Citi will once again be making the travel credit on its most premium card more flexible in 2022…
Use Citi Prestige travel credit on groceries & dining
The $495 annual fee Citi Prestige Card is no longer open to new applicants, though it’s a card that many people still have. One of the features that helps offset the annual fee is the $250 annual travel credit.
Ordinarily the $250 annual travel credit will automatically be applied towards any purchase coded as travel. The way I view it, this lowers the real “out of pocket” on the card to ~$245 per year, since everyone should get full value out of that.
For the third year in a row, Citi is giving cardmembers more flexibility with this credit — in 2022, the Citi Prestige $250 travel credit can also be applied towards supermarket and dining purchases. The credit will automatically be applied towards the first eligible purchases made between January 1 and December 31, 2022.
For what it’s worth, here are a few things to be aware of with these categories:
- Supermarket purchases exclude discount superstores, freezer & meat locker provisioners, dairy product stores, convenience stores, markets, drugstores, warehouse clubs, wholesale clubs, specialty vendors, bakeries, meal kit delivery services, etc.
- Restaurant purchases exclude bakeries, caterers, restaurants located inside other establishments, etc.
The best Citi ThankYou credit card to get
Since the Citi Prestige is no longer open to new applicants, what’s the best card for earning Citi ThankYou points? I’d recommend the Citi Premier® Card (review), which has a reasonable $95 annual fee, and offers 3x points in several different categories, ranging from dining, to gas stations, to groceries. I’d argue this is the most well rounded mid-range credit card out there.
In 2022, the Citi Prestige Card’s $250 travel credit can once again be applied towards purchases at supermarkets and restaurants. This should give cardmembers significantly more flexibility, and make it easier to justify holding onto the card.
Will any Citi Prestige cardmembers benefit from this added flexibility?
(Tip of the hat to View from the Wing)