Credit Card Reviews


Updated: 2 days ago

We’ve put together this page of credit card reviews because with dozens of different airline, hotel, and bank rewards programs (not to mention cash-back cards), consumers have more choices than ever when it comes to credit cards. Choosing between the various earnings categories can be confusing enough, but when you factor in the range of loyalty programs available, the varied fees and structures, and the differences between card issuers, it can be very overwhelming.

Latest Credit Card Reviews

Our in-depth credit card reviews go through all the details of each card, explain how to maximize the benefits of the card, and what to do with the points and rewards you’ll earn. As with all OMAAT travel reviews, our credit card analyses aren’t sponsored or promoted by a brand or card issuer (though we may receive a commission if you apply for and are approved for certain cards). Since we’re an independent site, we rate cards and share the best offers regardless of if we receive a referral fee or not, so you can trust our recommendations.

A few things to keep in mind when it comes to credit:

If you already have an idea of which cards you might be interested in, you can also skip ahead to our latest travel reward card comparisonsOtherwise, here are the latest credit reviews as of September 2019:

Southwest Airlines 737 Watermark

Southwest Rapid Rewards Priority Card Review (2019)

Southwest Airlines has some fantastic co-branded credit cards with Chase. Of their three personal cards, my favorite one is the Southwest Rapid Rewards® Priority Card. The welcome offers on these Southwest credit cards have just been increased, so in…

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Filed Under: Chase, Credit Card Reviews
Virgin Atlantic Watermark

Virgin Atlantic Credit Card Review (2019)

The Virgin Atlantic World Elite Mastercard® may not be on many peoples' radar, but the card has an excellent sign-up bonus and some perks that are at least worth being aware of. So in this post I wanted to take a closer look at the card, and also compare…

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Filed Under: Credit Card Reviews, Virgin
Southwest Airlines 737 Watermark

Southwest Airlines Plus Card Review (2019)

Southwest Airlines and Chase have a great portfolio of credit cards at a variety of "price points" (and by that I mean annual fees). In this post I wanted to take a closer look at the Southwest Rapid Rewards® Plus Credit Card, which is Southwest Airlines'…

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Filed Under: Chase, Credit Card Reviews
Delta Skyclub Seattle Watermark

Amex Business Platinum Card Review (2019)

American Express' Platinum Cards -- both the business and personal versions -- are among the most well known and popular premium credit cards out there. I recently reviewed The Platinum Card® from American Express, which is the personal version of the…

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Filed Under: American Express, Business
Citi Rewards+

Citi Rewards+ Card Review: Round Up Points With No Annual Fee

At the beginning of 2019 Citi introduced the Citi Rewards+℠ Card, and in this post I wanted to take a closer look at that card, because there's quite a bit that makes it unique. The Citi Rewards+ Card is a no annual fee card that a lot of people could…

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Filed Under: Citi, Credit Card Reviews
Singapore Suites Watermark

Is The Chase Freedom Unlimited Right For You?

The Chase Freedom Unlimited® (review) is one of the most rewarding credit cards out there for everyday spending, though it's not a card that everyone should have, in my opinion. So in this post I wanted to take a look at who should and shouldn't consider…

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Filed Under: Chase, Credit Card Reviews
Park Hyatt Bangkok Watermark

Ink Business Cash Card: 8 Reasons To Apply

The Ink Business Cash℠ Credit Card (review) is one of the all-around most lucrative business credit cards out there. The card has a big welcome bonus, no annual fee, and offers up to 5x points. In conjunction with cards earning Ultimate Rewards points,…

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Filed Under: Chase, Credit Card Reviews
Iass Lounge Honolulu Airport – 14

Hawaiian Airlines Credit Card Review (60K Offer Ending)

At the moment the Hawaiian Airlines® World Elite Mastercard® is offering the best bonus I ever recall seeing on the card. In this post I wanted to provide a detailed review of the card. The Hawaiian Airlines Credit Card might not be on most peoples'…

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Filed Under: Credit Card Reviews, Credit Cards
British Airways 787 Watermark

Is The British Airways Card Worth It? (2019)

The British Airways Visa Signature® Card is one of Chase's popular co-branded airline credit cards. British Airways Executive Club is a great frequent flyer program, so in this post I wanted to take a closer look at this card, especially in light of…

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Filed Under: British Airways, Chase
United Polaris Watermark

United Explorer Card Review (2019)

I recently reviewed the United℠ Explorer Business Card, and in this post wanted to take a look at the personal version of the card, the United℠ Explorer Card. United Airlines Explorer Card Basics The United Explorer Card is probably Chase's most popular…

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Filed Under: Chase, Credit Card Reviews
United Polaris Watermark

United Explorer Business Card Review (With 100K Bonus)

