How Long Do Citi ThankYou Points Transfers Take? [2019]

Filed Under: Citi, Credit Cards
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If you’re collecting miles & points through credit card spend, I always recommend doing what you can to accrue transferable points currencies.

That’s because these points are much more flexible than when you’re earning an individual airline or hotel points currency. You have the flexibility to transfer these points to all kinds of travel partners, and you’re safeguarded from a devaluation in a specific points currency.

With that in mind, in this post, I wanted to address all the basics of transferring Citi ThankYou points. How many partners does Citi ThankYou have, how long does it take for points to transfer, who can you transfer points to, etc.

How many airline partners does Citi ThankYou have?

As of now, Citi ThankYou has 15 airline transfer partners (and no hotel partners).

Citi ThankYou Transfer PartnerTransfer Ratio
Air France KLM Flying Blue1000 : 1000
Avianca LifeMiles1000 : 1000
Cathay Pacific Asia Miles1000 : 1000
Etihad Guest1000 : 1000
EVA Air Infinity MileageLands1000 : 1000
Garuda Indonesia GarudaMiles1000 : 1000
Jet Airways JetPrivilege1000 : 1000
JetBlue TrueBlue1000 : 1000
Malaysia Airlines Enrich1000 : 1000
Qantas Frequent Flyer1000 : 1000
Qatar Privilege Club1000 : 1000
Singapore Airlines KrisFlyer1000 : 1000
Thai Royal Orchid Plus1000 : 1000
Turkish Airlines Miles & Smiles1000 : 1000
Virgin Atlantic Flying Club1000 : 1000


Garuda Indonesia is a Citi ThankYou transfer partner

How long does it take to transfer Citi ThankYou points?

Below is a chart with how long it typically takes to transfer ThankYou points:

Citi ThankYou Transfer PartnerTransfer RatioTransfer Time
Air France KLM FlyingBlue1000 : 1000Instant
Avianca LifeMiles1000 : 1000Instant
Cathay Pacific Asia Miles1000 : 1000~ 1-2 days
Etihad Guest1000 : 1000~ 3-6 days
EVA Air Infinity MileageLands1000 : 1000~ 1-2 days
Garuda Indonesia GarudaMiles1000 : 1000~ 1-2 days
Jet Airways JetPrivilege1000 : 1000Instant
JetBlue TrueBlue1000 : 1000Instant
Malaysia Airlines Enrich1000 : 1000~ 1-2 days
Qantas Frequent Flyer1000 : 1000~ 1-2 days
Qatar Privilege Club1000 : 1000~ 1-2 days
Singapore Airlines KrisFlyer1000 : 1000~ 12-24 hours
Thai Royal Orchid Plus1000 : 1000~ 3-6 days
Turkish Airlines Miles & Smiles1000 : 1000~ 1-2 days
Virgin Atlantic Flying Club1000 : 1000~ 1-2 days

As you can see, surprisingly few ThankYou transfer partners allow instant transfers, so, for the most part, you should expect for it take at least a couple of days for points to transfer.

Are there fees associated with transferring Citi ThankYou points?

Nope, there are no fees associated with transferring Citi ThankYou points.

Can you transfer Citi points to someone else’s Citi account?

Citi lets you transfer ThankYou points to anyone else’s ThankYou account, regardless of whether they’re related, live at the same address, etc. However, there are a few restrictions to be aware of:

  • Shared points expire 90 days after they’re received, so you can’t “hoard” someone else’s points in your ThankYou Rewards account
  • The recipient of shared points can’t share those same points with another member
  • You can share at most 100,000 points per calendar year, and can have at most 100,000 points shared with you per calendar year

So while there are some restrictions, this is an area where Citi ThankYou is more generous than other programs.

Can you transfer Citi points to someone else’s airline account?

No. While you can transfer your Citi ThankYou points to someone else’s Citi ThankYou account and then they can transfer it to their preferred loyalty program, you can’t transfer your ThankYou points directly to someone else’s loyalty program account.

The name of the Citi ThankYou account and loyalty program account have to match.

Can you combine Citi ThankYou accounts?

