5 Reasons To Get The CitiBusiness AAdvantage Card

Update: This offer for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has expired. Learn more about the current offers here.


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Since mid-May, we’ve been seeing increased welcome bonuses on two of American’s co-branded Citi credit cards. Specifically, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® and CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®.

While both of these bonuses are great, personally I think the bonus on the business card is exceptional. I applied for the business card myself, and have already started putting spend on the card. In this post I wanted to share seven reasons you should get the CitiBusiness AAdvantage Platinum Card.

A welcome bonus of 70,000 miles

The business version of the card offers a welcome bonus of 70,000 AAdvantage bonus miles after spending $4,000 within the first four months. 70,000 miles is enough for a one-way saver level business class ticket from the US to Europe, South America, Asia, or the Middle East/India. That’s a huge amount of value to get from a single credit card welcome bonus.

Redeem your American miles for travel in Qatar Airways Qsuites

Waived annual fee the first year

While the card has a reasonable $99 annual fee, it’s waived for the first 12 months, so this is a card you can “try before you buy.”

Doesn’t count towards 5/24

If you want to apply for certain Chase credit card there’s the 5/24 rule, which means you typically won’t be approved for a Chase card if you’ve opened five or more new card accounts in the past 24 months. However, only certain cards count towards that limit. Most business credit card applications, including Citi business cards, don’t count towards that limit.

For example, I’m currently trying to get under 5/24, so one of the reasons I applied for the CitiBusiness AAdvantage Platinum Card is because it wouldn’t penalize me in that regard.

Non-restrictive eligibility requirements

The eligibility terms of this card say the following:

This card is not available if the business already has a CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® account. Bonus miles and any additional special offer not available if you have had any CitiBusiness® / AAdvantage® account opened or closed in the past 24 months.

So you’re not eligible for this card if you’ve opened or closed the card in the past 24 months. However, having any of the Citi AAdvantage personal cards doesn’t prevent you from getting this one.

This is a worthwhile distinction because the personal cards are more restrictive — for example, the Citi AAdvantage Executive Card and Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® both have the following language:

American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.

So if you’ve opened or closed one of the personal cards in the past 24 months, then you’re not eligible for any of the other personal cards.

First checked bag free & preferred boarding

Just for having the CitiBusiness AAdvantage Platinum Card you receive:

  • Preferred boarding on domestic American flights
  • First checked bag free on domestic itineraries for you and up to four companions on the same reservation

There’s no need to pay for your ticket with the card to qualify for these perks, but rather all that matters is that the primary cardmember’s account is linked to the reservation.

Given that American usually charges $25 per checked bag, you could pretty quickly recoup the card’s $99 annual fee (waived the first year) with this benefit, since this can save you up to $250 per roundtrip (if five people were traveling and all checking bags).

Bottom line

The current welcome bonus on the CitiBusiness AAdvantage Platinum Card is the best I ever recall seeing, and if you’re eligible, I highly recommend applying. This is a card I applied for myself, and that I look forward to getting a lot of value out of.

See this post for more general information on Citi credit card eligibility, and see this post for more information on how to apply for a Citi business credit card.

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Comments

  1. @ Alan — Because it impacts those who may want to apply for Chase cards in the future, and are wondering whether applying for a specific card hurts their Chase card eligibility.

  2. I was just successful in my CitiBusiness AAdvantage Platinum Card application even though I’m pretty certain I closed the same card with the last 24 months. Am I likely to get the bonus miles?

  3. I got Both with ur Links I’ll Drop the Biz in 11 months .
    Love AA points as in Gold to me..

    CHEERs

  4. I have been mailed two promos for the business card, each of which offered 75,000 miles with a requirement of a $5000 spend in five months.

  5. AA’s rules for AAdvantage cardholders is very confusing. I know it says you get a free checked bag, but last week at MIA, I was told I can carry the bag onto the plane rather than check it in, it was basic economy ticket which was half the price of MC ticket. Will someone tell me the correct policy ?

  6. Has anyone written a piece on AVAILABLE redemptions for AA miles? If so, it would be a great link to add here. If not, it’s long overdue and desperately needed. (And, if no such piece can be written because there isn’t enough award availability to write about, then . . . .)

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