Credit Card Reviews


Updated: 41 mins ago

We’ve put together this page of credit card reviews because with dozens of different airline, hotel, and bank rewards programs (not to mention cash-back cards), consumers have more choices than ever when it comes to credit cards. Choosing between the various earnings categories can be confusing enough, but when you factor in the range of loyalty programs available, the varied fees and structures, and the differences between card issuers, it can be very overwhelming.

Latest Credit Card Reviews

Our in-depth credit card reviews go through all the details of each card, explain how to maximize the benefits of the card, and what to do with the points and rewards you’ll earn. As with all OMAAT travel reviews, our credit card analyses aren’t sponsored or promoted by a brand or card issuer (though we may receive a commission if you apply for and are approved for certain cards). Since we’re an independent site, we rate cards and share the best offers regardless of if we receive a referral fee or not, so you can trust our recommendations.

A few things to keep in mind when it comes to credit:

If you already have an idea of which cards you might be interested in, you can also skip ahead to our latest travel reward card comparisonsOtherwise, here are the latest credit reviews as of September 2020:

Thai Airways Watermark

Chase Sapphire Preferred Review (With 80K Bonus)

The Chase Sapphire Preferred® Card has historically been one of the most well-rounded travel rewards cards. Chase has done a great job adapting this card to the new normal, by introducing perks that reflect the times. On top of that, the card now has…

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Filed Under: Chase, Credit Cards
Freedom Unlimited Issuer Watermark

Chase Freedom Unlimited Review (2020)

I don't want to bury the lede -- if you collect Chase Ultimate Rewards points and don't have the Chase Freedom Unlimited®, you're not doing it right. That's true now more than ever before -- not only is the Freedom Unlimited offering an improved sign-up…

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Filed Under: Chase, Credit Cards
Waldorf Astoria Bangkok Watermark

Hilton Honors Business Card Review (2020)

Hotel credit cards are among the most underrated credit cards out there, given the perks that they can offer, including elite status and free nights. While I've historically been primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot in…

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Filed Under: American Express, Hilton
Conrad Bora Bora Watermark

Hilton Aspire Card Review (2020)

Hotel credit cards are among the most underrated credit cards out there, in my opinion, given the perks that they potentially offer. While I'm primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot in the past few years. Many new luxury…

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Filed Under: American Express, Hilton
Park Hyatt Ningbo Watermark

World Of Hyatt Credit Card Review (2020)

In general, I think hotel credit cards are incredibly underrated. They can offer huge perks that more offset the annual fees, and some cards even offer free nights that can get you a lot of value. While I have quite a few hotel credit cards, in this…

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Filed Under: Chase, Credit Cards
Southwest Airlines Completes First Validation Flight To Hawaii

Southwest Rapid Rewards Premier Card Review (2020)

Chase and Southwest have a great portfolio of credit cards at three different price points. In this post, I wanted to take a closer look at the Southwest Rapid Rewards® Premier Credit Card, which is the Southwest personal card with a $99 annual fee (which…

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Filed Under: Chase, Southwest
Southwest Airlines 737 Watermark

Southwest Airlines Plus Card Review (2020)

Southwest Airlines and Chase have a great portfolio of credit cards at a variety of "price points" (and by that I mean annual fees). In this post, I wanted to take a closer look at the Southwest Rapid Rewards® Plus Credit Card, which is Southwest Airlines'…

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Filed Under: Chase, Southwest
Southwest Airlines 737 Watermark

Southwest Rapid Rewards Priority Card Review (2020)

Southwest Airlines has some fantastic co-branded credit cards with Chase. Of their three personal cards, my favorite one is the Southwest Rapid Rewards® Priority Card, so in this post, I wanted to take a closer look at what makes this card so special.…

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Filed Under: Chase, Southwest
United Polaris Lounge Watermark

Review: United Club Infinite Card (With 100K Bonus)

United Airlines and Chase issue several co-branded credit cards. At the moment there are increased welcome bonuses on two of the popular personal credit cards. I recently reviewed the United℠ Explorer Card. In this post wanted to take a closer look at…

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Filed Under: Chase, Credit Cards
United Polaris Watermark

United Explorer Card Review (2020)

Chase and United offer a suite of co-branded credit cards, and at the moment we're even seeing limited time welcome bonuses on some of these cards. In this post I wanted to take a closer look at the United℠ Explorer Card. Is this card worth getting,…

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Filed Under: Chase, United
Edition Sanya

Marriott Bonvoy Bold Card Review (2020)

With the new Marriott Bonvoy program having been launched in early 2019, Marriott has a suite of credit cards that are being issued by both American Express and Chase. While the Marriott Bonvoy Boundless™ Credit Card is Marriott's $95 annual fee…

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Filed Under: Chase, Marriott
Edition Barcelona Watermark

Marriott Bonvoy Boundless Card Review (2020)

The loyalty programs of Marriott, Ritz-Carlton, and Starwood were combined in early 2019, to form Marriott Bonvoy. As part of this agreement, both American Express and Chase are issuing co-branded credit cards. We've even seen some changes made to these…

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Filed Under: Chase, Credit Cards
British Airways 787 Watermark

