6 Reasons To Get The IHG Premier Card

Filed Under: Chase, Credit Card Reviews
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About a year ago IHG made some major changes to their credit card portfolio, as they introduced the IHG® Rewards Club Premier Credit Card. In the process they stopped issuing the old IHG credit card, which is a loss, but at this point we have to make the best of the current cards.

The great news is that at the moment the IHG Premier Card has its best ever welcome bonus, so in this post I wanted to look at six reasons to apply for this card. Note that the increased bonus has been around since late February, and it expires on Wednesday, May 1, 2019, so you have just a few days remaining to take advantage of this deal.

In no particular order:

Increased welcome bonus of 120K points

Through May 1, 2019, the IHG Premier Card has an increased welcome bonus of 80,000 IHG Rewards Club points after spending $2,000 within the first three months, plus a further 40,000 IHG Rewards Club points after spending a total of $5,000 within six months.

Previously the bonus was just 80K points, so the added 40K is a very nice addition.

The best part is that you’re eligible for this card even if you have the old IHG Select Card.

Anniversary free night certificate

Arguably the single best benefit of the IHG Premier Card, which more than justifies the $89 annual fee, is the anniversary free night certificate. This certificate can be redeemed at an IHG property retailing for up to 40,000 points per night, which covers over 95% of IHG properties around the world.

While this won’t get you a stay at one of IHG’s top InterContinental properties, I still find this to be extremely worthwhile, given that a vast majority of hotels retail for over $89 per night.

For example, I recently stayed at the InterContinental Phoenicia Beirut using a free night certificate, and one night would have cost nearly $300.

Redeem your anniversary free night certificate at the InterContinental Beirut

Fourth night free on award redemptions

I think the other best perk of the IHG Premier Card is that it offers a fourth night free on award redemptions. If you stay for four consecutive nights on an award redemption then you only have to redeem points for the first three nights.

This is an awesome perk, since it can be used an unlimited number of times (you can even use it to book multiple rooms at the same hotel). If you usually redeem points for stays in increments of four nights, this is like getting 25% off all your redemptions. This is a fantastic perk.

Get a fourth night free at the InterContinental Willard Washington DC

IHG Rewards Club Platinum status

Just for having the IHG Premier Card you get IHG Rewards Club Platinum status, which is valid for as long as you have the card. That comes with lots of great perks, including room upgrades, bonus points, late check-out, and more.

Global Entry/TSA Pre-Check credit

For some this will be valuable, and for others it won’t offer much value, but the card also offers a statement credit of up to $100 when you use your card for a Global Entry or TSA Pre-Check enrollment fee, up to once every four years. This is a nice perk that could easily get you more value than the annual fee.

TSA PreCheckThe card offers a TSA Pre-Check credit every four years

Stack benefits with IHG’s old credit card

Some of you may be thinking “I have IHG’s old credit card, so the new card doesn’t seem worth it.” I agree that IHG’s old credit card was arguably more lucrative, but that card isn’t open to new cardmembers anymore. The beauty is that if you get the IHG Premier Card, you can stack some of the benefits of the two cards:

  • Both cards offer an anniversary free night certificate, so you could earn two of those each year, and use them for back-to-back stays
  • The old card offers a 10% refund on redeemed points (up to 100,000 refunded points per year), while the new card offers a fourth night free on award redemptions, and you could stack those benefits; in other words, if you make a four night stay at a hotel costing 70,000 points per night you’d end up paying 210,000 points, and then would get 21,000 points back, for a total cost of 189,000 points, which is over 30% off

Bottom line

The IHG Premier Card has an excellent welcome bonus that’s only around for a few more days, and it’s a card that I generally think is worth holding onto.

Personally I’d get the card for the anniversary free night certificate alone, though there are potentially valuable benefits beyond that, including the fourth night free on award redemptions, IHG Platinum status, etc.

The best case scenario is having the IHG Premier Card and old IHG Select Card, since you can stack the fourth night free and 10% award rebates towards a single stay.

If you haven’t yet applied for this card, make sure you do so ASAP.

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  1. @Lucky:
    You mention the 10% rebate on redeemed points on the older card. How quickly do they typically post the rebate — I used redeemed points for a stay in early April but have yet to see the rebate.

  2. The really frustrating and non-necessary requirement of the fourth night free using points is that you have to pay in points in advance for all four nights, then they reimburse you one night when you’re done with the stay. So if you don’t have enough points for all four nights, but you do have points for three nights, you can’t get the fourth night free. It’s happened more than once for me.
    I’d like to know what their rationale is for this requirement.
    Although very soon it will only be available twice yearly as a benefit, the Citi Prestige card offer stays at all kinds of hotel chains of every “star” level worldwide with a fourth night free, whether you pay in cash or points or combination. They do have a cancellation penalty that is more than 72 hours but it’s not a Non refundable rate. I like the flexibility of how you pay for the stay; if you use the thank you Concierge, you also can have them put in your hotel chain membership number thereby accruing points and status nights,
    And you get your status level amenities as well as if you were calling that Chain directly and booking with points or cash or a combination. So if you’re a diamond status Hilton member, Citi will book through the Hilton website, include your Hilton number, and you get all the perks and credits of the stay even though you’re booking thru the Thank You concierge. And this way it’s a lot more like American express travel service then booking.com.
    if you’re a diamond status Hilton member, you get all the perks and amenities of your status, based on that chains requirements and limitations, even though you’re booking with Citi. this way it’s a lot more like American Express then booking.com. you’re not limited the entry level room. I find the IHG chains leaves you no options other than the entry level room for the four night stay and it never includes breakfast. With the Citi Concierge you can better individualize the room type and amenities towards what you would prefer.

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