In 2025, Capital One will be cutting airport lounge access for select cardmembers. But don’t worry, this doesn’t impact those with the Capital One Venture X or Capital One Venture X Business.
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Capital One Venture & Spark Miles cards lose lounge access
Currently those with the Capital One Venture Rewards Credit Card (review) and Capital One Spark Miles for Business (review) receive two complimentary airport lounge visits annually. They can either use this allotment to visit Capital One Lounges, or to visit Plaza Premium Lounges.
Given that these cards have annual fees of under $100, it’s quite nice to get any airport lounge access at all, as that’s not normally a perk offered on cards with such reasonable fees. Unfortunately this benefit will be changing.
As of January 1, 2025, the Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business will no longer offer any airport lounge access on a complimentary basis. However, those with the card will be able to purchase access to Capital One Lounges for the discounted cost of $45 per person (for the cardmember and any guests), compared to the standard cost of $65.
Note that there’s no change to the lounge access perks offered by the Capital One Venture X (review) or Capital One Venture X Business (review). These cards maintain unlimited visits to Capital One Lounges, plus the Priority Pass membership and Plaza Premium Lounge access.
Is this benefits change a big deal?
Make no mistake, this is obviously a devaluation of benefits for cardmembers, as something is being taken away, without anything being added in return.
That being said, I think some context is important. This benefit was added back when Capital One first got into the airport lounge game, at a time when there was only one lounge, and there weren’t that many cardmembers with lounge access.
I viewed the benefit as a way of being able to show cardmembers the benefits of the Venture X, before both the lounge network and card portfolios expanded. Now that Capital One Lounges are quite crowded, and there’s both a personal and business version of the Venture X, I imagine Capital One wants people to upgrade their cards.
Fortunately both the personal and business version of the Venture X have an excellent value proposition, as the annual fee is quite easy to justify. On the most basic level, the cards have a $395 annual fee, and offer a $300 Capital One Travel credit annually, plus 10,000 Capital One anniversary bonus miles, which to me offsets the annual fee. All the other perks are just the icing on the cake.
As of January 1, 2025, the Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business will no longer offer two annual lounge visitors. However, nothing is changing to the lounge access perks of the Capital One Venture X or Capital One Venture X Business.
What do you make of this change to Capital One’s lounge access policy?