6 Reasons To Get The World Of Hyatt Business Card

6 Reasons To Get The World Of Hyatt Business Card

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In late 2021 we saw the introduction of the $199 annual fee World of Hyatt Business Credit Card (review), which is Hyatt’s first business credit card. Okay, in fairness, I’d argue that the World of Hyatt Credit Card (review) is all-around more lucrative, though that’s a card that many of us Hyatt loyalists already have, and there’s value to be had in picking up the business version of the card as well.

I applied for the World of Hyatt Business Card shortly after it was introduced and was instantly approved, and I know many readers are in the same boat. I wanted to share six reasons to consider picking up Hyatt’s business credit card in this post. In no particular order…

60,000 World of Hyatt bonus points

The World of Hyatt Business Card offers a nice welcome bonus of 60,000 World of Hyatt points after spending $5,000 within the first three months.

I value World of Hyatt points at ~1.5 cents each, so that welcome bonus is worth $900. Note that you’re eligible for this card (including the bonus) even if you have the personal version of the card.

Redeem Hyatt points at Alila Ventana Big Sur

Doesn’t count toward 5/24 limit

Chase has what’s known as the 5/24 rule, whereby you typically won’t be approved for a card if you’ve opened five or more new card accounts in the past 24 months. While this card is subjected to that rule, the good thing is that applying for the World of Hyatt Business Card won’t count as a further card toward that limit.

In other words, if you’re at 4/24 and you apply for a Chase business card, you’ll still be at 4/24 (under the limit). Meanwhile if you’re at 4/24 and you apply for a Chase personal card, you’ll be at 5/24 (which is the limit). Therefore I always recommend picking up Chase business cards before Chase personal cards.

A business card application doesn’t count towards the 5/24 limit

$100 in Hyatt credits per year

While the World of Hyatt Business Card has a $199 annual fee, much of that is offset by the card’s $100 Hyatt credit every anniversary year. Just spend $50 or more at any Hyatt property, and you’ll receive a $50 statement credit, up to twice every anniversary year.

If you stay at Hyatts with any frequency, then that credit should be worth face value. And frankly if you’re not staying at Hyatts at least twice per year and spending $50 each time (even if it’s on incidentals), then the card probably isn’t for you.

Get a $100 Hyatt credit every anniversary year

Earn Hyatt elite nights at a fast pace

The World of Hyatt Business Card offers five World of Hyatt elite qualifying nights for every $10,000 spent on the card in a calendar year. In other words, in the right increments you’re earning one elite night for every $2,000 spent.

As a point of comparison, the personal version of the card offers two elite nights for every $5,000 spent, so the rate of earning elite nights on the business version of the card is better (however, the business version of the card doesn’t offer any elite nights just for being a cardmember).

Being able to earn elite nights through credit card spending can be valuable, whether you’re going for World of Hyatt Globalist status, or are looking to reach the next Milestone Rewards threshold.

Given that the current welcome bonus requires spending $7,500, my strategy would be to plan on spending at least $10,000 on the card this year, so you can earn at least five elite nights with the card.

Earn Globalist status more easily with the card

Unique spending bonus categories

The primary reason you’ll want to spend money on the World of Hyatt Business Card is because of the ability to earn World of Hyatt elite nights. However, if you’re going to spend money on the card, you’ll want to maximize your return on spending, and that’s where this card has a unique feature.

The World of Hyatt Business Card is Chase’s first card to feature an adaptive accelerator, rewarding cardmembers based on the categories that they spend the most money in each quarter. The card consistently offers 4x points for spending at Hyatt hotels and 2x points for fitness clubs and gym memberships.

On top of that, the card offers 2x points in your top three spending categories each quarter through December 31, 2022 (in 2023 and beyond, you’ll earn 2x points on your top two spending categories). Those potential bonus categories include the following:

  • Dining
  • Airline tickets purchased directly with airlines
  • Car rental agencies
  • Local transit and commuting
  • Gas stations
  • Internet, cable, and phone services
  • Social media and search engine advertising
  • Shipping

If you are going to put spending on the card, I recommend putting as much spending on the card as possible in bonus categories, so you can earn elite nights and maximize your points.

Earn 4x points on Hyatt spending with the card

Discoverist status for up to six people

The World of Hyatt Business Card offers Discoverist status not only for the primary cardmember, but also for up to five employees (they don’t even have to be authorized users on the card). While this is only entry-level status, it still offers some valuable perks, especially when you consider that you can gift this status to five others. The perks of Hyatt Discoverist status include the following:

  • Upgrade to a preferred room, when available
  • 2PM check-out, when available
  • Premium internet
  • Daily bottled water
Get an upgraded room as a Discoverist member

Bottom line

The World of Hyatt Business Card was introduced a few months back. The card isn’t quite the slam dunk that the World of Hyatt Credit Card is, at least in terms of being able to derive value from the card without even putting spending on it.

Personally I could see myself spending some money on the card in the future — while I have both the personal and business versions of the card, I’m earning an average of an elite night for every $2,000 spent with the business version, while I’m earning an average of an elite night for every $2,500 spent with the personal version.

Conversations (4)
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  1. Steve Guest

    Mr. Ben Schlappig

    Do you have this Hyatt Business card?

  2. Raylan Guest

    Lucky, you write that the offer expires on Friday, April 11. But April 11 is a Monday. Does this expire this Friday, April 8 or one week from today, on Monday, April 11?

  3. Vlad Guest

    I signed on for the healthy 75k initial bonus, with the two $50 statement credits helpful, too. I likely won’t renew the card unless Chase antes up with a significant retention offer.

  4. Mantis Guest

    I'm having a hard time justifying applying for this card over another CIC or CIU. The only thing this card has going for it is the 5 elite nights at $10k. But even if you value the Hyatt credits at face value, and even if you value UR equally with Hyatt points (both are a stretch), you're still paying another $100AF and $2500 spend (after MSR) to get those 5 elite nights, and not much else. I think I'll pass.

Featured Comments Most helpful comments ( as chosen by the OMAAT community ).

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

Steve Guest

Mr. Ben Schlappig Do you have this Hyatt Business card?

0
Raylan Guest

Lucky, you write that the offer expires on Friday, April 11. But April 11 is a Monday. Does this expire this Friday, April 8 or one week from today, on Monday, April 11?

0
Vlad Guest

I signed on for the healthy 75k initial bonus, with the two $50 statement credits helpful, too. I likely won’t renew the card unless Chase antes up with a significant retention offer.

0
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