Citi Premier & Prestige Get New Bonus Categories

Filed Under: Citi, Credit Cards

Given how much consumer behavior has changed in the past several weeks, many of the credit card benefits that members used to appreciate aren’t as valuable anymore.

Therefore we’re seeing card issuers get creative with perks, so that members have an incentive to keep their cards. Today Citi has added some new bonus categories to two of their popular cards earning ThankYou points.

New Citi Prestige bonus categories

Through August 31, 2020, the Citi Prestige Card will be offering 5x ThankYou points per dollar spent on select online purchases, up to 7,500 points. This applies to cardmembers who had an open account as of May 22, 2020. This includes the following purchases:

  • Retailer website orders
  • Online grocery orders
  • Online drugstore orders

Personally I value Citi ThankYou points at 1.7 cents each, so to me that’s the equivalent of an 8.5% return on spending.

This complements the other bonus categories on the Citi Prestige, including 5x points on air travel and restaurants, and 3x points on hotels and cruises.

This also follows the announcement a few weeks ago that Citi is making the Prestige Card $250 travel credit more flexible. Between May 1 and December 31, 2020, the $250 travel credit can be used at supermarkets and restaurants as well.

New Citi Premier bonus categories

As of June 2, 2020, the Citi Premier Card is offering the following new bonus categories:

  • 3x ThankYou points per dollar spent at supermarkets
  • 3x ThankYou points per dollar spent on restaurant purchases, including takeout and curbside pickup

These benefits initially only apply to cards already open as of May 22, 2020. Unlike the Citi Prestige bonus categories, the Citi Premier bonus categories are permanent.

Changes were initially announced to the Citi Premier Card back in April, though they were only supposed to kick in as of August 23, 2020. With this we’re essentially seeing Citi move forward these bonus categories by over two months, which makes sense when you consider the current environment.

Bottom line

Two of Citi’s popular cards earning ThankYou points are getting new bonus categories. The Citi Prestige is getting a temporary 5x points category for online purchases, which should come in handy for many. Meanwhile the new Citi Premier 3x points categories are being moved forward.

While not as exciting as some of the new benefits we’ve seen from Amex and Chase, these are still positive developments.

Will you benefit from these new Citi bonus categories?

Comments
  1. So the Premier now permanently offers 3x points for restaurants, grocery stores, airfare, hotels, and gas stations. That’s a very well-rounded card, especially given the $95 annual fee.

  2. Any exclusions for the ‘select online purchases’
    The usual suspects
    amazon.com
    costco.com
    ebay.com or paypal
    walmart.com

  3. Smart move getting customers to make their Prestige the default card at online retailers… it will surely remain for many even after the bonus ends.

  4. So “online retailer” essentially means any online store that isn’t a marketplace? Like, Home Depot/Lowe’s, Bed, Bath & Beyond, etc would be included, Amazon/Walmart wouldn’t be?

  5. Yeah, the Premier changes are “permanent” until the pandemic subsides and Citi realizes the well-rounded product that remains is worth a far higher annual fee or cuts back the category bonus multipliers.

  6. @Ben – Would you clarify what “Retailer website orders” includes? Are they saying essentially anything purchased online or is this meant to be limiting?

  7. @Lucky – Glad to see Citi moving forward with the changes to the Premier, but I’m curious if the changes to entertainment earning have also been moved forward? Namely, the double TY points for entertainment going away?

  8. @Mike
    Citi has already announced cuts that will be coming to the Citi Premier to balance out these enhancements. It currently has 3x points on all travel, but will only have 3x on flights, hotels, travel agencies and gas. The 2x on entertainment is going away. The biggest cut for many people is eliminating the ability to cash out TYP at 1.25 cents through the Citi Travel Center. For people who have more than one TYP card, this can be a big blow. These negative changes all kick in April 2021 for current cardholders. Personally I would say the card has already had a balanced restructure, rather than pure addition of benefits.

  9. A compelling reason to get this card in the future. I’m blocked on Amex Gold bonus so it doesn’t have as much appeal right now for my increased supermarket spend if there are still cards with bonuses out there.

  10. Lucky,

    Would love a revisit of Amex Gold, Citi Premier, Amex Green, and even Chase Sapphire Reserve after all of the changes, including the temporary ones. I have three of the four cards; my Amex Gold fee is coming up soon, wondering if I should cancel it and stick with the Citi Premier (especially since you can easily pair it with a Citi Double Cash). The problem is the Amex Gold rose gold is so pretty…

  11. Cap One Spark Bus is still a better card to use for online retailers since the card still has price matching. Although the cards have a two-year warranty which is excellent.

  12. Is there a press release from Citi’s on the temporary Prestige 5x online retailer bonus. I’m a Prestige cardholder and didn’t get an email on this, don’t see it on the website anywhere, and the the Citi reps have no idea about this. Is it targeted?

  13. Makes nearly no sense to keep Prestige if you are keeping any other premium cards which are actually making a concerted effort to retain customers

  14. Anybody get an email from Citi? How come only bloggers know about this? There seems to be no notification from Citi publicly about this.
    Specifically what counts as “online”? Do tax payments count?

  15. OK, so dumb question, but would points.com earn 5x or is it considered more a payment processor than a retailer?

  16. How about reloading a Gift card on Amazon? If that works then can always put the rest of the bonus $$ at Amazon on Aug 31. to max out the 7,500 points

  17. Citi Premier is my main card right now.

    3x Grocery
    3x Restaurant
    3x Gas

    1 card

    It’s just easier atm

  18. wal mart neighborhood comes in as grocery category when i go into my citi premier account. charges were made 06-09-2020 and posted.. rewards say 1x. Not 3x.

    3x supposed show up after statement closes maybe? doesnt appear this is live yet, unless maybe wal mart neighboord market isnt coding as 3x.

  19. My purchases at “traditional” grocery stores finally posted and they do indeed show 3X TY points, just not WMT grocery stores (Neighborhood Markets). This is consistent with the Citi MileUp card which is supposed to earn 2X AAdvantage miles at grocery stores but do not (for me) at WMT Neighborhood Markets. These same stores earned 5X UR points during Chase’s recent bonus promo on my CSR, even though I’ve never received 5X UR points at them for the Freedom card’s grocery category.

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