Credit Card Reviews


Updated: 2 days ago

We’ve put together this page of credit card reviews because with dozens of different airline, hotel, and bank rewards programs (not to mention cash-back cards), consumers have more choices than ever when it comes to credit cards. Choosing between the various earnings categories can be confusing enough, but when you factor in the range of loyalty programs available, the varied fees and structures, and the differences between card issuers, it can be very overwhelming.

Latest Credit Card Reviews

Our in-depth credit card reviews go through all the details of each card, explain how to maximize the benefits of the card, and what to do with the points and rewards you’ll earn. As with all OMAAT travel reviews, our credit card analyses aren’t sponsored or promoted by a brand or card issuer (though we may receive a commission if you apply for and are approved for certain cards). Since we’re an independent site, we rate cards and share the best offers regardless of if we receive a referral fee or not, so you can trust our recommendations.

A few things to keep in mind when it comes to credit:

If you already have an idea of which cards you might be interested in, you can also skip ahead to our latest travel reward card comparisonsOtherwise, here are the latest credit reviews as of April 2020:

Capital One Venture 1

Capital One Venture® Card Review (2020 Rewards)

The Capital One® Venture® Rewards Credit Card is one of the most popular travel rewards credit cards out there, and for good reason. If you're looking for a travel rewards credit card that offers flexible, easy to use, and valuable rewards, then this…

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Filed Under: Capital One, Credit Card Reviews
Cash Watermark

Bank Of America Cash Rewards Card Review (2020)

There are lots of great cash back credit cards, and in this post I wanted to take a look at a no annual fee card from Bank of America that may be a lot more useful than it seems on the surface. The Bank of America® Cash Rewards Credit Card is a card…

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Filed Under: Bank of America, Credit Card Reviews
Kimpton Watermark

7 Reasons To Get The IHG Premier Card

In January we saw Chase and IHG introduce an incredible limited time sign-up bonus on the IHG® Rewards Club Premier Credit Card (review), which in my opinion is a card that's worth having long-term for the great perks it offers. This really is a phenomenal…

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Filed Under: Chase, Credit Card Reviews
Waldorf Astoria Bangkok Watermark

Hilton Honors Business Card Review (2020)

Hotel credit cards are among the most underrated credit cards out there, given the perks that they can offer, including elite status and free nights. While I'm historically been primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot lately,…

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Filed Under: American Express, Credit Card Reviews
Air France A350

Citi Prestige Card Review (2020)

When it comes to ultra premium credit cards, three cards generally come to mind --  The Platinum Card® from American Express (review), the Chase Sapphire Reserve® Card (review), and the Citi Prestige Card. In the past I've reviewed the Amex Platinum…

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Filed Under: Citi, Credit Card Reviews
British Airways 787 Watermark

Is The British Airways Card Worth It? (2020)

The British Airways Visa Signature® Card is one of Chase's popular co-branded airline credit cards. British Airways Executive Club is a great frequent flyer program, so in this post I wanted to take a closer look at this card, especially in light of…

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Filed Under: British Airways, Chase
Chase Sapphire Reserve Watermark 1200

Is The Chase Sapphire Reserve Still Worth It? (2020)

The Chase Sapphire Reserve® Card (review) was introduced nearly four years ago, in the summer of 2016. It quickly became one of the most popular premium credit cards, and demand greatly exceeded what anyone was likely expecting. However, the credit card…

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Filed Under: Chase, Credit Card Reviews
Delta First Class Watermark

Delta Blue Amex No Annual Fee Card Review (2020)

American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…

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Filed Under: American Express, Credit Card Reviews
A330 900 Neo

Delta Reserve Credit Card Review (2020)

American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…

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Filed Under: American Express, Credit Card Reviews
Delta Skyclub Seattle Watermark

Delta Platinum Amex Card Review (2020)

American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…

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Filed Under: American Express, Credit Card Reviews
Delta One Watermark

Gold Delta American Express Card Review (2020)

American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…

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Filed Under: American Express, Credit Card Reviews
Ritz Carlton Berlin Watermark

Amex Marriott Bonvoy Brilliant Card Review (2020)

Marriott Bonvoy has credit cards issued by both American Express and Chase. Marriott has essentially split out the market: Chase issues the Marriott Bonvoy Bold™ Credit Card (review), which is the no annual fee personal card Chase issues the Marriott…

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Filed Under: Credit Card Reviews, Credit Cards
Hawaiian Watermark

