The Marriott Bonvoy Business® American Express® Card is the primary business card in Marriott’s card portfolio, and it’s quite lucrative, especially if you’re looking to earn elite status. In this post, I’d like to recap all the details.
Link: Learn more about the Marriott Bonvoy Business® American Express® Card
In this post:
What is the current Marriott Bonvoy Business Card welcome offer?
The Marriott Bonvoy Business Amex has a two-part welcome offer where you can earn up to 125,000 Marriott Bonvoy® bonus points. The offer is structured such that you’ll:
- Earn 75,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in eligible purchases,
- and an extra 50,000 bonus points after you make an additional $3,000 in eligible purchases within the first 6 months of Card Membership.
For what it’s worth, I value Bonvoy points at 0.7 cents each, so I’d value the entire welcome offer at $875.
What are the Marriott Bonvoy Business Card eligibility rules?
If you’re applying for the Marriott Bonvoy Business Amex, the general Amex application restrictions apply. For example, you’re typically limited to having a total of five Amex credit cards (not including hybrid cards), regardless of whether they’re personal or business, and there’s also the “once in a lifetime” rule.
The good news is that I find Amex business cards to anecdotally be pretty easy to get approved for. Another awesome thing is that if you’re concerned about Chase’s 5/24 limit, applying for an Amex business card won’t count toward that limit.
Beyond that, since both American Express and Chase issue cards for Marriott, there are some pretty complicated restrictions regarding eligibility for this card, so see this post for more details. The good news is that Amex typically has an application pop-up in the event that you apply and aren’t eligible for the welcome offer, so you’ll know before there’s a hard pull to your credit.
Is the Marriott Bonvoy Business Card worth it?
Not only does the Marriott Bonvoy Business Amex have a generous welcome offer, but this is a card that’s worth keeping in the long run. It’s a card I’ve had for years, and plan to continue to hold onto. The card has a $125 annual fee (Rates & Fees), and for that you receive two key perks:
- 15 elite nights toward Marriott Bonvoy status annually, making it much easier to earn Bonvoy Platinum status or above; if you want to earn as many elite nights as possible from credit cards, you need to have the business version of the card
- An anniversary free night award every year, valid at a property costing up to 35,000 points per night; you can even top this off with up to 25,000 additional points, to redeem at a more expensive property
To me that more than justifies the annual fee, and that doesn’t even factor in some of the other perks, like complimentary Marriott Gold status.
Read a full review of the Marriott Bonvoy Business Amex.
Marriott Bonvoy Business Card welcome offer FAQs
Bottom line
The Marriott Bonvoy Business Amex is Marriott’s primary business card. At the moment, the card has a great welcome offer, and on top of that, this is a card that’s potentially worth keeping, thanks to the 15 elite nights toward status annually, the annual free night reward, and more. This is a card that I’ve had for years, so if you’re interested in picking it up, now would be the time to do so.
Do you plan on picking up the Marriott Bonvoy Business Amex with up to 125,000 bonus points?
The following links will direct you to the rates and fees for mentioned American Express Cards. These include: Marriott Bonvoy Business® American Express® Card (Rates & Fees).
I have this card and the regular card. For the two fees, $ 125 and $ 95 you get 30 elite nights credits. 20 more nights in a years time and you’re Platinum Elite. It’s worth the cost when you receive so much value: upgraded room, breakfast, club lounge access, late check out.
The 35,000 point free night certificates get me excellent redemptions on rooms costing $300-500.
Definitely worth applying for and keeping.
Bonvoy points definitely not worth 0.7 cents for a typical redemption.
Hotel points are valued completely wrong. Write about that.
Dos this stack with the Marriott boundless ENC?
150K points... so... 1 night at a Courtyard Marriott?