We’ve put together this page of credit card reviews because with dozens of different airline, hotel, and bank rewards programs (not to mention cash-back cards), consumers have more choices than ever when it comes to credit cards. Choosing between the various earnings categories can be confusing enough, but when you factor in the range of loyalty programs available, the varied fees and structures, and the differences between card issuers, it can be very overwhelming.
Our in-depth credit card reviews go through all the details of each card, explain how to maximize the benefits of the card, and what to do with the points and rewards you’ll earn. As with all OMAAT travel reviews, our credit card analyses aren’t sponsored or promoted by a brand or card issuer (though we may receive a commission if you apply for and are approved for certain cards). Since we’re an independent site, we rate cards and share the best offers regardless of if we receive a referral fee or not, so you can trust our recommendations.
A few things to keep in mind when it comes to credit:
If you already have an idea of which cards you might be interested in, you can also skip ahead to our latest travel reward card comparisons. Otherwise, here are the latest credit reviews as of August 2019:
Hotel credit cards are incredibly underrated. Even if you don't spend much money on them, they can offer huge perks and sometimes even offer free nights. When you combine these two factors, a lot of these cards offer outsized value. In this post I wanted…
In the summer of 2018 we saw the introduction of the American Airlines AAdvantage MileUp℠ Card, which is a no annual fee co-branded credit card being issued by American Airlines and Citi. While there are lots of airline credit cards out there, historically…
Last year IHG made some major changes to their credit card portfolio, as they introduced the IHG® Rewards Club Premier Credit Card. In the process they stopped issuing the old IHG Select Credit Card, which is a loss, but at this point we have to make…
Co-branded credit cards are big businesses for airlines, and in many cases a majority of their profits actually come from frequent flyer programs, and the lucrative arrangements they have with banks. When thinking of premium credit cards (let's say those…
At the moment the Hawaiian Airlines® World Elite Mastercard® is offering the best bonus I ever recall seeing on the card. Personally this is the card that I plan on applying for next, as it's a card I've never had before. In this post I wanted to provide…
Marriott Bonvoy has quite a portfolio of credit cards, thanks to them having agreements with both American Express and Chase. So for many it can be overwhelming to decide which card makes the most sense. While there are many personal credit cards to…
The British Airways Visa Signature® Card is one of Chase's popular co-branded airline credit cards. British Airways Executive Club is a great frequent flyer program, so in this post I wanted to take a closer look at this card. Who should be applying…
Back in the day, American Express more or less had the premium card market all to themselves, with The Platinum Card® from American Express. Unfortunately for Amex -- and fortunately for consumers -- competition has really heated up. A few years ago…
With the new Marriott Bonvoy program having been launched earlier this year, Marriott has a new suite of credit cards that are being issued by both American Express and Chase. While the Marriott Bonvoy Boundless™ Credit Card is Marriott's $95…
There are all kinds of business cards out there, with different annual fees, different benefits, and different return on spending. However, fundamentally they're all more or less similar. Then there's the recently introduced Brex Card for Startups, which…
There are lots of great cash back credit cards, and in this post I wanted to take a look at a no annual fee card from Bank of America that may be a lot more useful than it seems on the surface. The Bank of America® Cash Rewards Credit Card is a card…
Hotel credit cards are among the most underrated credit cards out there, in my opinion, given the perks that they potentially offer. While I'm primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot lately, thanks to the number of new luxury…
The loyalty programs of Marriott, Ritz-Carlton, and Starwood combined earlier this year to form Marriott Bonvoy. As part of this agreement, both American Express and Chase are issuing co-branded credit cards. We've even seen some changes made to these…
Personally I love earning points for my credit card spending, though understandably a lot of people prefer to earn cash back. After all, you can spend cash back for anything you'd like, including travel. While Amex is known for their great points earning…
In general I think hotel credit cards are incredibly underrated. They can offer huge perks that more offset the annual fees, and some cards even offer free nights that can get you a lot of value. While I have quite a few hotel credit cards, in this post…
Credit card issuers have become significantly more competitive when it comes to their business cards, since this is an area where they see a lot of potential. Over the past couple of years Amex has refreshed their card portfolio, and this has included…
The past couple of years American Express has refreshed their portfolio of cards, especially those cards earning Membership Rewards points. One of the changes that we've seen is that the popular Premier Rewards Gold Card was rebranded as the Amex Gold…
When talking about mid-range credit cards that earn transferrable points, the Chase Sapphire Preferred® Card is probably the first card that comes to mind for many. The card offers a big sign-up bonus, bonus categories, and great protection. However,…
Many of us go to great lengths to maximize our credit card strategy. For example, I have over two dozen credit cards -- I have some cards for the perks, while I have other cards for the bonuses they offer when I spend money on them. While I know many…
I don't think there's a single card that has changed the premium credit card landscape like the Chase Sapphire Reserve® Card did back when it was introduced in the summer of 2016. For a long time $450+ annual fee cards were thought of as being only for…
It used to be that you'd only earn one point per dollar spent on credit cards. Then we saw some cards introduce up to 1.5x points per dollar spent. Then a card was introduced in 2017 that offered a full 2x transferable points per dollar spent all with…
In addition to our in-depth reviews of individual credit cards, we’ve put some of the most popular travel rewards card head-to-head to evaluate their strengths and weaknesses.