Amex EveryDay Preferred Credit Card Review (2020)

While American Express has refreshed much of their card portfolio in the past couple of years, one card that hasn't changed much is the Amex EveryDay® Preferred Credit Card. Back in the day I thought this was one of the best cards for earning Amex Membership…

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Filed Under: American Express, Credit Card Reviews
Park Hyatt Bangkok Watermark

Ink Business Cash Card: 8 Reasons To Apply

The Ink Business Cash℠ Credit Card (review) is one of the all-around most lucrative business credit cards out there. The card has a big welcome bonus, no annual fee, and offers up to 5x points. In conjunction with cards earning Ultimate Rewards points,…

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Filed Under: Chase, Credit Card Reviews
Intercontinental Shanghai Watermark

IHG Rewards Club Premier Credit Card Review (2020)

Hotel credit cards are incredibly underrated. Even if you don't spend much money on them, they can offer huge perks and sometimes even offer free nights. When you combine these two factors, a lot of these cards offer outsized value. In this post I wanted…

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Filed Under: Chase, Credit Card Reviews
5 Bar Black Watermark

Chase Freedom Card Review (2020)

If you're into earning points through credit card spending, you shouldn't be earning just a single point per dollar spent. Rather you should be earning anywhere from 1.5-5x points on all of your spending. This is done both by maximizing the points you're…

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Filed Under: Chase, Credit Card Reviews
Freedom Unlimited Issuer Watermark

Chase Freedom Unlimited Review (2020)

The Chase Freedom Unlimited® was launched in 2016, and is one of the best credit cards for everyday spending (and it's a card that I have, and also one that I have spent a lot of money on). The catch is that there's a learning curve to using this card…

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Filed Under: Chase, Credit Card Reviews
Conrad Bora Bora Watermark Room

Hilton Honors Card From American Express Review (2020)

Hotel credit cards can be incredibly valuable. Typically the cards have reasonable annual fees, and offer outsized value, ranging from annual free nights to status. What's rare is to see a hotel credit card that offers perks in spite of not having an…

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Filed Under: American Express, Credit Card Reviews

Travel Reward Card Comparisons

In addition to our in-depth reviews of individual credit cards, we’ve put some of the most popular travel rewards card head-to-head to evaluate their strengths and weaknesses.

Credit card issuers are competing for wallet share, so you’ll often see similar annual fees or benefits on cards that are marketed to a certain target demographic. That doesn’t necessarily mean the cards themselves are alike, however, so in this collection of posts we set cards side-by-side so you can more easily find the credit card that is best for you. Here are the latest travel reward card comparisons as of April 2020:

New Singapore Business Class 1

Differences Between Chase Sapphire & Ink Preferred Cards?

On my recent post about what you need to know about applying for the Chase Sapphire Preferred or Chase Sapphire Reserve, reader Xtina asked the following: "@lucky (or anyone really) – What’s the difference between the Sapphire cards here versus the Ink…

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Filed Under: Chase, Credit Card Comparisons
Park Hyatt Sydney Watermark

Should You Get The Hyatt Or IHG Credit Card?

There's lots of value to having hotel credit cards, including elite status and in some cases free night certificates. Two of my favorite hotel credit cards are The World of Hyatt Credit Card (review) and the IHG® Rewards Club Premier Credit Card (review).…

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Filed Under: Chase, Credit Card Comparisons
Conrad Bora Bora Watermark

Comparison: Hilton Surpass Vs. Hilton Business Card

American Express and Hilton have a suite of four co-branded credit cards. As you'd expect, each card is going after a different part of the market. Amex and Hilton have two credit cards with identical annual fees -- the Hilton Honors American Express…

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Filed Under: American Express, Credit Card Comparisons
Safari Watermark

Comparison: Capital One Spark Miles Select Vs. Spark Miles

I rank the Capital One® Spark® Miles for Business (review) as one of the all around best business credit cards, and as one of the best Capital One credit cards. What many people don't realize is that there's a no annual fee version of the card -- the Spark®…

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Filed Under: Capital One, Credit Card Comparisons
Travel Watermark

Capital One Showdown: Venture Vs. VentureOne

Many people are probably familiar with the Capital One® Venture® Rewards Credit Card (review), which is a straightforward and well rounded travel rewards card. It's one of the best Capital One credit cards. However, fewer people are probably familiar…

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Filed Under: Capital One, Credit Card Comparisons
Ana First Class Watermark

The 9 Best Small Business Credit Cards (2020)

Back in the day, it was rare to see big welcome bonuses or generous rewards structures on small business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business cards. This is obviously an area where they…

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Filed Under: American Express, Business
Chase Freedom Watermark

Chase Freedom Vs. Freedom Unlimited: Which Is Better?

