Credit Card Reviews


Updated: 12 hours ago

We’ve put together this page of credit card reviews because with dozens of different airline, hotel, and bank rewards programs (not to mention cash-back cards), consumers have more choices than ever when it comes to credit cards. Choosing between the various earnings categories can be confusing enough, but when you factor in the range of loyalty programs available, the varied fees and structures, and the differences between card issuers, it can be very overwhelming.

Latest Credit Card Reviews

Our in-depth credit card reviews go through all the details of each card, explain how to maximize the benefits of the card, and what to do with the points and rewards you’ll earn. As with all OMAAT travel reviews, our credit card analyses aren’t sponsored or promoted by a brand or card issuer (though we may receive a commission if you apply for and are approved for certain cards). Since we’re an independent site, we rate cards and share the best offers regardless of if we receive a referral fee or not, so you can trust our recommendations.

A few things to keep in mind when it comes to credit:

If you already have an idea of which cards you might be interested in, you can also skip ahead to our latest travel reward card comparisonsOtherwise, here are the latest credit reviews as of February 2020:

Delta First Class Watermark

Delta Blue Amex No Annual Fee Card Review (2020)

American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…

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Filed Under: American Express, Credit Card Reviews
A330 900 Neo

Delta Reserve Credit Card Review (2020)

American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…

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Filed Under: American Express, Credit Card Reviews
Delta Skyclub Seattle Watermark

Delta Platinum Amex Card Review (2020)

American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…

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Filed Under: American Express, Credit Card Reviews
Delta One Watermark

Gold Delta American Express Card Review (2020)

American Express and Delta have had a close relationship for many years, and as part of that they issue seven co-branded Delta Amex cards, including the Blue, Gold, Platinum, and Reserve cards (with the exception of the Blue product, all the others have…

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Filed Under: American Express, Credit Card Reviews
Ritz Carlton Berlin Watermark

Amex Marriott Bonvoy Brilliant Card Review (2020)

Marriott Bonvoy has credit cards issued by both American Express and Chase. Marriott has essentially split out the market: Chase issues the Marriott Bonvoy Bold™ Credit Card (review), which is the no annual fee personal card Chase issues the Marriott…

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Filed Under: Credit Card Reviews, Credit Cards
Hawaiian Watermark

Amex EveryDay Preferred Credit Card Review (2020)

While American Express has refreshed much of their card portfolio in the past couple of years, one card that hasn't changed much is the Amex EveryDay® Preferred Credit Card. Back in the day I thought this was one of the best cards for earning Amex Membership…

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Filed Under: American Express, Credit Card Reviews
Park Hyatt Bangkok Watermark

Ink Business Cash Card: 8 Reasons To Apply

The Ink Business Cash℠ Credit Card (review) is one of the all-around most lucrative business credit cards out there. The card has a big welcome bonus, no annual fee, and offers up to 5x points. In conjunction with cards earning Ultimate Rewards points,…

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Filed Under: Chase, Credit Card Reviews
Intercontinental Shanghai Watermark

IHG Rewards Club Premier Credit Card Review (2020)

Hotel credit cards are incredibly underrated. Even if you don't spend much money on them, they can offer huge perks and sometimes even offer free nights. When you combine these two factors, a lot of these cards offer outsized value. In this post I wanted…

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Filed Under: Chase, Credit Card Reviews
5 Bar Black Watermark

Chase Freedom Card Review (2020)

If you're into earning points through credit card spending, you shouldn't be earning just a single point per dollar spent. Rather you should be earning anywhere from 1.5-5x points on all of your spending. This is done both by maximizing the points you're…

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Filed Under: Chase, Credit Card Reviews
Kimpton Watermark

7 Reasons To Get The IHG Premier Card

We've just seen Chase and IHG introduce an incredible new sign-up bonus on the IHG® Rewards Club Premier Credit Card, which in my opinion is a card that's worth having long-term for the great perks it offers. This really is a phenomenal card -- it's…

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Filed Under: Chase, Credit Card Reviews
Freedom Unlimited Issuer Watermark

Chase Freedom Unlimited Review (2020)

The Chase Freedom Unlimited® was launched in 2016, and is one of the best credit cards for everyday spending (and it's a card that I have, and also one that I have spent a lot of money on). The catch is that there's a learning curve to using this card…

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Filed Under: Chase, Credit Card Reviews
Amex Gold Card Watermark

American Express Gold Card Review (2020)

The past couple of years American Express has refreshed their portfolio of cards, especially those cards earning Membership Rewards points. One of the changes that we've seen is that the popular Premier Rewards Gold Card was rebranded as the Amex Gold…

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Filed Under: American Express, Credit Card Reviews
Conrad Watermark

Amex Hilton Honors Surpass Card Review (2020)

Hotel credit cards are among the most underrated credit cards out there, in my opinion, given the perks that they potentially offer. While I'm primarily loyal to Hyatt and Marriott, Hilton has grown on me a lot lately, thanks to the number of new luxury…

