Last week I shared Ford’s experience getting approved for both the Gold Delta SkyMiles® Credit Card from American Express and Gold Delta SkyMiles® Business Credit Card from American Express by applying same day. American Express typically only approves one application a day but I recommend applying same day, and then one card will be processed instantly, while the other card will be processed a few days later.
Last week I shared my experience applying for the Gold Delta SkyMiles® Business Credit Card from American Express, following rumors that American Express has lifted the limit on how many cards you can have at any given point. That wasn’t my experience, so I was instantly denied for having their maximum number of credit cards.
However, I canceled the no annual fee Hilton HHonors(TM) Card from American Express that I’ve had for a few years, so that my application would be reconsidered.
Well, a few days later I received an email confirmation that I was approved for the Gold Delta SkyMiles® Business Credit Card from American Express, which is awesome.
This shows that if you are at the limit for how many Amex cards you can have, you can apply, then cancel an existing card, and then have the original application reconsidered, without getting another credit pull. That’s great, and an awesome way to see how many cards Amex will let you have.
How easy is to get approved for a Delta Business Amex?
In my case I applied for the Gold Delta SkyMiles® Business Credit Card from American Express for my corporation, which has an EIN and has been around for a long time. But I’d note that historically this card is easy to get approved for. You should always be completely honest in your applications, though keep in mind that even sole proprietorships qualify for a business credit card — you don’t need an EIN or need to be incorporated.
All you need to provide is your:
- Business name (which could be your name)
- Business address (for those of us who work remotely, it’s often our home address)
- Industry type (which is easy enough)
- Company structure (sole proprietorship, corporation, etc.)
- Years in business
- Number of employees
- Annual business revenue (you select from a dropdown menu)
The point is, you don’t need to have millions of dollars of revenue or 10 employees to get approved. I’ve heard plenty of success stories from people who have sole proprietorships with one employee, just 0-1 years in business, and limited revenue.
I’m really happy I got approved for the Gold Delta SkyMiles® Business Credit Card from American Express, which gets me another 50,000 Delta SkyMiles. While the limit of four Amex charge cards and four Amex credit cards still seems to be in place for me, at least I was able to cancel an existing card and then have my application reconsidered with ease.