Chase Ink Cash & Unlimited Card Bonus Offers: 75K Points ($750)

Chase Ink Cash & Unlimited Card Bonus Offers: 75K Points ($750)

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Link: Apply now for the Ink Business Cash® Credit Card or Ink Business Unlimited® Credit Card

I consider the Chase Ink cards to be among the best business credit cards out there. We’ve just seen a change to the welcome offer on one of these cards, so in this post I wanted to recap the bonus offers available on this portfolio of cards, as each card has a different offer. In no particular order…

Chase Ink Cash: earn 75K points

The Ink Business Cash® Credit Card (review) is offering a new cardmember bonus of up to 75,000 points, though it’s a tiered bonus:

  • Earn 35,000 points after spending $3,000 within the first three months
  • Earn an additional 40,000 points after spending a total of $6,000 within the first six months

On top of that, the card is offering a 10% Business Relationship Bonus if you have this card plus a Chase Business Checking account on your first card anniversary. You’ll earn that 10% bonus from all the points earned, except those from the welcome offer.

This is a great bonus, especially when you consider that the card has no annual fee. You’ll see that the bonus is marketed as offering cash back (rather than points). And indeed, you could redeem the rewards as cash back.

However, if you have either card in conjunction with a card earning Ultimate Rewards points, like the Chase Sapphire Preferred® Card (review) or Chase Sapphire Reserve® Card (review), then rewards can be converted into Ultimate Rewards points at a rate of one cent per point. Since I value Ultimate Rewards points at 1.7 cents each, that increases the value of the points by 70% right there, by my valuation.

If you don’t yet have this card, there are good reasons to consider applying. Beyond the exceptional welcome bonus, the card has a great return on spending, as it offers:

  • 5x points on the first $25,000 of combined purchases per cardmember year on office supply stores, internet, cable TV, mobile phones, and landlines
  • 2x points on the first $25,000 of combined purchases per cardmember year on restaurants and gas stations
  • 1x points on all other card purchases

On top of that, the card offer excellent rental car coverage, among the best you’ll find on any cards.

Redeem your rewards for an amazing holiday in the Maldives

Chase Ink Unlimited: earn 75K points

The Ink Business Unlimited (review) is offering a new cardmember bonus of 75,000 points after spending $6,000 within three months. Much like with the Chase Ink Cash, those points can also be transfered to Chase Ultimate Rewards partners in conjunction with another card.

There are also several reasons to pick up this card. As far as the rewards structure goes, the Ink Business Unlimited® Credit Card offers 1.5x points on all purchases, making it one of the best cards for everyday spending. The card also offers excellent rental car coverage.

Redeem your rewards for an amazing business class flight

Chase Ink Preferred: earn 100K points

It’s not just the two no annual fee Chase Ink cards offering incredible bonuses, but also the most premium of the trio of points cards, which is the $95 annual fee Ink Business Preferred® Credit Card. That card is offering a new cardmember bonus of 100,000 Chase Ultimate Rewards points after spending $8,000 within three months.

The Ink Business Preferred (review) is my all around favorite business credit card, as the card offers:

  • 3x points on travel, shipping purchases, internet, cable, phone services, and advertising purchases made with social media sites and search engines; you can earn 3x points on up to $150,000 worth of combined purchases per cardmember year
  • 1x points on all other purchases

In addition to a great return on spending, the card offers valuable rental car coverage and cell phone protection, and also directly earns Chase Ultimate Rewards points.

100K Ultimate Rewards points can get you a lot of value toward flights

Chase Ink Premier: earn $1,000 cash back

The Ink Business Premier® Credit Card is the newest card belonging to the Chase Ink portfolio. The $195 annual fee card doesn’t earn points, but rather earns cash back. This card is offering a bonus of $1,000 cash back after spending $10,000 within three months.

The Ink Business Premier (review) has an unrivaled rewards structure for those looking to earn cash back, as the card offers:

  • 5% cash back on travel purchases through the Chase Travel Portal
  • 2.5% cash back on purchases of $5,000 or more
  • 2% cash back on all other purchases

For businesses regularly making purchases in large transactions, this is an unbeatable return on spending.

Redeem $1,000 cash back however you’d like

You’re eligible for bonuses on all Chase Ink cards

If you’re trying to decide which Chase Ink card to apply for, the good news is that you’re eligible for the bonuses on all four cards. It’s possible to apply for all four cards, and earn the bonus on each one (personally I have all three Chase Ink cards that earn points).

The usual restrictions for Chase card applications apply. While there’s traditionally the Chase 5/24 rule, it seems that this is no longer consistently enforced, as there are lots of data points of people being approved despite being over the limit.

See this post for tips on applying for Chase Ink cards. In general I’d recommend waiting about a month between card applications.

You can potentially get multiple Chase Ink cards

Which Chase Ink card should you prioritize?

While there’s value in having all three Chase Ink cards that earn points, how should you prioritize the applications? I don’t think there’s a right or wrong answer, though I do have a few thoughts:

  • Consider how much of the minimum spending you’d be able to complete, since the Ink Cash and Ink Unlimited have a smaller spending requirement than the Ink Preferred
  • Consider if you have one the Chase Ultimate Rewards “hub” cards yet, which allow you to maximize your points, including the Sapphire Preferred or Sapphire Reserve; if not, I’d get the Ink Preferred first, since it allows you to immediately transfer points to Chase’s partners
  • Consider the Ink Cash if you value the 5x points bonus categories, while you should consider the Ink Unlimited if you’re considering a great card for everyday spending

If it were me, I’d probably start with the Ink Business Preferred, given that it has a best-ever offer at the moment. However, there’s also merit to picking up the Ink Business Cash or Ink Business Unlimited, especially if they meet your spending requirements.

Redeem Ultimate Rewards points for some amazing hotel stays

Bottom line

The Ink Business Cash and Ink Business Unlimited are offering excellent bonuses of 75,000 points or $750 cash back upon completing minimum spending. Meanwhile the Ink Business Preferred is offering a best-ever bonus of 100,000 points. These are all great bonuses on some of the most valuable business cards out there.

If you don’t have any of these cards and are eligible, I’d highly recommend picking these up, as you can earn 250K bonus points, not to mention you can really maximize your business spending in the long run. These aren’t just cards you get for the bonuses, but they’re cards you’ll want to keep. That’s why I have all three of these cards that earn points, and they’re a vital part of my Chase credit card strategy.

Meanwhile for someone looking to earn cash back, the Ink Business Premier is an excellent card for business spending.

Are you picking up any of these Chase Ink cards with a huge bonus?

Conversations (2)
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  1. Dustin Guest

    Chase is telling me that I can apply to the card (I've received targeted mailings) even though I already have it and received the welcome offer in April of 2022. Have you also heard of this? It seems odd that the same SSN/Cardholder could get the welcome bonus again but I've spoken with multiple representatives from Chase.

  2. TravelinWilly Diamond

    With the Ink Preferred, does “travel” include hotel spend?

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The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

Dustin Guest

Chase is telling me that I can apply to the card (I've received targeted mailings) even though I already have it and received the welcome offer in April of 2022. Have you also heard of this? It seems odd that the same SSN/Cardholder could get the welcome bonus again but I've spoken with multiple representatives from Chase.

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TravelinWilly Diamond

With the Ink Preferred, does “travel” include hotel spend?

0
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