8 Reasons To Get The CitiBusiness AAdvantage Card

Filed Under: American, Citi
The offer for the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® has expired. Learn more about the current offers here.

A while back American Airlines and Citi introduced a great welcome bonus on the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®.

I realize many people aren’t looking for new travel cards at the moment, but this card does have an excellent bonus, and those are travel rewards you can use for some great trips once things return to normal.

You can get the card now, complete the minimum spending, and hopefully at that point it will be possible to start planning travel again.

In this post I wanted to share eight reasons you should consider applying for this card, assuming you don’t have it already (if you want to read a more detailed review of the Citi AAdvantage Business Card, see here).

65,000 AAdvantage Bonus Miles

The Citi AAdvantage Business Card offers a welcome bonus of 65,000 AAdvantage bonus miles after spending $4,000 within the first four months (though as I’ll get into below, you’ll have more time than that to complete the spending).

That’s a lot of miles — you’d be just shy of 70,000 AAdvantage miles, which is enough for a one-way business class ticket from the US to Europe, Asia, the Middle East, India, South America, and more. 75,000 AAdvantage miles is even enough for a one-way business class ticket between the US and South Africa, which is well within reach after completing the minimum spending.

Personally, my favorite use of AAdvantage miles is for travel on Etihad Airways and Qatar Airways, given their excellent business class products. For example, I recently redeemed 75,000 AAdvantage miles to fly Qatar Airways business class from Cape Town to Doha to Dallas to Miami, which was one of my favorite uses of AAdvantage miles ever.

See this post for more great ways to redeem AAdvantage miles.

Redeem your American miles for travel in Qatar Airways Qsuites

Seven months to complete spending requirement

As a friendly reminder, if you applied for this card by May 31, 2020, you have an extra three months to complete the minimum spending requirement. That means you’d have seven months to meet the minimum spend of $4,000, which is a reasonable spending requirement for most.

$99 Annual Fee Waived First Year

While the card has a reasonable $99 annual fee, it’s waived for the first 12 months, so this is a card you can “try before you buy.”

Card Doesn’t Count Towards 5/24

If you want to apply for Chase credit cards there’s the 5/24 rule, which means you typically won’t be approved for a Chase card if you’ve opened five or more new card accounts in the past 24 months.

However, only certain cards count towards that limit. Most business credit card applications, including Citi business cards, don’t count towards that limit. This is because these cards don’t show on your personal credit report.

If you want a great credit card but don’t want to increase your count towards that limit, this is a reason to pick up this card.

Non-Restrictive Eligibility Requirements

Card issuers often add new restrictions when it comes to eligibility for being approved for a card. Here are the terms for the CitiBusiness AAdvantage Card:

You’re not eligible for this card if you’ve received a new cardmember bonus on this exact card in the past 48 months. However, having any of the Citi AAdvantage personal cards doesn’t prevent you from getting the bonus on this card.

The personal cards, on the other hand, have significantly more restrictive requirements.

This card has fairly lax requirements in terms of eligibility

Spending counts towards lifetime status

For a limited time spending on co-branded American Airlines credit cards counts towards lifetime status.

Spending on all Citi AAdvantage and Barclays AAdvantage Aviator cards between May 1 and December 31, 2020, counts towards lifetime status.

You will earn one mile towards lifetime status for every dollar spent on the card. Sign-up bonuses, as well as categories that are bonused, won’t earn you any additional miles towards lifetime status.

First Checked Bag Free

Just for having the card you receive a first checked bag free on domestic American Airlines flights. You don’t actually have to pay with the card to use this perk, but rather the AAdvantage number of the primary cardmember just has to be on the reservation.

This benefit also applies for up to four additional passengers traveling on the same itinerary.

American usually charges $30 one-way per checked bag, for a total of $60 roundtrip. So if you had four companions, you’re looking at savings of up to $300 on a roundtrip ticket.

Postmates Discount (World Mastercard Perks)

The Citi AAdvantage Business Card is a World Mastercard, meaning that it comes with some World Mastercard benefits. My favorite one of these benefits is that you get $5 off every Postmates order of $25 or more.

For many people that’s more useful than ever before.

Save on Postmates with Mastercard

Bottom Line

The current welcome bonus on the Citi AAdvantage Business Card can be incredibly valuable, and if you’re eligible and in a position where it makes sense to apply for a credit card right now, I highly recommend applying.

American AAdvantage miles continue to be the most useful miles for those looking to travel comfortably to the Middle East, India, and parts of Africa, in my opinion, thanks to their partnership with Etihad and Qatar.

65,000+ miles is just about enough for a one-way business class ticket that would otherwise cost thousands of dollars.

While most of us aren’t traveling right now, by the time you earn the welcome bonus in several months we’ll hopefully be at a point where it’s at least possible to plan your next adventure. If you want to earn even more AAdvantage miles, consider opening a Bask Bank account.

If you want to learn more about the CitiBusiness AAdvantage Platinum Card or apply, follow this link.

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
Comments
  1. You want to earn money from the proposals that go through your link… Is it to much to ask for some honesty????

  2. Why shouldn’t he earn money and rewards for us using his links? He provides incredible content day in and day out and is not a sell out like so many other bloggers. Keep up the good work, Lucky!

  3. @ Lucky,

    I just applied for it, not looking for a new card but on the “What the hell… 70K Miles” impulse. I was confirmed in 3 hours but at no point does it say “7 Months”, with “4 Months” quoted everywhere. No that it matters, but…

    Where did you see the 7 months ?

  4. Hi Lucky,

    Under the 524 Rule you wrote about in this article, you referred to Chase:

    Card Doesn’t Count Towards 5/24
    If you want to apply for Chase credit cards there’s the 5/24 rule, which means you typically won’t be approved for a Chase card if you’ve opened five or more new card accounts in the past 24 months.

    Confirming with you that you still mean Citi in conformity with the rest of your article. Thanks.

  5. Sorry, just found out that 5/24 only applies to Chase applications. I see what you mean now.

  6. Two years running Citi has credited back the $99 Annual fee on my Platinum select card. All I had to do is spend a $1000 Dollars within (I think) 90 days. I’ve never had chase offer anything like that on my United Business Cards.

  7. Should I wait for the 75k offer with $5000 spend that was around earlier this year?

Leave a Reply

If you'd like to participate in the discussion, please adhere to our commenting guidelines. Your email address will not be published. Required fields are marked *