Best-Ever Chase Ink Cash & Ink Unlimited Bonus: 75K Points Or $750

Filed Under: Chase, Credit Cards
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I consider the three Chase Ink cards to be among the best business credit cards out there. In November 2020, the two no annual fee cards received all new welcome offers. This is a reminder of that, as these are truly phenomenal bonuses that are still going strong.

Chase Ink Card $750 (or 75K points) bonus

At the moment both the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card are offering cardmember bonuses of 75,000 points after spending $7,500 within three months.

As a point of comparison, previously these cards offered bonuses of 50,000 points, so these offers are 50% better (and the bonus of 50,000 points previously was otherwise the best offer we had seen).

You’ll see these offers are marketed as offering $750 cash back (rather than 75,000 points). And indeed, you could redeem the rewards as cash back. However, if you have either card in conjunction with a card earning Ultimate Rewards points, like the Chase Sapphire Preferred® Card (review) or Chase Sapphire Reserve® Card (review), then rewards can be converted into Ultimate Rewards points at a rate of one cent per point.

Redeem your rewards for an amazing holiday in the Maldives

Chase Ink Preferred offering 100K points bonus

While this particular bonus has been around for quite a while, this is a reminder that the Ink Business Preferred® Credit Card is offering a bonus of 100,000 Chase Ultimate Rewards points after spending $15,000 on purchases within the first three months of account opening.

The Ink Business Preferred is my all around favorite business credit card, and offers the best welcome bonus on any credit card.

Read a full review of the Ink Business Preferred.

100K Ultimate Rewards points can get you a lot of value towards flights

You’re eligible for the bonuses on all Chase Ink cards

It’s worth noting that one is eligible for the welcome bonuses on each of the three Chase Ink cards, including the Ink Cash, Ink Unlimited, and Ink Preferred. The usual restrictions for Chase card applications apply.

See this post for tips on applying for Chase Ink cards.

Why you should get the Chase Ink Cash & Chase Ink Unlimited

If you don’t yet have either of the no annual fee Ink cards, there are good reasons to consider applying. Beyond the excellent welcome bonus, the cards also offer a great return on spending.

The Ink Business Cash® Credit Card offers:

  • 5x points on the first $25,000 of combined purchases per cardmember year on office supply stores, internet, cable TV, mobile phones, and landlines
  • 2x points on the first $25,000 of combined purchases per cardmember year on restaurants and gas stations
  • 1x points on all other card purchases

Read a full review of the Ink Business Cash.

The Ink Business Unlimited® Credit Card offers:

  • 1.5x points on all purchases

Read a full review of the Ink Business Unlimited.

Maximize your points with Chase Ink cards

Bottom line

The Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card are offering best-ever bonuses of 75,000 points or $750 cash back.

If you don’t have either of these cards and are eligible, I’d seriously consider applying. Personally I have all three Chase Ink cards, and they help me maximize my Ultimate Rewards points, and are a key part of my Chase credit card strategy.

Do you plan on picking up a Chase Ink card with this improved bonus?

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  1. Is it just me, or is anyone else also having difficulty locating the “only available to those who have not received a promotional offer within the past 24 months” language?

    I wanted to verify the exact terms before applying, but I’m having difficulty locating it anywhere.

    More over, for some reason I thought they allowed you to obtain most of their other cards without a sign-up bonus, but upon closer inspection, the language suggests that things like the Sapphire Preferred or United Explorer card are entirely off-limits, bonus or not, to anyone who’s canceled recently.

  2. Ben,
    With Chase, does the purchase of gift cards and pre-paid Visa’s (like “Vanilla” cards) count toward the minimum required purchase threshold for bonus’s? I have never been clear on this, and would very much like to know, for this and future offers. Thank you!

  3. @ Thomas — I’ve never purchased pre-paid cards, but I’ve never had issues with gift cards posting as purchases that count towards minimum spending.

  4. @ Asarious — Yeah, Amex lets you get cards without a bonus if you’re not eligible for the bonus, while Chase historically hasn’t. The 24 month language is indeed missing, but I see no reason to believe that rule has changed.

  5. Do you have any idea how long this bonus will last, or will we know when the final day of the 75k bonus is prior to it ending?


  6. I’m juggling a number of different promotional offers right now.

    Is there an expiration date for this offer?

  7. Dammit. I have the Preferred and the Unlimited. I’m 3/24 currently. Just got rejected for Ink Cash for the 3rd time.

    Anyone know what I can do to get approved? >800 credit score.

  8. Grant,
    I’m in the same boat. The only rejections I have had in years are with Ink cards. Stellar credit score with low utilization has not helped.

  9. I have the Preferred, and I’ve been declined twice for the Unlimited already, credit score is over 800. Not sure what they are looking for in customers but it’s definitely not me. I don’t like being declined, I take it personally, so I am going to cancel my rarely used Sapphire Preferred and the BA card I have not used in at least 4 years.

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