Chase and United Airlines have had a close relationship for years. As part of that they have several co-branded credit cards, and you can also transfer points from Ultimate Rewards to MileagePlus. In this post I wanted to take a look at one of United's…

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Filed Under: Chase, Credit Card Reviews
Apple Card

You Can Now Apply For The Apple Credit Card

In late March we learned the full details of Apple's new credit card, which was supposed to be launched this summer. As of today the Apple Credit Card is publicly available in the US. Customers can apply for the card through the Wallet app on iPhone…

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Filed Under: Credit Card Reviews, Credit Cards
Japan Airlines 777 First Class – 1

Citi American AAdvantage Business Card Review (2019)

I recently reviewed the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, and in this post wanted to take a look at the business version of the card, which is the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®. Is…

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Filed Under: American, Citi
American 777 Business Class

Citi AAdvantage Platinum Card Review (2019)

Airline credit cards are among the most popular types of credit cards out there. Many people may be loyal to an airline because of where they live or their travel patterns, and picking up a co-branded airline credit card seems like the most logical way…

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Filed Under: American, Citi
Intercontinental Shanghai Watermark

IHG Rewards Club Premier Credit Card Review (2019)

Hotel credit cards are incredibly underrated. Even if you don't spend much  money on them, they can offer huge perks and sometimes even offer free nights. When you combine these two factors, a lot of these cards offer outsized value. In this post I wanted…

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Filed Under: Chase, Credit Card Reviews
American 777

AAdvantage MileUp No Annual Fee Card Review (2019)

In the summer of 2018 we saw the introduction of the American Airlines AAdvantage MileUp℠ Card, which is a no annual fee co-branded credit card being issued by American Airlines and Citi. While there are lots of airline credit cards out there, historically…

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Filed Under: American, Citi
Kimpton Watermark

8 Reasons To Get The IHG Premier Card

Last year IHG made some major changes to their credit card portfolio, as they introduced the IHG® Rewards Club Premier Credit Card. In the process they stopped issuing the old IHG Select Credit Card, which is a loss, but at this point we have to make…

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Filed Under: Chase, Credit Card Reviews
American Admirals Club Sao Paulo – 10

Citi AAdvantage Executive Card Review (2019)

Co-branded credit cards are big businesses for airlines, and in many cases a majority of their profits actually come from frequent flyer programs, and the lucrative arrangements they have with banks. When thinking of premium credit cards (let's say those…

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Filed Under: American, Citi
Santa Marina Watermark

Marriott Bonvoy Business Amex Review (2019)

Marriott Bonvoy has quite a portfolio of credit cards, thanks to them having agreements with both American Express and Chase. So for many it can be overwhelming to decide which card makes the most sense. While there are many personal credit cards to…

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Filed Under: American Express, Credit Card Reviews
Amex Platinum Watermark

Amex Platinum Card Review (2019)

Back in the day, American Express more or less had the premium card market all to themselves, with The Platinum Card® from American Express. Unfortunately for Amex -- and fortunately for consumers -- competition has really heated up. A few years ago…

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Filed Under: American Express, Credit Card Reviews

Travel Reward Card Comparisons

In addition to our in-depth reviews of individual credit cards, we’ve put some of the most popular travel rewards card head-to-head to evaluate their strengths and weaknesses.

Credit card issuers are competing for wallet share, so you’ll often see similar annual fees or benefits on cards that are marketed to a certain target demographic. That doesn’t necessarily mean the cards themselves are alike, however, so in this collection of posts we set cards side-by-side so you can more easily find the credit card that is best for you. Here are the latest travel reward card comparisons as of September 2019:

Chase Unlimited Watermark

Chase Freedom Unlimited Vs. Chase Ink Unlimited

In my opinion Chase's best personal and business cards for non-bonused spending are the Chase Freedom Unlimited® (review) and Ink Business UnlimitedSM Credit Card (review), respectively. Actually, I'd argue these are the two best cards for everyday spending…

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Filed Under: Chase, Credit Card Comparisons
Chase Cards Watermark

8 Reasons To Get Sapphire Preferred Over Sapphire Reserve

For years the Chase Sapphire Preferred® Card was regarded as one of best travel rewards credit cards out there. The card is incredibly well rounded, as it offers double points on dining and travel, great travel protection, and the ability to transfer…

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Filed Under: Chase, Credit Card Comparisons
Klm 787 Watermark

The 9 Best Small Business Credit Cards (2019)

Back in the day, it was rare to see big welcome bonuses or generous rewards structures on business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business credit cards. This is obviously an area where…

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Filed Under: American Express, Business
Jetblue Mint Watermark 1

Comparing Chase Sapphire Preferred & Citi Premier

At the moment both the Chase Sapphire Preferred® Card and Citi Premier℠ Card are offering 60K point welcome bonuses, which are among the best bonuses we've ever seen on these cards. These are two of my favorite cards with annual fees of under $100, so…

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Filed Under: Chase, Citi
Saudia Business Class

Which Version Of The Delta Amex Is Best?

