Marriott Bonvoy Boundless Card Review

Marriott Bonvoy Boundless Card Review

Marriott Bonvoy Boundless® Credit Card Limited Time: Earn 100,000 Bonus Points | $95
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Marriott Bonvoy Boundless® Credit Card Limited Time: Earn 100,000 Bonus Points | $95
Earn 6x points at Marriott
Free Night Award Annually
15 Elite Nights Towards Status Annually
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Marriott has co-branded credit cards issued by both American Express and Chase. It can be tough to figure out the differences between these cards. In this post, I wanted to look at the most popular mid-range personal credit card.

Marriott Bonvoy Boundless Card Basics For October 2022

The Marriott Bonvoy Boundless® Credit Card is the mid-range personal credit card that’s issued for Marriott, and it’s a card that most people should have if they’re eligible, in my opinion.

That’s because the card offers at least one valuable perk that should more than offset the annual fee for almost everyone, and there are other perks that people might find worthwhile. Let’s look at what you need to know about this card.

Limited Time Welcome Bonus Of 100,000 Points

The Marriott Bonvoy Boundless Card is offering a limited-time welcome bonus where you’ll earn 100,000 Marriott points after spending $3,000 within the first three months.

I value Bonvoy points at ~0.7 cents each, so to me, the bonus is worth $700.

There are many great hotels where you can redeem Bonvoy points

Card Eligibility & Chase 5/24 Rule

Given that there are several American Express and Chase Marriott cards, there are some pretty complicated restrictions regarding eligibility for this card.

The card is not available to those who are:

  • current cardmembers of the Marriott Bonvoy Premier credit card (also known as Marriott Rewards Premier) or Marriott Bonvoy Boundless credit card (also known as Marriott Rewards Premier Plus), or
  • previous cardmembers of the Marriott Bonvoy Premier credit card (also known as Marriott Rewards Premier) or Marriott Bonvoy Boundless credit card (also known as Marriott Rewards Premier Plus), who received a new cardmember bonus within the last 24 months.

Furthermore, the welcome bonus isn’t available to you if you:

  • are a current cardmember, or were a previous cardmember within the last 30 days, of Marriott Bonvoy American Express Card (also known as The Starwood Preferred Guest Credit Card from American Express);
  • are a current or previous cardmember of either Marriott Bonvoy Business American Express Card (also known as The Starwood Preferred Guest Business Credit Card from American Express) or Marriott Bonvoy Brilliant American Express Card (also known as the Starwood Preferred Guest American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months; or
  • applied and were approved for Marriott Bonvoy Business American Express Card (also known as The Starwood Preferred Guest Business Credit Card from American Express) or Marriott Bonvoy Brilliant American Express Card (also known as the Starwood Preferred Guest American Express Luxury Card) within the last 90 days.

Also keep in mind Chase’s general restrictions on credit card approvals, including the 5/24 rule.

$95 Annual Fee

The Marriott Bonvoy Boundless Card has a $95 annual fee. You can add additional card members at no extra cost.

Earning Points With The Marriott Bonvoy Boundless Card

The rewards structure of the Marriott Bonvoy Boundless Card was recently refreshed to become more compelling. While this isn’t a card I’d use for my everyday spending, the card still has some potentially useful bonus categories.

6x Points At Marriott Hotels

The Marriott Bonvoy Boundless Card offers 6x Bonvoy points for spending at Marriott-family hotels globally. For many people, this will be a worthwhile bonus.

Since I value Bonvoy points at ~0.7 cents each, that’s the equivalent of a ~4.2% return on hotel spending. I still prefer to use the Chase Sapphire Reserve® (review) for my Marriott hotel spending, as it offers 3x Ultimate Rewards points, which I value at a 5.1% return. But others may feel differently.

Earn 6x points for stays at Marriott hotels

3x Points on Gas, Groceries, and Dining

Thanks to some recent card improvements, the Marriott Bonvoy Boundless Card now offers 3x Bonvoy points on dining, gas station, and grocery store purchases globally. This only applies to the first $6,000 spent on combined purchases in those categories every calendar year, and after that, you’ll earn 2x Bonvoy points on those purchases.

