The Top Picks on this page are chosen by God Save The Points based on the combinations of card features or bonuses which we think are the most exciting right now.

In the interest of full disclosure, this site earns a referral bonus for anyone that’s approved through some of the below links. God Save The Points has partnered with this site for coverage of credit card content. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. Thanks for your support!

Turning every day purchases into extraordinary trips is the best. These great cards offer benefits, perks and points to help travelers see the world, for less. We’ll stay on top of the best credit card offers to bring you what we think are the best deals each month.

4% Cash Back On Dining

Capital One® Savor® Cash Rewards Credit Card

Foreign Transaction Fee: None
Annual Fee: $0 intro for first year; $95 after that
on Capital One's secure site
Why we like this card

This is an excellent card for those who spend a lot on dining and want to earn cash back, rather than travel rewards!

Current Offer
$500 Cash Back after you spend $3000 on purchases within 3 months from account opening

Card Details
4 % Cash Back on dining. 4 % Cash Back on entertainment. 2 % Cash Back at grocery stores. 1 % Cash Back on all other purchases.

on Capital One's secure site
Earn 50,000 bonus points

Chase Sapphire Reserve®

Foreign Transaction Fee: $0
Annual Fee: $450
on Chase's secure site
Why we like this card

The card has a great sign-up bonus, and on top of that has lots of perks that make it valuable long term. I value Ultimate Rewards points at ~1.7 cents each, so to me the 50,000 points are worth $850, and that's before factoring in the travel credit and other great perks.

Current Offer
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Card Details
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.

on Chase's secure site
Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy points

Marriott Bonvoy Business™ American Express® Card

Foreign Transaction Fee: None
Annual Fee: $125 (If application received before 03/28/19, $0 intro annual fee for the first year, then $95)
Terms Apply
on American Express' secure site
Why we like this card

This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!

Current Offer
Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy points after you use your new Card to make $5,000 in purchases within the first 3 months. Offer ends 04/24/2019.

Card Details

  • Limited Time Offer: Earn 100,000 bonus Marriott Bonvoy points after you use your new Card to make $5,000 in purchases within the first 3 months. Offer ends 04/24/2019.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
on American Express' secure site
Earn 80,000 bonus points

Ink Business Preferred℠ Credit Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

The Ink Preferred has a fantastic, practical rewards structure. Triple points on travel, telecommunications, shipping and advertising on social-media and search engines, covers a lot of categories that are actually useful to businesses.

Current Offer
Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Card Details
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.

on Chase's secure site
Earn 40,000 points

Southwest Rapid Rewards® Priority Credit Card

Foreign Transaction Fee: $0
Annual Fee: $149
on Chase's secure site
Why we like this card

Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
3% Cash Back On Dining

Capital One® SavorOne℠ Cash Rewards Credit Card

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

This card has a great return for a cash-back card with no annual fee.

Current Offer
Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

Card Details
Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases; No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. 0% intro APR on purchases for 15 months; variable APR after that; 0% intro APR on balance transfers for 15 months; variable APR after that; 3% fee on the amounts transferred within the first 15 months.

on Capital One's secure site
Earn $500 cash back

Capital One® Spark® Cash for Business

Foreign Transaction Fee: None
Annual Fee: $0 intro for first year; $95 after that
on Capital One's secure site
Why we like this card

A cash-back card can be a good way to cut costs in other areas, saving money for travel!

Current Offer
Earn $500 Cash Back once you spend $4,500 on purchases within 3 months from account opening

Card Details
Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business. Use Spark Cash across all your business spend, with no categories to limit your purchasing. Rewards won't expire for the life of the account, and you can redeem your cash back for any amount.

on Capital One's secure site
Enjoy 70,000 bonus miles

Barclaycard Arrival Plus® World Elite Mastercard®

Foreign Transaction Fee: 0% of each transaction in U.S. dollars
Annual Fee: $89 (waived first year)
on Barclaycard's secure site
Why we like this card

This is one of the best travel cashback credit cards out there, and this is the best offer we’ve seen on the card. And you’re getting a fantastic welcome bonus to top it all off!