Through July 2, 2019, we're seeing some best-ever bonuses on the Delta American Express cards. We're seeing these increased offers on both the business and personal versions of the Gold, Platinum, and Reserve cards. Here are the details of the increased…

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Filed Under: American Express, Credit Card Comparisons
Conrad Bora Bora Watermark

Comparing Hilton Amex Personal & Business $95 Annual Fee Cards

In January American Express and Hilton introduced a suite of new credit cards. Among these cards are the Hilton Honors Ascend Card from American Express, which has a $95 annual fee, and the Hilton Honors American Express Business Card, which also has…

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Filed Under: American Express, Credit Card Comparisons
Singapore A350 Watermark

The Two Best Business Credit Card Duos

I've written in the past about what I consider to be the best personal credit card duo -- the Chase Freedom Unlimited® and Chase Sapphire Reserve® Card. To me, those two cards offer a great balance of reasonable annual fees, big welcome bonuses, valuable…

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Filed Under: American Express, Chase
Singapore A380 Watermark Suites

Best Credit Card Duo For Maximizing Points

There are a lot of great credit cards out there. Personally I have 25 at the moment. While I know some people are like me in terms of how many cards they have, I know other people say "I don't want that many cards, I could never keep track of them. Give…

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Filed Under: Chase, Credit Card Comparisons
Park Hyatt Sydney Watermark

Should You Get The Hyatt Or IHG Credit Card?

Last year we saw Chase refresh two of their popular hotel credit cards -- The World of Hyatt Credit Card and the IHG® Rewards Club Premier Credit Card -- and there's a lot of overlap between them. You're potentially eligible for both of these cards,…

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Filed Under: Chase, Credit Card Comparisons
Los Angeles

Amex Business Gold Vs. SimplyCash Plus: Points Or Perks?

When comparing The Business Gold Rewards Card from American Express to the SimplyCash® Plus Business Credit Card from American Express, it really comes down to what matters most to you -- points or cash back. Both cards come with a variety of bonus categories…

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Filed Under: American Express, Credit Card Comparisons
Singapore Business Class Watermark

I’m Swapping My Amex EveryDay Preferred For The New Amex Gold

For many years I've had The Amex EveryDay® Preferred Credit Card from American Express, and have considered it to be one of the best cards for earning Membership Rewards points. However, with the recent introduction of the American Express® Gold Card,…

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Filed Under: American Express, Credit Card Comparisons
Delta Skyclub Jfk – 36

Which Business Card Is Better: Amex Platinum Or Delta Reserve?

A couple of days ago we saw the introduction of a new best-ever bonus on the Delta Reserve® for Business Credit Card from American Express. This is Delta's most premium business card, and one on which we don't often see big bonuses, so that's a pretty…

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Filed Under: American Express, Credit Card Comparisons
St Regis Watermark

Amex Blue Business Plus Vs. Chase Ink Business Unlimited Card

I'd argue that the two best business credit cards for everyday spend are The Blue Business® Plus Credit Card from American Express and Ink Business UnlimitedSM Credit Card. These cards both have no annual fee and both offer excellent returns for non-bonused…

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Filed Under: American Express, Chase
New Singapore Business Class 1

Differences Between Chase Sapphire & Ink Preferred Cards?

On my recent post about what you need to know about applying for the Chase Sapphire Preferred or Chase Sapphire Reserve, reader Xtina asked the following: "@lucky (or anyone really) – What’s the difference between the Sapphire cards here versus the Ink…

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Filed Under: Chase, Credit Card Comparisons
Virgin Atlantic Upper Class – 34

Comparing Two Great Business Cards: Which Is Best?

We're seeing a lot of compelling business card welcome offers at the moment, so I've been comparing some of them in recent posts. A couple of days ago I wrote a post comparing two of Amex's premium business cards, and today I'd like to compare Amex's…

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Filed Under: American Express, Chase
Grain Store Gatwick

Comparing the Amex EveryDay and EveryDay Preferred Cards

A few months ago American Express launched a new line of credit card products marketed primarily towards the "busy mom" market, the EveryDay Card and the EveryDay Preferred Card. The premise of both cards is that in addition to receiving points for your…

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Filed Under: American Express, Credit Card Comparisons
Frankfurt Vip Services Shopping

Amex EveryDay and Blue Cash Card Differences

There's been a ton of buzz this week about American Express’ new credit cards they’ll be introducing on April 2, 2014 — the EveryDay Card and the EveryDay Preferred Card. This news is exciting because both cards accrue Membership Rewards points, which…

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Filed Under: American Express, Credit Card Comparisons