We’ve put together this page of credit card reviews because with dozens of different airline, hotel, and bank rewards programs (not to mention cash-back cards), consumers have more choices than ever when it comes to credit cards. Choosing between the various earnings categories can be confusing enough, but when you factor in the range of loyalty programs available, the varied fees and structures, and the differences between card issuers, it can be very overwhelming.
Our in-depth credit card reviews go through all the details of each card, explain how to maximize the benefits of the card, and what to do with the points and rewards you’ll earn. As with all OMAAT travel reviews, our credit card analyses aren’t sponsored or promoted by a brand or card issuer (though we may receive a commission if you apply for and are approved for certain cards). Since we’re an independent site, we rate cards and share the best offers regardless of if we receive a referral fee or not, so you can trust our recommendations.
A few things to keep in mind when it comes to credit:
If you already have an idea of which cards you might be interested in, you can also skip ahead to our latest travel reward card comparisons. Otherwise, here are the latest credit reviews as of April 2020:
Nowadays small business credit cards are more competitive than ever before. Not only can they help you earn valuable rewards for your business, but in some cases business credit cards also offer valuable perks that can save you a lot of money and offer…
Nowadays there are more compelling business credit cards than ever before, as credit card issuers increasingly try to find products that meet the needs of small business owners. The Ink Business Preferred® Credit Card (review) was introduced over two…
The Capital One® Venture® Rewards Credit Card is one of the most popular travel rewards credit cards out there, and for good reason. If you're looking for a travel rewards credit card that offers flexible, easy to use, and valuable rewards, then this…
There are lots of great cash back credit cards, and in this post I wanted to take a look at a no annual fee card from Bank of America that may be a lot more useful than it seems on the surface. The Bank of America® Cash Rewards Credit Card is a card…
In January we saw Chase and IHG introduce an incredible limited time sign-up bonus on the IHG® Rewards Club Premier Credit Card (review), which in my opinion is a card that's worth having long-term for the great perks it offers. This really is a phenomenal…
Hotel credit cards are among the most underrated credit cards out there, given the perks that they can offer, including elite status and free nights. While I'm historically been primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot lately,…
When it comes to ultra premium credit cards, three cards generally come to mind -- The Platinum Card® from American Express (review), the Chase Sapphire Reserve® Card (review), and the Citi Prestige Card. In the past I've reviewed the Amex Platinum…
The British Airways Visa Signature® Card is one of Chase's popular co-branded airline credit cards. British Airways Executive Club is a great frequent flyer program, so in this post I wanted to take a closer look at this card, especially in light of…
The Chase Sapphire Reserve® Card (review) was introduced nearly four years ago, in the summer of 2016. It quickly became one of the most popular premium credit cards, and demand greatly exceeded what anyone was likely expecting. However, the credit card…
In 2019 Chase and Southwest Airlines introduced a new business credit card -- the Southwest Rapid Rewards® Performance Business Credit Card -- which complements their other business card, as well as three personal cards (personally I think the Southwest…
American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…
American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…
American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…
American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…
Marriott Bonvoy has credit cards issued by both American Express and Chase. Marriott has essentially split out the market: Chase issues the Marriott Bonvoy Bold™ Credit Card (review), which is the no annual fee personal card Chase issues the Marriott…
While American Express has refreshed much of their card portfolio in the past couple of years, one card that hasn't changed much is the Amex EveryDay® Preferred Credit Card. Back in the day I thought this was one of the best cards for earning Amex Membership…
The Ink Business Cash℠ Credit Card (review) is one of the all-around most lucrative business credit cards out there. The card has a big welcome bonus, no annual fee, and offers up to 5x points. In conjunction with cards earning Ultimate Rewards points,…
Hotel credit cards are incredibly underrated. Even if you don't spend much money on them, they can offer huge perks and sometimes even offer free nights. When you combine these two factors, a lot of these cards offer outsized value. In this post I wanted…
If you're into earning points through credit card spending, you shouldn't be earning just a single point per dollar spent. Rather you should be earning anywhere from 1.5-5x points on all of your spending. This is done both by maximizing the points you're…
The Chase Freedom Unlimited® was launched in 2016, and is one of the best credit cards for everyday spending (and it's a card that I have, and also one that I have spent a lot of money on). The catch is that there's a learning curve to using this card…
Hotel credit cards can be incredibly valuable. Typically the cards have reasonable annual fees, and offer outsized value, ranging from annual free nights to status. What's rare is to see a hotel credit card that offers perks in spite of not having an…
In addition to our in-depth reviews of individual credit cards, we’ve put some of the most popular travel rewards card head-to-head to evaluate their strengths and weaknesses.