Current Offer
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days

Card Details
Earn unlimited 2X miles on every purchase; Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad. Get 5% miles back to use toward your next redemption, every time you redeem for travel statement credits.

on Barclaycard's secure site
Earn $500 bonus cash back

Ink Business Cash℠ Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.

Current Offer
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

on Chase's secure site
4X Membership Rewards® points on the 2 select categories where your business spent the most each month.*

American Express® Business Gold Card

Foreign Transaction Fee: None
Annual Fee: $295
Terms Apply
on American Express' secure site
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Current Offer
Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*

Card Details
Earn 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*

on American Express' secure site
Earn 35,000 Membership Rewards® Points

American Express® Gold Card

Foreign Transaction Fee: None
Annual Fee: $250
Terms Apply.
on American Express' secure site
Why we like this card

Membership Rewards has many transfer partners, including Aeroplan, British Airways, Delta, and Singapore, and this card lets you earn great bonuses in the categories that many of us use most often.

Current Offer
Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.

Card Details
Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth's Chris Steak House. This is an annual savings of up to $120. Enrollment required. $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.

on American Express' secure site
Earn 50,000 miles

Capital One® Spark® Miles for Business

Foreign Transaction Fee: None
Annual Fee: $0 intro for first year; $95 after that
on Capital One's secure site
Why we like this card

Capital One miles have historically been most useful for domestic economy flights, particularly if you have to travel over peak dates, but the new mileage transfer option is a game-changer, and makes these points much more valuable.

Current Offer
Earn 50,000 Miles once you spend $4,500 on purchases within 3 months from account opening

Card Details
Earn 2 miles per $1 on every purchase, every day. Miles won't expire for the life of the account, and there are no categories to limit where or what you buy. Redeem miles for travel, cash back, gift cards and more. No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.

on Capital One's secure site
Earn up to 50,000 Bonus Points

The World Of Hyatt Credit Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Hyatt hit it out of the park with the new card. The card is worth holding onto for the anniversary free night certificate and the five elite nights towards status annually, which more than justify the annual fee, not to mention the pathway to elite status based on your spending.

Current Offer
Earn up to 50,000 Bonus Points - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening.

Card Details
Earn 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member

on Chase's secure site
Earn 75,000 Bonus Points

Marriott Bonvoy Boundless™ Credit Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

The way I view it, this is a card that’s worth holding onto for the anniversary free night certificate, valid at a hotel that retails for up to 35,000 Marriott points per night. That benefit alone should more than justify the annual fee.

Current Offer
Earn 75,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless™ Credit Card!

Card Details
Earn 6X points for every $1 spent at over 6,700 participating Marriott Bonvoy hotels and 2X points everywhere else.

on Chase's secure site
Earn 125,000 Hilton Honors Bonus Points

The Hilton Honors American Express Business Card

Foreign Transaction Fee: None
Annual Fee: $95
Terms Apply
on American Express' secure site
Why we like this card

This is a fantastic welcome bonus, especially for a small business card. You'll enjoy complimentary Gold status just for keeping the card, with great opportunities to earn points and free Weekend Night Rewards.

Current Offer
Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases in the first 3 months of Card Membership

Card Details
Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year. Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.

on American Express' secure site
One-time bonus of 20,000 miles

Capital One® Spark® Miles Select for Business

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

Capital One points are most useful for domestic economy flights, particularly if you have to travel over peak dates.

Current Offer
Earn 1.5 miles per $1 on every purchase, every day. Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening.

Card Details
Miles won't expire for the life of the account, and there are no categories to limit where or what you buy; Pay no annual fee or foreign transaction fees; Get online Quarterly and Year-End Summaries; There's no limit to the amount of miles you can earn; Fly on any airline, anytime, with no blackout dates or seat restrictions

on Capital One's secure site
Earn 60,000 points

Southwest Rapid Rewards® Premier Business Credit Card

Foreign Transaction Fee: $0
Annual Fee: $99
on Chase's secure site
Why we like this card

This card allows you to earn 60,000 Rapid Rewards® points which is a bit more than 50% of what you need to earn within a calendar year for Southwest's Companion Pass.

Current Offer
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
Earn 40,000 bonus miles

United℠ Explorer Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

This card comes with some worthwhile benefits for United flyers, especially the PQD waiver for $25k in annual spend.