While there are still more rewarding cards for spending in the categories of dining, gas stations, and groceries, this is about as good of a rewards structure as you’ll see on a Bonvoy credit card.

Earn 3x points for dining spending

2x Points On All Other Purchases

The Bonvoy Boundless Card offers 2x Bonvoy points on all other eligible purchases. I don’t consider 2x points per dollar spent to be especially compelling since I value that at a return of 1.4 cents per dollar of spending, and there are better cards for everyday spending.

No Foreign Transaction Fees

The Bonvoy Boundless Card has no foreign transaction fees, so it’s an excellent card for purchases abroad. That’s especially true when staying at Marriotts abroad.

Use the card abroad with no foreign transaction fees

Earning Elite Nights With The Marriott Bonvoy Boundless Card

One of the primary reasons to consider getting the Marriott Bonvoy Boundless Card is how the card can help you earn elite status in the Bonvoy program. Status starts to get valuable around the Platinum tier when you become eligible for perks like complimentary breakfast and suite upgrades.

This is also an area where the card was recently improved, so let’s go over those details.

15 Elite Nights Toward Status Annually

One of my favorite perks of having the Marriott Bonvoy Boundless Card is that you get 15 elite nights toward status annually just for having the card.

Note that several co-branded Marriott credit cards offer this, and you can only receive the benefit once per year on a personal card. In other words, if you have three Marriott personal cards, then you wouldn’t get 45 elite nights.

However, you can earn 15 elite nights from a personal card and 15 elite nights from a business card, for a total of 30 elite nights. The ideal setup would be to have this card in conjunction with the Marriott Bonvoy Business® American Express® Card (review).

This makes it more attainable to earn Platinum status, which requires 50 elite nights. If you had the Bonvoy Boundless Card you’d only need 35 more elite nights, and if you also had the business card you’d only need 20 more elite nights.

Bonvoy Platinum members receive space available suite upgrades

One Elite Night For Every $5,000 Spent

The Marriott Bonvoy Boundless Card offers one elite night for every $5,000 spent on the card. Any elite nights earned this way will be deposited in your account on the last day of the calendar month in which you qualify.

Personally, I think spending $5,000 to earn one elite night is a lot, but everyone’s situation will differ, and for some people, this could make sense if you’re otherwise close to earning status.

Bonvoy Platinum members may receive complimentary breakfast

Complimentary Silver Elite Status

Perhaps this is a bit redundant, but just for having the Marriott Bonvoy Boundless Card you receive Silver status in the Bonvoy program. Now, don’t get too excited, as this doesn’t exactly come with that many benefits. Silver Elite status ordinarily requires 10 elite nights, and comes with the following perks:

  • 10% bonus points on hotel stays
  • Priority late check-out
  • A dedicated reservations line

Gold Elite Status With Spending

If you have the Marriott Bonvoy Boundless Card you can earn Gold Elite status if you spend $35,000 on the card in a cardmember year. This status ordinarily requires 25 elite nights. Gold Elite status gets you the following benefits:

  • 25% bonus points on hotel stays
  • 2PM late check-out
  • A room upgrade
Bonvoy Gold members may receive upgraded rooms

Marriott Bonvoy Boundless Card Benefits

In addition to the Marriott Bonvoy Boundless Card spending bonus categories and ability to earn elite status, there are some other major perks to having the card. This is where the card’s annual fee becomes really easy to justify, in my opinion.

Free Night Award Annually

The real perk that makes the Marriott Bonvoy Boundless Card worthwhile is that you get a free night award every year on your account anniversary, valid for a one-night hotel stay at a property costing up to 35,000 points.

It’s also now possible to top off Marriott free night awards with up to 15,000 additional points to redeem at more expensive properties. This means you could redeem a free night award plus 15,000 points to stay at a hotel costing 50,000 points per night.

