Credit Card Reviews


Updated: 2 weeks ago

We’ve put together this page of credit card reviews because with dozens of different airline, hotel, and bank rewards programs (not to mention cash-back cards), consumers have more choices than ever when it comes to credit cards. Choosing between the various earnings categories can be confusing enough, but when you factor in the range of loyalty programs available, the varied fees and structures, and the differences between card issuers, it can be very overwhelming.

Latest Credit Card Reviews

Our in-depth credit card reviews go through all the details of each card, explain how to maximize the benefits of the card, and what to do with the points and rewards you’ll earn. As with all OMAAT travel reviews, our credit card analyses aren’t sponsored or promoted by a brand or card issuer (though we may receive a commission if you apply for and are approved for certain cards). Since we’re an independent site, we rate cards and share the best offers regardless of if we receive a referral fee or not, so you can trust our recommendations.

A few things to keep in mind when it comes to credit:

If you already have an idea of which cards you might be interested in, you can also skip ahead to our latest travel reward card comparisonsOtherwise, here are the latest credit reviews as of November 2020:

Amex Platinum Watermark
Amex Platinum Card Review (2020)

Back in the day, American Express more or less had the premium card market all to itself, with The Platinum Card® from American Express. Unfortunately for Amex -- and fortunately for consumers -- competition has really heated up. Several years ago we…

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Filed Under: American Express, Credit Cards
United 787 Polaris – 50
United Explorer Card Review With 70K Bonus Miles (2020)

Chase and United offer a suite of co-branded credit cards, and in this post I wanted to take a closer look at the United℠ Explorer Card, which is currently offering an increased bonus that many should consider. The United Explorer Card is probably Chase's…

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Filed Under: Chase, United
Kimpton Watermark
9 Reasons To Get The IHG Premier Card

The IHG® Rewards Club Premier Credit Card (review) is a phenomenal card -- it's worth getting for the limited time bonus that is being offered right now, and it's worth keeping for the long term perks that it offers. While a lot of people may not be…

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Filed Under: Chase, IHG Rewards
Park Hyatt Ningbo Watermark
World Of Hyatt Credit Card Review (2020)

In general, I think hotel credit cards are incredibly underrated. They can offer huge perks that more offset the annual fees, and some cards even offer free nights that can get you a lot of value. While I have quite a few hotel credit cards, in this…

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Filed Under: Chase, Credit Cards
Amex Gold Card Watermark
American Express Gold Card Review (2020)

The credit card landscape has changed a lot in recent years, and then on top of that the pandemic has shifted consumer behavior. With that in mind, I'd argue that one American Express personal card is better positioned for today's evolving consumer behavior…

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Filed Under: American Express, Credit Cards
Alila Ventana Big Sur – 97
Chase Ink Business Preferred Card Review (2020)

Nowadays small business credit cards are more competitive than ever before. Not only can they help you earn valuable rewards for your business, but in some cases business credit cards also offer valuable perks that can save you a lot of money and offer…

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Filed Under: Chase, Credit Cards
Citi Premier Card Watermark
Citi Premier Card Review With 60K Bonus (2020)

When talking about mid-range credit cards that earn transferrable points, the Chase Sapphire Preferred® Card is probably the first card that comes to mind for many. The card offers a big welcome bonus, bonus points on dining and travel, and valuable…

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Filed Under: Citi, Credit Cards
Santa Marina Watermark
Marriott Bonvoy Business Amex Review (2020)

Marriott Bonvoy has quite a portfolio of credit cards, thanks to them having agreements with both American Express and Chase. So for many it can be overwhelming to decide which card makes the most sense. While there are many personal credit cards to…

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Filed Under: American Express, Marriott
Ritz Carlton Berlin Watermark
Amex Marriott Bonvoy Brilliant Card Review (2020)

Marriott Bonvoy has credit cards issued by both American Express and Chase. Marriott has essentially split out the market: Chase issues the Marriott Bonvoy Bold™ Credit Card (review), which is the no annual fee personal card Chase issues the Marriott…

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Filed Under: Credit Cards, Marriott
Money Laptop Watermark
6 Reasons To Consider The Amex Blue Cash Everyday (And 2 Reasons Not To)

At the moment American Express is offering increased welcome bonuses on two of its popular cash back personal credit cards. In a previous post I reviewed the Blue Cash Preferred® Card from American Express (review), and in this post I wanted to take…

