6 Reasons To Get The CitiBusiness AAdvantage Card

Filed Under: American, Citi
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American Airlines and Citi currently have a great welcome bonus on the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®.

In this post I wanted to share six reasons you should consider applying for this card, assuming you don’t have it already (if you want to read a more detailed review of the Citi AAdvantage Business Card, see here).

65,000 AAdvantage Bonus Miles

The Citi AAdvantage Business Card offers a welcome bonus of 65,000 AAdvantage bonus miles after spending $4,000 within the first four months.

That’s a lot of miles — 65,000 AAdvantage miles is just shy of enough for a one-way business class ticket from the US to Europe, Asia, the Middle East, India, South America, and more. 75,000 AAdvantage miles is even enough for a one-way business class ticket between the US and South Africa, which is well within reach after completing the minimum spend.

Personally, my favorite use of AAdvantage miles is for travel on Etihad Airways and Qatar Airways, given their excellent business class products. For example, I recently redeemed 75,000 AAdvantage miles to fly Qatar Airways business class from Cape Town to Doha to Dallas to Miami, which was one of my favorite uses of AAdvantage miles ever.

See this post for more great ways to redeem AAdvantage miles.

Redeem your American miles for travel in Qatar Airways Qsuites

$99 Annual Fee Waived First Year

While the card has a reasonable $99 annual fee, it’s waived for the first 12 months, so this is a card you can “try before you buy.”

Card Doesn’t Count Towards 5/24

If you want to apply for Chase credit cards there’s the 5/24 rule, which means you typically won’t be approved for a Chase card if you’ve opened five or more new card accounts in the past 24 months.

However, only certain cards count towards that limit. Most business credit card applications, including Citi business cards, don’t count towards that limit. This is because these cards don’t show on your personal credit report.

So if you want a great credit card but don’t want to increase your count towards that limit, this is a reason to pick up this card.

Non-Restrictive Eligibility Requirements

Card issuers often add new restrictions when it comes to eligibility for being approved for a card. Here are the terms for the CitiBusiness AAdvantage Card:

So you’re not eligible for this card if you’ve received a new cardmember bonus on this exact card in the past 48 months. However, having any of the Citi AAdvantage personal cards doesn’t prevent you from getting the bonus on this card.

The personal cards, on the other hand, have significantly more restrictive requirements.

This card has fairly lax requirements in terms of eligibility

First Checked Bag Free

Just for having the card you receive a first checked bag free on domestic American Airlines flights. You don’t actually have to pay with the card to use this perk, but rather the AAdvantage number of the primary cardmember just has to be on the reservation.

This benefit also applies for up to four additional passengers traveling on the same itinerary.

American usually charges $30 one-way per checked bag, for a total of $60 roundtrip. So if you had four companions, you’re looking at savings of up to $300 on a roundtrip ticket.

Postmates Discount (World Mastercard Perks)

The Citi AAdvantage Business Card is a World Mastercard, meaning that it comes with some World Mastercard benefits. My favorite one of these benefits is that you get $5 off every Postmates order of $25 or more.

Save on Postmates with Mastercard

Bottom Line

The current welcome bonus on the Citi AAdvantage Business Card can be incredibly valuable, and if you’re eligible, I highly recommend applying.

American AAdvantage miles continue to be the most useful miles for those looking to travel comfortably to the Middle East, India, and parts of Africa, in my opinion, thanks to their partnership with Etihad and Qatar.

65,000+ miles is realistically just about enough for a one-way business class ticket that would otherwise cost thousands of dollars.

If you want to learn more about the CitiBusiness AAdvantage Platinum Card or apply, follow this link.

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
  1. How can you check to see if you’ve gotten the bonus in the past 48 months? I’m close to that limit but don’t want to miss it by a week or something.

  2. Outside the signup bonus this card is completely forgettable. I just managed to have them waive the AF otherwise I’d have closed it. And the website is horrible for management of the card. Grab the card for the bonus and then cancel it.

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