This is an exceptional deal, and I think this card is worth having. Marriott is the world’s largest hotel chain, so regardless of your preferred hotel program, just about everyone may find themselves in a situation where this could come in handy. I consistently redeem this certificate at hotels costing $250+ per night.

I used my free night certificate at The Langley, a Marriott Luxury Collection property

Premium Internet At Marriott Properties

Nowadays, all Marriott Bonvoy members who book direct receive free in-room internet. However, if you have the Bonvoy Boundless Card, you receive free premium internet access while staying at participating Marriott Bonvoy hotels.

Chase Offers

One of the great features of Chase cards is access to Chase Offers, which provides savings on purchases with all kinds of retailers.

Secondary Rental Car Coverage

The Marriott Boundless Card offers auto rental collision damage waiver coverage. Decline the rental company’s collision insurance and charge the entire rental cost to your card.

Coverage is provided for theft and collision damage for most cars in the United States and abroad. Do note that in the US the coverage is secondary to your personal insurance, though.

Get secondary rental car coverage with the card

Protection With Trip Delays, Lost Luggage, And More

The Marriott Bonvoy Boundless Card offers a variety of protection when traveling. Among these features is:

  • Trip Delay Reimbursement — if your flight is delayed by more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket
  • Lost Luggage Reimbursement — be reimbursed up to $3,000 per passenger if you or your immediate family member check or carry on luggage that is damaged or lost by an airline
  • Baggage Delay Insurance — be reimbursed up to $100 per day for five days for essential purchases when your bag is delayed by over six hours

Make sure you check your cardmember agreement for all of the details since there are terms & conditions.

Is The Marriott Bonvoy Boundless Card Worth It?

Personally, the Marriott Bonvoy Boundless Card isn’t a card that I would be using for my everyday spending. However, I think the card is worth having, given that it offers a free night certificate on your account anniversary every year, which should more than justify the annual fee.

If you’re going for status, the 15 elite nights toward status annually is incredibly valuable as well, and makes it easier to earn Platinum status.

This is the ideal time to pick up the card, as this is truly an extraordinarily good bonus, which you don’t often see.

Card Showdown: Bonvoy Boundless Vs. Bonvoy Bold

Marriott and Chase also have the no annual fee Marriott Bonvoy Bold® Credit Card (review), so how do the cards compare?

The cards have some overlap, including that they both offer 15 elite nights toward status annually. However, that’s where the similarities end — the Boundless Card offers a much larger welcome bonus, an anniversary free night certificate, premium internet at Marriott properties, better bonus categories, and the ability to earn more elite nights with spending.

To me, the Boundless Card is worth the premium if you stay at Marriotts frequently.

Should You Transfer Chase Points To Marriott?

Marriott is a transfer partner with Chase Ultimate Rewards, so you could transfer points at a 1:1 ratio. For example:

In some cases, this would be your best bet for earning Marriott points through credit card spending, since you can earn multiple points per dollar in select categories.

Even so, I wouldn’t recommend transferring Chase points to Marriott. As I said, I value Marriott points at ~0.7 cents each, while you can instead transfer points at the same ratio to programs like World of Hyatt, where I value the points at ~1.5 cents each (more than two times as much).

While there are plenty of ways to earn Marriott points with credit cards, there aren’t many ways to do so at efficient or competitive rates.

There are better uses of Chase points than transferring to Marriott

Bottom Line

The Marriott Bonvoy Boundless Card is a phenomenal card that has a reasonable annual fee, and offers an annual free night award and 15 elite nights toward status annually. For those looking to earn Bonvoy points, this is also one of Marriott’s better credit cards for being rewarded, between the points and additional elite nights.

If you want to learn more about the Marriott Bonvoy Boundless Card or want to apply, follow this link.

Conversations (16)
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  1. iamhere Guest

    Suggest you have a post with a chart (table) showing the various benefits benefits for each Marriott credit card with Amex and Chase so people can easily compare. Other than the welcome bonuses, I don't think there are many differences, but I could be wrong.

