JetBlue TrueBlue has introduced a new option for earning Mosaic elite status, but is it worth it?
Spend $15K on JetBlue Plus Card, get Mosaic
In late 2020, JetBlue TrueBlue announced that it would reduce elite requirements for Mosaic status in 2021. Specifically, the airline gave members four options for earning Mosaic status in 2021:
- 7,500 qualifying points (vs. the usual 15,000 points)
- 6,000 qualifying points, plus 15 segments (vs. the usual 12,000 points and 30 segments)
- $50,000 spent on purchases with JetBlue Plus or JetBlue Business Card during the calendar year (as before)
- $30,000 spent on purchases with JetBlue Plus or JetBlue Business Card, plus 4,000 qualifying points during the calendar year (exclusively for 2021)
There’s now yet another option for earning status — you can earn JetBlue Mosaic status if you spend $15,000 on the JetBlue Plus Card between October 1 and December 31, 2021. There’s no registration required, and this only applies to the JetBlue Plus Card (and not the no annual fee personal card, or the business card). Status earned this way would be valid through the end of 2022.
That’s a significant reduction over the standard spending requirement, which is $50,000 on the card in a calendar year.
What are the benefits of JetBlue Mosaic status?
For context, JetBlue Mosaic status offers the following perks:
- An extra 3x TrueBlue points per dollar spent on JetBlue ticket purchases
- Free same day flight changes on all fares for you and eligible companions on the same itinerary
- First two checked bags free for you and your travel companions
- Free alcoholic drinks onboard, including beer, wine, and cocktails
- Free same day upgrades to Even More Space seats, which are JetBlue’s extra legroom economy seats
- Access to Even More Speed, which is JetBlue’s dedicated priority security line at select airports
- Early boarding, allowing you to be among the first people onboard
- 24/7 access to a dedicated customer service line
Note that while 15,000 bonus points is also a benefit of qualifying for Mosaic status, this only applies if you earn the status through flying, rather than through credit card spending.
Should you spend your way to Mosaic?
Is JetBlue’s offer for Mosaic status worth considering? Personally I think no, but others may feel differently, Let me explain.
It’s important to consider the opportunity cost of spending $15,000 on the JetBlue Plus Card. Let’s assume you’re putting non-bonused spending on the card:
- The JetBlue Plus Card offers 1x TrueBlue points per dollar spent, and I value TrueBlue points at 1.3 cents each, so the card offers a 1.3% return on spending, by my math
- The best cards for everyday spending, like the Citi® Double Cash Card (review), offer a return on spending that I value at 3.4%
In other words, there’s a 2.1% opportunity cost for that spending, by my math. For $15,000 worth of spending, that’s like paying $315 for Mosaic status. Personally I’d have a hard time making the math work on that:
- You’re already getting a free checked bag if you have the JetBlue Plus Card
- You’ll have to take a lot of flights for the free alcoholic drink benefit to be meaningful
- Early boarding and Even More Space seats are nice, but you’re only getting Even More Space seats at check-in, and at that point most of the good seats could be gone
- The main reason I’m not interested in this offer is because I credit JetBlue flights to American AAdvantage, and we’re also supposed to see reciprocal elite perks between the two programs shortly (then again, with the DOJ investigation, who knows what happens there)
Spending $15,000 on the JetBlue Plus Card in the fourth quarter of 2021 can earn you Mosaic elite status, which is a significant reduction compared to the usual $50,000 in spending required. Everyone has to crunch the numbers for themselves, but personally I have a hard time making the math work, based on the opportunity cost of that spending, and my general preference to credit JetBlue flights to American AAdvantage.
That being said, if you value Mosaic status at $300+, then this offer could be worth considering.
Does anyone plan on taking advantage of this JetBlue Plus Card Mosaic status opportunity?
(Tip of the hat to Dan’s Deals)