Current Offer
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.

Card Details
Earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases.

on Chase's secure site
Earn 80,000 bonus points

IHG® Rewards Club Premier Credit Card

Foreign Transaction Fee: $0
Annual Fee: $89
on Chase's secure site
Why we like this card

The annual free night certificate valid at many IHG properties and Platinum elite status for as long as you have the card make this a potentially good value, as most of those hotels would cost more than $89 per night.

Current Offer
Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening

Card Details
Earn 10 points per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases.

on Chase's secure site
Earn a $150 Bonus

Chase Freedom Unlimited®

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great way to rack up Ultimate Rewards points on a no annual fee credit card. This card complements the Chase Sapphire Preferred® Card very well, given that the points from all cards can be pooled. This means that this card accrues 1.5 Ultimate Rewards points per dollar spent. That’s an incredible return on everyday, non-bonused spend.

Current Offer
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

Card Details
Unlimited 1.5% cash back on every purchase - it's automatic!

on Chase's secure site
Earn a $150 Bonus

Chase Freedom®

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great way to rack up 7,500 Ultimate Rewards points per quarter on a no annual fee credit card. This card complements the Chase Sapphire Preferred® Card very well, given that the points from all cards can be pooled.

Current Offer
Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.

Card Details
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.

on Chase's secure site
Up to 120,000 Bonus Avios

British Airways Visa Signature Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

British Airways has a distance based award chart which is extremely lucrative for shorthaul travel, as awards outside North America start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be invaluable.

Current Offer
Earn 4 Avios for every $1 spent on all purchases within your first year up to $30,000.

Card Details
• 4 Avios for every $1 spent on all purchases up to $30,000 in the first 12 months from account opening, you will then earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
• Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.

on Chase's secure site
Earn up to 75,000 Membership Rewards® Points

The Business Platinum® Card from American Express

Foreign Transaction Fee: None
Annual Fee: $595
Terms Apply
on American Express' secure site
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Current Offer
Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership

Card Details

  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Get one year of Platinum Global Access from WeWork With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
  • Terms Apply
on American Express' secure site
Earn 2X Membership Rewards® points on everyday business purchases

The Blue Business℠ Plus Credit Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: No annual fee
Terms Apply
on American Express' secure site
Why we like this card

This card offers strong rewards for small businesses. No other card matches it for base earning on up to the first $50,000 per year.

Card Details

  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
on American Express' secure site
Earn 35,000 Bonus miles and 5,000 Medallion® Qualification Miles (MQMs)

Platinum Delta SkyMiles® Business Credit Card from American Express

Foreign Transaction Fee: None
Annual Fee: $195
Terms and limitations apply.
on American Express' secure site
Why we like this card

The American Express Membership Rewards cards are generally a better option for accruing Delta SkyMiles, but if you need the MQMs this card is worth considering. The MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Current Offer
Earn 35,000 Bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card in your first 3 months and a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.

Card Details

  • Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $50 on a round trip Delta flight.
on American Express' secure site
Earn 125,000 Bonus Points

Hilton Honors American Express Ascend Card

Foreign Transaction Fee: None
Annual Fee: $95
Terms Apply.
on American Express' secure site
Why we like this card

You earn Hilton Honors Gold status for as long as you hold the card. You also have the opportunity to spend $40k in a year and receive Hilton Diamond, though we generally recommend diversifying your spending instead.

Current Offer
Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership. Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.

Card Details
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.

on American Express' secure site
Enjoy a one-time bonus of 20,000 miles

Capital One® VentureOne® Rewards Credit Card

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

Capital One points are most useful for domestic economy flights, particularly if you have to travel over peak dates, but the new airline transfer option means these miles can be great for international travel as well.

Current Offer
20,000 Miles once you spend $1,000 on purchases within 3 months from account opening

Card Details

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 14.24%-24.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
on Capital One's secure site
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs)

Delta Reserve for Business Credit Card

Foreign Transaction Fee: None
Annual Fee: $450
Terms and limitations apply
on American Express' secure site
Why we like this card

When flying Delta, this card gives you Delta Sky Club® access and allows you to earn up to 30,000 Medallion Qualification Miles and 30,000 bonus miles after spending $60,000 on eligible purchases in a year. If maintaining Delta elite status is important to you, this is definitely a card for you to consider.

