Link: Apply now for the World of Hyatt Business Card
In late 2021 we saw the introduction of the $199 annual fee World of Hyatt Business Credit Card (review), which is Hyatt’s first business credit card. Okay, in fairness, I’d argue that the World of Hyatt Credit Card (review) is all-around more lucrative, though that’s a card that many of us Hyatt loyalists already have, and there’s value to be had in picking up the business version of the card as well.
I applied for the World of Hyatt Business Card shortly after it was introduced and was instantly approved, and I know many readers are in the same boat. In this post I wanted to share six reasons to consider picking up Hyatt’s business credit card. In no particular order…
In this post:
60,000 World of Hyatt bonus points
The World of Hyatt Business Card offers an excellent welcome bonus of 60,000 World of Hyatt points after spending $5,000 within the first three months. I value World of Hyatt points at ~1.5 cents each, so to me that welcome bonus is worth $900. Note that you’re eligible for this card (including the bonus) even if you have the personal version of the card.
Doesn’t count toward 5/24 limit
Chase has what’s known as the 5/24 rule, whereby you typically won’t be approved for a card if you’ve opened five or more new card accounts in the past 24 months. While this card is subjected to that rule, the good thing is that applying for the World of Hyatt Business Card won’t count as a further card toward that limit.
In other words, if you’re at 4/24 and you apply for a Chase business card, you’ll still be at 4/24 (under the limit). Meanwhile if you’re at 4/24 and you apply for a Chase personal card, you’ll be at 5/24 (which is the limit). Therefore I always recommend picking up Chase business cards before Chase personal cards.
$100 in Hyatt credits per year
While the World of Hyatt Business Card has a $199 annual fee, much of that is offset by the card’s $100 Hyatt credit every anniversary year. Just spend $50 or more at any Hyatt property, and you’ll receive a $50 statement credit, up to twice every anniversary year.
If you stay at Hyatts with any frequency, then that credit should be worth face value. And frankly if you’re not staying at Hyatts at least twice per year and spending $50 each time (even if it’s on incidentals), then the card probably isn’t for you.
Earn Hyatt elite nights at a fast pace
The World of Hyatt Business Card offers five World of Hyatt elite qualifying nights for every $10,000 spent on the card in a calendar year. In other words, in the right increments you’re earning one elite night for every $2,000 spent.
As a point of comparison, the personal version of the card offers two elite nights for every $5,000 spent, so the rate of earning elite nights on the business version of the card is better (however, the business version of the card doesn’t offer any elite nights just for being a cardmember).
Being able to earn elite nights through credit card spending can be valuable, whether you’re going for World of Hyatt Globalist status, or are looking to reach the next Milestone Rewards threshold.
Given that the current welcome bonus requires spending $5,000, my strategy would be to plan on spending at least $10,000 on the card this year, so you can earn at least five elite nights with the card.
Unique spending bonus categories
The primary reason you’ll want to spend money on the World of Hyatt Business Card is because of the ability to earn World of Hyatt elite nights. However, if you’re going to spend money on the card, you’ll want to maximize your return on spending, and that’s where this card has a unique feature.
The World of Hyatt Business Card is Chase’s first card to feature an adaptive accelerator, rewarding cardmembers based on the categories that they spend the most money in each quarter. The card consistently offers 4x points for spending at Hyatt hotels and 2x points for fitness clubs and gym memberships.
On top of that, the card offers 2x points in your top three spending categories each quarter through December 31, 2023 (in 2024 and beyond, you’ll earn 2x points on your top two spending categories). Those potential bonus categories include the following:
- Dining
- Airline tickets purchased directly with airlines
- Car rental agencies
- Local transit and commuting
- Gas stations
- Internet, cable, and phone services
- Social media and search engine advertising
- Shipping
If you are going to put spending on the card, I recommend putting as much spending on the card as possible in bonus categories, so you can earn elite nights and maximize your points.
Discoverist status for up to six people
The World of Hyatt Business Card offers Discoverist status not only for the primary cardmember, but also for up to five employees (they don’t even have to be authorized users on the card). While this is only entry-level status, it still offers some valuable perks, especially when you consider that you can gift this status to five others. The perks of Hyatt Discoverist status include the following:
- Upgrade to a preferred room, when available
- 2PM check-out
- Premium internet
- Daily bottled water
- 10% bonus points
Bottom line
The World of Hyatt Business Card has a huge welcome bonus at the moment, as you can earn 60,000 World of Hyatt points upon completing minimum spending. On an ongoing basis, the card isn’t quite the slam dunk that the World of Hyatt Credit Card is, at least in terms of being able to derive value from the card without even putting spending on it.