Credit card issuers are competing for wallet share, so you’ll often see similar annual fees or benefits on cards that are marketed to a certain target demographic. That doesn’t necessarily mean the cards themselves are alike, however, so in this collection of posts we set cards side-by-side so you can more easily find the credit card that is best for you. Here are the latest travel reward card comparisons as of April 2020:
On my recent post about what you need to know about applying for the Chase Sapphire Preferred or Chase Sapphire Reserve, reader Xtina asked the following: "@lucky (or anyone really) – What’s the difference between the Sapphire cards here versus the Ink…
There's lots of value to having hotel credit cards, including elite status and in some cases free night certificates. Two of my favorite hotel credit cards are The World of Hyatt Credit Card (review) and the IHG® Rewards Club Premier Credit Card (review).…
American Express and Hilton have a suite of four co-branded credit cards. As you'd expect, each card is going after a different part of the market. Amex and Hilton have two credit cards with identical annual fees -- the Hilton Honors American Express…
I rank the Capital One® Spark® Miles for Business (review) as one of the all around best business credit cards, and as one of the best Capital One credit cards. What many people don't realize is that there's a no annual fee version of the card -- the Spark®…
Many people are probably familiar with the Capital One® Venture® Rewards Credit Card (review), which is a straightforward and well rounded travel rewards card. It's one of the best Capital One credit cards. However, fewer people are probably familiar…
Back in the day, it was rare to see big welcome bonuses or generous rewards structures on small business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business cards. This is obviously an area where they…
Two of Chase's best no annual fee cards are the Chase Freedom® (review) and Chase Freedom Unlimited® (review). While the cards are used by many independently, in reality they're great complements to one another, and also great complements to other cards.…
This past fall we saw the introduction of the refreshed American Express® Green Card (review), which is significantly more compelling than I was expecting. This refresh follows the American Express® Gold Card (review) also getting a revamp earlier in…
Airline co-brand credit cards are big business for both airlines and banks. Nowadays we're seeing more robust features introduced on these cards, and we're also increasingly seeing cards issued by non-US airlines. In this post I wanted to look at two…
For years the Chase Sapphire Preferred® Card was regarded as one of best travel rewards credit cards out there. The card is incredibly well rounded, as it offers double points on dining and travel, great travel protection, and the ability to transfer…
Chase and Southwest Airlines have two business credit cards -- the Southwest Rapid Rewards® Premier Business Credit Card and the Southwest Rapid Rewards® Performance Business Credit Card. I've reviewed the Performance Card, and in this post wanted to…
In my opinion Chase's best personal and business cards for non-bonused spending are the Chase Freedom Unlimited® (review) and Ink Business UnlimitedSM Credit Card (review), respectively. Actually, I'd argue these are the two best cards for everyday spending…
At the moment both the Chase Sapphire Preferred® Card and Citi Premier℠ Card are offering 60K point welcome bonuses, which are among the best bonuses we've ever seen on these cards. These are two of my favorite cards with annual fees of under $100, so…
I've written in the past about what I consider to be the best personal credit card duo -- the Chase Freedom Unlimited® and Chase Sapphire Reserve® Card. To me, those two cards offer a great balance of reasonable annual fees, big welcome bonuses, valuable…
There are a lot of great credit cards out there. Personally I have 25 at the moment. While I know some people are like me in terms of how many cards they have, I know other people say "I don't want that many cards, I could never keep track of them. Give…
Last year I wrote a post comparing the Chase Sapphire Preferred® Card and Capital One® Venture® Rewards Credit Card, which are two of the most popular mid-range cards. Today I wanted to revisit that topic, given the changes that occurred to the Venture…
When it comes to Amex business cards, your mind probably immediately thinks of The Business Platinum Card® from American Express and American Express® Business Gold Card. Considering that Amex launched versions of the Gold and Platinum cards decades…
For many years I've had The Amex EveryDay® Preferred Credit Card from American Express, and have considered it to be one of the best cards for earning Membership Rewards points. However, with the recent introduction of the American Express® Gold Card,…
A couple of days ago we saw the introduction of a new best-ever bonus on the Delta Reserve® for Business Credit Card from American Express. This is Delta's most premium business card, and one on which we don't often see big bonuses, so that's a pretty…
I'd argue that the two best business credit cards for everyday spend are The Blue Business® Plus Credit Card from American Express and Ink Business UnlimitedSM Credit Card. These cards both have no annual fee and both offer excellent returns for non-bonused…
The way I see it, both The Platinum Card® from American Express and The Business Platinum Card® from American Express are fantastic cards. I often get questions about which card is better (aside from the obvious fact that one is a personal card and one…
Recently American Express introduced The Blue Business® Plus Credit Card from American Express, which in my opinion is the most lucrative credit card to be introduced in 2017. The card has no annual fee and offers 2x Membership Rewards points on the…