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Filed Under: American Express
Uber Watermark
Amex Blue Cash Preferred Card Review (2020)

Personally, I love earning points for my credit card spending, though understandably a lot of people prefer to earn cash back. After all, you can spend cash back for anything you'd like, including travel. While American Express is known for its excellent…

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Filed Under: American Express, Rates & Fees
Intercontinental Shanghai Wonderland Lights
IHG Rewards Club Premier Credit Card Review (2020)

Hotel credit cards are incredibly underrated. Even if you don't spend much money on them, they can offer huge perks and sometimes even offer free nights. When you combine these two factors, a lot of these cards offer outsized value. In this post, I wanted…

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Filed Under: Chase, Credit Cards
Edition Barcelona Watermark
Marriott Bonvoy Boundless Card Review (2020)

The loyalty programs of Marriott, Ritz-Carlton, and Starwood were combined in early 2019, to form Marriott Bonvoy. As part of this agreement, both American Express and Chase are issuing co-branded credit cards. We've even seen some changes made to these…

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Filed Under: Chase, Credit Cards
Kimpton Taipei
No Annual Fee IHG Traveler Card Review (100K Bonus)

There are lots of reasons it can make sense to have hotel credit cards, including the ability to earn elite status, free nights, and more. However, not all hotel credit cards are created equal. At the moment co-branded IHG credit cards are offering limited…

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Filed Under: Chase, Credit Cards
Earning Cash Back Watermark
Amex Blue Business Cash Card Review (2020)

The American Express Blue Business Cash™ Card is a credit card that has no annual fee and offers a solid cash back rewards structure. Let's take a closer look at the details.

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Filed Under: American Express, Credit Cards
Emirates New First Class Watermark
Amex Blue Business Plus Card Review (2020)

Back in the day you'd only earn one point per dollar spent on credit cards. Then we saw some cards introduce up to 1.5x points per dollar spent. Then a card was introduced in 2017 that offered a full 2x transferable points per dollar spent all with no…

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Filed Under: American Express, Business
Southwest Airlines 737 Watermark
Southwest Airlines Performance Business Card Review (Huge 100K Bonus)

In 2019 Chase and Southwest Airlines introduced a new business credit card -- the Southwest Rapid Rewards® Performance Business Credit Card -- which complements their other business card, as well as three personal cards (personally I think the Southwest…

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Filed Under: Chase, Credit Cards
Park Hyatt Bangkok Watermark
Ink Business Cash Card: 8 Reasons To Apply

The Ink Business Cash® Credit Card (review) is one of the all-around most lucrative business credit cards out there. The card has a big welcome bonus, no annual fee, and offers up to 5x points. In conjunction with cards earning Ultimate Rewards points,…

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Filed Under: Chase, Credit Cards
Park Hyatt St Kitts Watermark 2
8 Reasons To Get Ink Business Preferred With Best-Ever 100K Bonus

In recent years we've seen business credit cards become more compelling than ever before, as credit card issuers increasingly try to find products that meet the needs of small business owners. The Ink Business Preferred® Credit Card (review) was introduced…

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Filed Under: Business, Chase
Thai Airways Watermark
Chase Sapphire Preferred Review With 60K Bonus (2020)

The Chase Sapphire Preferred® Card has historically been one of the most well-rounded travel rewards cards. Chase has done a great job adapting this card to the new normal, by introducing perks that reflect the times. If you don't yet have the Chase…

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Filed Under: Chase, Credit Cards
Freedom Unlimited Issuer Watermark
Chase Freedom Unlimited Review (2020)

I don't want to bury the lede -- if you collect Chase Ultimate Rewards points and don't have the Chase Freedom Unlimited®, you're not doing it right. That's true now more than ever before -- not only is the Freedom Unlimited offering an improved sign-up…

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Filed Under: Chase, Credit Cards
Waldorf Astoria Bangkok Watermark
Hilton Honors Business Card Review (2020)

Hotel credit cards are among the most underrated credit cards out there, given the perks that they can offer, including elite status and free nights. While I've historically been primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot in…

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Filed Under: American Express, Hilton
Conrad Bora Bora Watermark
Hilton Aspire Card Review (2020)

Hotel credit cards are among the most underrated credit cards out there, in my opinion, given the perks that they potentially offer. While I'm primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot in the past few years. Many new luxury…

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Filed Under: American Express, Hilton

Travel Reward Card Comparisons

In addition to our in-depth reviews of individual credit cards, we’ve put some of the most popular travel rewards card head-to-head to evaluate their strengths and weaknesses.

