We’ve put together this page of credit card reviews because with dozens of different airline, hotel, and bank rewards programs (not to mention cash-back cards), consumers have more choices than ever when it comes to credit cards. Choosing between the various earnings categories can be confusing enough, but when you factor in the range of loyalty programs available, the varied fees and structures, and the differences between card issuers, it can be very overwhelming.
Our in-depth credit card reviews go through all the details of each card, explain how to maximize the benefits of the card, and what to do with the points and rewards you’ll earn. As with all OMAAT travel reviews, our credit card analyses aren’t sponsored or promoted by a brand or card issuer (though we may receive a commission if you apply for and are approved for certain cards). Since we’re an independent site, we rate cards and share the best offers regardless of if we receive a referral fee or not, so you can trust our recommendations.
A few things to keep in mind when it comes to credit:
If you already have an idea of which cards you might be interested in, you can also skip ahead to our latest travel reward card comparisons. Otherwise, here are the latest credit reviews as of October 2019:
Co-branded credit cards are big businesses for airlines, and in many cases a majority of their profits actually come from frequent flyer programs, and the lucrative arrangements they have with banks. When thinking of premium credit cards (let's say those…
In this post I wanted to take a detailed look at the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, which has an exceptional welcome bonus at the moment. If you have a small business and don't yet have this card, this is a strong reason…
Nowadays there are more compelling business credit cards than ever before, as credit card issuers increasingly try to find products that meet the needs of small business owners. The Ink Business Preferred℠ Credit Card (review) was introduced over two…
The Virgin Atlantic World Elite Mastercard® may not be on many peoples' radar, but the card has an excellent sign-up bonus and some perks that are worth being aware of. In this post I wanted to take a closer look at the card, and also compare it to some…
American Airlines and Citi have just introduced a new limited time welcome bonus on the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®. In this post I wanted to share six reasons you should consider applying for this card, assuming you…
Delta and American Express have seven co-branded credit cards. There's a lot to know about these cards -- some of the cards currently have increased welcome bonuses, and we're also seeing big changes to these cards in 2020 -- so I wanted to go through…
Delta and Amex have a close relationship that's worth billions of dollars per year to Delta, and as part of that they issue seven co-branded Delta Amex cards. There's a lot to know about these cards -- some of the cards currently have increased welcome…
Chase and United Airlines have had a close relationship for years. As part of that, they have several co-branded credit cards, and you can also transfer points from Ultimate Rewards to MileagePlus. In this post, I wanted to take a look at one of United's…
There are a lot of amazing travel rewards credit cards nowadays, and in many ways credit card issuers have become significantly more competitive when it comes to the perks associated with cards. In this post I wanted to take a close look at what has…
American Express and Delta have had a close relationship for a long time, and as part of that they issue seven co-branded Delta Amex cards. There's a lot to know about these cards -- some of the cards currently have increased welcome bonuses, and we're…
The loyalty programs of Marriott, Ritz-Carlton, and Starwood combined earlier this year to form Marriott Bonvoy. As part of this agreement, both American Express and Chase are issuing co-branded credit cards. We've even seen some changes made to these…
Avianca LifeMiles is one of the most useful frequent flyer programs for Star Alliance award redemptions. LifeMiles often sells miles at a discount directly, which can be a great value, and they also have some transfer partners (including Amex, Capital…
There are all kinds of business cards out there, with different annual fees, different benefits, and different return on spending. However, fundamentally they're all more or less similar. Then there's the recently introduced Brex Card for Startups, which…
In this post I wanted to take a look at what has more or less overnight become the single most lucrative personal credit card out there. The Citi® Double Cash Card has just gone from being one of the best cash back credit cards, to being one of the all…
Last year IHG made some major changes to their credit card portfolio, as they introduced the IHG® Rewards Club Premier Credit Card. In the process they stopped issuing the old IHG Select Credit Card, which is a loss, but at this point we have to make…
Recently Chase and Southwest Airlines introduced a new business credit card -- the Southwest Rapid Rewards® Performance Business Credit Card -- which complements their existing business card, as well as three personal cards. The new Performance Business…
Southwest Airlines has some fantastic co-branded credit cards with Chase. Of their three personal cards, my favorite one is the Southwest Rapid Rewards® Priority Card. The welcome offers on these Southwest credit cards have just been increased, so in…
Southwest Airlines and Chase have a great portfolio of credit cards at a variety of "price points" (and by that I mean annual fees). In this post I wanted to take a closer look at the Southwest Rapid Rewards® Plus Credit Card, which is Southwest Airlines'…
American Express' Platinum Cards -- both the business and personal versions -- are among the most well known and popular premium credit cards out there. I recently reviewed The Platinum Card® from American Express, which is the personal version of the…
At the beginning of 2019 Citi introduced the Citi Rewards+℠ Card, and in this post I wanted to take a closer look at that card, because there's quite a bit that makes it unique. The Citi Rewards+ Card is a no annual fee card that a lot of people could…
The Chase Freedom Unlimited® (review) is one of the most rewarding credit cards out there for everyday spending, though it's not a card that everyone should have, in my opinion. So in this post I wanted to take a look at who should and shouldn't consider…
In addition to our in-depth reviews of individual credit cards, we’ve put some of the most popular travel rewards card head-to-head to evaluate their strengths and weaknesses.