Credit card issuers are competing for wallet share, so you’ll often see similar annual fees or benefits on cards that are marketed to a certain target demographic. That doesn’t necessarily mean the cards themselves are alike, however, so in this collection of posts we set cards side-by-side so you can more easily find the credit card that is best for you. Here are the latest travel reward card comparisons as of August 2019:
In my opinion Chase's best personal and business cards for non-bonused spending are the Chase Freedom Unlimited® (review) and Ink Business UnlimitedSM Credit Card (review), respectively. Actually, I'd argue these are the two best cards for everyday spending…
For years the Chase Sapphire Preferred® Card was regarded as one of best travel rewards credit cards out there. The card is incredibly well rounded, as it offers double points on dining and travel, great travel protection, and the ability to transfer…
Back in the day, it was rare to see big welcome bonuses or generous rewards structures on business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business credit cards. This is obviously an area where…
At the moment both the Chase Sapphire Preferred® Card and Citi Premier℠ Card are offering 60K point welcome bonuses, which are among the best bonuses we've ever seen on these cards. These are two of my favorite cards with annual fees of under $100, so…
Through July 2, 2019, we're seeing some best-ever bonuses on the Delta American Express cards. We're seeing these increased offers on both the business and personal versions of the Gold, Platinum, and Reserve cards. Here are the details of the increased…
In January American Express and Hilton introduced a suite of new credit cards. Among these cards are the Hilton Honors Ascend Card from American Express, which has a $95 annual fee, and the Hilton Honors American Express Business Card, which also has…
I've written in the past about what I consider to be the best personal credit card duo -- the Chase Freedom Unlimited® and Chase Sapphire Reserve® Card. To me, those two cards offer a great balance of reasonable annual fees, big welcome bonuses, valuable…
There are a lot of great credit cards out there. Personally I have 25 at the moment. While I know some people are like me in terms of how many cards they have, I know other people say "I don't want that many cards, I could never keep track of them. Give…
Last year we saw Chase refresh two of their popular hotel credit cards -- The World of Hyatt Credit Card and the IHG® Rewards Club Premier Credit Card -- and there's a lot of overlap between them. You're potentially eligible for both of these cards,…
Last year I wrote a post comparing the Chase Sapphire Preferred® Card and Capital One® Venture® Rewards Credit Card, which are two of the most popular mid-range cards. Today I wanted to revisit that topic, given the changes that occurred to the Venture…
When it comes to Amex business cards, your mind probably immediately thinks of The Business Platinum® Card from American Express and American Express® Business Gold Card. Considering that Amex launched versions of the Gold and Platinum cards decades…
When comparing The Business Gold Rewards Card from American Express to the SimplyCash® Plus Business Credit Card from American Express, it really comes down to what matters most to you -- points or cash back. Both cards come with a variety of bonus categories…
American Express seems to be on a bit of kick with product revamps and I think I'm okay with it. They just launched the new American Express® Business Gold Card and it looks like they noticed how much people like the Ink Business Preferred℠ Credit Card.…
For many years I've had The Amex EveryDay® Preferred Credit Card from American Express, and have considered it to be one of the best cards for earning Membership Rewards points. However, with the recent introduction of the American Express® Gold Card,…
A couple of days ago we saw the introduction of a new best-ever bonus on the Delta Reserve® for Business Credit Card from American Express. This is Delta's most premium business card, and one on which we don't often see big bonuses, so that's a pretty…
I'd argue that the two best business credit cards for everyday spend are The Blue Business® Plus Credit Card from American Express and Ink Business UnlimitedSM Credit Card. These cards both have no annual fee and both offer excellent returns for non-bonused…
On my recent post about what you need to know about applying for the Chase Sapphire Preferred or Chase Sapphire Reserve, reader Xtina asked the following: "@lucky (or anyone really) – What’s the difference between the Sapphire cards here versus the Ink…
The way I see it, both The Platinum Card® from American Express and The Business Platinum® Card from American Express are fantastic cards. I often get questions about which card is better (aside from the obvious fact that one is a personal card and one…
Recently American Express introduced The Blue Business® Plus Credit Card from American Express, which in my opinion is the most lucrative credit card to be introduced in 2017. The card has no annual fee and offers 2x Membership Rewards points on the…
We're seeing a lot of compelling business card welcome offers at the moment, so I've been comparing some of them in recent posts. A couple of days ago I wrote a post comparing two of Amex's premium business cards, and today I'd like to compare Amex's…
Reader Joseph emailed me the following question: "With the recent changes to the American Express Platinum Cards, does it now make sense to have both cards? I would rather not pay $900 in annual fees, but am not sure if it is worth it with the new benefits?"…
A few months ago American Express launched a new line of credit card products marketed primarily towards the "busy mom" market, the EveryDay Card and the EveryDay Preferred Card. The premise of both cards is that in addition to receiving points for your…
There's been a ton of buzz this week about American Express’ new credit cards they’ll be introducing on April 2, 2014 — the EveryDay Card and the EveryDay Preferred Card. This news is exciting because both cards accrue Membership Rewards points, which…