  2. Alex Guest

    I already have this card and was thinking of having my wife apply. I know from recent experience that redeeming certificates is a challenge. Using my 35K certs topped off to 50K has been hard. After doing some award searches it appears that suddenly Marriott is charging 66,000+ points for properties that would actually be a real value, therefore making them impossible to reserve with these certificates(using a 50,000 point cert for a room that...

    I already have this card and was thinking of having my wife apply. I know from recent experience that redeeming certificates is a challenge. Using my 35K certs topped off to 50K has been hard. After doing some award searches it appears that suddenly Marriott is charging 66,000+ points for properties that would actually be a real value, therefore making them impossible to reserve with these certificates(using a 50,000 point cert for a room that costs less than $200 a night just doesn’t make sense. Free nights at a Courtyard Marriott isn’t a very interesting redemption. We are therefore not applying. 250,000 points would be much more useful and realistically be 2-3 nights at higher end Marriott properties.

  3. FabinhoBP Guest

    Most of the nights at good hotels start at 70,000 so we can't use our certificates even with the additional 15,000 points. I have not been able to use a single one, and I travel quite a lot.
    Have tried a few big cities in Europe and the minimum I found was 70,000/night, of course I don't want to stay at a Courtyard or Airport Hotels.
    I regret getting this card.

  4. Lich Guest

    Are there certain restrictions on using the free night at certain hotels like for example using it at the Royalton All inclusive resorts? Hilton had that restrictions on certain brands.

  5. Bruce Robinson Guest

    My biggest problem with the reward points is that many of the rooms are not available for point redemption. For example, we are staying at the Sault Ste Marie Delta hotel in August. The only room available with points is a room with 2 Queen beds. With cash I have booked a King room with view. Whenever I see a promotion for a Marriott branded credit card I get excited until I see how difficult it is to book a good room.

  6. Andy Guest

    Hi Ben, pls can you clarify, can additional points be added to the free night certificates, as doesn’t look like that in the T&Cs?

    Also , the expiry is 12 months for these certificates. Do you know if this is from the date they arrive in the account or the date the spending target is hit?

    Much appreciated

    1. Ben Schlappig OMAAT

      @ Andy -- The certificates are valid for 12 months from when they're issued, not from when you reach the spending. And you absolutely can top off these certificates with up to 15K points. The T&Cs simply haven't been updated on the credit card application, just as they haven't been for the anniversary free night certificate (and those can also be topped off). Let me know if you have any other questions!

  7. Mark Guest

    Not a good bonus. zero aspirational properties can be had with these free nights. if used consecutively these nights are worth only 200,000 Bonvoy points.

    also zero of these nights are ever usable at Mystique, making the image featured here questionable.

  8. jannisn New Member

    Applied for this card last week; mostly just to stack the Elite Night credits on top of those I get with my Amex Bonvoy business credit card

  9. tassojunior Guest

    #1 problem: the terms say points cannot be combined with the free night certificates from this SUB. That has to be a mistake? Otherwise the 5 nights are worth much less.

    Platinum Elite is fantastic at Marriott. And you get nights for reward nights too so this will give an extra 5 nights for the certs use and 1 for the 5K SUB spend. So if you have a biz card too that leaves...

    #1 problem: the terms say points cannot be combined with the free night certificates from this SUB. That has to be a mistake? Otherwise the 5 nights are worth much less.

    Platinum Elite is fantastic at Marriott. And you get nights for reward nights too so this will give an extra 5 nights for the certs use and 1 for the 5K SUB spend. So if you have a biz card too that leaves just 14.

    I'm not sure Chase let's you know ahead if you're ineligible for the bonus as Marriott controls it and can be very harsh.

  10. Starbucks Man Guest

    Given how the free night certs are structured (and Bonvoy games/devaluations) is this potentially not as good as a welcome bonus as it seems?

