Credit Card Reviews


Updated: 6 days ago

We’ve put together this page of credit card reviews because with dozens of different airline, hotel, and bank rewards programs (not to mention cash-back cards), consumers have more choices than ever when it comes to credit cards. Choosing between the various earnings categories can be confusing enough, but when you factor in the range of loyalty programs available, the varied fees and structures, and the differences between card issuers, it can be very overwhelming.

Latest Credit Card Reviews

Our in-depth credit card reviews go through all the details of each card, explain how to maximize the benefits of the card, and what to do with the points and rewards you’ll earn. As with all OMAAT travel reviews, our credit card analyses aren’t sponsored or promoted by a brand or card issuer (though we may receive a commission if you apply for and are approved for certain cards). Since we’re an independent site, we rate cards and share the best offers regardless of if we receive a referral fee or not, so you can trust our recommendations.

A few things to keep in mind when it comes to credit:

If you already have an idea of which cards you might be interested in, you can also skip ahead to our latest travel reward card comparisonsOtherwise, here are the latest credit reviews as of April 2021:

Capital One Venture 1
Capital One Venture Card Review (Up To 100K Venture Bonus Miles)

The Venture Card is one of the most popular travel rewards credit cards out there, and for good reason. If you're looking for a card that offers flexible, easy to use, and valuable rewards, then this card is an excellent option. Now is a fantastic time…

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Filed Under: Credit Cards
Park Hyatt St Kitts Watermark 2
8 Reasons To Get Ink Business Preferred With Best-Ever 100K Bonus

In recent years we've seen business credit cards become more compelling than ever before, as credit card issuers increasingly try to create products that meet the needs of small business owners. The Ink Business Preferred® Credit Card (review) was introduced…

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Filed Under: Business, Chase
Singapore Suites Watermark A380
Chase Sapphire Reserve Card Review (2021)

I don't think there's a single card that has changed the premium credit card landscape like the Chase Sapphire Reserve® Card did back when it was introduced in the summer of 2016, nearly five years ago. Before the Sapphire Reserve was introduced, premium…

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Filed Under: Chase, Credit Cards
Thai Airways Watermark
Chase Sapphire Preferred Review: 80,000 Points + $50 Grocery Credit

The Chase Sapphire Preferred® Card has historically been one of the most well-rounded travel rewards cards. Chase has done a great job adapting this card to the new normal, by introducing perks that reflect the times. We've just seen an incredible new…

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Filed Under: Chase, Credit Cards
Citi Premier Card Watermark
Citi Premier Card Review With 60K Bonus (2021)

When talking about mid-range credit cards that earn transferrable points, the Chase Sapphire Preferred® Card is probably the first card that comes to mind for many. The card offers a big welcome bonus, bonus points on dining and travel, and valuable…

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Filed Under: Citi, Credit Cards
Ritz Carlton Berlin Watermark
Amex Marriott Bonvoy Brilliant Card Review (2021)

Marriott Bonvoy has credit cards issued by both American Express and Chase. Marriott has essentially split out the market: Chase issues the Marriott Bonvoy Bold™ Credit Card (review), which is the no annual fee personal card Chase issues the Marriott…

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Filed Under: Credit Cards, Marriott
Santa Marina Watermark
Marriott Bonvoy Business Amex Card Review (2021)

Marriott Bonvoy has quite a portfolio of credit cards, thanks to having agreements with both American Express and Chase. For many people, it can be overwhelming to decide which card makes the most sense. While there are a few personal credit cards to…

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Filed Under: American Express, Marriott
Delta First Class Watermark
Delta Blue Amex No Annual Fee Card Review (2021)

American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…

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Filed Under: American Express, Delta
A330 900 Neo
Delta Reserve Credit Card Review (2021)

American Express and Delta have had a close relationship for many years, and as part of that, they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others…

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Filed Under: American Express, Delta
Delta Skyclub Seattle Watermark
Delta Platinum Amex Card Review (90K Bonus Miles)

American Express and Delta have had a close relationship for many years, and as part of that, they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others…

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Filed Under: American Express, Delta
Delta One Watermark
Gold Delta American Express Card Review (2021)