Credit card issuers are competing for wallet share, so you’ll often see similar annual fees or benefits on cards that are marketed to a certain target demographic. That doesn’t necessarily mean the cards themselves are alike, however, so in this collection of posts we set cards side-by-side so you can more easily find the credit card that is best for you. Here are the latest travel reward card comparisons as of October 2019:
For years the Chase Sapphire Preferred® Card was regarded as one of best travel rewards credit cards out there. The card is incredibly well rounded, as it offers double points on dining and travel, great travel protection, and the ability to transfer…
Chase and Southwest Airlines have two business credit cards -- the Southwest Rapid Rewards® Premier Business Credit Card and the Southwest Rapid Rewards® Performance Business Credit Card. I've reviewed the Performance Card, and in this post wanted to…
In my opinion Chase's best personal and business cards for non-bonused spending are the Chase Freedom Unlimited® (review) and Ink Business UnlimitedSM Credit Card (review), respectively. Actually, I'd argue these are the two best cards for everyday spending…
Back in the day, it was rare to see big welcome bonuses or generous rewards structures on business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business credit cards. This is obviously an area where…
At the moment both the Chase Sapphire Preferred® Card and Citi Premier℠ Card are offering 60K point welcome bonuses, which are among the best bonuses we've ever seen on these cards. These are two of my favorite cards with annual fees of under $100, so…
Through July 2, 2019, we're seeing some best-ever bonuses on the Delta American Express cards. We're seeing these increased offers on both the business and personal versions of the Gold, Platinum, and Reserve cards. Here are the details of the increased…
In January American Express and Hilton introduced a suite of new credit cards. Among these cards are the Hilton Honors Ascend Card from American Express, which has a $95 annual fee, and the Hilton Honors American Express Business Card, which also has…
I've written in the past about what I consider to be the best personal credit card duo -- the Chase Freedom Unlimited® and Chase Sapphire Reserve® Card. To me, those two cards offer a great balance of reasonable annual fees, big welcome bonuses, valuable…
There are a lot of great credit cards out there. Personally I have 25 at the moment. While I know some people are like me in terms of how many cards they have, I know other people say "I don't want that many cards, I could never keep track of them. Give…
Last year we saw Chase refresh two of their popular hotel credit cards -- The World of Hyatt Credit Card and the IHG® Rewards Club Premier Credit Card -- and there's a lot of overlap between them. You're potentially eligible for both of these cards,…
Last year I wrote a post comparing the Chase Sapphire Preferred® Card and Capital One® Venture® Rewards Credit Card, which are two of the most popular mid-range cards. Today I wanted to revisit that topic, given the changes that occurred to the Venture…
When it comes to Amex business cards, your mind probably immediately thinks of The Business Platinum® Card from American Express and American Express® Business Gold Card. Considering that Amex launched versions of the Gold and Platinum cards decades…
When comparing The Business Gold Rewards Card from American Express to the SimplyCash® Plus Business Credit Card from American Express, it really comes down to what matters most to you -- points or cash back. Both cards come with a variety of bonus categories…
American Express seems to be on a bit of kick with product revamps and I think I'm okay with it. They just launched the new American Express® Business Gold Card and it looks like they noticed how much people like the Ink Business Preferred℠ Credit Card.…
For many years I've had The Amex EveryDay® Preferred Credit Card from American Express, and have considered it to be one of the best cards for earning Membership Rewards points. However, with the recent introduction of the American Express® Gold Card,…
A couple of days ago we saw the introduction of a new best-ever bonus on the Delta Reserve® for Business Credit Card from American Express. This is Delta's most premium business card, and one on which we don't often see big bonuses, so that's a pretty…
I'd argue that the two best business credit cards for everyday spend are The Blue Business® Plus Credit Card from American Express and Ink Business UnlimitedSM Credit Card. These cards both have no annual fee and both offer excellent returns for non-bonused…
On my recent post about what you need to know about applying for the Chase Sapphire Preferred or Chase Sapphire Reserve, reader Xtina asked the following: "@lucky (or anyone really) – What’s the difference between the Sapphire cards here versus the Ink…
The way I see it, both The Platinum Card® from American Express and The Business Platinum® Card from American Express are fantastic cards. I often get questions about which card is better (aside from the obvious fact that one is a personal card and one…
Recently American Express introduced The Blue Business® Plus Credit Card from American Express, which in my opinion is the most lucrative credit card to be introduced in 2017. The card has no annual fee and offers 2x Membership Rewards points on the…
We're seeing a lot of compelling business card welcome offers at the moment, so I've been comparing some of them in recent posts. A couple of days ago I wrote a post comparing two of Amex's premium business cards, and today I'd like to compare Amex's…
Reader Joseph emailed me the following question: "With the recent changes to the American Express Platinum Cards, does it now make sense to have both cards? I would rather not pay $900 in annual fees, but am not sure if it is worth it with the new benefits?"…
A few months ago American Express launched a new line of credit card products marketed primarily towards the "busy mom" market, the EveryDay Card and the EveryDay Preferred Card. The premise of both cards is that in addition to receiving points for your…
There's been a ton of buzz this week about American Express’ new credit cards they’ll be introducing on April 2, 2014 — the EveryDay Card and the EveryDay Preferred Card. This news is exciting because both cards accrue Membership Rewards points, which…
