How Long Do Citi ThankYou Points Transfers Take? (2021)

Filed Under: Citi, Credit Cards
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If you’re collecting miles & points through credit card spending, I always recommend doing what you can to accrue transferable points currencies.

That’s because these points are much more flexible than when you’re earning an individual airline or hotel points currency. You have the ability to transfer these points to all kinds of travel partners, and you’re safeguarded from a devaluation in a specific points currency.

With that in mind, in this post, I wanted to address all the basics of transferring Citi ThankYou points. How many partners does Citi ThankYou have, how long does it take for points to transfer, who can you transfer points to, etc.

How many airline partners does Citi ThankYou have?

As of now, Citi ThankYou has 15 airline transfer partners (and no hotel partners).

Citi ThankYou Transfer PartnerTransfer Ratio
Aeroméxico Club Premier1000 : 1000
Air France KLM Flying Blue1000 : 1000
Avianca LifeMiles1000 : 1000
Cathay Pacific Asia Miles1000 : 1000
Emirates Skywards1000 : 1000
Etihad Guest1000 : 1000
EVA Air Infinity MileageLands1000 : 1000
JetBlue TrueBlue1000 : 1000
Malaysia Airlines Enrich1000 : 1000
Qantas Frequent Flyer1000 : 1000
Qatar Privilege Club1000 : 1000
Singapore Airlines KrisFlyer1000 : 1000
Thai Royal Orchid Plus1000 : 1000
Turkish Airlines Miles & Smiles1000 : 1000
Virgin Atlantic Flying Club1000 : 1000

Redeem ThankYou points for travel on Garuda Indonesia

How long does it take to transfer Citi ThankYou points?

Below is a chart with how long it typically takes to transfer ThankYou points:

Citi ThankYou Transfer PartnerTransfer RatioTransfer Time
Aeroméxico Club Premier1000 : 1000Instant
Air France KLM FlyingBlue1000 : 1000Instant
Avianca LifeMiles1000 : 1000Instant
Cathay Pacific Asia Miles1000 : 1000Instant
Etihad Guest1000 : 1000Instant
EVA Air Infinity MileageLands1000 : 1000~ 1-2 days
Jet Airways JetPrivilege1000 : 1000Instant
JetBlue TrueBlue1000 : 1000Instant
Malaysia Airlines Enrich1000 : 1000~ 1-2 days
Qantas Frequent Flyer1000 : 1000~ 1-2 days
Qatar Privilege Club1000 : 1000~ 1-2 days
Singapore Airlines KrisFlyer1000 : 1000~ 12-24 hours
Thai Royal Orchid Plus1000 : 1000~ 3-6 days
Turkish Airlines Miles & Smiles1000 : 1000~ 1-2 days
Virgin Atlantic Flying Club1000 : 1000Instant

As you can see, points transfers to about half of ThankYou partners are instant, while points transfers to the other partners take anywhere from hours to days.

I’d really appreciate if anyone has recent data points to either confirm or deny the above transfer times. I’ve tried to keep the list updated based on feedback, but over time we do see more and more partners offer instant transfers. For example, Etihad Guest and Virgin Atlantic Flying Club transfers didn’t used to be instant, but are now.

Are there fees associated with transferring Citi ThankYou points?

Nope, there are no fees associated with transferring Citi ThankYou points.

Can you transfer Citi points to someone else’s Citi account?

Citi lets one transfer ThankYou points to anyone else’s ThankYou account, regardless of whether they’re related, live at the same address, etc. However, there are a few restrictions to be aware of:

  • Shared points expire 90 days after they’re received, so you can’t “hoard” someone else’s points in your ThankYou Rewards account
  • The recipient of shared points can’t share those same points with another member
  • You can share at most 100,000 points per calendar year, and can have at most 100,000 points shared with you per calendar year

While there are some restrictions, this is an area where Citi ThankYou is more generous than other programs.

Can you transfer Citi points to someone else’s airline account?

No. While you can transfer your Citi ThankYou points to someone else’s Citi ThankYou account and then they can transfer it to their preferred loyalty program, you can’t transfer your ThankYou points directly to someone else’s loyalty program account.

The name of the Citi ThankYou account and loyalty program account have to match.

Can you combine Citi ThankYou accounts?

While Citi is generous in letting you transfer ThankYou accounts to someone else’s ThankYou account, they actually have a rather strict policy when it comes to combining your own ThankYou points accounts.

