6 Reasons To Get The CitiBusiness AAdvantage Card

Filed Under: American, Citi
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American Airlines and Citi have just introduced a new limited time welcome bonus on the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®. In this post I wanted to share six reasons you should consider applying for this card, assuming you don’t have it already (if you want to read a more detailed review of the Citi AAdvantage Business Card, see here).

70,000 AAdvantage Bonus Miles

The Citi AAdvantage Business Card offers a welcome bonus of 70,000 AAdvantage bonus miles after spending $4,000 within the first four months.

That’s a lot of miles — 70,000 AAdvantage miles is enough for a one-way business class ticket from the US to Europe, Asia, the Middle East, India, South America, and more. 75,000 AAdvantage miles is even enough for a one-way business class ticket between the US and South Africa.

Personally my favorite use of AAdvantage miles is for travel on Etihad Airways and Qatar Airways, given their excellent business class products. For example, I recently redeemed 75,000 AAdvantage miles to fly Qatar Airways business class from Cape Town to Doha to Dallas to Miami, which was one of my favorite uses of AAdvantage miles ever.

Redeem your American miles for travel in Qatar Airways Qsuites

$99 Annual Fee Waived First Year

While the card has a reasonable $99 annual fee, it’s waived for the first 12 months, so this is a card you can “try before you buy.”

Card Doesn’t Count Towards 5/24

If you want to apply for certain Chase credit card there’s the 5/24 rule, which means you typically won’t be approved for a Chase card if you’ve opened five or more new card accounts in the past 24 months.

However, only certain cards count towards that limit. Most business credit card applications, including Citi business cards, don’t count towards that limit. This is because these cards don’t show on your personal credit report.

So if you want a great credit card but don’t want to increase your count towards that limit, this is a reason to pick up this card.

Non-Restrictive Eligibility Requirements

Card issuers often add new restrictions when it comes to eligibility for being approved for a card. Here are the terms for the CitiBusiness AAdvantage Card:

So you’re not eligible for this card if you’ve received a new cardmember bonus on this exact card in the past 48 months. However, having any of the Citi AAdvantage personal cards doesn’t prevent you from getting the bonus on this card.

The personal cards, on the other hand, have significantly more restrictive requirements.

This card has fairly lax requirements in terms of eligibility

First Checked Bag Free

Just for having the card you receive a first checked bag free on domestic American Airlines flights. You don’t actually have to pay with the card to use this perk, but rather the AAdvantage number of the primary cardmember just has to be on the reservation.

This benefit also applies for up to four additional passengers traveling on the same itinerary.

American usually charges $30 one-way per checked bag, for a total of $60 roundtrip. So if you had four companions, you’re looking at savings of up to $300 on a roundtrip ticket.

World Elite Mastercard Perks

The Citi AAdvantage Business Card is a World Elite Mastercard, meaning that it comes with quite a few benefits you may not be familiar with. For example, Mastercard World Elite cardholders receive:

  • A $10 Lyft credit after every five rides taken in a calendar month
  • $5 off every Postmates order of $25 or more

Save on Postmates with Mastercard

Bottom Line

The current welcome bonus on the Citi AAdvantage Business Card is one of the best I ever recall seeing on the card, and if you’re eligible, I highly recommend applying.

American AAdvantage miles continue to be the most useful miles for those looking to travel comfortably to the Middle East, India, and parts of Africa, in my opinion, thanks to their partnership with Etihad and Qatar.

70,000+ miles is potentially enough for a one-way business class ticket that would otherwise cost thousands of dollars.

If you want to learn more about the CitiBusiness AAdvantage Platinum Card or apply, follow this link.

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Comments
  1. If I have this card for one business I own, and apply for the card using a different EIN for a different LLC that I own, am I eligible for the bonus?

  2. I have this card and do NOT recommend.

    You can’t manage it online.

    If you like credit cards from the Stone Age, this is great.

  3. Barclay has a live offer for their Biz card…65k AA miles with 1k spend and 10k for one purchase by employee. $95 fee not waived. Just picked it up. Cheers.

  4. I have just filled in the form online. I have been denied.
    “We were not able to approve your application.” It’s what they showed.
    I got approved by Chase Ink for a couple of business cards, but not by Citibank, I don’t want another hard pull again.

  5. Yes call Citi I’m having trouble with my Barclay’s AA Bus there’s a card account and a Bus account so u have LOOK @ both and set the warning ..
    CHEERs

  6. I closed my first Citi Business card when the language was still ’24 months’. When I was opening the next one I unfortunately miscounted by 2 weeks and applied too soon. So I got the card but no bonus. I closed the card earlier this year once I realized that I would not get any bonus. If I apply now, would the ’48 months’ count start from my first original card on which I got the bonus or from the 2nd card that I opened and subsequently closed but got no bonus?

  7. I have one of these cards and it has one major problem. It doesn’t work with Google pay at the tap and go terminals meaning every time I want to use it I’ve got to haul out my credit card. It works with Apple Pay and Samsung pay but not Google.

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