Current Offer
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases with your new Card in your first 3 months.

Card Details
Earn 2 miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding. Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit. Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.

on American Express' secure site
Earn 40,000 points

Southwest Rapid Rewards® Premier Credit Card

Foreign Transaction Fee: $0
Annual Fee: $99
on Chase's secure site
Why we like this card

Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.

Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
Earn 40,000 points

Southwest Rapid Rewards® Plus Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $69
on Chase's secure site
Why we like this card

Southwest’s Rapid Rewards program is revenue based, so these points will get you quite a bit of credit towards travel on Southwest. While Rapid Rewards points aren’t the most aspirational currency, they are extremely practical. This sign-up bonus can be especially valuable if you’re going for Southwest Companion Pass.

Current Offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.

Card Details
2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

on Chase's secure site
Special Offer: 0% intro APR on purchases for 15 months

SimplyCash® Plus Business Credit Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: No annual fee
Terms and limitations apply
on American Express' secure site
Why we like this card

Having the choice to customize a bonus category is smart for a card geared towards small businesses.

Current Offer
Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% - 21.49%

Card Details
5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores. 3% on the category of your choice from a list of eight and 1% cash back on other purchases.

on American Express' secure site
Earn 15,000 Membership Rewards® points

Amex EveryDay® Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $0
The card details for the Amex EveryDay have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

on American Express' secure site
Earn 30,000 bonus miles

Gold Delta SkyMiles® Business Credit Card from American Express

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $95
Terms & limitations apply.
on American Express' secure site
Why we like this card

The American Express Membership Rewards cards are generally a better option for accruing Delta SkyMiles, but the MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Current Offer
Earn 30,000 Bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.

Card Details

  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
on American Express' secure site
Earn a $150 statement credit

American Express Cash Magnet™ Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

Current Offer
Earn $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months.

Card Details

  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
on American Express' secure site
Earn $500 bonus cash back

Ink Business Unlimited℠ Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great card for small businesses, given the generous welcome offer and the simple earning structure. Pair this with the Ink Preferred to maximize your rewards!

Current Offer
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Card Details
Earn unlimited 1.5% cash back on every purchase made for your business

on Chase's secure site
Earn 75,000 Hilton Honors Bonus Points

Hilton Honors American Express Card

Foreign Transaction Fee: None
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

This is a great bonus for a no-annual-fee card, and the earnings structure can make this a very rewarding card if you want to earn points for Hilton properties.

Current Offer
Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchase within the first 3 months of Card Membership.

Card Details
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.

on American Express' secure site
Earn a one-time $200 cash bonus

Capital One® Spark® Cash Select for Business

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

A cash-back card can be a good way to cut costs in other areas, saving money for travel!

Current Offer
Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business. Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening.

Card Details
Use Spark Cash Select across all your business spend, with no categories to limit your purchasing; Rewards won't expire for the life of the account, and you can redeem your cash back for any amount; Get employee cards at no additional cost, and earn rewards from their business spend

on Capital One's secure site
Earn 5,000 Membership Rewards® points

Business Green Rewards Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 introductory annual fee for the first year, then $95
Terms & Limitations Apply
on American Express' secure site
Why we like this card

Current Offer
Earn 5,000 Membership Rewards® points after your first purchase on the Card

Card Details
One Membership Rewards® point for each dollar you spend on eligible purchases

on American Express' secure site
Limited Time Offer: Earn 75,000 bonus miles

United℠ Explorer Business Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

This card is great for road warriors as you earn 2 United miles per $1 spend on categories that you tend to have the most expenses on, plus priority boarding for you and companions on the same reservation on United-operated flights, a free checked bag, and two one-time United Club℠ passes each year.

