Chase Offering 5x Points With DoorDash & Tock

Filed Under: Chase

Given how much consumer behavior has changed in the past several weeks, suffice to say that many credit card bonus categories aren’t as useful as they used to be. For example, at this point I think many of us would trade in bonus points on airfare and hotels for bonus points on toilet paper.

Along those lines, we’ve seen some card issuers get creative with bonus categories, and you can now add Chase to the list. While there are some great credit cards for restaurant spending, many of them don’t include delivery services.

Chase offering 5x points on food delivery

Through May 31, 2020, Chase is offering 5x points on up to $500 in cumulative purchases with DoorDash and Tock, which are restaurant delivery services.

On the following four cards you earn a total of 5x points, and that already factors in any bonus categories that may exist:

  • The Chase Sapphire Reserve (you earn 2x additional points per dollar, since the card usually offers 3x points on dining)
  • The Chase Sapphire Preferred (you earn 3x additional points per dollar, since the card usually offers 2x points on dining)
  • The Chase Freedom Unlimited (you earn 3.5x additional points per dollar, since the card usually offers 1.5x points on all purchases)
  • The Chase Freedom (you earn 4x additional points per dollar, since the card usually offers 1x points on purchases)

It can take up to eight weeks from an eligible purchase date for the bonus points to post, though in reality they may post faster than that.

Personally I value Ultimate Rewards points at 1.7 cents each, so to me that’s like an ~8.5% return on that spending when you’re earning 5x points.

Stack this with other Chase DoorDash benefits

You can stack the 5x points earning with some of the other benefits offered on DoorDash purchases through Chase:

  • If you have the Sapphire Reserve, you can get a $60 DoorDash credit in both 2020 and 2021; no registration is required, and any DoorDash purchases will automatically reimburse when you use the card
  • If you have either of the Chase Sapphire cards you can get a DoorDash DashPass membership for at least 12 months, while if you have either of the Freedom cards you can get a DashPass membership for three months; this gets you a $0 delivery fee and reduced service fee when making orders of at least $12 at thousands of restaurants

Bottom line

It’s nice to see this initiative from Chase to offer bonus points on food delivery. 5x points on select cards represents an incremental 2-4x points, depending on the card. When you stack it with the DashPass membership and Sapphire Reserve DoorDash statement credit, this is a great option for ordering in.

Will you benefit from this Chase promo on food delivery?

  1. Be careful with door dash. I noticed that their menu prices at at least some of the restaurants are higher than some of the other online delivery services like grubhub and uber eats.

  2. Hopefully the foot in the door to 5x on dining overall for the Reserve. Would make for a stronger case for keeping it.

  3. I think this is super important, but please know that doordash prices are often significantly higher than those on the restaurant website. So definitely cross-check your prices on doordash with the restaurant website. I’ve done a fair amount of research on this and found that doordash list prices (so before delivery fees, etc) are anywhere between 10% to 30% higher than those on the restaurant site.

    Now there’s nothing wrong with going through doordash for delivery convenience, but you should know this (especially if you’re just using doordash as a platform for takeout).

  4. Doordash prices are high. Usually a reetaurant that’s on doordash also utilizes other cheaper services. Or even better – call the restaurant directly – better price and the restaurant doesn’t have to pay 20% to a delivery app…

  5. Heh. Looks like the readers aren’t falling for the DoorDash promo.

    Oh Chase. I closed 2 cards with them last week and the SCR about a month ago. Hopefully they will figure out what it takes to care about customers soon…

  6. TBH DoorDash is the only food delivery service I haven’t had an issue with, both at home and when I travel. UberEats has delivered my food to a different hotel as well as not delivered at all.

    Postmates has “delivered” food to our house, only to go outside with no food at all, and we had been waiting an hour more than the delivery range. No call or anything! I’m ok paying a slightly larger price per meal knowing my food will be here, and in timely manner (ie during the time range).

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