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How it works

  1. We include a range of travel & rewards cards on this page that we find useful to readers, but don’t intend to list every potential credit card out there
  2. You can filter by card type and features
  3. Select up to three cards to view a quick comparison

Best Southwest Card Offers

Southwest Rapid Rewards® Performance Business Credit Card

Earn 80,000 points
  • Earn 3x points on Southwest Airlines purchases
  • Anniversary Bonus Points
  • Upgraded Boarding
Apply Now Securely with Chase | Terms Apply.
If you have a small business and fly Southwest with any frequency, then the Southwest Performance Business Card is a no brainer. To start, the card has an incredible welcome bonus that could get you over $1,000 worth of travel on Southwest, plus it could get you close to earning the Companion Pass. On an ongoing basis, the card is worth it as well. It has a $199 annual fee but offers 9,000 points per year (which I value at ~$120), plus four upgraded boardings per year, an incredible Wi-Fi benefit, and more. This card should pay for itself for anyone who flies Southwest with any frequency. The Southwest Performance Business Card is exceptional. I would say it’s the single best Southwest Airlines credit card.
  • Earn 3x points on Southwest Airlines purchases
  • Earn 2x points on social media and search engine advertising, internet, cable, and phone services
  • Earn 1x points on all other purchases
Foreign Transaction Fee: $0
Annual Fee: $199
Purchase APR: 15.99% - 22.99%Variable
N/A
  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
  • 9,000 bonus points after your Cardmember anniversary.
  • 3 points per $1 spent on Southwest Airlines® purchases.
Earn 80,000 Southwest miles

Earn 80,000 Rapid Rewards points after spending $5,000 within three months.

Southwest Rapid Rewards® Priority Credit Card

Earn 40,000 points
  • Earn 2x points on Southwest Airlines purchases
  • Earning Southwest Companion Pass
  • Anniversary Bonus Points
Apply Now Securely with Chase | Terms Apply.
If you’re eligible for the Southwest Priority Card and fly Southwest with any frequency, then this card is absolutely worth it. I’d argue this card is a better value all around than the two other Southwest personal cards. For the card’s $149 annual fee you’re getting a 7,500 point anniversary bonus annually, a $75 Southwest credit, and much more.
  • Earn 3X points on dining, including takeout and eligible delivery services, for the first year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
Foreign Transaction Fee: $0
Annual Fee: $149
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
  • 7,500 bonus points after your Cardmember anniversary each year.
  • $75 Southwest® travel credit each year.
  • 4 Upgraded Boardings per year when available.
  • 20% back on inflight drinks and WiFi.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
Earn 40,000 Southwest miles

Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.

Southwest Rapid Rewards® Premier Business Credit Card

Earn 60,000 points
  • Earn 2x points on Southwest Airlines purchases
  • Earning Southwest Companion Pass
  • Anniversary Bonus Points
Apply Now Securely with Chase | Terms Apply.
The Southwest Premier Business Card is a good entry-level Southwest business credit card with an especially good sign-up bonus, and the $99 annual fee is largely offset by the 6,000 point anniversary bonus.
  • 2x points on Southwest purchases
  • 1x Rapid Rewards points on all other purchases
Foreign Transaction Fee: $0
Annual Fee: $99
Purchase APR: 15.99% - 22.99%Variable
N/A
  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
Earn 60,000 Southwest miles

60,000 Rapid Rewards points after spending $3,000 within three months

Southwest Rapid Rewards® Premier Credit Card

Earn 40,000 points
  • Earn 2x points on Southwest Airlines purchases
  • Anniversary Bonus Points
  • Earning Southwest Companion Pass
Apply Now Securely with Chase | Terms Apply.
The Southwest Premier Card is a good mid-range credit card. You’re earning 6,000 Rapid Rewards bonus points per year, and I value those at around ~$80, getting you most of the way to covering the annual fee.
  • Earn 3X points on dining, including takeout and eligible delivery services, for the first year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
Foreign Transaction Fee: $0
Annual Fee: $99
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
  • 6,000 bonus points after your Cardmember anniversary each year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass®.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
Earn 40,000 Southwest miles

Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.

Southwest Rapid Rewards® Plus Credit Card

Earn 40,000 points
  • Earn 2x points on Southwest Airlines purchases
  • Anniversary Bonus Points
  • Earn Southwest Companion Pass
Apply Now Securely with Chase | Terms Apply.
The Southwest Plus Card is a solid entry-level airline credit card. If you want a credit card from Southwest and want as low of an annual fee as possible, then this card could make sense for you. You’ll receive a 3,000 point bonus on your cardmember anniversary every year, and that gets you airfare worth over half of your annual fee. However, beyond that there’s not much benefit to this card, other than if you intend to put spending on the card.
  • Earn 3X points on dining, including takeout and eligible delivery services, for the first year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $69
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
  • 3,000 bonus points after your Cardmember anniversary each year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass®.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
Earn 40,000 Southwest miles

Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.