Nonetheless this is a great card with some valuable perks, and which in the long run could be worth spending money on in order to earn elite nights. With this card you can earn one elite night for every $2,000 spent, rather than for every $2,500 spent on the personal card.
If you don’t yet have the World of Hyatt Business Card and are eligible, I’d highly recommend applying.
If I was to spend 30000 in one transaction would I earn 15 nights or 5 nights with the Hyatt Bus card?
Have been on the phone with both WOH and Chase CS this morning trying to get this sorted. After the customary both pointing figures at each other, Chase seems to be trying to figure this out. Unfortunately they CS agents on the Globalist line don't seem to have any experience with this promotion or understand how it will post. They "advice" was to wait until the statement ends at the end of December to determine...
Have been on the phone with both WOH and Chase CS this morning trying to get this sorted. After the customary both pointing figures at each other, Chase seems to be trying to figure this out. Unfortunately they CS agents on the Globalist line don't seem to have any experience with this promotion or understand how it will post. They "advice" was to wait until the statement ends at the end of December to determine if the right number of qualifying nights we posted and then to "call them back." As usual UMMV, but an growing concerned that this may not be the fast track route I was hoping for.....
I was told by Hyatt you only get the double elite nights from the time you get the card, not from Aug. 23. Was also told it will take 8 weeks before one see's the extra elite nights.
@lucky -- any insight here? You had said retroactive to beginning of promotion period. Thank you!
So do I just lie about owning a business??
They asked for my business’ EIN/tax ID #
The personal Chase WoH Visa card comes with (5) elite-night credits each calendar year, just for holding the card *no spend required*. The Business Chase WoH Visa card (current 2x elite night promo sign-up offer notwithstanding) does *not*.
Because of the Personal card's head-start of (5) night-credits, and the fact that further night-credits are earned in $5k spend increments instead of the Business card's $10k spend increments, you have to spend $60k on the Business...
The personal Chase WoH Visa card comes with (5) elite-night credits each calendar year, just for holding the card *no spend required*. The Business Chase WoH Visa card (current 2x elite night promo sign-up offer notwithstanding) does *not*.
Because of the Personal card's head-start of (5) night-credits, and the fact that further night-credits are earned in $5k spend increments instead of the Business card's $10k spend increments, you have to spend $60k on the Business card to briefly eclipse the elite night-credits earned from spend vs that same $60k spend on the Personal card, and actually spend $80k to permanently eclipse the Personal card's elite night-credit earnings:
With $50k spend: Personal (25); Business (25)
With $55k spend: Personal (27); Business (25)
With $60k spend: Personal (29); Business (30)
With $65k spend: Personal (31); Business (30)
With $70k spend: Personal (33); Business (35)
With $75k spend: Personal (35); Business (35)
With $80k spend: Personal (37); Business (40)
Since we earn 5 tier-qualifying nights for every $10,000 in eligible spend each calendar year, is it possible to spend $120k in a calendar year on the Chase World of Hyatt Business card and earn Globalist status?
Headline pic - is that the Columbia in Tampa?
It's the Bank Hotel in Stockholm.
Hi @Ben - I signed up for the WOH Business card using your referral link in the previous article announcing the new promotion. I was instantly approved. The very next day, I checked into a Hyatt. Will I get double elite nights for this stay, even though I'm not using the card (as it's not even in my hands yet)? The stay is completely within the promotion period.
i was approved 5 days ago. havent recieved card yet. had a stay aug. 28. only recieved one night credit. maybe it comes later via. chase... idk
This card is valuable for one year at least, but if you also have the personal card its second year value is questionable. I was able to make Globalist for 2023 via card spend on personal with only the last 5 nights being from the biz card. Once I have 60 nights, it's a question as to whether I want to spend for the 70 night award, since the CIU card gets 1.5 UR per $.
Perhaps there is value in keeping both but putting all spend on the biz card up to $120K.