Is The British Airways Card Worth It? (2020)

The British Airways Visa Signature® Card is one of Chase's popular co-branded airline credit cards. British Airways Executive Club is a great frequent flyer program, so in this post I wanted to take a closer look at this card, especially in light of…

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Filed Under: British Airways, Chase
Aer Lingus Watermark

Aer Lingus Visa Signature Card Review (2020)

Continuing my series on reviewing lesser known Chase cards, in this post I wanted to take a detailed look at the Aer Lingus Visa Signature® Card. I've never reviewed this card before, so this is overdue. This card was introduced in the US market a couple…

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Filed Under: Aer Lingus, Chase
Conrad Bora Bora Watermark Room

Hilton Honors Card From American Express Review (2020)

Hotel credit cards can be incredibly valuable. Typically the cards have reasonable annual fees, and offer outsized value, ranging from annual free nights to status. What's rare is to see a hotel credit card that offers perks in spite of not having an…

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Filed Under: American Express, Hilton
Iberia A350 Watermark

Iberia Visa Signature Card Review (2020)

In this post I wanted to review the Iberia Visa Signature® Card, which is one of Chase's less known travel rewards credit cards. I realized that I've never formally reviewed this card before, so that seems long overdue. This card has only been in the…

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Filed Under: Chase, Credit Cards
Singapore Suites Watermark A380

Chase Sapphire Reserve Review (2020)

I don't think there's a single card that has changed the premium credit card landscape like the Chase Sapphire Reserve® Card did back when it was introduced in the summer of 2016. Before the Sapphire Reserve was introduced, premium cards were thought…

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Filed Under: Chase, Credit Cards
Kimpton Watermark

7 Reasons To Get The IHG Premier Card

In January we saw Chase and IHG introduce an incredible limited time sign-up bonus on the IHG® Rewards Club Premier Credit Card (review), which in my opinion is a card that's worth having long-term for the great perks it offers. This really is a phenomenal…

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Filed Under: Chase, IHG Rewards
Brex Logo (2)

Brex Review: How It Works, And Who It’s For (2020)

There are all kinds of business cards out there, with different annual fees, different benefits, and different return on spending. However, fundamentally they're all more or less similar. Then there's the recently introduced Brex Card for Startups, which…

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Filed Under: Business
Conrad Watermark

Amex Hilton Honors Surpass Card Review (2020)

Hotel credit cards are among the most underrated credit cards out there, in my opinion, given the perks that they potentially offer. While I'm primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot lately, thanks to the number of new luxury…

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Filed Under: American Express, Hilton
Qatar Airways Qsuites A350 – 3

8 Reasons To Get The CitiBusiness AAdvantage Card

A while back American Airlines and Citi introduced a great welcome bonus on the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. I realize many people aren't looking for new travel cards at the moment, but this card does have an excellent bonus,…

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Filed Under: American, Citi
American 777

AAdvantage MileUp No Annual Fee Card Review (2020)

A couple of years ago we saw the introduction of the American Airlines AAdvantage MileUp℠ Card, which is a no annual fee co-branded credit card being issued by American Airlines and Citi. While there are lots of airline credit cards out there, historically…

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Filed Under: American, Citi
Cathay Pacific First Class Watermark

Citi Double Cash Card Review: Earn 2x Points Everywhere

In this post I wanted to take a closer look at what I nowadays consider to be the single best credit card for everyday spending, assuming you're using it correctly. Arguably this card is more valuable than ever before, given the amount of flexibility…

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Filed Under: Citi, Credit Cards

Travel Reward Card Comparisons

In addition to our in-depth reviews of individual credit cards, we’ve put some of the most popular travel rewards card head-to-head to evaluate their strengths and weaknesses.

Credit card issuers are competing for wallet share, so you’ll often see similar annual fees or benefits on cards that are marketed to a certain target demographic. That doesn’t necessarily mean the cards themselves are alike, however, so in this collection of posts we set cards side-by-side so you can more easily find the credit card that is best for you. Here are the latest travel reward card comparisons as of September 2020:

Best Credit Cards For Groceries And Supermarkets (September 2020)

We all have to eat, whether that comes in the form of eating at restaurants or at home. I’ve written in the past about the best credit cards for dining out, and in this post wanted to write about the best credit cards for grocery store and supermarket…

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Filed Under: Advice, Credit Card Comparisons
Caresse Pool Watermark

Marriott Bonvoy Card Showdown: Bold Vs. Boundless

At the moment we're seeing limited time offers on both the Marriott Bonvoy Bold™ Credit Card and the Marriott Bonvoy Boundless™ Credit Card. These are both co-branded personal credit cards issued by Marriott and Chase, so in this post I…

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Filed Under: Chase, Credit Card Comparisons
Aer Lingus Business Class Seat Watermark

Which US Avios Credit Card Should You Apply For?

