We’ve put together this page of credit card reviews because with dozens of different airline, hotel, and bank rewards programs (not to mention cash-back cards), consumers have more choices than ever when it comes to credit cards. Choosing between the various earnings categories can be confusing enough, but when you factor in the range of loyalty programs available, the varied fees and structures, and the differences between card issuers, it can be very overwhelming.
Our in-depth credit card reviews go through all the details of each card, explain how to maximize the benefits of the card, and what to do with the points and rewards you’ll earn. As with all OMAAT travel reviews, our credit card analyses aren’t sponsored or promoted by a brand or card issuer (though we may receive a commission if you apply for and are approved for certain cards). Since we’re an independent site, we rate cards and share the best offers regardless of if we receive a referral fee or not, so you can trust our recommendations.
A few things to keep in mind when it comes to credit:
If you already have an idea of which cards you might be interested in, you can also skip ahead to our latest travel reward card comparisons. Otherwise, here are the latest credit reviews as of January 2020:
The past couple of years American Express has refreshed their portfolio of cards, especially those cards earning Membership Rewards points. One of the changes that we've seen is that the popular Premier Rewards Gold Card was rebranded as the Amex Gold…
Hotel credit cards are among the most underrated credit cards out there, in my opinion, given the perks that they potentially offer. While I'm primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot lately, thanks to the number of new luxury…
There are a lot of amazing travel rewards credit cards nowadays, and in many ways credit card issuers have become significantly more competitive when it comes to the perks associated with cards. In this post I wanted to take a close look at what has…
With the new Marriott Bonvoy program having been launched in early 2019, Marriott has a new suite of credit cards that are being issued by both American Express and Chase. While the Marriott Bonvoy Boundless™ Credit Card is Marriott's $95 annual…
The loyalty programs of Marriott, Ritz-Carlton, and Starwood were combined in early 2019, to form Marriott Bonvoy. As part of this agreement, both American Express and Chase are issuing co-branded credit cards. We've even seen some changes made to these…
United has some popular co-branded credit cards. I've reviewed the United℠ Explorer Business Card, and in this post wanted to take a look at the personal version of the card, the United℠ Explorer Card. This card has had a limited time sign-up bonus since…
Getting the right credit card for your business can lead to huge rewards, and potentially also offers several other benefits. In this post I wanted to review the Capital One® Spark® Cash for Business, which I consider to be the gold standard for cash…
I don't think there's a single card that has changed the premium credit card landscape like the Chase Sapphire Reserve® Card did back when it was introduced in the summer of 2016. Before the Sapphire Reserve was introduced, premium cards were thought…
Hotel credit cards are among the most underrated credit cards out there, in my opinion, given the perks that they potentially offer. While I'm primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot lately. Many new luxury hotels have joined…
There's a lot of value to be had in getting the right business credit cards, as these cards can offer perks and rewards that you can leverage to get huge value, especially for travel. In many cases, the perks will more than justify the annual fee. In…
Southwest Airlines and Chase have a great portfolio of credit cards at a variety of "price points" (and by that I mean annual fees). At the moment all of the personal cards even have increased bonuses that are among the best we've seen. In this post,…
Southwest Airlines has some fantastic co-branded credit cards with Chase. Of their three personal cards, my favorite one is the Southwest Rapid Rewards® Priority Card, so in this post I wanted to take a closer look at what makes this card so special.…
In this post I wanted to take a look at what has more or less overnight become the single most lucrative personal credit card out there. The Citi® Double Cash Card has just gone from being one of the best cash back credit cards, to being one of the all…
American Express' Platinum Cards -- both the business and personal versions -- are among the most well known and popular premium cards out there. I recently reviewed The Platinum Card® from American Express, which is the personal version of the card.…
Back in the day, American Express more or less had the premium card market all to themselves, with The Platinum Card® from American Express. Unfortunately for Amex -- and fortunately for consumers -- competition has really heated up. A few years ago…
American Airlines and Citi currently have a limited-time welcome bonus on the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®. In this post I wanted to share six reasons you should consider applying for this card, assuming you don't have…
Avianca LifeMiles is one of the most useful frequent flyer programs for Star Alliance award redemptions. LifeMiles often sells miles at a discount directly, which can be a great value, and they also have some transfer partners (including Amex, Capital…
Credit card issuers have become significantly more competitive when it comes to their business cards, since this is an area where they see a lot of potential. Over the past couple of years Amex has refreshed their card portfolio, and this has included…
I wanted to publish an updated review of the Virgin Atlantic World Elite Mastercard®, with a reminder that the current bonus on the card is being pulled tomorrow, Wednesday, December 18, 2019. So if you've been considering this card you'll want to apply…
The Ink Business Cash℠ Credit Card (review) is one of the all-around most lucrative business credit cards out there. The card has a big welcome bonus, no annual fee, and offers up to 5x points. In conjunction with cards earning Ultimate Rewards points,…
If you're into earning points through credit card spending, you shouldn't be earning just a single point per dollar spent. Rather you should be earning anywhere from 1.5-5x points on all of your spending. This is done both by maximizing the points you're…
In addition to our in-depth reviews of individual credit cards, we’ve put some of the most popular travel rewards card head-to-head to evaluate their strengths and weaknesses.