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Filed Under: American Express, Credit Card Reviews
Thai Airways Watermark

Chase Sapphire Preferred Review (2020)

There are a lot of amazing travel rewards credit cards nowadays, and in many ways credit card issuers have become significantly more competitive when it comes to the perks associated with cards. In this post I wanted to take a close look at what has…

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Filed Under: Chase, Credit Card Reviews
Edition Sanya

Marriott Bonvoy Bold Card Review (2020)

With the new Marriott Bonvoy program having been launched in early 2019, Marriott has a new suite of credit cards that are being issued by both American Express and Chase. While the Marriott Bonvoy Boundless™ Credit Card is Marriott's $95 annual…

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Filed Under: Chase, Credit Card Reviews
Edition Barcelona Watermark

Marriott Bonvoy Boundless Card Review (2020)

The loyalty programs of Marriott, Ritz-Carlton, and Starwood were combined in early 2019, to form Marriott Bonvoy. As part of this agreement, both American Express and Chase are issuing co-branded credit cards. We've even seen some changes made to these…

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Filed Under: Chase, Credit Card Reviews
United Polaris Watermark

United Explorer Card Review

United has some popular co-branded credit cards. I've reviewed the United℠ Explorer Business Card, and in this post wanted to take a look at the personal version of the card, the United℠ Explorer Card. This card has had a limited time sign-up bonus since…

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Filed Under: Chase, Credit Card Reviews
Money Watermark

Capital One Spark Cash Business Card Review

Getting the right credit card for your business can lead to huge rewards, and potentially also offers several other benefits. In this post I wanted to review the Capital One® Spark® Cash for Business, which I consider to be the gold standard for cash…

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Filed Under: Capital One, Credit Card Reviews
Singapore Suites Watermark A380

Chase Sapphire Reserve Review (2020)

I don't think there's a single card that has changed the premium credit card landscape like the Chase Sapphire Reserve® Card did back when it was introduced in the summer of 2016. Before the Sapphire Reserve was introduced, premium cards were thought…

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Filed Under: Chase, Credit Card Reviews

Travel Reward Card Comparisons

In addition to our in-depth reviews of individual credit cards, we’ve put some of the most popular travel rewards card head-to-head to evaluate their strengths and weaknesses.

Credit card issuers are competing for wallet share, so you’ll often see similar annual fees or benefits on cards that are marketed to a certain target demographic. That doesn’t necessarily mean the cards themselves are alike, however, so in this collection of posts we set cards side-by-side so you can more easily find the credit card that is best for you. Here are the latest travel reward card comparisons as of February 2020:

Safari Watermark

Comparison: Capital One Spark Miles Select Vs. Spark Miles

I rank the Capital One® Spark® Miles for Business (review) as one of the all around best business credit cards, and as one of the best Capital One credit cards. What many people don't realize is that there's a no annual fee version of the card -- the Spark®…

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Filed Under: Capital One, Credit Card Comparisons
Travel Watermark

Capital One Showdown: Venture Vs. VentureOne

Many people are probably familiar with the Capital One® Venture® Rewards Credit Card (review), which is a straightforward and well rounded travel rewards card. It's one of the best Capital One credit cards. However, fewer people are probably familiar…

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Filed Under: Capital One, Credit Card Comparisons
Ana First Class Watermark

The 9 Best Small Business Credit Cards (2020)

Back in the day, it was rare to see big welcome bonuses or generous rewards structures on small business credit cards. That has changed, and nowadays we're seeing card issuers place a huge emphasis on business cards. This is obviously an area where they…

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Filed Under: American Express, Business
Chase Freedom Watermark

Chase Freedom Vs. Freedom Unlimited: Which Is Better?

Two of Chase's best no annual fee cards are the Chase Freedom® (review) and Chase Freedom Unlimited® (review). While the cards are used by many independently, in reality they're great complements to one another, and also great complements to other cards.…

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Filed Under: Chase, Credit Card Comparisons
W Aspen Watermark

Amex Green Vs. Amex Gold: Which Is Better?

This past fall we saw the introduction of the refreshed American Express® Green Card (review), which is significantly more compelling than I was expecting. This refresh follows the American Express® Gold Card (review) also getting a revamp earlier in…

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Filed Under: American Express, Credit Card Comparisons
Clubhouse Watermark

Credit Card Showdown: British Airways Vs. Virgin Atlantic

Airline co-brand credit cards are big business for both airlines and banks. Nowadays we're seeing more robust features introduced on these cards, and we're also increasingly seeing cards issued by non-US airlines. In this post I wanted to look at two…

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Filed Under: Bank of America, British Airways
Chase Cards Watermark

9 Reasons To Get Sapphire Preferred Over Sapphire Reserve

For years the Chase Sapphire Preferred® Card was regarded as one of best travel rewards credit cards out there. The card is incredibly well rounded, as it offers double points on dining and travel, great travel protection, and the ability to transfer…

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Filed Under: Chase, Credit Card Comparisons
Southwest Airlines Plane

Is The Southwest Premier Business Card Worth It?

