Booking Flight With Online Travel Agency: What Are The Pros & Cons?

When you’re booking a revenue ticket on an airline (as opposed to redeeming miles), are you better off booking directly with that airline, or through an online travel agency? In this post, I’d like to address that topic, since the answer isn’t obvious to most.

For those not familiar with online travel agencies (often referred to as “OTAs”), these are websites like Expedia and Orbitz, which let you book flights, hotels, rental cars, and more. Let me start with a couple of things upfront that should be the same regardless of whether you book directly with an airline or through an online travel agency:

  • The prices of flights should be the same regardless of whether you book directly or through a mainstream online travel agency; in some cases you may see slightly lower prices through online travel agencies you may have never heard of, though I’d recommend exercising caution when using them
  • You generally earn points as well as elite credit for flights in the same way regardless of whether you’re booking directly or through an online travel agency (there are a limited number of exceptions, like JetBlue TrueBlue, which awards fewer points for third party bookings)

With that out of the way, let me share the pros and cons of booking through an online travel agency, and my general strategy (which I’ll say upfront is that I book directly with an airline, unless there’s a strong incentive not to).

Downsides of booking through an online travel agency

Let me start with the downsides of booking through an online travel agency. As I said above, I generally don’t book through online travel agencies, and I consider the cons to outweigh the pros in most situations.

Online travel agencies can be a bit of a curse when things go wrong, and there are issues with your ticket. If you have a schedule change, face irregular operations, need to change your ticket, etc., the airline might tell you to contact your travel agency, while the online travel agency might tell you to contact the airline. You could end up in a never-ending loop of misinformation, and I’ve certainly had it happen before, and it couldn’t be more frustrating.

It’s a total pain when you want to get something fixed but are just getting the runaround. Nowadays many airlines (at least most airlines in the United States) offer ticket flexibility, where you can cancel a ticket and apply a credit toward a future flight. In these situations, it’s much easier to just deal with the airline directly, since it limits how much can go wrong.

Furthermore, I find that most online travel agencies have horrible phone customer service. They all seem to use outsourced call centers with very little training, so don’t expect much of a resolution if things go wrong.

Of course there are also plenty of airlines with horrible customer service, though that’s more variable. At least some airlines offer decent self-service reservations options online, in the event of irregular operations or schedule changes.

Furthermore, sometimes it’s easier to book through an airline’s website in terms of selecting seats, entering your frequent flyer information, etc. With most airlines it doesn’t make a huge difference since technology has greatly improved, but there are some airlines that let you select seats at booking, but otherwise require you to call to select them.

In the event of irregular operations, it’s good to book direct

Benefits of booking through an online travel agency

So, why should anyone even consider booking through an online travel agency? If you ask me, there are several potential benefits, but they’re mostly pretty niche. While airlines have a 24-cancelation policy for flights in the United States, there are some limitations to those regulations, including how far in advance you have to book to qualify for that.

In my experience, online travel agencies have much more flexible 24-hour cancelation policies, and many will allow you to cancel within 24 hours even if you’re ticketing your reservation the same day of travel. You’ll of course want to consult the website of the online travel agency (and even take screenshots), though I find this is sometimes flexibility that comes in handy.

Another potential benefit of online travel agencies is that the booking interface is easy to use, or at a minimum, familiar. If you’re booking a smaller airline you don’t often travel with, you might find that using an online travel agency is just easier.

I also find there are fewer issues with credit card payment and general website error messages through online travel agencies, compared to the website of a small airline I’ve otherwise never flown before. For that matter, in some situations, airlines may require you to present the credit card used to pay when booking directly, while that doesn’t apply when booking through an online travel agency (this is rare, and is almost always for non-US airlines).

Furthermore, when flying a small airline, it’s nice to know that you can at least reach customer service at a major online travel agency 24/7, even if they’re not necessarily that well trained.

There’s also something to be said for the fact that online travel agencies will sometimes let you book tickets you couldn’t book directly with airlines. For example, when two airlines have an interline agreement, you might not be able to book a ticket between two non-partners through an airline website, but you might be able to book that through an online travel agency.

Lastly, while I wouldn’t consider these to be traditional online travel agencies, it’s worth keeping in mind that premium credit cards sometimes offer credits or bonus rewards for booking through their portals. So that could be an incentive to use something like the Capital One Travel Portal or Chase Ultimate Rewards Travel Portal.

An OTA website may at least be more familiar

My online travel agency booking strategy

Unless I have a compelling reason not to, I’ll always book directly with an airline. That minimizes the odds of getting frustrated if any ticket changes are required, or if there are irregular operations. It also makes it easiest if I need to cancel my ticket, and want to use a credit toward a future flight.