  11. Matt Guest

    I'm still slightly confused by this: "are a current or previous cardmember of either Marriott Bonvoy Business American Express Card (also known as The Starwood Preferred Guest Business Credit Card from American Express) or Marriott Bonvoy Brilliant American Express Card (also known as the Starwood Preferred Guest American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months"

    So does this mean if I hold the Marriott Biz...

    I'm still slightly confused by this: "are a current or previous cardmember of either Marriott Bonvoy Business American Express Card (also known as The Starwood Preferred Guest Business Credit Card from American Express) or Marriott Bonvoy Brilliant American Express Card (also known as the Starwood Preferred Guest American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months"

    So does this mean if I hold the Marriott Biz card and/or the Bonvoy Brilliant card for longer than 24 months that I am eligible? I don't see any language in here that says "or." Sounds like it's conditional on having those cards and receiving the bonus in the last 24 months so I think I'm good but curious what others think.

    1. TimR Guest

      If it has been more than 24 months since you’ve received the bonus for Brilliant and Amex Biz and still hold the cards you’re eligible. Frequent Miler has confirmed with Marriott that you can indeed top off these certs as well despite the language on the app

  12. Matt Katakis Guest

    I'm still slightly confused by this: "are a current or previous cardmember of either Marriott Bonvoy Business American Express Card (also known as The Starwood Preferred Guest Business Credit Card from American Express) or Marriott Bonvoy Brilliant American Express Card (also known as the Starwood Preferred Guest American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months"

    So does this mean if I hold the AMEX Marriott...

    I'm still slightly confused by this: "are a current or previous cardmember of either Marriott Bonvoy Business American Express Card (also known as The Starwood Preferred Guest Business Credit Card from American Express) or Marriott Bonvoy Brilliant American Express Card (also known as the Starwood Preferred Guest American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months"

    So does this mean if I hold the AMEX Marriott Biz card and/or the Bonvoy Brilliant card for longer than 24 months and received the bonus longer ago than that that I am eligible? I don't see any language in here that says "or." Sounds like it's conditional on having those cards and receiving the bonus in the last 24 months so I think it's safe but curious to hear what someone else thinks.

    1. Ramone Guest

      I interpreted it this way:
      1) if you are currently a card member, or have been within the last 30 days you are ineligible
      2) if you received a bonus within the last 24 months you are ineligible

      So if it has been more than 24 months since you received a bonus then cancel, wait 30 days and then apply. The promo may be done by then however. I think I'm going to have my wife apply for this

    2. Matt Guest

      You could be right, but the more I read it, I think we may be in the clear. I'd still love others to chime in. But it says if you are a current or past cardmember and you've received a bonus in the last 24 months you're not eligible. If it's been more than 24 months, it seems all is swell. I think. I'm no expert.

      Since the bonus is doled out by Marriott though and not Chase, that's why it's super important to get it right.

Featured Comments Most helpful comments ( as chosen by the OMAAT community ).

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

iamhere Guest

Suggest you have a post with a chart (table) showing the various benefits benefits for each Marriott credit card with Amex and Chase so people can easily compare. Other than the welcome bonuses, I don't think there are many differences, but I could be wrong.

0
Alex Guest

I already have this card and was thinking of having my wife apply. I know from recent experience that redeeming certificates is a challenge. Using my 35K certs topped off to 50K has been hard. After doing some award searches it appears that suddenly Marriott is charging 66,000+ points for properties that would actually be a real value, therefore making them impossible to reserve with these certificates(using a 50,000 point cert for a room that costs less than $200 a night just doesn’t make sense. Free nights at a Courtyard Marriott isn’t a very interesting redemption. We are therefore not applying. 250,000 points would be much more useful and realistically be 2-3 nights at higher end Marriott properties.

0
FabinhoBP Guest

Most of the nights at good hotels start at 70,000 so we can't use our certificates even with the additional 15,000 points. I have not been able to use a single one, and I travel quite a lot. Have tried a few big cities in Europe and the minimum I found was 70,000/night, of course I don't want to stay at a Courtyard or Airport Hotels. I regret getting this card.

0
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