Credit card issuers are competing for wallet share, so you’ll often see similar annual fees or benefits on cards that are marketed to a certain target demographic. That doesn’t necessarily mean the cards themselves are alike, however, so in this collection of posts we set cards side-by-side so you can more easily find the credit card that is best for you. Here are the latest travel reward card comparisons as of November 2020:

Alila Ventana Big Sur – 111
Chase Freedom Flex Vs. Freedom Unlimited: Which Is Better?

Chase has a great portfolio of credit cards that can potentially earn Ultimate Rewards points, and two of my favorites are the Chase Freedom FlexSM Credit Card and Chase Freedom Unlimited®. Significant changes were recently made to these cards, so in…

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Filed Under: Chase, Credit Card Comparisons
Emirates New First Class – 6
Chase Sapphire Preferred Vs. Citi Premier: Which Is Better?

Credit card benefits are constantly evolving, and it can be tough to keep track of which cards are best. This is especially true in recent months, where we've seen some card issuers adjust perks and add new temporary bonuses. In light of that, I wanted…

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Filed Under: Chase, Citi
Caresse Pool Watermark
Marriott Bonvoy Card Showdown: Bold Vs. Boundless

The Marriott Bonvoy Bold™ Credit Card and the Marriott Bonvoy Boundless™ Credit Card are both co-branded personal credit cards issued by Marriott and Chase, and in this post I wanted to provide an in-depth comparison of the two cards. This…

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Filed Under: Chase, Credit Card Comparisons
Travel Watermark
Capital One Showdown: Venture Vs. VentureOne

Many people are probably familiar with the Capital One Venture Rewards Credit Card (review), which is a straightforward and well-rounded travel rewards card. It's one of the best Capital One credit cards, and at the moment it's even offering a special…

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Filed Under: Capital One, Credit Card Comparisons
Travel Watermark
Chase Sapphire Preferred Vs. Capital One Venture: Which Is Better?

The Chase Sapphire Preferred® Card (review) and Capital One Venture Rewards Credit Card (review) are two of the most popular mid-range travel rewards credit cards. At the moment both cards are offering huge limited time welcome bonuses, so in this post…

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Filed Under: Capital One, Chase
Best Credit Cards For Groceries And Supermarkets (October 2020)

We all have to eat, whether that comes in the form of eating at restaurants or at home. I’ve written in the past about the best credit cards for dining out, and in this post wanted to write about the best credit cards for grocery store and supermarket…

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Filed Under: Advice, Credit Card Comparisons
Aer Lingus Business Class Seat Watermark
Which US Avios Credit Card Should You Apply For?

There are three credit cards in the US that earn Avios, which is the points currency of International Airline Group (IAG) carriers. These three cards include the: Aer Lingus Visa Signature® Card (review) British Airways Visa Signature® Card (review)…

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Filed Under: Aer Lingus, British Airways
Singapore A380 Watermark Suites
Best Credit Card Duo For Maximizing Points

There are a lot of great credit cards out there. Personally I have over two dozen at the moment. While I know some people are like me in terms of how many cards they have, I know other people say "I don't want that many cards, I could never keep track…

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Filed Under: Chase, Credit Card Comparisons
Conrad Bora Bora Watermark
Comparison: Hilton Surpass Vs. Hilton Business Card

American Express and Hilton have a suite of four co-branded credit cards. As you'd expect, each card is going after a different market segment. How do the Hilton Surpass & Hilton Business compare? Amex and Hilton have two credit cards with identical…

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Filed Under: American Express, Credit Card Comparisons
Cathedrale New York Restaurant Watermark
The Best Credit Cards For Restaurant And Dining Rewards (August 2020)

Partly because I started spending so much time on planes at such a young age, I've never learned how to cook. And my one foray into the world of cooking left me committed to making reservations rather than meals at home whenever possible. Ford has started…

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Filed Under: Advice, Credit Card Comparisons
New Singapore Business Class 1
Differences Between Chase Sapphire & Ink Preferred Cards?

On my recent post about what you need to know about applying for the Chase Sapphire Preferred or Chase Sapphire Reserve, reader Xtina asked the following: "@lucky (or anyone really) – What’s the difference between the Sapphire cards here versus the Ink…

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Filed Under: Chase, Credit Card Comparisons
Park Hyatt Sydney Watermark
Should You Get The Hyatt Or IHG Credit Card?

