The Citi Prestige Card is Citi’s most premium travel rewards credit card. The card has a $495 annual fee, but offers a $250 annual travel credit that helps offset it.
Ordinarily the $250 annual travel credit will automatically be applied towards any purchase coded as travel. The way I view it, this lowers the real “out of pocket” on the card to ~$245 per year, since everyone should get full value out of that.
With people traveling less, we saw Citi add flexibility to this perk in 2020. Between May 1 and December 31, 2020, we saw purchases made with the Citi Prestige at supermarkets and restaurants (including takeout) count towards the $250 travel credit. This benefit is now being extended for 2021.
Between January 1 and December 31, 2021, the Citi Prestige $250 travel credit can be applied towards purchases at supermarkets and restaurants (including takeout).
The Citi Prestige Card’s $250 travel credit can be applied towards purchases at supermarkets and restaurants in 2021. This should give cardmembers significantly more flexibility.
This is a nice feature for those who don’t have any travel costs at all, though frankly otherwise we haven’t seen as many temporary perks added on the Citi Prestige as on other premium travel rewards cards, like the Chase Sapphire Reserve and American Express Platinum.
Will any Citi Prestige cardmembers benefit from this added flexibility?