Link: Apply now for the Capital One Venture X Rewards Credit Card (this is the best publicly available offer for the card, and we appreciate your support if you use our link)
One of the most popular perks of premium credit cards is airport lounge access. That’s an area where the new Capital One Venture X Rewards Credit Card shines, as it offers the most lucrative path to a Priority Pass membership of any premium credit card, in my opinion.
And that’s only one of the many great perks of the card, as it also offers a $300 annual travel credit, 10K anniversary bonus miles, access to Capital One Lounges, Hertz President’s Circle elite status, primary rental car coverage, cell phone protection, unrivaled authorized user perks, and more. I applied for this card and was instantly approved, and I know many OMAAT readers are in the same boat.
There have been a lot of questions about how the Priority Pass membership on the Capital One Venture X works, so I wanted to address that in detail in this post.
How the Capital One Venture X Priority Pass perk works
The Capital One Venture X offers a Priority Pass membership for the primary cardmember and authorized users, offering access to airport lounges around the world. Cardmembers can access lounges an unlimited number of times, and can bring up to two guests with them with each visit.
Let’s go over the details of the Priority Pass membership in a bit more detail…
What is Priority Pass?
Priority Pass is the world’s largest network of independent airport lounges, with 1,300+ lounges around the world. Priority Pass as such doesn’t operate lounges, but rather it’s a program that pays third party lounges to admit its members. While you can buy a Priority Pass membership directly, this is also offered as a perk on many premium credit cards.
How do you sign-up for your Priority Pass membership?
Capital One states that you’ll be eligible to enroll in Priority Pass about one week after you’re approved for the Capital One Venture X. However, based on my experience, it’s much faster than that — I received my card in the mail two days after being approved, and was immediately able to register for my Priority Pass membership.
Cardmembers can enroll at prioritypass.com/capitalone. At the link you’ll have to enter your 16-digit Capital One Venture X card number.
You’ll then have to go through the enrollment process, which starts by selecting your country of residence.
The next page will confirm that the Priority Pass membership won’t cost you anything.
You’ll then have to go through the process of registering your account, which includes five different pages. You’ll have to share some personal details, including your billing and mailing address, and your card number (the card won’t be charged, but rather this is just to verify that you’re supposed to get a free membership).
After enrollment, cardholders get instant access to their digital Priority Pass card, and will then be mailed a physical card.
Do authorized users get a Priority Pass membership?
You can add up to four authorized users to the Capital One Venture X at no extra cost, and they each receive a Priority Pass membership as well. That’s a phenomenal feature, since there aren’t many cards that offer Priority Pass memberships for authorized users at no cost.
Which lounges can you visit with Priority Pass?
You can check Priority Pass’ website or mobile app to see which lounges you can access. It’s usually easiest to search by airport. When you check out the page for a specific lounge, make sure you also glance at the restrictions associated with visiting a particular lounge. For example, some lounges only admit Priority Pass members over certain hours.
How often can you access lounges?
The Priority Pass membership offered through the Capital One Venture X offers unlimited lounge visits. Not only can you visit multiple lounges at a particular airport, but can you visit lounges as many days as you’d like. As long as you’re traveling the same day, there are no limits on how often you can access airport lounges.
How many guests can you bring into lounges?
The Priority Pass membership issued with the Capital One Venture X allows you to take up to two guests with you into lounges on a complimentary basis. The guests must be accompanying you, so they may just have to present their same day boarding pass. But yes, you can take two guests with you (for a total of three people) into Priority Pass lounges an unlimited number of times.
In some cases lounges may have capacity limits and might not allow two guests, so you’ll want to consult Priority Pass’ website for all the details.
Can you access Priority Pass restaurants?
Nowadays there are plenty of Priority Pass restaurants. With this, Priority Pass has partnered with select airport restaurants, where cardmembers can receive a credit towards food & drinks in lieu of access to a lounge.
Priority Pass memberships issued through Capital One are eligible for credits at Priority Pass restaurants. This puts the card’s policy in line with the policy of the Chase Sapphire Reserve® Card (review), and makes it a better policy than what you’ll find with The Platinum Card® from American Express (review), which doesn’t offer credits at these restaurants.
Can you access Capital One Lounges with Priority Pass?
There are new Capital One Lounges that are opening at select airports (the first lounge opened at DFW — read my review here). These can be accessed by those with the Capital One Venture X, though you’d access them directly with your credit card, rather than with your Priority Pass membership. The Priority Pass membership as such doesn’t get you access to Capital One Lounges (after all, others get a Priority Pass membership through something other than a Capital One credit card).
So you don’t have to pay to visit Priority Pass lounges?!
I’ve had a couple of people point out that Priority Pass’ website lists membership costs that range from $99 to $429 annually. Indeed, that’s the cost of a membership if you bought it directly from Priority Pass, but you’re getting that membership included with your credit card.
Priority Pass has two revenue streams — it sells memberships directly, and sells memberships to credit card companies, which offer them as perks to cardmembers. The Priority Pass membership you get through your Capital One Venture X won’t cost you anything extra. It won’t cost you extra to get the membership, and it won’t cost you extra to actually visit lounges.
For what it’s worth, the membership you’re getting with the Capital One Venture X is closest to the $429 “Prestige” membership, in terms of the perks being offered. Yep, that’s pretty incredible, because that’s higher than the card’s annual fee.
Why the Capital One Venture X is the best card for Priority Pass
There are several premium credit cards that offer Priority Pass memberships, but I’d argue that no card is more rewarding in that way then the Capital One Venture X:
- The Venture X has among the lowest annual fees ($395) of any card offering a Priority Pass membership
- Not only that, but a vast majority of cardmembers should be able to recoup most of the annual fee from the $300 annual travel credit and 10,000 anniversary bonus miles every year
- On top of that, you can add up to four authorized users to the Venture X, and they each get a Priority Pass membership at no additional cost, with identical privileges
There’s not another card that’s open to new applicants that doesn’t charge for authorized users and offers them a Priority Pass membership. This card is in a league of its own for people looking for Priority Pass memberships not only for themselves, but also for friends and family.
The Capital One Venture X offers lots of awesome perks. Many will appreciate the Priority Pass membership issued by the card. This offers access to 1,300+ lounges around the world, with unlimited visits, and the ability to take two guests with you. Credits at Priority Pass restaurants are also included with this benefit.
I’d argue that this is the all around most lucrative credit card out there for getting a Priority Pass membership, in terms of the card’s annual fee, how much of that you an recoup with ongoing perks, and the ability to get Priority Pass memberships for your (free) authorized users as well.
What do you make of the Capital One Venture X’s Priority Pass perk?