Best Credit Cards For Gas Station Rewards Of September 2026
The best gas credit cards, ranked for cash back, points, and everyday value.
How it works
- I include a range of travel & rewards cards on this page that I find useful in a specific category, but don’t intend to list every potential credit card out there
- Compare cards using the filter to find the right benefit or feature for your household spending
- Find my category specific recommendations under the filter options on each category page
Compare Credit Cards For Fuel
Chase Sapphire Preferred® Card
Earn 75,000 bonus points
- 5x total points on travel purchased through Chase Travel℠
- 3x points on dining
- 2x points on travel purchases
- 5x on travel purchased through Chase Travel℠
- 3x on dining
- 3x on vacation homes
- 3x on gas & EV charging
- 3x on top streaming services
- 3x on online groceries (excluding Walmart, Target, and wholesale clubs)
- 2x on all other travel purchases
- 1x on all other purchases
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Emergency Evacuation and Transportation and more
- Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for 12 months when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs
- Member FDIC
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Citi Strata Premier® Card
Earn 60,000 bonus ThankYou® Points after qualifying purchases
- Earn 3x Points on Airfare
- Earn 3x Points on Hotels
- Earn 3x Points at Restaurants
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases.
- Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
- Earn 1 Point per $1 spent on all other purchases
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Citi Double Cash® Card
Earn $200 after qualifying purchases
- Earn 1% cash back when you make a purchase, earn 1% cash back when you pay for that purchase
1% cash back when you make a purchase
1% cash back when you pay for that purchase
Learn more from these OMAAT posts:
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Blue Cash Preferred® Card from American Express
As High As $300 cash back*
- 6% Cash Back at U.S. Supermarkets
- 6% Cash Back On U.S. Streaming
- 3% Cash Back On Transit
Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases.
Learn more from these OMAAT posts:
- Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- $0 intro annual fee for the first year, then $95.
- Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.
- Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
Blue Cash Everyday® Card from American Express
As High As $200 cash back*
- 3% Cash Back at U.S. Supermarkets*
- 3% Cash Back at U.S. gas stations*
- 3% Cash Back on U.S. online retail purchases*
Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%).
Learn more from these OMAAT posts:
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
What’s the best credit card for gas purchases?
While I’ll go into a lot more detail below, let me try to provide the simplest advice possible for figuring out which credit card is best to use at gas stations:
For personal cards, it’s hard to beat the Citi Strata Premier® Card, which is an incredibly well-rounded card that offers 3x points on gas station purchases globally; there’s so much to love about this card, and it even has a phenomenal welcome bonus. However, below I’ll cover lots of other good options.
What qualifies as gas station spending?
Before talking about the best cards for gas station purchases, I think it’s important to talk a bit about what qualifies as gas station spending:
-
- Generally credit cards only consider purchases from standalone gas stations as being eligible for bonus points; that’s to say that buying gas from a warehouse club typically won’t earn you bonus points, unless otherwise explicitly stated
-
- Generally speaking, purchases of gas as well as purchases in gas station convenience stores will qualify for bonus points
-
- This also all comes down to how a particular merchant chooses to categorize themselves
Best personal cards for gas stations
Everyone has different preferences when it comes to earning rewards for credit card spending. Some people prefer to earn travel rewards that they can use toward their next adventure, while other people prefer to earn cash back, which they can redeem however they want.
So, what are the best personal credit cards for gas station purchases?
1. Citi Strata Premier® Card
Reward for gas station spending: 3x Citi ThankYou points (which I value at 5.1%)
Card annual fee: $95
Other things to be aware of: The Citi Strata Premier has phenomenal bonus categories, and being able to earn 3x points on gas stations and EV charging with no foreign transaction fees is awesome.
Read a review of the Citi Strata Premier, apply for the Citi Strata Premier.
2. Wyndham Rewards Earner+ Card
Reward for gas station spending: 6x Wyndham Rewards points (which I value at 4.2%)
Card annual fee: $75
Other things to be aware of: This is a fantastic return on spending at gas stations, though the catch is that Wyndham Rewards points definitely are more of a niche points currency
Read a review of the Wyndham Rewards Earner+, apply for the Wyndham Rewards Earner+.
3. Costco Anywhere Visa® Card by Citi
Reward for gas station spending: 5% on gas purchases at Costco, and 4% cash back at other gas stations up to the first $7,000 spent every year, 1% thereafter
Card annual fee: $0 (with paid Costco membership)
Apply for the Costco Anywhere Visa Card.
4. Hilton Honors American Express Surpass® Card
Reward for U.S. gas station spending: 6x Hilton Honors points (which I value at 3%)
Card annual fee: $150 (Rates & Fees)
Other things to be aware of: This is one of the best hotel credit cards for U.S. gas stations, since you can earn bonus points with no limits on these purchases
Read a review of the Hilton Honors Amex Surpass, and learn more about the Hilton Honors Amex Surpass.
5. Citi Double Cash® Card
Reward for gas station spending: 1x ThankYou points when you purchase + 1x ThankYou points when you pay
Card annual fee: $0
Other things to be aware of: While the card doesn’t have a specific bonus category for gas stations, it just has an all-around great rewards structure, as you earn 1x ThankYou points when you make a purchase, and 1x ThankYou points when you pay for that purchase; best of all, rewards earned on the card can be converted into airline miles and hotel points in conjunction with some other Citi cards
Read a review of the Citi Double Cash, apply for the Citi Double Cash.
6. Capital One Venture X Rewards Credit Card
Reward for gas station spending: 2x Capital One miles (which I value at 3.4%)
Card annual fee: $395
Other things to be aware of: This card earns 2x miles on all eligible purchases, which can either each be redeemed toward the cost of a travel purchase, or can be transferred to an airline or hotel partner at a ratio of up to 1:1; don’t be alarmed by the annual fee, as the card offers a $300 annual Capital One Travel credit plus 10,000 bonus anniversary miles
Read a review of the Capital One Venture X, apply for the Capital One Venture X.
7. Blue Cash Preferred® Card from American Express
Reward for U.S. gas station spending: 3% cash back at eligible U.S. gas stations
Card annual fee: (Rates & Fees)
Other things to be aware of: This card offers 3% cash back only on U.S. gas station purchases, not internationally
Read a review of the Blue Cash Preferred, and learn more about the Blue Cash Preferred.
8. Blue Cash Everyday® Card from American Express
Reward for U.S. gas station spending: 3% cash back
Card annual fee: $0 (Rates & Fees)
Other things to be aware of: This card offers 3% cash back on eligible purchases at U.S. gas stations, on up to $6,000 per year in purchases (then 1%)
Read a review of the Blue Cash Everyday, and learn more about the Blue Cash Everyday.
9. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Reward for gas station spending: 2x American AAdvantage miles
Card annual fee: $99, waived the first year
Other things to be aware of: This is one of the better airline cards for gas station purchases
Read a review of the Citi AAdvantage Platinum, apply for the Citi AAdvantage Platinum.
Bottom line
As you can see, there are lots of great credit card options for maximizing gas station rewards. That’s true whether you’re looking to earn cash back or travel rewards, or whether you’re looking for a no annual fee or premium card.
What’s your go-to card for gas station purchases?