American Express and Delta have had a close relationship for many years, and as part of that, they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others…

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Filed Under: American Express, Delta
Polaris Lounge Lax 2
United Airlines Business Card Review (75K Bonus Miles)

Chase and United Airlines have had a close relationship for years. As part of that, they have several co-branded credit cards, and you can also transfer points from Ultimate Rewards to MileagePlus. The UnitedSM Business Card is a popular business credit…

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Filed Under: Chase, Credit Cards
Uber Watermark
Amex Blue Cash Preferred Card Review (2021)

Personally, I love earning points for my credit card spending, though understandably a lot of people prefer to earn cash back. After all, you can spend cash back for anything you'd like, including travel. We're especially seeing some people switch to…

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Filed Under: American Express, Rates & Fees
Amex Business Gold Office Watermark
Amex Business Gold Card Review (2021)

In the past several years, credit card issuers have become significantly more competitive when it comes to small business cards. While many people may be familiar with the American Express® Gold Card (review), there's a business version of the card that's…

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Filed Under: American Express, Credit Cards
Southwest Airlines 737 Watermark
Southwest Rapid Rewards Priority Card Review (2021)

Southwest Airlines has some fantastic co-branded credit cards with Chase. Of their three personal cards, my favorite one is the Southwest Rapid Rewards® Priority Card. In this post I wanted to take a closer look at the card. Even though the Southwest…

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Filed Under: Chase, Southwest
Chase Sapphire Reserve Watermark 1200
Is The Chase Sapphire Reserve Still Worth It? (2021)

The Chase Sapphire Reserve® Card (review) is one of the most popular premium credit cards. For many people this card has been a no-brainer. Nonetheless the credit card landscape has evolved significantly, both as card issuers have tried to outdo one…

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Filed Under: Chase, Credit Cards
Amex Gold Card Watermark
American Express Gold Card Review (2021)

The credit card landscape has changed a lot in recent years, and then on top of that the pandemic has shifted consumer behavior. With that in mind, I'd argue that one American Express personal card is better positioned for today's evolving consumer behavior…

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Filed Under: American Express, Credit Cards
Waldorf Astoria Bangkok Watermark
Hilton Honors Amex Business Card Review (2021)

Hotel credit cards are among the most underrated credit cards out there, given the perks that they can offer, including elite status and free nights. While I've historically been primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot in…

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Filed Under: American Express, Hilton
Air France A350
Citi Prestige Card Review (2021)

When it comes to ultra premium credit cards, three cards generally come to mind --  The Platinum Card® from American Express (review), the Chase Sapphire Reserve® Card (review), and the Citi Prestige Card. In the past I've reviewed the Amex Platinum…

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Filed Under: Citi
Conrad Watermark
Amex Hilton Honors Surpass Card Review (2021)

Hotel credit cards are among the most underrated credit cards out there, in my opinion, given the perks that they potentially offer, ranging from free night certificates to elite status. While I'm primarily loyal to Hyatt and Marriott, Hilton has grown…

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Filed Under: American Express, Hilton
Conrad Bora Bora Watermark Room
Hilton Honors Card From American Express Review (2021)

Hotel credit cards can be incredibly valuable. Typically the cards have reasonable annual fees, and offer outsized value, ranging from annual free nights to elite status. What's rare is to see a hotel credit card that offers perks in spite of not having…

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Filed Under: American Express, Hilton
Southwest Airlines Flight Attendant Emergency Briefing And Demonstration. Photographer: Stephen M. Keller, 2020
Southwest Airlines Performance Business Card Review

In 2019 Chase and Southwest Airlines introduced a new business credit card -- the Southwest Rapid Rewards® Performance Business Credit Card -- which complements their other business card, as well as three personal cards (personally I think the Southwest…

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Filed Under: Chase, Credit Cards
American 777
AAdvantage MileUp No Annual Fee Card Review (2021)

The American Airlines AAdvantage MileUp℠ Card is issued by Citi, and it's the best no annual fee co-branded American Airlines credit card. While there are lots of airline credit cards out there, historically we haven't seen many no annual fee airline…

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Filed Under: American, Citi
Citi is an advertising partner of OMAAT.

