Chase Air Canada Aeroplan Card: 8 Reasons To Apply

Chase Air Canada Aeroplan Card: 8 Reasons To Apply

7
In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support!

Link: Apply now for the Aeroplan® Credit Card

The $95 annual fee Aeroplan® Credit Card (review) is a great co-branded airline credit card. Not only does the card offer some valuable perks, but it also has an excellent welcome offer. If you don’t yet have this card, in this post I wanted to share eight reasons you should consider applying. In no particular order…

Welcome bonus of 70K Aeroplan points

The Aeroplan Credit Card currently has a welcome bonus of 70,000 Aeroplan points after spending $3,000 within the first three months. Personally, I value Aeroplan points at 1.5 cents each, so to me, this bonus is worth $1,050. Chase’s standard credit card application rules apply.

As I’ll explain below, at a minimum, you can redeem Aeroplan points for 1.25 cents each to erase the cost of virtually any travel purchase (up to 50,000 points annually), even if it’s totally unrelated to Air Canada or its partners.

Redeem Aeroplan points for Lufthansa first class

Lucrative rewards structure for spending

The Aeroplan Credit Card has a compelling rewards structure, all with no foreign transaction fees (making it perfect for purchases abroad). The card offers:

  • 3x Aeroplan points per dollar spent on dining, including takeout and eligible delivery services
  • 3x Aeroplan points per dollar spent at grocery stores
  • 3x Aeroplan points per dollar spent directly with Air Canada

It gets better than that, though. The card offers 500 bonus Aeroplan points for every $2,000 spent in a calendar month, up to a maximum of 1,500 Aeroplan points per month. If you theoretically spent $2,000 per month in a category eligible to earn 3x points, you’d earn a total of 6,500 points, or 3.25x Aeroplan points per dollar spent.

This is the best rewards structure you’ll find on a co-branded airline credit card, in my opinion. And that’s only the beginning since spending can also earn you elite status and flight reward discount vouchers.

Earn 3x Aeroplan points on Air Canada spending

Valuable Aeroplan elite status

The Aeroplan Credit Card offers elite status to new cardmembers, plus offers the opportunity to maintain status in the long run with spending. Specifically, the card offers:

  • Aeroplan Elite 25K status for the remainder of the first calendar year in which you have the card, plus the following calendar year (so if you applied in 2024, it would be valid through the end of 2025)
  • Cardmembers can maintain Aeroplan Elite 25K status by spending $15,000 on the card in a calendar year
  • Cardmembers can get a one-tier status upgrade when they spend $50,000 on the card in a calendar year; this means that if you otherwise earn Aeroplan Elite 25K status by spending $15,000 on the card, your status would be upgraded to Aeroplan Elite 35K status, though if you’re an Aeroplan Elite 75K member you could use this boost to earn Super Elite status

Aeroplan Elite 25K or Elite 35K could come in handy if you fly Air Canada with any frequency, as you can receive perks like priority check-in, early boarding, upgrades, and more. Unfortunately, this is just Star Alliance Silver status, so it won’t get you as many perks on other airlines as you’d get with Star Alliance Gold status.

I’d say this is great, and if you’re otherwise loyal to Air Canada, it’s cool to be able to get a one-tier status boost all the way up to Super Elite.

Earn Aeroplan elite status with the card

Aeroplan priority reward vouchers

Here’s where the Aeroplan Credit Card gets really interesting, if you ask me. In addition to solid bonus categories, monthly spending thresholds, and the ability to earn status through credit card spending, big spenders can also earn priority reward vouchers. Each can be used to get 50% off an eligible Aeroplan award ticket (it can be for travel on Air Canada or a partner airline).

You can earn these vouchers when spending $100,000, $250,000, $500,000, or $750,000 in a year. The way these can be used depends on your status:

  • Aeroplan Elite 25K and Elite 35K members can only use these for economy awards wholly within the United States and Canada
  • Aeroplan Elite 50K members can use these for economy and premium economy awards within North America
  • Aeroplan Elite 75K members can use these for economy and premium economy awards worldwide
  • Aeroplan Super Elite members can use these for economy, premium economy, or business class awards worldwide
The card offers priority reward vouchers for spending

The world’s ultimate companion certificate

The Aeroplan Credit Card offers the ultimate companion pass in the world (Global +1) … if you spend a million dollars on the card in a year. Those who reach that spending threshold receive an award redemption companion voucher that’s valid globally:

  • You can take a companion with you on Air Canada or any partner airline in any class an unlimited number of times, and 100% of the points redeemed for them will be reimbursed
  • This is valid for the year in which it’s earned, plus the following calendar year
  • You have to designate a single companion, as the benefit can only be applied to one person

This is innovative and an unbelievable perk. It goes without saying that this isn’t within reach for a vast majority of us, but for those that spend a lot, this could seriously be worth considering. In fairness, you’d need to not only be a big spender for this to make sense, but you’d also need to be someone who redeems a lot of points for award travel.

An ANA first class companion voucher? Yes please!

