10 Best Credit Card Offers For April 2019

In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out my advertiser policy for further details about our partners, including American Express, Capital One, Chase, and Citi, and thanks for your support!

Every month I make a post with what I consider to be the best credit card bonuses of the month.

While there are several excellent long-standing credit card offers, the specifics of the best offers are constantly changing (be it the annual fee, minimum spend requirement, or even amount of the welcome bonus).

If you read my blog on a daily basis then, by all means, skip this post, but for me it’s a useful, “current” place to refer people who ask about which cards they should apply for, a question I get on a daily basis.

Let’s look at some of the best credit card welcome bonuses that are available this month. Here’s what I consider the 10 best to be:

1. Ink Business Preferred℠ Credit Card

Current offer: 80,000 Ultimate Rewards points after spending $5,000 within three months from account opening
Annual fee: $95

Why it’s a great offer: The Ink cards have extremely generous category bonuses that help sole proprietorships and small businesses maximize points on everyday credit card spend. This card offers 3x points on the first $150,000 spent annually in combined purchases on travel, shipping, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.

This is a card that’s good for both for the welcome bonus and for everyday spend. I value Ultimate Rewards points at ~1.7 cents each, so to me, the welcome bonus is worth $1,265 after subtracting the annual fee.

Redeem Ultimate Rewards points for a stay at the Park Hyatt Milan

2. CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Current offer: Earn 70,000 AAdvantage miles after spending $4,000 within four months
Annual fee: $99, waived for the first 12 months

Why you should consider applying: I value American miles at 1.4 cents each, so to me the welcome bonus is worth $980. The card comes with several perks that could make it worth holding onto, including free checked bags, priority boarding, etc.

Redeem American AAdvantage miles for travel in the Etihad A380 Apartment

3. Chase Sapphire Preferred® Card

Current offer: 60,000 Ultimate Rewards points after spending $4,000 within three months
Annual fee: $95

Why it’s a great offer: This card’s bonus was just increased by 10,000 Ultimate Rewards points, which is exciting. Ultimate Rewards points can be transferred at a 1:1 ratio to Singapore, United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. I value the welcome bonus on this card at $925.

Redeem Ultimate Rewards points for the Park Hyatt Maldives

4. Ink Business Cash℠ Credit Card

Current offer: 50,000 points after spending $3,000 within three months
Annual fee: no annual fee

Why it’s a great offer: Not only is the welcome bonus great, but the card also offers 5x points in useful categories (on the first $25,000 spent per cardmember year on office supply stores, internet, cable TV, mobile phones, and landlines), and points can be pooled with the Ultimate Rewards points earned on cards like the Chase Sapphire Reserve® CardChase Sapphire Preferred® Card, and Ink Business Preferred℠ Credit Card. Assuming you have this card in conjunction with one accruing premium Ultimate Rewards points, I value the welcome bonus on this card at $850.

Redeem Ultimate Rewards points for travel in Singapore Airlines Suites

5. Ink Business UnlimitedSM Credit Card

Current offer: 50,000 points after spending $3,000 within three months
Annual fee: no annual fee

Why it’s a great offer: This card was introduced last summer, and offers a fantastic return on everyday spend and a great welcome bonus. Points earned on this card can be pooled with the Ultimate Rewards points earned on cards like the Chase Sapphire Reserve® CardChase Sapphire Preferred® Card, and Ink Business Preferred℠ Credit Card. Assuming you have this card in conjunction with one accruing premium Ultimate Rewards points, I value the welcome bonus on this card at $850.

Redeem Ultimate Rewards points for stays at the Park Hyatt Sydney

6. Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Current offer: Earn 60,000 AAdvantage miles after spending $3,000 within three months
Annual fee: $99, waived for the first 12 months

Why you should consider applying: I value American miles at 1.4 cents each, so to me the welcome bonus is worth $840. The card comes with several perks that could make it worth holding onto, including free checked bags, priority boarding, etc.