Travel Reward Card Comparisons

In addition to our in-depth reviews of individual credit cards, we’ve put some of the most popular travel rewards card head-to-head to evaluate their strengths and weaknesses.

Credit card issuers are competing for wallet share, so you’ll often see similar annual fees or benefits on cards that are marketed to a certain target demographic. That doesn’t necessarily mean the cards themselves are alike, however, so in this collection of posts we set cards side-by-side so you can more easily find the credit card that is best for you. Here are the latest travel reward card comparisons as of April 2021:

Travel Watermark
Capital One Showdown: Venture Vs. VentureOne

Many people are probably familiar with the Capital One Venture Rewards Credit Card (review), which is a straightforward, well-rounded travel rewards card It's also one of the best Capital One credit cards, and has a phenomenal limited time welcome bonus…

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Filed Under: Capital One, Credit Card Comparisons
Amanzoe – 96
Chase Sapphire Preferred Vs. Capital One Venture: Which Is Better?

The Chase Sapphire Preferred® Card (review) and Capital One Venture Rewards Credit Card (review) are two of the most popular mid-range travel rewards credit cards. While the cards have similar annual fees, most other aspects of the cards differ. I think…

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Filed Under: Capital One, Chase
Emirates New First Class – 6
Citi Premier Vs. Chase Sapphire Preferred: Which Is Better?

Credit card benefits are constantly evolving, and it can be tough to keep track of which cards are best. This is especially true in recent months, where we've seen some card issuers adjust perks and add new temporary bonuses. In light of that, I wanted…

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Filed Under: Chase, Citi
Ana First Class Watermark
The 10 Best Small Business Credit Cards (2021)

Back in the day, it was rare to see big welcome bonuses or generous rewards structures on small business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business cards. This is obviously an area where they…

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Filed Under: American Express, Business
Amex Platinum Watermark
Amex Platinum Card: Personal Vs. Business Comparison

The way I see it, both The Platinum Card® from American Express and The Business Platinum Card® from American Express are fantastic cards. I often get questions about which card is better (aside from the obvious fact that one is a personal card and one…

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Filed Under: American Express, Credit Card Comparisons
Aer Lingus Business Class Seat Watermark
Which US Avios Credit Card Should You Apply For?

There are three credit cards in the US that earn Avios, which is the points currency of International Airline Group (IAG) carriers. These three cards include the: Aer Lingus Visa Signature® Card (review) British Airways Visa Signature® Card (review)…

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Filed Under: Aer Lingus, British Airways
Conrad Bora Bora Watermark
Comparison: Hilton Surpass Vs. Hilton Business Card

American Express and Hilton have a suite of four co-branded credit cards. As you'd expect, each card is going after a different market segment. In this post, I wanted to compare the mid-range personal and business products, because you really should…

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Filed Under: American Express, Credit Card Comparisons
Park Hyatt Sydney Suite
Should You Get The Hyatt Or IHG Credit Card?

There's lots of value to having hotel credit cards, including elite status and in some cases free night certificates. Two of my favorite hotel credit cards are The World of Hyatt Credit Card (review) and the IHG® Rewards Club Premier Credit Card (review).…

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Filed Under: Chase, Credit Card Comparisons
Alila Ventana Big Sur – 111
Chase Freedom Flex Vs. Freedom Unlimited: Which Is Better?

Chase has a great portfolio of credit cards that can potentially earn Ultimate Rewards points, and two of my favorites are the Chase Freedom FlexSM Credit Card and Chase Freedom Unlimited®. Significant changes were made to these cards in 2020. In this…

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Filed Under: Chase, Credit Card Comparisons
Caresse Pool Watermark
Marriott Bonvoy Card Showdown: Bold Vs. Boundless

The Marriott Bonvoy Bold™ Credit Card and the Marriott Bonvoy Boundless™ Credit Card are both co-branded personal credit cards issued by Marriott and Chase, and in this post I wanted to provide an in-depth comparison of the two cards. This…