Credit card issuers are competing for wallet share, so you’ll often see similar annual fees or benefits on cards that are marketed to a certain target demographic. That doesn’t necessarily mean the cards themselves are alike, however, so in this collection of posts we set cards side-by-side so you can more easily find the credit card that is best for you. Here are the latest travel reward card comparisons as of January 2020:
Back in the day, it was rare to see big welcome bonuses or generous rewards structures on small business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business cards. This is obviously an area where they…
Two of Chase's best no annual fee cards are the Chase Freedom® (review) and Chase Freedom Unlimited® (review). While the cards are used by many independently, in reality they're great complements to one another, and also great complements to other cards.…
This past fall we saw the introduction of the refreshed American Express® Green Card (review), which is significantly more compelling than I was expecting. This refresh follows the American Express® Gold Card (review) also getting a revamp earlier in…
Airline co-brand credit cards are big business for both airlines and banks. Nowadays we're seeing more robust features introduced on these cards, and we're also increasingly seeing cards issued by non-US airlines. In this post I wanted to look at two…
For years the Chase Sapphire Preferred® Card was regarded as one of best travel rewards credit cards out there. The card is incredibly well rounded, as it offers double points on dining and travel, great travel protection, and the ability to transfer…
Chase and Southwest Airlines have two business credit cards -- the Southwest Rapid Rewards® Premier Business Credit Card and the Southwest Rapid Rewards® Performance Business Credit Card. I've reviewed the Performance Card, and in this post wanted to…
In my opinion Chase's best personal and business cards for non-bonused spending are the Chase Freedom Unlimited® (review) and Ink Business UnlimitedSM Credit Card (review), respectively. Actually, I'd argue these are the two best cards for everyday spending…
At the moment both the Chase Sapphire Preferred® Card and Citi Premier℠ Card are offering 60K point welcome bonuses, which are among the best bonuses we've ever seen on these cards. These are two of my favorite cards with annual fees of under $100, so…
In January American Express and Hilton introduced a suite of new credit cards. Among these cards are the Hilton Honors Ascend Card from American Express, which has a $95 annual fee, and the Hilton Honors American Express Business Card, which also has…
I've written in the past about what I consider to be the best personal credit card duo -- the Chase Freedom Unlimited® and Chase Sapphire Reserve® Card. To me, those two cards offer a great balance of reasonable annual fees, big welcome bonuses, valuable…
There are a lot of great credit cards out there. Personally I have 25 at the moment. While I know some people are like me in terms of how many cards they have, I know other people say "I don't want that many cards, I could never keep track of them. Give…
Last year we saw Chase refresh two of their popular hotel credit cards -- The World of Hyatt Credit Card and the IHG® Rewards Club Premier Credit Card -- and there's a lot of overlap between them. You're potentially eligible for both of these cards,…
Last year I wrote a post comparing the Chase Sapphire Preferred® Card and Capital One® Venture® Rewards Credit Card, which are two of the most popular mid-range cards. Today I wanted to revisit that topic, given the changes that occurred to the Venture…
When it comes to Amex business cards, your mind probably immediately thinks of The Business Platinum® Card from American Express and American Express® Business Gold Card. Considering that Amex launched versions of the Gold and Platinum cards decades…
American Express seems to be on a bit of kick with product revamps and I think I'm okay with it. They just launched the new American Express® Business Gold Card and it looks like they noticed how much people like the Ink Business Preferred℠ Credit Card.…
For many years I've had The Amex EveryDay® Preferred Credit Card from American Express, and have considered it to be one of the best cards for earning Membership Rewards points. However, with the recent introduction of the American Express® Gold Card,…
A couple of days ago we saw the introduction of a new best-ever bonus on the Delta Reserve® for Business Credit Card from American Express. This is Delta's most premium business card, and one on which we don't often see big bonuses, so that's a pretty…
I'd argue that the two best business credit cards for everyday spend are The Blue Business® Plus Credit Card from American Express and Ink Business UnlimitedSM Credit Card. These cards both have no annual fee and both offer excellent returns for non-bonused…
On my recent post about what you need to know about applying for the Chase Sapphire Preferred or Chase Sapphire Reserve, reader Xtina asked the following: "@lucky (or anyone really) – What’s the difference between the Sapphire cards here versus the Ink…
The way I see it, both The Platinum Card® from American Express and The Business Platinum® Card from American Express are fantastic cards. I often get questions about which card is better (aside from the obvious fact that one is a personal card and one…
Recently American Express introduced The Blue Business® Plus Credit Card from American Express, which in my opinion is the most lucrative credit card to be introduced in 2017. The card has no annual fee and offers 2x Membership Rewards points on the…
We're seeing a lot of compelling business card welcome offers at the moment, so I've been comparing some of them in recent posts. A couple of days ago I wrote a post comparing two of Amex's premium business cards, and today I'd like to compare Amex's…
Reader Joseph emailed me the following question: "With the recent changes to the American Express Platinum Cards, does it now make sense to have both cards? I would rather not pay $900 in annual fees, but am not sure if it is worth it with the new benefits?"…
A few months ago American Express launched a new line of credit card products marketed primarily towards the "busy mom" market, the EveryDay Card and the EveryDay Preferred Card. The premise of both cards is that in addition to receiving points for your…
There's been a ton of buzz this week about American Express’ new credit cards they’ll be introducing on April 2, 2014 — the EveryDay Card and the EveryDay Preferred Card. This news is exciting because both cards accrue Membership Rewards points, which…
