Update: This offer for the Capital One® Spark® Miles for Business has expired. Learn more about the current offers here.
Different card issuers take different lengths of time to post points. Some post them shortly after the transaction posts to your account, some post them shortly after the statement closes, and some issuers even post them two statement closing dates after you complete your spend.
With all the new interest in Capital One cards thanks to their new transferable points currency, it’s interesting to note that Capital One might just have the most generous posting schedule of any issuer for those purposes.
Anecdotally, Capital One miles seem to post to your account the same time as your purchase. So as soon as your purchase goes from “pending” to actually showing on your statement, your rewards will post as well.
This even includes the welcome bonuses on their cards, so you can expect the welcome bonus to post only shortly after the qualifying purchase that gets you over the requirement posts.
We live in a time where people love instant gratification, and earning miles for your purchases right away sure is instant credit card gratification. 😉
As is the case with many Capital One things, them posting miles so quickly isn’t new. What is new, however, is all the new interest in these cards, given that miles earned on the following cards can now be transferred to airline programs:
- The Capital One® Spark® Miles for Business earns unlimited 2x Spark miles per dollar spent
- The Capital One® Spark® Miles Select for Business earns unlimited 1.5x Spark miles per dollar spent, with no annual fee
- The Capital One® Venture® Rewards Credit Card earns unlimited 2x Venture miles per dollar spent
- The Capital One® VentureOne® Rewards Credit Card earns unlimited 1.25x Venture miles per dollar spent, with no annual fee
The transfer partners and ratios are as follows:
|Transfer Partner||Transfer Ratio|
|Aeromexico (Club Premier)||2 : 1.5 | 1000 : 750|
|Air Canada (Aeroplan)||2 : 1.5 | 1000 : 750|
|Air France KLM (Flying Blue)||2 : 1.5 | 1000 : 750|
|Alitalia (MilleMiglia Program)||2 : 1.5 | 1000 : 750|
|Avianca (LifeMiles)||2 : 1.5 | 1000 : 750|
|Cathay Pacific (Asia Miles)||2 : 1.5 | 1000 : 750|
|Emirates (Emirates Skywards)||2 : 1 | 1000 : 500|
|Etihad Airways (Etihad Guest)||2 : 1.5 | 1000 : 750|
|EVA Air (Infinity MileageLands)||2 : 1.5 | 1000 : 750|
|Finnair (Finnair Plus)||2 : 1.5 | 1000 : 750|
|Hainan Airlines (Fortune Wings Club)||2 : 1.5 | 1000 : 750|
|Qantas (Qantas Frequent Flyer)||2 : 1.5 | 1000 : 750|
|Qatar Airways (Privilege Club)||2 : 1.5 | 1000 : 750|
|Singapore Airlines (KrisFlyer)||2 : 1 | 1000 : 500|
While all four of the above cards do earn Capital One miles, personally I think you’ll want to stick to either the:
- The Capital One Spark Miles, which has a $95 annual fee that’s waived for the first year, and currently offers a tiered welcome bonus of up to 200,000 miles; you can find a full review of the card here
- The Capital One Venture Card, which has a $95 annual fee that’s waived for the first year, and currently offers a welcome bonus of 50,000 miles; you can find a full review of the card here