Current Offer
Limited Time Offer: Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open

Card Details
Earn 2 miles per $1 at restaurants, gas stations, office supply stores and on United purchases. Earn 1 mile per $1 spent on all other purchases.

on Chase's secure site
Earn 10,000 bonus miles

Blue Delta SkyMiles® Credit Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms Apply.
on American Express' secure site
Why we like this card

While it might not be the best option for the savvy traveler, it’s nice to see an airline introducing a no annual fee credit card. People often want to have a card from a brand they like, and lots of people like Delta. For a no annual fee card, the card is more generous than I was expecting.

Current Offer
Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.

Card Details
• Earn 2 miles per dollar at US restaurants.
• Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
• Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

on American Express' secure site
Earn 30,000 Bonus Miles

Gold Delta SkyMiles® Credit Card from American Express

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee for the first year, then $95.
Terms Apply.
on American Express' secure site
Why we like this card

The MQD requirement for the qualification year will be waived if you make at least $25,000 in Eligible Purchases in that year with your Delta SkyMiles Credit Card.

Current Offer
Earn Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

Card Details
Earn 2 miles on every eligible dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on other purchases. Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four. Settle into your seat sooner with Priority Boarding.

on American Express' secure site
Earn $200 statement credit

Blue Cash Preferred® Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $95
Terms apply
on American Express' secure site
Why we like this card

This is an amazing cash back rate if you spend a lot of money at supermarkets, department stores, and on gasoline. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.

Current Offer
Earn $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

Card Details
6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations and at select U.S. department stores. 1% cash back on other purchases.

on American Express' secure site
Earn $150 back

Blue Cash Everyday® Card from American Express

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Terms apply
on American Express' secure site
Why we like this card

This is a great no annual fee cash back card option. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.

Current Offer
$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

Card Details
Earn Cash Back: 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% at U.S. gas stations & select U.S. department stores, 1% on other purchases.

on American Express' secure site
Get a 1.5% discount when you pay early

The Plum Card® from American Express

Foreign Transaction Fee: None
Annual Fee: $0 introductory annual fee your first year, then $250.
Terms & Restrictions Apply.
on American Express' secure site
Why we like this card

Card Details
Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
Take up to 60 days to pay with no interest, if you pay your minimum due.
Use the power of the Plum Card to buy big for your business.
Unlock new opportunities with a spending limit that can grow with your business.

on American Express' secure site
Earn 1% cash back on every purchase, every day

Capital One® Spark® Classic for Business

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

This is a great starter card for small businesses, with no annual or foreign transaction fees.

Current Offer
Earn 1% cash back on every purchase, every day

Card Details
Build business credit with responsible use; Fraud coverage if your card is ever lost or stolen; No foreign transaction fees; Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service

on Capital One's secure site
Earn 20,000 Membership Rewards® points

Amex EveryDay® Preferred Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $95
The card details for the Amex EveryDay Preferred have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.

on American Express' secure site
Earn 150,000 Hilton Honors Bonus Points

Hilton Honors Aspire Card from American Express

Foreign Transaction Fee: 0%
Annual Fee: $450
The card details for the Hilton Honors Aspire card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

You receive top tier Hilton Honors Diamond status for as long as you hold the card. This card also earns an incredible 14x points at participating Hilton hotels & resorts.

Current Offer
Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership

Card Details
Earn 14x Hilton Honors bonus points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
Earn 7x Hilton Honors bonus points on eligible purchases on your Card for Flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies, and U.S. restaurants.
Earn 3x Hilton Honors bonus points on all other eligible purchases
Complimentary Hilton Honors Diamond Status for being a cardmember
Enjoy one weekend night reward with your new Hilton Honors American Express Aspire Card and every year after renewal. Plus, earn an additional night after you spend $60,000 on purchases on your Card in a calendar year.
Enjoy up to $250 in statement credits each year of Card Membership for eligible purchases at participating Hilton Resorts.

on American Express' secure site
One-time $150 cash bonus

Capital One® Quicksilver® Cash Rewards Credit Card

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

A cash-back card can be a good way to cut costs in other areas, saving money for travel!

Current Offer
$150 Cash Back after you spend $500 on purchases within 3 months from account opening

Card Details
Earn unlimited 1.5% cash back on every purchase, every day; No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn; 0% intro APR on purchases for 15 months; variable APR after that; 0% intro APR on balance transfers for 15 months; variable APR after that; 3% fee on the amounts transferred within the first 15 months

on Capital One's secure site
Earn 1% cash back on all your purchases

Journey® Student Rewards from Capital One®

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

This card is designed for students, and encourages good habits and responsible credit use.

