Door Dash…
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Online Checking
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Reader Inquiry: Suspicious Cancellation Practice with Sixt and Capital One Travel
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EWR Delays
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Emirates Bonus mile Sale
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New world record
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LEONARD LEWENSTEIN, M.D.
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Miles transfer
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Brandenburg airport shows Global Airlines pic
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Answers (2)
Length to keep a card
Length to keep a card
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Anonymous GuestHow long is it necessary to hold a card before cancellation without losing reward points?
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rickyw Community Ambassador
A lot of it depends on the specific card, for instance if you have an airline credit card, the points would be transferred to the airline, so the card issuer would have no way of taking back the points when you cancel.
On the other hand, American Express “owns” their membership rewards points, so you are more at risk of them taking those back if you sign up for a card and immediately cancel.
As a general rule, if you’re not doing it often, you can hold on to the card until an annual fee is due with little risk. At that time, you could transfer the points out to keep them ‘safe’, or look at downgrading a card to something with no annual fee.
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