Update: Hilton has revamped their co-branded credit card products, and the cards mentioned in this post are no longer available. You can find information on the new Hilton credit cards here.
I’m sure I’m not the only one who applied for the Hilton Honors™ Surpass® Card from American Express within the past few months. Well, if you didn’t add authorized users to the card, it looks like there’s a good promotion right now to earn bonus points. I can’t guarantee that this promotion will work for everyone, though I think it will work for many. I didn’t receive an email about the promotion, but it still works for me.
Select cardmembers can earn 10,000 bonus Hilton Honors points after adding an authorized user and having them spend $1,000 within three months. You can earn this bonus up to four times, for a total of up to 40,000 bonus points. There’s no fee to add authorized users, and authorized users have to be a minimum of 13 years old.
To see if you’re eligible, follow this link, and then you’ll be asked to log-in with your account and select the Hilton Honors™ Surpass® Card from American Express.
If you add an authorized user then they’re still eligible to apply for the card in the future; you can be both a primary cardmember and an authorized user. However, do keep in mind that even being an authorized user will count as an “account” towards the Chase 5/24 limit, so maybe that’s a consideration for some.
To crunch the numbers on this, I value Hilton Honors points at ~0.4 cents each. If you spent $1,000 on the card you’d ordinarily earn 3,000 points, plus the 10,000 points for adding an authorized user. That’s a total of 13,000 points, which I value at ~$52, meaning you’re getting a return of ~5.2% on spend. That’s really solid.
I certainly wouldn’t add authorized users if it will cause them to get near the 5/24 limit, but otherwise this is a good deal.
While I don’t have the card, it appears as if the no annual fee Hilton Amex has a similar offer. With that card you can get 5,000 bonus points after adding an authorized user and having them spend $500.
Are you eligible for this 10K bonus offer, and if so, do you plan on taking advantage of it?
(Tip of the hat to Doctor Of Credit)