The only time I’ll consistently book through an online travel agency is if I think I might want to cancel within 24 hours, and booking directly with an airline wouldn’t qualify for that.

Furthermore, in some situations I’ll book through an online travel agency if it’s an airline I don’t often travel with, and I’m having issues with their website. I’ll also do so in situations where a ticket can’t be booked directly through an airline, like if I’m booking an itinerary involving multiple airlines that have an interline agreement, but not a closer partnership.

Sometime I use an OTA if I think I’ll need to cancel within 24 hours

There’s merit to using traditional travel agents

The above is framed in the context of whether one should book directly with an airline or through an online travel agency. However, there’s another booking option that I think is worth mentioning as well — rather than using one of the mega-online travel agencies, you can also book with an actual travel agent who specializes in air.

Not every travel agent books air, and for that matter, even if they do, you don’t actually want to book airline tickets with most travel agents. That being said, there are some agents who specialize in air, and are the savviest people you’ll find out there.

While there will often be booking fees for ticketing this way (since air commissions are often quite low, aside from some premium tickets), they can be invaluable in terms of their knowledge, monitoring of your itinerary, help in the event of irregular operations, etc.

Personally, I don’t find it necessary to book this way for simple itineraries, but for complicated ones, I think there’s lots of merit to booking in this way, if you can find the right match.

Travel agents who are airfare specialists can be invaluable

Bottom line

Personally I do what I can to book directly with an airline, rather than through an online travel agency. By all means use websites like Google Flights to look up fares and schedules, but then I’d highly recommend booking directly with an airline. That’s mainly because this simplifies matters if there’s any sort of schedule change, irregular operations, the need to cancel, etc.

The one exception is that travel agents who specialize in air can add lots of value, especially for complex itineraries. While there might be ticketing fees for booking that way, they can help avoid a lot of headache, especially if you not someone who loves monitoring your own flights.

What’s your strategy — when do you book direct with an airline, and when do you book through an online travel agency?

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iamhere Guest

The only agencies I sometimes book with is Amex or Chase. I usually do not redeem points through their travel agencies as they usually do not have the cheapest fares. Sometimes for business I need to use a specific agency but I tend to have your strategy of mostly going airline direct.

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Azamaraal Guest

Basically the only flex points CC's in Canada are Amex and Bonvoy and Amex has 5 or so partners. So buying points is really the only option for annual long haul. The last straw for *A was United going market price so most fixed points travel options are difficult if not impossible to find under 400k o/w business. So this year instead of bouncing through 7 countries on 6 airlines over 3 days we booked almost direct using an OTA with a return package on an itinerary with AS, JAL outbound, open jaw and Garuda JAL WS on the return. YLW-BKK and DPS-YLW return business no overnight. Far cheaper than the minimum 117,000 AC o/w points would have cost on sale. Outbound was flawless. Fingers crossed for return. OTA wanted to charge for seats etc but airlines customer service did everything for free. JAL owns the ticket so it's not likely we'd be screwed like we'd be if Qatar was involved. Sometimes a "direct" flight has so much less to go wrong it's worth a little extra. Last year the FRA Wildcat screwed up our return and forced a crappy overnight in Muskat as well. All points credited to AS so good start on MVP. I think demand pricing has really put the screws to points travel!

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henare Diamond

I once used actual travel agents back in the day. I'd do this again in an instant. I'm unsure I'd ever use an online-only travel agent. Ben identified a few ways where these could be helpful but... nah.

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WestCoastFlyer Guest

Agree with you mostly Ben. My partner found an itinerary returning from Chile that he like on Travelocity so we booked it, despite my hesitation with OTAs, This was Travelocity and their service was appalling. We were booked Latam - Alaska and Latam had numerous schedule changes, including moving us to Wamos Air (subbing for Latam flights). Each time we questioned Travelocity - it was an outsourced call center in India- they would simply lie to you "Wamos Air is a subsidiary of Latam" and "You are travelling on a Latam flight". The list was endless. I doubt many of their call centre agents have ever been on an airplane. In the end, Latam had a final sked change cancelling our flight, at which point they took over the reservation and rescheduled us on an acceptable option. Bottom line - Never ever again with Travelocity!

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This comes to mind Guest

I book with the airline directly almost all the time. I stay at some hotels that offer good value, but are independent or small groups with no reward programs. I can book them through Expedia at the same or lower price than direct* and get Expedia $s. Once a year, I fly trans-Tasman on NZ. I use the Expedia rewards and get the flight for "free" (at the same gross price as NZ directly). I can load it in the NZ app, modify seating, check in, etc. with no problem. * the hotels offer a low price guarantee, which means I can contact them and get the Expedia rate w/o Expefia (or any) rewards. Why go through the hassle?

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