Global Entry, TSA PreCheck, or NEXUS credit

The Aeroplan Credit Card offers a Global Entry, TSA PreCheck, or NEXUS credit, once every four years. This can come in handy, and especially can help with justifying the card’s annual fee the first year.

In particular, I appreciate how this credit can also be applied to NEXUS, which is arguably the best of the three programs. This was the first “mainstream” card in the United States to offer a credit for NEXUS, and in the meantime other Chase cards have matched.

Save time with TSA PreCheck

Access to Chase Pay Yourself Back

While this isn’t personally how I’d choose to redeem my Aeroplan points, I do think there’s potentially quite a bit of value with this. The Aeroplan Credit Card offers a “Pay Yourself Back” feature, whereby you can apply your Aeroplan points toward a travel purchase on any airline, hotel, rental car, etc., at the rate of 1.25 cents per point. You can redeem up to 50,000 points per year this way.

What’s especially exciting is that you can also transfer points from Chase Ultimate Rewards to Aeroplan, and then redeem them using this functionality. This is potentially better than redeeming points directly through Chase, in my opinion. Why? With Aeroplan’s Pay Yourself Back feature, you can purchase your travel however you’d like, and then reimburse yourself, rather than having to book through the Chase Travel portal.

Redeem your Aeroplan points for a stay at a Four Seasons

Unlock the value of the Aeroplan program

A major reason you should pick up the Aeroplan Credit Card is because you want to get more involved in the Aeroplan ecosystem. Air Canada Aeroplan is my favorite frequent flyer program, and the single most valuable program for redeeming points.

Aeroplan has a huge number of airline partners, allows stopovers for just 5,000 additional points, and has very generous routing rules. The other thing is that it’s easy to rack up Aeroplan points, as you can also transfer points from Amex Membership Rewards, Bilt Rewards, Capital One, and Chase Ultimate Rewards.

Redeem Aeroplan points on Gulf Air

Bottom line

The Aeroplan Credit Card is one of the most compelling and flexible airline co-branded cards out there. The card has a big welcome bonus, a generous rewards structure, incentives for spending, and offers plenty of perks just for being a cardmember. If you don’t yet have the card and are eligible, this is the time to do so.

What do you make of the Aeroplan Credit Card?

Conversations (7)
The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
Type your response here.

If you'd like to participate in the discussion, please adhere to our commenting guidelines. Anyone can comment, and your email address will not be published. Register to save your unique username and earn special OMAAT reputation perks!

  1. Roman Guest

    Is there a deadline for this elevated welcome offer or will it change without notice?

    1. Ben Schlappig OMAAT

      @ Roman -- It's not marketed as a limited time offer. So I imagine it will change at some point in the future, but we don't know when.

  2. Daniel Guest

    Can you please clarify the companion pass thing? I assume the companion’s award must be the same number of points as the primary? In which case it can sometimes hard to find 2?

    Or, the way it’s written, the primary could get a saver award for themselves and then *any* award for their campion which would be fully reimbursed?

    Thanks

    1. Ben Schlappig OMAAT

      @ Daniel -- Correct, there need to be two award seats availability in order to use the companion perk.

  3. Eric Guest

    Disappointing that you're pushing this product again while refusing to discuss on your blog the substantial technical/operational challenges of Air Canada not being able to book many partners where others programs find and book the same inventory without difficulty.

    1. Ben Schlappig OMAAT

      @ Eric -- Aeroplan doesn't have access to premium cabin Etihad award space, which is frustrating. But aside from that, what other big issues are you noticing? All programs have some quirks with partner award availability, and I don't find Aeroplan to be any worse than others in that regard. I'm curious which redemptions you're referring to?

    2. Eric Guest

      Most recently Edelweiss.

      United has no difficulty booking the award space consistently but totally random if this week Air Canada will be able to book the exact same award space or not.

      Calls to Air Canada support are pointless as the center staff consistently claim that Edelweiss is not a redemption partner (I agree that they aren't in Star Alliance) even though I have personally redeemed AC points for Edelweiss twice in the last year.

Featured Comments Most helpful comments ( as chosen by the OMAAT community ).

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

Eric Guest

Disappointing that you're pushing this product again while refusing to discuss on your blog the substantial technical/operational challenges of Air Canada not being able to book many partners where others programs find and book the same inventory without difficulty.

1
Eric Guest

Most recently Edelweiss. United has no difficulty booking the award space consistently but totally random if this week Air Canada will be able to book the exact same award space or not. Calls to Air Canada support are pointless as the center staff consistently claim that Edelweiss is not a redemption partner (I agree that they aren't in Star Alliance) even though I have personally redeemed AC points for Edelweiss twice in the last year.

0
Ben Schlappig OMAAT

@ Eric -- Aeroplan doesn't have access to premium cabin Etihad award space, which is frustrating. But aside from that, what other big issues are you noticing? All programs have some quirks with partner award availability, and I don't find Aeroplan to be any worse than others in that regard. I'm curious which redemptions you're referring to?

0
Meet Ben Schlappig, OMAAT Founder
5,163,247 Miles Traveled

32,614,600 Words Written

35,045 Posts Published

Keep Exploring OMAAT