Different card issuers take different lengths of time to post points. Some post them shortly after the transaction posts to your account, some post them shortly after the statement closes, and some issuers even post them two statement closing dates after you complete your spend.
With all the new interest in Capital One cards thanks to their new transferable points currency, it’s interesting to note that Capital One might just have the most generous posting schedule of any issuer for those purposes.
Anecdotally, Capital One miles seem to post to your account the same time as your purchase. So as soon as your purchase goes from “pending” to actually showing on your statement, your rewards will post as well.
This even includes the welcome bonuses on their cards, so you can expect the welcome bonus to post only shortly after the qualifying purchase that gets you over the requirement posts.
We live in a time where people love instant gratification, and earning miles for your purchases right away sure is instant credit card gratification. 😉
As is the case with many Capital One things, them posting miles so quickly isn’t new. What is new, however, is all the new interest in these cards, given that miles earned on the following cards can now be transferred to airline programs:
The transfer partners and ratios are as follows:
|Transfer Partner||Transfer Ratio|
|Aeromexico (Club Premier)||2 : 1.5 | 1000 : 750|
|Air Canada (Aeroplan)||2 : 1.5 | 1000 : 750|
|Air France KLM (Flying Blue)||2 : 1.5 | 1000 : 750|
|Alitalia (MilleMiglia Program)||2 : 1.5 | 1000 : 750|
|Avianca (LifeMiles)||2 : 1.5 | 1000 : 750|
|Cathay Pacific (Asia Miles)||2 : 1.5 | 1000 : 750|
|Emirates (Emirates Skywards)||2 : 1 | 1000 : 500|
|Etihad Airways (Etihad Guest)||2 : 1.5 | 1000 : 750|
|EVA Air (Infinity MileageLands)||2 : 1.5 | 1000 : 750|
|Finnair (Finnair Plus)||2 : 1.5 | 1000 : 750|
|Hainan Airlines (Fortune Wings Club)||2 : 1.5 | 1000 : 750|
|Qantas (Qantas Frequent Flyer)||2 : 1.5 | 1000 : 750|
|Qatar Airways (Privilege Club)||2 : 1.5 | 1000 : 750|
|Singapore Airlines (KrisFlyer)||2 : 1 | 1000 : 500|