There are three credit cards in the US that earn Avios, which is the points currency of International Airline Group (IAG) carriers. These three cards include the: Aer Lingus Visa Signature® Card (review) British Airways Visa Signature® Card (review)…

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Filed Under: Aer Lingus, British Airways
Singapore A380 Watermark Suites

Best Credit Card Duo For Maximizing Points

There are a lot of great credit cards out there. Personally I have over two dozen at the moment. While I know some people are like me in terms of how many cards they have, I know other people say "I don't want that many cards, I could never keep track…

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Filed Under: Chase, Credit Card Comparisons
Conrad Bora Bora Watermark

Comparison: Hilton Surpass Vs. Hilton Business Card

American Express and Hilton have a suite of four co-branded credit cards. As you'd expect, each card is going after a different market segment. How do the Hilton Surpass & Hilton Business compare? Amex and Hilton have two credit cards with identical…

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Filed Under: American Express, Credit Card Comparisons
New Singapore Business Class 1

Differences Between Chase Sapphire & Ink Preferred Cards?

On my recent post about what you need to know about applying for the Chase Sapphire Preferred or Chase Sapphire Reserve, reader Xtina asked the following: "@lucky (or anyone really) – What’s the difference between the Sapphire cards here versus the Ink…

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Filed Under: Chase, Credit Card Comparisons
Park Hyatt Sydney Watermark

Should You Get The Hyatt Or IHG Credit Card?

There's lots of value to having hotel credit cards, including elite status and in some cases free night certificates. Two of my favorite hotel credit cards are The World of Hyatt Credit Card (review) and the IHG® Rewards Club Premier Credit Card (review).…

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Filed Under: Chase, Credit Card Comparisons
Safari Watermark

Comparison: Capital One Spark Miles Select Vs. Spark Miles

I rank the Capital One® Spark® Miles for Business (review) as one of the all around best business credit cards, and as one of the best Capital One credit cards. What many people don't realize is that there's a no annual fee version of the card -- the Spark®…

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Filed Under: Capital One, Credit Card Comparisons
Travel Watermark

Capital One Showdown: Venture Vs. VentureOne

Many people are probably familiar with the Capital One® Venture® Rewards Credit Card (review), which is a straightforward and well rounded travel rewards card. It's one of the best Capital One credit cards. However, fewer people are probably familiar…

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Filed Under: Capital One, Credit Card Comparisons
Ana First Class Watermark

The 9 Best Small Business Credit Cards (2020)

Back in the day, it was rare to see big welcome bonuses or generous rewards structures on small business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business cards. This is obviously an area where they…

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Filed Under: American Express, Business
W Aspen Watermark

Amex Green Vs. Amex Gold: Which Is Better?

This past fall we saw the introduction of the refreshed American Express® Green Card (review), which is significantly more compelling than I was expecting. This refresh follows the American Express® Gold Card (review) also getting a revamp earlier in…

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Filed Under: American Express, Credit Card Comparisons
Clubhouse Watermark

Credit Card Showdown: British Airways Vs. Virgin Atlantic

Airline co-brand credit cards are big business for both airlines and banks. Nowadays we're seeing more robust features introduced on these cards, and we're also increasingly seeing cards issued by non-US airlines. In this post I wanted to look at two…

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Filed Under: Bank of America, British Airways
Southwest Airlines Plane

Is The Southwest Premier Business Card Worth It?

Chase and Southwest Airlines have two business credit cards -- the Southwest Rapid Rewards® Premier Business Credit Card and the Southwest Rapid Rewards® Performance Business Credit Card. I've reviewed the Performance Card, and in this post wanted to…

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Filed Under: Chase, Credit Card Comparisons
Jetblue Mint Watermark 1

Comparing Chase Sapphire Preferred & Citi Premier

At the moment both the Chase Sapphire Preferred® Card and Citi Premier℠ Card are offering 60K point welcome bonuses, which are among the best bonuses we've ever seen on these cards. These are two of my favorite cards with annual fees of under $100, so…

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Filed Under: Chase, Citi
Singapore A350 Watermark

The Two Best Business Credit Card Duos

I've written in the past about what I consider to be the best personal credit card duo -- the Chase Freedom Unlimited® and Chase Sapphire Reserve® Card. To me, those two cards offer a great balance of reasonable annual fees, big welcome bonuses, valuable…

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Filed Under: American Express, Chase
Singapore Business Class Watermark

I’m Swapping My Amex EveryDay Preferred For The New Amex Gold

For many years I've had The Amex EveryDay® Preferred Credit Card from American Express, and have considered it to be one of the best cards for earning Membership Rewards points. However, with the recent introduction of the American Express® Gold Card,…

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Filed Under: American Express, Credit Card Comparisons
Delta Skyclub Jfk – 36

Which Business Card Is Better: Amex Platinum Or Delta Reserve?

A couple of days ago we saw the introduction of a new best-ever bonus on the Delta Reserve® for Business Credit Card from American Express. This is Delta's most premium business card, and one on which we don't often see big bonuses, so that's a pretty…

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Filed Under: American Express, Credit Card Comparisons
St Regis Watermark

Amex Blue Business Plus Vs. Chase Ink Business Unlimited Card

I'd argue that the two best business credit cards for everyday spend are The Blue Business® Plus Credit Card from American Express and Ink Business UnlimitedSM Credit Card. These cards both have no annual fee and both offer excellent returns for non-bonused…

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Filed Under: American Express, Chase