Current Offer
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month

Card Details
There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account; Get access to a higher credit line after making your first 5 monthly payments on time; Pay no annual or foreign transaction fees; Fraud coverage if your card is lost or stolen; Pick the monthly due date that works best for you

on Capital One's secure site
Earn 75,000 bonus points

Starwood Preferred Guest® Luxury Card

Foreign Transaction Fee: $0
Annual Fee: $450
The card details for the SPG Luxury card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
on American Express' secure site
Why we like this card

Current Offer
Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months. Offer ends 10/31/2019.

Card Details
Earn 6x points on eligible purchases at participating SPG® and Marriott Rewards® hotels
Earn 3x points at U.S. restaurants and on flights booked directly with airlines.
Earn 2x points on all other eligible purchases
Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating SPG® or Marriott Rewards® hotels
Complimentary Gold Elite Status
Receive 1 Free Night Award every year after your Card account anniversary valid for redemption for a single night up to 50,000 points.

on American Express' secure site
0% intro APR for 15 months on balance transfers

Barclaycard Ring® Mastercard®

Foreign Transaction Fee: None
Annual Fee: $0
on Barclaycard's secure site
Why we like this card

Having Chip + PIN technology helps make this card easy to use when traveling overseas, but you won't earn travel rewards with this card.

Current Offer
0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply

on Barclaycard's secure site
Earn 40,000 Bonus LifeMiles

Avianca Vuela Visa® Card

Foreign Transaction Fee: $0
Annual Fee: $149
on Banco Popular de Puerto Rico's secure site
Why we like this card

This card allows you to earn 40,000 LifeMiles after one transaction and you earn 2 LifeMiles $1 spent at gas stations and grocery stores. If you travel between the US and Central America/Colombia quite often on Avianca, the 50% discount on an award ticket for spending $12,000 and $24,000 each year can be useful.

Current Offer
Earn 40,000 Bonus LifeMiles after first card use

Card Details
Earn 3 LifeMiles per $1 spent on Avianca purchases; Earn 2 LifeMiles per $1 spent at gas stations and grocery stores; Earn 1 LifeMile per $1 spent on all other purchases; 15% discount on purchases of miles with Multiply Your Miles; Free additional piece of baggage for travel between the United States and Central America; A 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year; An additional 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $24,000 spent each year

on Banco Popular de Puerto Rico's secure site
Earn 20,000 Bonus LifeMIles

Avianca Vida Visa® Card

Foreign Transaction Fee: 1%
Annual Fee: $59
on Banco Popular de Puerto Rico's secure site
Why we like this card

This card allows you to earn 20,000 LifeMiles after one transaction

Current Offer
Earn 20,000 Bonus LifeMiles after first card use

Card Details
Earn 2 LifeMiles per $1 spent on Avianca purchases; Earn 1 LifeMile per $1 spent on all other purchases; 15% discount on purchases of miles with Multiply Your Miles.

on Banco Popular de Puerto Rico's secure site
Strengthen your credit for the future with responsible card use

Capital One® Platinum Credit Card

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

This card can be a good option for people looking to build their credit over time.

Current Offer
Pay no annual fee; Get access to a higher credit line after making your first 5 monthly payments on time; Fraud coverage if your card is lost or stolen

Card Details
Use online banking to access your account, even from your smartphone, with our mobile app; Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you; Get access to your account 24 hours a day, 7 days a week; Help strengthen your credit for the future with responsible card use

on Capital One's secure site
Build credit when used responsibly

Capital One® Secured Mastercard®

Foreign Transaction Fee: None
Annual Fee: $0
on Capital One's secure site
Why we like this card

If you're just starting out, or have limited credit, this is a good product for responsibly building your credit.

Current Offer
No annual fee, and all the credit building benefits with responsible card use;
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus; You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness

Card Details
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed; Easily manage your account 24/7 with online access, by phone or using our mobile app; It's a credit card accepted at millions of locations worldwide

on Capital One's secure site