Chase and Southwest Airlines have two business credit cards -- the Southwest Rapid Rewards® Premier Business Credit Card and the Southwest Rapid Rewards® Performance Business Credit Card. I've reviewed the Performance Card, and in this post wanted to…

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Filed Under: Chase, Credit Card Comparisons
Chase Unlimited Watermark

Chase Freedom Unlimited Vs. Chase Ink Unlimited

In my opinion Chase's best personal and business cards for non-bonused spending are the Chase Freedom Unlimited® (review) and Ink Business UnlimitedSM Credit Card (review), respectively. Actually, I'd argue these are the two best cards for everyday spending…

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Filed Under: Chase, Credit Card Comparisons
Jetblue Mint Watermark 1

Comparing Chase Sapphire Preferred & Citi Premier

At the moment both the Chase Sapphire Preferred® Card and Citi Premier℠ Card are offering 60K point welcome bonuses, which are among the best bonuses we've ever seen on these cards. These are two of my favorite cards with annual fees of under $100, so…

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Filed Under: Chase, Citi
Conrad Bora Bora Watermark

Comparing Hilton Amex Personal & Business $95 Annual Fee Cards

In January American Express and Hilton introduced a suite of new credit cards. Among these cards are the Hilton Honors Ascend Card from American Express, which has a $95 annual fee, and the Hilton Honors American Express Business Card, which also has…

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Filed Under: American Express, Credit Card Comparisons
Singapore A350 Watermark

The Two Best Business Credit Card Duos

I've written in the past about what I consider to be the best personal credit card duo -- the Chase Freedom Unlimited® and Chase Sapphire Reserve® Card. To me, those two cards offer a great balance of reasonable annual fees, big welcome bonuses, valuable…

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Filed Under: American Express, Chase
Singapore A380 Watermark Suites

Best Credit Card Duo For Maximizing Points

There are a lot of great credit cards out there. Personally I have 25 at the moment. While I know some people are like me in terms of how many cards they have, I know other people say "I don't want that many cards, I could never keep track of them. Give…

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Filed Under: Chase, Credit Card Comparisons
Park Hyatt Sydney Watermark

Should You Get The Hyatt Or IHG Credit Card?

Last year we saw Chase refresh two of their popular hotel credit cards -- The World of Hyatt Credit Card and the IHG® Rewards Club Premier Credit Card -- and there's a lot of overlap between them. You're potentially eligible for both of these cards,…

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Filed Under: Chase, Credit Card Comparisons
Singapore Business Class Watermark

I’m Swapping My Amex EveryDay Preferred For The New Amex Gold

For many years I've had The Amex EveryDay® Preferred Credit Card from American Express, and have considered it to be one of the best cards for earning Membership Rewards points. However, with the recent introduction of the American Express® Gold Card,…

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Filed Under: American Express, Credit Card Comparisons
Delta Skyclub Jfk – 36

Which Business Card Is Better: Amex Platinum Or Delta Reserve?

A couple of days ago we saw the introduction of a new best-ever bonus on the Delta Reserve® for Business Credit Card from American Express. This is Delta's most premium business card, and one on which we don't often see big bonuses, so that's a pretty…

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Filed Under: American Express, Credit Card Comparisons
St Regis Watermark

Amex Blue Business Plus Vs. Chase Ink Business Unlimited Card

I'd argue that the two best business credit cards for everyday spend are The Blue Business® Plus Credit Card from American Express and Ink Business UnlimitedSM Credit Card. These cards both have no annual fee and both offer excellent returns for non-bonused…

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Filed Under: American Express, Chase
New Singapore Business Class 1

Differences Between Chase Sapphire & Ink Preferred Cards?

On my recent post about what you need to know about applying for the Chase Sapphire Preferred or Chase Sapphire Reserve, reader Xtina asked the following: "@lucky (or anyone really) – What’s the difference between the Sapphire cards here versus the Ink…

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Filed Under: Chase, Credit Card Comparisons
Virgin Atlantic Upper Class – 34

Comparing Two Great Business Cards: Which Is Best?

We're seeing a lot of compelling business card welcome offers at the moment, so I've been comparing some of them in recent posts. A couple of days ago I wrote a post comparing two of Amex's premium business cards, and today I'd like to compare Amex's…

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Filed Under: American Express, Chase
Grain Store Gatwick

Comparing the Amex EveryDay and EveryDay Preferred Cards

A few months ago American Express launched a new line of credit card products marketed primarily towards the "busy mom" market, the EveryDay Card and the EveryDay Preferred Card. The premise of both cards is that in addition to receiving points for your…

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Filed Under: American Express, Credit Card Comparisons
Frankfurt Vip Services Shopping

Amex EveryDay and Blue Cash Card Differences

There's been a ton of buzz this week about American Express’ new credit cards they’ll be introducing on April 2, 2014 — the EveryDay Card and the EveryDay Preferred Card. This news is exciting because both cards accrue Membership Rewards points, which…

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Filed Under: American Express, Credit Card Comparisons