While Citi is generous in letting you transfer ThankYou accounts to someone else’s ThankYou account, they actually have a rather strict policy when it comes to combining your own ThankYou points accounts.

For example, let’s say you have both the Citi Premier℠ Card and Citi Prestige® CardNow let’s say you close down one of those accounts. While you can combine the points, the points from the card that you shut down expire 60 days after the account is closed. So you have to transfer those points to a partner program within 60 days, or else the points will be forfeited.

What cards earn Citi ThankYou points?

The following two cards earn Citi ThankYou points directly:

  • The Citi Prestige® Card offers 5x points on air travel and restaurants, and 3x points on hotels and cruise lines; the card has a $495 annual, though offers a $250 travel credit every calendar year that helps offset it
  • The Citi Premier℠ Card offers 3x points on travel and gas, and 2x points on dining and entertainment; the card has a $95 annual fee

In addition to those two cards earning ThankYou points that can directly be transferred to airline partners, the following card earns ThankYou points that can be transferred to airlines in conjunction with one of the above cards:

  • The Citi Rewards+℠ Card rounds up purchases to the nearest 10 ThankYou points, and offers 2x points at supermarkets and gas stations, for the first $6,000 spent every year; the card has no annual fee

Citi ThankYou® Rewards Earning Cards

Should you transfer Citi points to travel partners?

In general, the best use of Citi ThankYou points is to convert them into airline miles. Personally, my favorite transfer partners include Air France KLM Flying Blue, Etihad Guest, JetBlue TrueBlue, and Singapore KrisFlyer.

However, you only want to transfer points once you’ve figured out the award you want to book, have verified availability, and are sure you understand how that program works.


Air France Flying Blue can be a great transfer partner for Citi points

If you’re someone who prefers to redeem your points as cashback towards travel, points earned on the Citi Premier℠ Card can be redeemed for 1.25 cents each towards the cost of an airline ticket, while points earned on the Citi Prestige® Card can be redeemed for one cent each towards the cost of an airline ticket.

Generally speaking, I think transferring Citi points to airline partners represents a better value.

Bottom line

To me, the value of Citi ThankYou points has grown significantly the past couple of years, thanks to additional transfer partners as well as useful transfer bonuses. Add in the fact that Citi cards have some fantastic category bonuses for spending, and earning ThankYou points has been easier than ever before.

If you have any data points on how long Citi ThankYou points transfers have taken you, please share them below, so that I can keep the chart as accurate as possible!

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Comments
  1. What if I want to convert my premier card to rewards card to avoid the $95 AF ? What about the points that I have in my thank you account ? Do they expire? Thanks

  2. Thanks Lucky. What are some routine transfer bonuses that Citibank has throughout the year? For example, I know Amex Membership rewards typically has annual 40% bonus to Avios. Which programs does Citi Thank you typically have? Thanks in advance.

  3. The Premier still redeems at 1.25cpp for hotels in the portal, not just airfare.

    And a DP: a transfer to Qantas took slightly under 24 hours.

  4. Citi transfers to Virgin have been instant for me this year. I don’t think I’ve been given special treatment. And with round trip transatlantic economy tickets just 25,000 VS miles (plus around $400-$450 in fees) I see that as a great way to use Citi points

  5. I’ve done multiple transfers to Virgin Atlantic that went through instantly last year. You do need to log out and log back in to see it reflected in your account though.

  6. I had a transfer to Turkish that took almost 4 days. It happened last December. Another transfer in September took about 2 days.

  7. Took around 16 hours from Citi to Singapore (Chase to Singapore took just less time at around 10 hours). I initiated both transfers around 1pm EST and the points were in my SQ account by 8am EST the next morning.

  8. Hi Ben, can you transfer Citi thankyou points to Etihad Guest? I guess you would say so. But surprisingly not working since Feb 5. Tried numerous times as a Citi Premier holder.

  9. Has anyone encountered a problem transferring Thank U points to Etihad? I’ve been trying for 2 days to do online. Finally called tonight and was told there has been a system problem between Citi and Etihad for months now. No ETA for fix.

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