Amex Platinum Card Benefits: Fine Hotels & Resorts

Filed Under: American Express, Credit Cards
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Amex Platinum Card Benefits: Adding Authorized Users
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Amex Platinum Card Benefits: $200 Annual Uber Credit
Amex Platinum Card Benefits: Free Hotel Status
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Amex Platinum Card Benefits: 5x Points On Airfare & Hotels
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Amex Platinum Card Benefits: Fine Hotels & Resorts

Recently we saw The Platinum Card® from American Express relaunched with new benefits, a bigger welcome bonus, and a higher annual fee. The card now has a welcome bonus of 60,000 Membership Rewards points after spending $5,000 within three months. On top of that, the card’s annual fee increased by $100, though I think for most people the new benefits will more than make up for the increased annual fee.

I get a lot of questions about the details of the benefits of The Platinum Card® from American Express, so I’m writing a series about the various benefits of the card.

In this post I wanted to talk about American Express Fine Hotels & Resorts, which is one of the perks offered through the Amex Platinum Card. Just for having the card you have access to all kinds of benefits at hundreds of luxury hotels around the world. It’s a program I’ve used many times, and that I find to be quite valuable.

What is Amex Fine Hotels & Resorts?

Fine Hotels & Resorts is a program that gets you additional benefits at over 975 luxury hotels around the world. These benefits include the following:

  • Daily breakfast for two people
  • Room upgrade upon arrival, when available
  • A unique property amenity (usually a $100 property credit, free massage, car transfer, etc.)
  • Guaranteed 4PM check-out
  • Noon check-in, subject to availability
  • Complimentary in-room wifi (exclusions apply)

Typically Fine Hotels & Resorts bookings are an especially good deal for short stays, since you get the ~$100 credit once per stay, including for a one night stay. So it’s tough to beat a cheap rate at a hotel while getting an upgrade, free breakfast, guaranteed late check-out, and a $100 credit of some sort.

On top of that, Fine Hotels & Resorts often has third or fourth night free offers, so you can combine the above benefits with that to really get a lot of value. The rate available through Fine Hotels & Resorts is typically the same as the best available/flexible rate through the hotel. So you can’t get these benefits in conjunction with promotional rates, AAA rates, points bookings, etc.

Sunset-Tower-Hotel - 31
I’ve stayed at the Sunset Tower Hotel on a Fine Hotels & Resorts booking

How do you make an Amex Fine Hotels & Resorts booking?

You can make an FHR booking either through (which is my preferred method), or by calling the Amex Platinum Card concierge.


You can start your search by entering either the hotel name, the city, or both. Then it will show you the available benefits, the rate options, etc.


Can you earn points for Fine Hotels & Resorts bookings?

The great thing is that there’s some overlap between Fine Hotels & Resorts properties, and also properties that belong to the major hotel loyalty programs. For example, there are lots of properties from Park Hyatt, St. Regis, Ritz-Carlton, Waldorf Astoria, etc., that belong to Fine Hotels & Resorts.

Booking through FHR counts as a “qualifying” rate, meaning that you can earn points and elite qualifying nights for those bookings. Furthermore, you can actually stack many benefits. For example, as an SPG Platinum member I can apply a Suite Night Award to those bookings. So I love being able to stack perks to get the most value out of Fine Hotels & Resorts.

Use a Globalist suite upgrade at the Park Hyatt Vienna while on a Fine Hotels & Resorts booking

Are there any alternatives to Fine Hotels & Resorts?

Fine Hotels & Resorts is Amex’s hotel program, though there are many other valuable programs out there. For example, the most widely known one is Virtuoso, which has a similar network of hotels. However, there’s not full overlap between hotels, so sometimes you’ll find that a hotel belongs to one program but not the other. Furthermore, typically the benefits are a bit different.

There’s no membership required to make a Virtuoso booking. Instead you just need to go through a Virtuoso affiliated agent.

On top of that, a lot of hotel groups have their own proprietary programs for travel advisors, which can score you similar deals. For example, Ford has written about Starwood Luxury Privileges, Four Seasons Preferred Partner, Shangri-La Luxury Circle, etc. These programs can give you benefits at those hotels that are often similar (and sometimes even better) than what’s offered through FHR.

In terms of other great credit card benefits at hotels, keep in mind that the Citi Prestige Card offers a fourth night free benefit on bookings made through them, which is also an incredible deal. So many may find it worthwhile to take advantage of that perk for longer stays.

St-Regis-Bali-Lagoon-Villa - 17
I’ve used the Citi Prestige fourth night free benefit at the St. Regis Bali

Bottom line

It’s worth at least being aware of the Fine Hotels & Resorts program being offered by the Amex Platinum Card. It’s a program I use all the time, and I find it to be especially valuable for short stays. The great thing is that you can stack the program with earning points and other benefits from your favorite loyalty program, in order to truly maximize the value.