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Filed Under: Chase, Credit Card Comparisons
Best Credit Cards For Groceries And Supermarkets (2021)

We all have to eat, whether that comes in the form of eating at restaurants or at home. I’ve written in the past about the best credit cards for dining out, and in this post wanted to write about the best credit cards for grocery store and supermarket…

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Filed Under: Advice, Credit Card Comparisons
Cathedrale New York Restaurant Watermark
The Best Credit Cards For Restaurant And Dining Rewards (2021)

Partly because I started spending so much time on planes at such a young age, I've never learned how to cook. And my one foray into the world of cooking left me committed to making reservations rather than meals at home whenever possible. Ford has started…

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Filed Under: Advice, Credit Card Comparisons
New Singapore Business Class 1
Differences Between Chase Sapphire & Ink Preferred Cards?

On my recent post about what you need to know about applying for the Chase Sapphire Preferred or Chase Sapphire Reserve, reader Xtina asked the following: "@lucky (or anyone really) – What’s the difference between the Sapphire cards here versus the Ink…

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Filed Under: Chase, Credit Card Comparisons
Safari Watermark
Comparison: Capital One Spark Miles Select Vs. Spark Miles

I rank the Capital One® Spark® Miles for Business (review) as one of the all around best business credit cards, and as one of the best Capital One credit cards. What many people don't realize is that there's a no annual fee version of the card -- the Spark®…

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Filed Under: Capital One, Credit Card Comparisons
W Aspen Watermark
Amex Green Vs. Amex Gold: Which Is Better?

This past fall we saw the introduction of the refreshed American Express® Green Card (review), which is significantly more compelling than I was expecting. This refresh follows the American Express® Gold Card (review) also getting a revamp earlier in…

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Filed Under: American Express, Credit Card Comparisons
Clubhouse Watermark
Credit Card Showdown: British Airways Vs. Virgin Atlantic

Airline co-brand credit cards are big business for both airlines and banks. Nowadays we're seeing more robust features introduced on these cards, and we're also increasingly seeing cards issued by non-US airlines. In this post I wanted to look at two…

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Filed Under: Bank of America, British Airways
Southwest Airlines Plane
Is The Southwest Premier Business Card Worth It?

Chase and Southwest Airlines have two business credit cards -- the Southwest Rapid Rewards® Premier Business Credit Card and the Southwest Rapid Rewards® Performance Business Credit Card. I've reviewed the Performance Card, and in this post wanted to…

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Filed Under: Chase, Credit Card Comparisons
Amex Biz Gold Vs Biz Plat Watermark
Amex Business Platinum Or The Business Gold: Perks Versus Points

When it comes to Amex business cards, your mind probably immediately thinks of The Business Platinum Card® from American Express and American Express® Business Gold Card. Considering that Amex launched versions of the Gold and Platinum cards decades…

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Filed Under: American Express, Business
Singapore Business Class Watermark
I’m Swapping My Amex EveryDay Preferred For The New Amex Gold

For many years I've had The Amex EveryDay® Preferred Credit Card from American Express, and have considered it to be one of the best cards for earning Membership Rewards points. However, with the recent introduction of the American Express® Gold Card,…

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Filed Under: American Express, Credit Card Comparisons
Delta Skyclub Jfk – 36
Which Business Card Is Better: Amex Platinum Or Delta Reserve?

In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed…

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Filed Under: American Express, Credit Card Comparisons
St Regis Watermark
Amex Blue Business Plus Vs. Chase Ink Business Unlimited Card

I'd argue that the two best business credit cards for everyday spend are The Blue Business® Plus Credit Card from American Express and Ink Business UnlimitedSM Credit Card. These cards both have no annual fee and both offer excellent returns for non-bonused…

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Filed Under: American Express, Chase
Groceries 6
Crunching The Numbers On The EveryDay Preferred & Blue Business Plus Cards

Recently American Express introduced The Blue Business® Plus Credit Card from American Express, which in my opinion is the most lucrative credit card to be introduced in 2017. The card has no annual fee and offers 2x Membership Rewards points on the…

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Filed Under: American Express, Credit Card Comparisons