Redeem American AAdvantage miles for travel in SriLankan business class

7. Alaska Airlines Visa® Credit Card

Current offer: Earn 40,000 Alaska miles plus a $121+ Alaska companion fare when you spend $2,000 within 90 days
Annual fee: $75

Why you should consider applying: 40,000 miles is one of the best bonuses we’ve seen on this card. That might not sound like that much, but I value Alaska miles more than any other mileage currency, given the excellent premium cabin redemptions that are available. The $121+ companion certificate offered with the card also has the potential to be really valuable, as outlined in this post.

Get a lot of value with the companion certificate offered with the card

8. Alaska Airlines Visa® Business Credit Card

Current offer: Earn 40,000 Alaska miles plus a $121+ Alaska companion fare when you spend $2,000 within 90 days
Annual fee: $75 ($50 for the account plus $25 for the first user)

Why you should consider applying: 40,000 miles is one of the best bonuses we’ve seen on this card. That might not sound like that much, but I value Alaska miles more than any other mileage currency, given the excellent premium cabin redemptions that are available. The $121+ companion certificate offered with the card also has the potential to be really valuable, as outlined in this post.

Redeem your Alaska miles for travel in Japan Airlines first class

9. Barclaycard Arrival® Plus World Elite Mastercard® (see terms)

Current offer: Earn 70,000 miles after spending $5,000 on purchases within the first 90 days
Annual fee: $89, waived for the first 12 months

Why you should consider applying: This is a travel card that earns rewards that can be redeemed as cash towards the cost of a travel purchase. You earn two miles per dollar spent, and each mile can be redeemed for one cent towards a travel purchase. In other words, the welcome bonus of 70,000 miles is worth $700 towards travel.

You can redeem Arrival miles towards the cost of a rental car

10. Marriott Bonvoy BusinessTM American Express® Card

Current offer: Earn 100,000 Marriott Bonvoy points after spending $5,000 within three months; limited time offer, available through April 24, 2019
Annual fee: $125 (Rates & Fees)

Why you should consider applying: This card has an excellent increased welcome bonus, and on top of that is a card that can be worth holding onto long term, given that it offers 15 elite qualifying nights towards status annually, as well as an anniversary free night award valid at a property costing up to 35,000 points.

I value Marriott points at ~0.7 cents each, so to me the bonus is worth ~$700.

Redeem your anniversary free night certificate at the Four Points Nairobi Airport

If you have any questions or other cards you think have great welcome bonuses, let me know in the comments section!

The following links will direct you to the rates and fees for mentioned American Express Cards. These include: Marriott Bonvoy Business Card From American Express (Rates & Fees).

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

Comments

  1. Hi Ben,

    While the Marriott Bonvoy Business American Express Card may, itself be good, I have completely lost confidence in the Bonvoy program itself.

    – Last year, I spent three months fighting to get them to correct my points transfer to KrisFlyer. I converted 60,000 points, and their system shorted me two points, which failed to trigger the 5,000 point bonus. Two months of calls and broken promises (we’ll get back to you in 5 business days) later, I see 5,000 points finally clear. But, I’m still 2 points short of the award level I needed for Singapore Suites between Europe and Asia. Luckily, I was able to fall back on airline employee flight benefits to get home, but this was obviously a less-than-ideal situation. Several more calls and even more unfulfilled promises before I finally got through to someone who was able to correct this mistake.

    – Now, I have spent another three months attempting to get Marriott to recognize the Gold status that I deserve based on my previous year’s credit card spend. Again, many calls taking place with promises to get back to me in five business days. The most recent, took place a month ago. I was even given a case number and was promised a prompt response. Called this past Friday to be informed that my case had been closed four days after I opened it. When asked why, agent tells me it’s because $30,000 spend is required to attain gold status. The thing is, I attained $35,000. In frustration, I call American Express for help and they confirm that the minimum spend had, indeed, been reached. AMEX agent calls Bonvoy in an attempt to rectify the problem and is told a new case has been opened and that an answer shall be forthcoming in 5 business days.

    So, I’m looking forward to another Bonvoy Bungle to come to its conclusion, but my shredder stands ready to shred the Marriott AMEX.

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