10 Best Credit Card Offers For February 2019

In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out my advertiser policy for further details about our partners, including American Express, Capital One, Chase, and Citi, and thanks for your support!

Every month I make a post with what I consider to be the best credit card bonuses of the month.

While there are several excellent long-standing credit card offers, the specifics of the best offers are constantly changing (be it the annual fee, minimum spend requirement, or even amount of the welcome bonus).

If you read my blog on a daily basis then, by all means, skip this post, but for me it’s a useful, “current” place to refer people who ask about which cards they should apply for, a question I get on a daily basis.

Let’s look at some of the best credit card welcome bonuses that are available this month. Here’s what I consider the 10 best to be:

1. Ink Business Preferred℠ Credit Card

Current offer: 80,000 Ultimate Rewards points after spending $5,000 within three months from account opening
Annual fee: $95

Why it’s a great offer: The Ink cards have extremely generous category bonuses that help sole proprietorships and small businesses maximize points on everyday credit card spend. This card offers 3x points on the first $150,000 spent annually in combined purchases on travel, shipping, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.

So this is a card that’s good for both for the welcome bonus and for everyday spend. I value Ultimate Rewards points at ~1.7 cents each, so to me, the welcome bonus is worth $1,265 after subtracting the annual fee.

Redeem Ultimate Rewards points for a stay at the Park Hyatt Milan

2. United℠ Explorer Business Card

Current offer: 75,000 MileagePlus bonus miles after spending $5,000 within three months from account opening
Annual fee: $95, waived the first year

Why it’s a great offer: This is the best welcome bonus I ever recall seeing on the card. In addition to the bonus and waived annual fee for the first year, this card offers valuable perks. These include a first checked bag free for you and one companion, two United Club passes per year, priority boarding, and more.

I value United miles at ~1.4 cents each, so to me the welcome bonus is worth ~$1,050.

Redeem United miles for a flight in Polaris

3. Chase Sapphire Preferred® Card

Current offer: 50,000 Ultimate Rewards points after spending $4,000 within three months
Annual fee: $95, waived the first year

Why it’s a great offer: Ultimate Rewards points can be transferred at a 1:1 ratio to Singapore, United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. I value the welcome bonus on this card at $850.

Redeem Ultimate Rewards points for the Park Hyatt Maldives

4. Ink Business Cash℠ Credit Card

Current offer: 50,000 points after spending $3,000 within three months
Annual fee: no annual fee

Why it’s a great offer: Not only is the welcome bonus great, but the card also offers 5x points in useful categories (on the first $25,000 spent per cardmember year on office supply stores, internet, cable TV, mobile phones, and landlines), and points can be pooled with the Ultimate Rewards points earned on cards like the Chase Sapphire Reserve® CardChase Sapphire Preferred® Card, and Ink Business Preferred℠ Credit Card. Assuming you have this card in conjunction with one accruing premium Ultimate Rewards points, I value the welcome bonus on this card at $850.

Redeem Ultimate Rewards points for travel in Singapore Airlines Suites

5. Ink Business UnlimitedSM Credit Card

Current offer: 50,000 points after spending $3,000 within three months
Annual fee: no annual fee

Why it’s a great offer: This card was introduced last summer, and offers a fantastic return on everyday spend and a great welcome bonus. Points earned on this card can be pooled with the Ultimate Rewards points earned on cards like the Chase Sapphire Reserve® CardChase Sapphire Preferred® Card, and Ink Business Preferred℠ Credit Card. Assuming you have this card in conjunction with one accruing premium Ultimate Rewards points, I value the welcome bonus on this card at $850.

Redeem Ultimate Rewards points for stays at the Park Hyatt Sydney

6. AAdvantage Aviator Red World Elite Mastercard

Current offer: Earn 60,000 American AAdvantage miles after your first purchase within 90 days
Annual fee: $95

Why you should consider applying: This is an excellent welcome bonus for a card with such a low spend requirement. I value American miles at ~1.4 cents each, so to me the welcome bonus is worth $745.

Furthermore, the card comes with several perks that could make it worth holding onto, including free checked bags, priority boarding, etc.

Redeem American AAdvantage miles for travel in the Etihad A380 Apartment

7. Barclaycard Arrival® Plus World Elite Mastercard® (see terms)

Current offer: Earn 70,000 miles after spending $5,000 on purchases within the first 90 days
Annual fee: $89, waived for the first 12 months

Why you should consider applying: This is an excellent travel card that earns rewards that can be redeemed as cash towards the cost of a travel purchase. You earn two miles per dollar spent, and each mile can be redeemed for one cent towards a travel purchase. In other words, the welcome bonus of 70,000 miles is worth $700 towards travel.

You can redeem Arrival miles towards the cost of a rental car

8. Marriott Bonvoy BusinessTM American Express® Card

Current offer: Earn 100,000 Marriott Bonvoy points after spending $5,000 within three months; limited time offer, available through April 24, 2019
Annual fee: $125 (if application received before March 28, 2019, then $0 intro annual fee for the first year, and $95 thereafter) (Rates & Fees)

Why you should consider applying: This card has an excellent increased welcome bonus, and on top of that is a card that can be worth holding onto long term, given that it offers 15 elite qualifying nights towards status annually, as well as an anniversary free night award valid at a property costing up to 35,000 points.

I value Marriott points at ~0.7 cents each, so to me the bonus is worth ~$700.

Redeem your anniversary free night certificate at the Four Points Nairobi Airport

9. The World of Hyatt Credit Card

Current offer: Earn 25,000 World of Hyatt points after spending $3,000 within the first three months, plus a further 25,000 points after spending a total of $6,000 within the first six months
Annual fee: $95

Why you should consider applying: This credit card was introduced last summer, and is fantastic. It offers an anniversary free night certificate, a further free night certificate when you spend $15,000 on the card in a cardmember year, five elite qualifying nights just for having the card, a further two elite nights for every $5,000 spent on the card, and some unique bonus categories.

I value World of Hyatt points at 1.5 cents each, so to me the bonus is worth $655.

Redeem your anniversary free night certificate at the Park Hyatt Saigon

10. Alaska Airlines Visa® Business Credit Card

Current offer: Earn 30,000 Alaska miles plus an Alaska companion fare when you spend $1,000 within 90 days
Annual fee: $75 ($50 for the account plus $25 for the first user)

Why you should consider applying: While 30,000 miles might not sound like a lot, I value Alaska miles more than any other mileage currency, given the excellent premium cabin redemptions that are available. The companion certificate offered with the card also has the potential to be really valuable, as outlined in this post.

Redeem your Alaska miles for travel in Japan Airlines first class

If you have any questions or other cards you think have great welcome bonuses, let me know in the comments section!

The following links will direct you to the rates and fees for mentioned American Express Cards. These include: Marriott Bonvoy Business Card From American Express (Rates & Fees).

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

Comments

  1. Agree, I would guess most people here do not own a business, so at least it would be better to split into two sections – consumer and business.

  2. My wife and I both got snail mailings yesterday for the Alaska Airlines BofA personal card 40k bonus plus companion fare.

  3. I have more than enough credit cards for now. I do plan on possibly opening more lines of credit in the future. One thing I can say right now is pay off existing credit cards. Then contact your credit card company and ask them for a lower interest rate.

  4. @DNN
    If you are carrying a balance on your credit cards you’re doing it wrong. If you do credit cards properly the interest rate should be irrelevant.

  5. Echoing @Robert. Got the BoA Alaska personal card offer for 40K via snail mail. The additional 10K comes at the cost of the immediate companion cert which I had received on my previous offers.

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