Thanks Ben for the post and all you put into the site. Question on the double elite nights - literally any award stay counts as double? So if I’m at 15 elite nights currently, spend $10k on the card to get another 5, I could spend just over the 60,000 point welcome bonus on 20 nights at off-peak Hyatt Places to get to 60 nights, securing Globalist and a free Cat 1-7 cert? That would...
Thanks Ben for the post and all you put into the site. Question on the double elite nights - literally any award stay counts as double? So if I’m at 15 elite nights currently, spend $10k on the card to get another 5, I could spend just over the 60,000 point welcome bonus on 20 nights at off-peak Hyatt Places to get to 60 nights, securing Globalist and a free Cat 1-7 cert? That would seem to be an attractive option since I have many Hyatt stays planned for next year and would love the benefits. Want to just make sure I’m not missing anything before applying and going down that path.
@ David -- Yep, your math is correct! :-)
Does anyone know if staying at MGM (MLife) properties will yield you the double nights also? That's the only way I could hit Globalists again as I have some 5 nights stay in Vegas coming up and that should get me across the finish line, if so.
@ Shane -- Qualifying MGM stays would also be doubled, as those are eligible elite nights.
Applied today. Travel freely shows me at 4/24. However, the approval went pending. Said I would know in 7-10 days. I am about 34 nights short of Globalist, and getting 2 for 1 for the rest of this year would be nice as I have several reservations out there. A few more at the 3500 per night would get me to Globalist. Let's hope it gets approved.
This always happens. I just applied and received my World of Hyatt Business Card four weeks ago. So I guess I lose out on any extra perks offered with this version of the card. Does that seem fair?
Thanks for the update. I just picked up the card through your link, and it should make it fairly easy to hit Globalist again this year. My favorite benefit from Globalist is the 9:00 am check in and the 4:00 pm checkout. Hilton Diamond has occasionally allowed me to check in early or check out late, but more often than not I have to leave my bag and come back later if I arrive early,...
Thanks for the update. I just picked up the card through your link, and it should make it fairly easy to hit Globalist again this year. My favorite benefit from Globalist is the 9:00 am check in and the 4:00 pm checkout. Hilton Diamond has occasionally allowed me to check in early or check out late, but more often than not I have to leave my bag and come back later if I arrive early, and late checkout often requires pleading. An early morning check in after a long overnight flight is a very nice perk that I frequently get with Hyatt. Similarly, it is nice to have the late check out option when I have a later flight or a noon meeting.
The 9:00am check-in is definitely valuable after a trans-Atlantic red-eye.
Sometimes I book the night before my arrival to guarantee that I can get into my room in the AM if it's an especially challenging itinerary or if I know the hotel is likely to be full.
@ Chett & DLPTATL - early check-in is not a guaranteed Globalist benefit but 4 pm check-out is (generally but dep on prop type). Great you are getting it anyway though. IHG Ambassador also guarantees 4 pm check out.
It is a stated benefit for Hyatt Place: https://www.hyatt.com/info/hyatt-place-early-checkin-late-checkout. However, they have also given me 9:00 am check-ins at Hyatt Regency in Europe and advised me that I was entitled to 9:00 am checkin as a Globalist. That is possibly just a hotel specific policy.
Your link says the request must be done for a Hyatt Place res within a certain time frame? Thanks for info, wasn’t aware Hyatt Place has different rules!
Add it to your reservation when you book on hyatt.com within 7 days of your arrival
Add it to an existing reservation on the World of Hyatt mobile app within 7 days of your arrival
Look out for an email a few days before your arrival and reserve it then
Btw, the T&Cs under the link:
“Early check-in and late checkout are not guaranteed”
I feel like most would be better with the personal Hyatt card if you don't plan on spending much on the card. The personal card includes a free night cert which covers the cost of the card. This card has two $50 credits at stays which covers $100 of the AF, but still has the $99/year fee. If I stayed at more Hyatts each year and paid the cash price I would be all over...
I feel like most would be better with the personal Hyatt card if you don't plan on spending much on the card. The personal card includes a free night cert which covers the cost of the card. This card has two $50 credits at stays which covers $100 of the AF, but still has the $99/year fee. If I stayed at more Hyatts each year and paid the cash price I would be all over this, but in reality I am in a situation where I simply transfer UR when necessary to make aspirational bookings. Still may not be a terrible business card while under 5/24. Kind of on the fence with this one.