Welcome Offer ends, you will continue to earn at the standard earn rates applicable to your purchases.