For example, let’s say you have both the Citi Premier® Card (review) and Citi Prestige® Card. Now let’s say you close down one of those accounts. While you can combine the points, the points from the card that you shut down expire 60 days after the account is closed. So you have to transfer those points to a partner program within 60 days, or else the points will be forfeited.

What cards earn Citi ThankYou points?

The following two cards earn Citi ThankYou points directly:

In addition to those two cards earning ThankYou points that can directly be transferred to airline partners, the following cards earn ThankYou points that can be transferred to airlines in conjunction with one of the above cards:

Citi ThankYou® Rewards Earning Cards

Should you transfer Citi points to travel partners?

In general, the best use of Citi ThankYou points is to convert them into airline miles. Personally, my favorite transfer partners include Air France KLM Flying Blue, Avianca LifeMiles, Etihad Guest, JetBlue TrueBlue, Singapore KrisFlyer, and Virgin Atlantic Flying Club.

However, you only want to transfer points once you’ve figured out the award you want to book, have verified availability, and are sure you understand how that program works.

Redeem ThankYou points for travel on Air France

If you’re someone who prefers to redeem your points as cashback towards travel, points earned on the Citi Premier® Card can be redeemed for 1.25 cents each towards the cost of an airline ticket, while points earned on the Citi Prestige® Card can be redeemed for one cent each towards the cost of an airline ticket. Unfortunately, as of April 10, 2021, ThankYou points earned on the Citi Premier can be redeemed at only one cent each towards airfare purchases.

Generally speaking, I think transferring Citi points to airline partners represents a better value.

Bottom line

To me, the value of Citi ThankYou points has grown significantly the past few years, thanks to additional transfer partners as well as useful transfer bonuses. Add in the fact that Citi cards have some fantastic category bonuses for spending — in particular, the no annual fee Citi® Double Cash Card earning 2x ThankYou points per dollar — and earning ThankYou points has never been easier.

If you have any data points on how long Citi ThankYou points transfers have taken you, please share them below, so that I can keep the chart as accurate as possible!

Want to learn more about points transfer times? See our series about how long points transfers take with Amex Membership Rewards, Capital One, Chase Ultimate Rewards, and Citi ThankYou.

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
  1. Transfers to SQ from Citi have been more like 24-72 hours in my couple recent experiences – Dec 2019.

  2. Great, thanks guys! Can anyone second the Cathay instant transfers, and then I can update post? Otherwise will transfer some points from my account just to verify. Thanks!

  3. My experience for Asia Miles was the same as @Nick. I transferred ThankYou points on 1/1 to AsiaMiles, and it appeared instantly (I cannot confirm actually *instant*, but the miles had posted in my Asia Miles account the first time I checked a couple of hours after).

  4. The rules are not clear as to what happens if you transfer points from Prestige to Premier in order to get 1.25 cents toward travel vs 1.0 cents. It says the points can be merged, but is vague as to what happens if one card is closed. Do the legacy points from that account expire in some set timeframe and if you have redeemed points between combining and closing an account how does it determine which miles were used?

  5. @ben. Transferred to VS over the holidays and the transfer was instant

    Transfer to TK was less than 24 hours when I last did it

  6. My transfer of TY points to Qantas last year took four days (by which time my desired award flight disappeared). When I called Citi to inquire and complain, they said it could take up to 7 days for the transfer to go through to Qantas.

  7. I already combined two active Citi cards, the Premier and the Prestige, in my Thank You rewards account. So, my Thank You account shows an aggregate total, not an individual amount for each card anymore. If I close the Premier account a few months from now, will I need to worry about an expiring points presuming I leave my Prestige account open?

  8. Can you publish a table of how long each program allows you to bank the miles before they expire? I have to transfer some points out to some program because we are cancelling an extra Citi card.

  9. I just transferred miles to Singapore Airlines yesterday and can confirm it fell within the 12-24 hrs listed.

  10. I put in the transfer request from Citi Thank You to TA the evening of June 24th and as of this this morning on the 5th of July they haven’t shown up. The transfer from Marriott to TA I did last week was less than two days. Citi says they won’t look into it until it has been 14 days. The flights I wanted to use the points on are no longer available. Why in the world is this seemingly so difficult!!

  11. Update…points just arrived. So for me it was 13 days from Citi Thank You to Turkish Air.

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