Two of Chase's best no annual fee cards are the Chase Freedom® (review) and Chase Freedom Unlimited® (review). While the cards are used by many independently, in reality they're great complements to one another, and also great complements to other cards.…

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Filed Under: Chase, Credit Card Comparisons
W Aspen Watermark

Amex Green Vs. Amex Gold: Which Is Better?

This past fall we saw the introduction of the refreshed American Express® Green Card (review), which is significantly more compelling than I was expecting. This refresh follows the American Express® Gold Card (review) also getting a revamp earlier in…

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Filed Under: American Express, Credit Card Comparisons
Clubhouse Watermark

Credit Card Showdown: British Airways Vs. Virgin Atlantic

Airline co-brand credit cards are big business for both airlines and banks. Nowadays we're seeing more robust features introduced on these cards, and we're also increasingly seeing cards issued by non-US airlines. In this post I wanted to look at two…

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Filed Under: Bank of America, British Airways
Chase Cards Watermark

9 Reasons To Get Sapphire Preferred Over Sapphire Reserve

For years the Chase Sapphire Preferred® Card was regarded as one of best travel rewards credit cards out there. The card is incredibly well rounded, as it offers double points on dining and travel, great travel protection, and the ability to transfer…

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Filed Under: Chase, Credit Card Comparisons
Southwest Airlines Plane

Is The Southwest Premier Business Card Worth It?

Chase and Southwest Airlines have two business credit cards -- the Southwest Rapid Rewards® Premier Business Credit Card and the Southwest Rapid Rewards® Performance Business Credit Card. I've reviewed the Performance Card, and in this post wanted to…

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Filed Under: Chase, Credit Card Comparisons
Chase Unlimited Watermark

Chase Freedom Unlimited Vs. Chase Ink Unlimited

In my opinion Chase's best personal and business cards for non-bonused spending are the Chase Freedom Unlimited® (review) and Ink Business UnlimitedSM Credit Card (review), respectively. Actually, I'd argue these are the two best cards for everyday spending…

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Filed Under: Chase, Credit Card Comparisons
Jetblue Mint Watermark 1

Comparing Chase Sapphire Preferred & Citi Premier

At the moment both the Chase Sapphire Preferred® Card and Citi Premier℠ Card are offering 60K point welcome bonuses, which are among the best bonuses we've ever seen on these cards. These are two of my favorite cards with annual fees of under $100, so…

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Filed Under: Chase, Citi
Singapore A350 Watermark

The Two Best Business Credit Card Duos

I've written in the past about what I consider to be the best personal credit card duo -- the Chase Freedom Unlimited® and Chase Sapphire Reserve® Card. To me, those two cards offer a great balance of reasonable annual fees, big welcome bonuses, valuable…

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Filed Under: American Express, Chase
Singapore A380 Watermark Suites

Best Credit Card Duo For Maximizing Points

There are a lot of great credit cards out there. Personally I have 25 at the moment. While I know some people are like me in terms of how many cards they have, I know other people say "I don't want that many cards, I could never keep track of them. Give…

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Filed Under: Chase, Credit Card Comparisons
Singapore Business Class Watermark

I’m Swapping My Amex EveryDay Preferred For The New Amex Gold

For many years I've had The Amex EveryDay® Preferred Credit Card from American Express, and have considered it to be one of the best cards for earning Membership Rewards points. However, with the recent introduction of the American Express® Gold Card,…

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Filed Under: American Express, Credit Card Comparisons
Delta Skyclub Jfk – 36

Which Business Card Is Better: Amex Platinum Or Delta Reserve?

A couple of days ago we saw the introduction of a new best-ever bonus on the Delta Reserve® for Business Credit Card from American Express. This is Delta's most premium business card, and one on which we don't often see big bonuses, so that's a pretty…

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Filed Under: American Express, Credit Card Comparisons
St Regis Watermark

Amex Blue Business Plus Vs. Chase Ink Business Unlimited Card

I'd argue that the two best business credit cards for everyday spend are The Blue Business® Plus Credit Card from American Express and Ink Business UnlimitedSM Credit Card. These cards both have no annual fee and both offer excellent returns for non-bonused…

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Filed Under: American Express, Chase