There's lots of value to having hotel credit cards, including elite status and in some cases free night certificates. Two of my favorite hotel credit cards are The World of Hyatt Credit Card (review) and the IHG® Rewards Club Premier Credit Card (review).…

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Filed Under: Chase, Credit Card Comparisons
Safari Watermark
Comparison: Capital One Spark Miles Select Vs. Spark Miles

I rank the Capital One® Spark® Miles for Business (review) as one of the all around best business credit cards, and as one of the best Capital One credit cards. What many people don't realize is that there's a no annual fee version of the card -- the Spark®…

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Filed Under: Capital One, Credit Card Comparisons
Ana First Class Watermark
The 9 Best Small Business Credit Cards (2020)

Back in the day, it was rare to see big welcome bonuses or generous rewards structures on small business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business cards. This is obviously an area where they…

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Filed Under: American Express, Business
W Aspen Watermark
Amex Green Vs. Amex Gold: Which Is Better?

This past fall we saw the introduction of the refreshed American Express® Green Card (review), which is significantly more compelling than I was expecting. This refresh follows the American Express® Gold Card (review) also getting a revamp earlier in…

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Filed Under: American Express, Credit Card Comparisons
Clubhouse Watermark
Credit Card Showdown: British Airways Vs. Virgin Atlantic

Airline co-brand credit cards are big business for both airlines and banks. Nowadays we're seeing more robust features introduced on these cards, and we're also increasingly seeing cards issued by non-US airlines. In this post I wanted to look at two…

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Filed Under: Bank of America, British Airways
Southwest Airlines Plane
Is The Southwest Premier Business Card Worth It?

Chase and Southwest Airlines have two business credit cards -- the Southwest Rapid Rewards® Premier Business Credit Card and the Southwest Rapid Rewards® Performance Business Credit Card. I've reviewed the Performance Card, and in this post wanted to…

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Filed Under: Chase, Credit Card Comparisons
Singapore A350 Watermark
The Two Best Business Credit Card Duos

I've written in the past about what I consider to be the best personal credit card duo -- the Chase Freedom Unlimited® and Chase Sapphire Reserve® Card. To me, those two cards offer a great balance of reasonable annual fees, big welcome bonuses, valuable…

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Filed Under: American Express, Chase
Amex Biz Gold Vs Biz Plat Watermark
Amex Business Platinum Or The Business Gold: Perks Versus Points

When it comes to Amex business cards, your mind probably immediately thinks of The Business Platinum Card® from American Express and American Express® Business Gold Card. Considering that Amex launched versions of the Gold and Platinum cards decades…

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Filed Under: American Express, Business
Singapore Business Class Watermark
I’m Swapping My Amex EveryDay Preferred For The New Amex Gold

For many years I've had The Amex EveryDay® Preferred Credit Card from American Express, and have considered it to be one of the best cards for earning Membership Rewards points. However, with the recent introduction of the American Express® Gold Card,…

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Filed Under: American Express, Credit Card Comparisons
Delta Skyclub Jfk – 36
Which Business Card Is Better: Amex Platinum Or Delta Reserve?

A couple of days ago we saw the introduction of a new best-ever bonus on the Delta Reserve® for Business Credit Card from American Express. This is Delta's most premium business card, and one on which we don't often see big bonuses, so that's a pretty…

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Filed Under: American Express, Credit Card Comparisons
St Regis Watermark
Amex Blue Business Plus Vs. Chase Ink Business Unlimited Card

I'd argue that the two best business credit cards for everyday spend are The Blue Business® Plus Credit Card from American Express and Ink Business UnlimitedSM Credit Card. These cards both have no annual fee and both offer excellent returns for non-bonused…

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Filed Under: American Express, Chase
Tap Portugal A330 Business Class – 3
Amex Platinum Card: 8 Major Differences Between The Business & Personal Versions

The way I see it, both The Platinum Card® from American Express and The Business Platinum Card® from American Express are fantastic cards. I often get questions about which card is better (aside from the obvious fact that one is a personal card and one…

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Filed Under: American Express, Credit Card Comparisons
Groceries 6
Crunching The Numbers On The EveryDay Preferred & Blue Business Plus Cards

Recently American Express introduced The Blue Business® Plus Credit Card from American Express, which in my opinion is the most lucrative credit card to be introduced in 2017. The card has no annual fee and offers 2x Membership Rewards points on the…

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Filed Under: American Express, Credit Card Comparisons