However, there are other options out there, like Virtuoso, Citi Prestige fourth night free, etc.

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
  1. Lucky, 2 questions:
    1) Can Virtuoso agents book Amex FHR (or Starwood LP, etc.) rates, and if so, do the benefits relating to both programs apply to the stay (insofar as they’re different)?
    2) Does Langham have a program comperable to Starwood LP? – Thanks!

  2. @ Brandon — Most travel agents can book FHR on your behalf, though you still have to be a Platinum member. Different agents have access to different programs, though there is a lot of overlap, so a lot of agents who have access to Virtuoso also have access to Luxury Privileges, etc. I don’t believe Langham has an especially compelling agent program, though someone correct me if I’m wrong.

  3. When you book the FHR, do you have to use your platinum card when paying for the booking? I used my SPG card for a reservation through the FHR portal, but I have no idea if the benefits will still apply.

  4. last year I booked with Ford Virtuoso promo St Regis with 4th night free from the hotel but if I had
    Prestige card and use it for 4th night credit, would this scenario works with double credit, one from the hotel and one from Prestige?

  5. Lucky, you are right – FHR is an excellent benefit. But, I find their website to be very outdated, slow, hard to manage and shaky. There is a substantial lag in when you book and when you finally receive confirmation of your booking. I have experienced the site crashing numerous time mid-way through the process.

    Nonetheless, once you survive the booking process the benefits are very worthwhile.

  6. “the card’s annual fee increased by $100, though I think for most people the new benefits will more than make up for the increased annual fee.”

    Really? I think most people won’t – silly uber credit only benefits a tiny proportion of people. The other “benefits” are mere fluff

  7. @matt – T&C’s says that you have to pay with an Amex that is the Platinum cardholder’s name, so no you don’t have to use the Plat Amex, but you have one. However in my last FHR experience, I tried to pay with the former Fidelity Amex as the Four Seasons San Diego only to be told it’s “not accepted for the FHR program” which was incorrect, but I really wasn’t in the mood to put up a T&C fight in front of the family.

  8. I’m start to wondering how easily people with short brand new credit history got approved for this card.
    What if they just receive the card and their first transaction is to book the Fine Hotel & Resort at Suite @ Four Seasons $2,000.- a night for a week stay or book private jet as advertised by Amex Platinum brochure pamphlet, would the charge be approved?

  9. FHR rates are usually equal to the hotel’s expensive flexible rate, and normally there are much cheaper rates available (advance purchase, restricted, promo, third party etc), making FHR benefits not worth the extra expense in most cases. Sometimes you can find an exception, but it’s rare in my experience.

  10. Lucky, for your Canadian subscribers – and there are several, I know – can you do a recap of the AX Platinum benefits for Canada.

    And, I am sure that there would be interest in a small synopsis of the comparative benefits of Canadian cards …… Thanks

  11. The only super deals I’ve found on AMEX FHR is like a midweek night at Delano Las Vegas.They are usually sub-$100 (closer to $80) and they come with the early check-in, 4PM check-out, free breakfast for 2 and $100 in property credit. Other than that, the “deals” are few and far between.

  12. Recently stayed at an SPG property booked through FHR. I gave my SPG number at booking and the reservation was visible on the SPG website. I did not receive SPG points for the room rate- only for the incidental charges to the room. Upon contacting SPG was told FHR rate did not qualify for points earning. I contacted SPG a second time and was escalated to a supervisor- I was informed no SPG points given with FHR.

  13. Booked the Langham Auckland with FHR, our rate was $ 156/night USD.
    We got the upgrade to a deluxe room, $100 USD credit, which we used for parking and dinner. We were given 4PM checkout.

    This made our room rate very inexpensive. So we are going back a Monday for the same deal, rate is lower this time at $ 132.

  14. just stay at a much cheaper airbnb to get a true feel of your destination and skip all these bs overpriced FH /resorts/hotel/starwood stuff that these paid bloggers try to sell you.

  15. I was just looking at Chambers Hotel in NYC, checking rates on their website, and it showed a rate with “American Express 4th night free” rate. Looked for the fine print to see what specific offer this was and it said “Get a Fourth Night Complimentary for a stay through 31MAR2017 when you pay with your American Express Card”, even though I searched for dates in August.

    But I was wondering what promotion this is. They aren’t in the “Fine Hotels & Resorts” directory, and it didn’t say you had to AmEx Platinum, plus this was for a booking on the hotel website. Anybody know of another current promotion?

  16. I can’t seem to register using my Malaysian Amex card. Is this exclusively for US citizens only?

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