How Long Do Capital One Mileage Transfers Take? [2019]

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If you’re collecting miles & points through credit card spend, I always recommend doing what you can to accrue transferable points currencies.

That’s because these points are much more flexible than when you’re earning an individual airline or hotel points currency. You have the flexibility to transfer these points to all kinds of travel partners, and you’re safeguarded from a devaluation in a specific points currency.

With that in mind, in this post I wanted to address all the basics of transferring Capital One miles. Capital One introduced a transferable mileage currency in late 2018, so this is still fairly new. In this post, I wanted to talk about how many partners Capital One has, how long it takes for points to transfer, who you can transfer points to, etc.

How many airline partners does Capital One have?

As of now, Capital One has 14 airline transfer partners.

Transfer PartnerTransfer Ratio
Aeromexico (Club Premier)2 : 1.5 | 1000 : 750
Air Canada (Aeroplan)2 : 1.5 | 1000 : 750
Air France KLM (Flying Blue)2 : 1.5 | 1000 : 750
Alitalia (MilleMiglia Program)2 : 1.5 | 1000 : 750
Avianca (LifeMiles)2 : 1.5 | 1000 : 750
Cathay Pacific (Asia Miles)2 : 1.5 | 1000 : 750
Emirates (Emirates Skywards)2 : 1 | 1000 : 500
Etihad Airways (Etihad Guest)2 : 1.5 | 1000 : 750
EVA Air (Infinity MileageLands)2 : 1.5 | 1000 : 750
Finnair (Finnair Plus)2 : 1.5 | 1000 : 750
Hainan Airlines (Fortune Wings Club)2 : 1.5 | 1000 : 750
Qantas (Qantas Frequent Flyer)2 : 1.5 | 1000 : 750
Qatar Airways (Privilege Club)2 : 1.5 | 1000 : 750
Singapore Airlines (KrisFlyer)2 : 1 | 1000 : 500

Capital One Transfer Partners

How long does it take to transfer Capital One miles?

Below is a chart with how long it typically takes to transfer Capital One miles:

Capital One Transfer PartnerTransfer RatioTransfer Time
Aeromexico Club Premier1000 : 750Instant
Air Canada Aeroplan1000 : 750Instant
Air France KLM Flying Blue1000 : 750Instant
Alitalia MilleMiglia1000 : 750Instant
Avianca LifeMiles1000 : 750Instant
Cathay Pacific Asia Miles1000 : 750~ 3 to 5 days
Emirates Skywards1000 : 500Instant
Etihad Guest1000 : 750~ 12 to 24 hours
EVA Air Infinity MileageLands1000 : 750~ 24 to 48 hours
Finnair Plus1000 : 750Instant
Hainan Airlines Fortune Wings Club1000 : 750~ 24 to 48 hours
Qantas Frequent Flyer1000 : 750~ 24 to 48 hours
Qatar Airways Privilege Club1000 : 750~ 24 to 48 hours
Singapore Airlines KrisFlyer1000 : 500~ 24 to 48 hours

As you can see, transfers to about half of Capital One’s partners are instant, while transfers to the other half typically take just one or two days.

Are there fees associated with transferring Capital One miles?

Nope, there are no fees associated with transferring Capital One miles.

Can you transfer Capital One miles to someone else’s Capital One account?

If you have any of the four cards earning Capital One miles, including the Capital One® Spark® Miles for Business or Capital One® Venture® Rewards Credit Card, you can transfer your miles to anyone else’s Spark or Venture account.

It doesn’t need to be a family member, there are no limits on how many miles you can transfer to others, and the miles don’t expire any sooner.

In order to take advantage of this you need to phone up Capital One, as this isn’t a feature that’s available online just yet.

Can you transfer Capital One miles to someone else’s airline account?

No. While you can transfer your Capital One miles to someone else’s Capital One account and then they can transfer it to their preferred loyalty program, you can’t transfer your Capital One miles directly to someone else’s loyalty program account.

The name of the Capital One account and loyalty program account have to match.

What cards earn Capital One miles?

As of now there are four Capital One credit cards that earn miles:

Note that you can earn a welcome bonus on each of the above cards, and pool all those points towards one Capital One account. Having multiple Capital One cards is a great way to maximize your points earning potential.

Should you transfer Capital One miles to travel partners?

Generally speaking your Venture and Spark miles can either be redeemed for one cent each towards the cost of a travel purchase, or can be transferred to one of the airline partners at a ratio of up to 2:1.5.

Which redemption option makes more sense depends on your spend patterns. If you value one of the partner miles at more than 1.33 cents each (2/1.5), then generally I’d say that’s the better redemption value.

To simplify things even further, I’d generally say that:

  • If you want to redeem your Venture/Spark miles for anything other than flights, your best option is redeeming them at one cent each towards a travel purchase
  • If you want to redeem your Venture/Spark miles towards airfare, you’ll get more value for international first and business class tickets when transferring miles to an airline partner
  • If you want to redeem your Venture/Spark miles towards economy airfare (especially if it’s reasonably priced), your best option is redeeming them at one cent each to erase the cost of that purchase

Those are very general guidelines, and the best solution very much depends on the specific circumstances.

Bottom line

It’s great to see Capital One having recently introduced a transferrable points currency, which opens up a great new opportunity for redeeming their points.

The good thing about Capital One miles is that redeeming them as cash towards travel and transferring them to airline partners can both be a great deal, so you get a lot of flexibility with these points.

If you have any data points on how long Capital One mileage transfers have taken you, please share them below, so that I can keep the chart as accurate as possible!

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Comments

  1. Just a word of caution regarding transfers to Avianca. I transferred miles 6 days ago that have not yet arrived in my account. When I called, I was told that transfers for Avianca could take up to 8 days. I wouldn’t transfer to Avianca if you need to make a booking immediately.

  2. Genuine question from someone who has read the blog every day for 3 years but never posted before. Is there a reason the content is now so skewed away from product reviews and more towards generic news articles and credit card pitches? You’re the best in the business but so few articles now convey the passion for flying you used to show.

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