Chase Ultimate Rewards has just launched its latest transfer bonus, which matches an offer we saw earlier this year, I wouldn’t consider this to be the most exciting offer on earth, though there is potentially value to be had.
In this post:
Chase offering 70% bonus on Marriott Bonvoy transfers
Between November 14 and November 30, 2025, you can receive a 70% bonus when you transfer Chase Ultimate Rewards points to Marriott Bonvoy.
This promotion is being offered on Chase’s end (in the United States), and is hard coded into the transfer ratio, meaning you should see the bonus at the time that you make the transfer. Points ordinarily transfer at a 1,000:1,000 ratio, so with this offer, points transfer at a 1,000:1,700 ratio. You can take advantage of this offer an unlimited number of times. Transfers from Chase to Marriott Bonvoy are generally instant.
It seems that we see a bonus like this at least a few times per year. When we do see a bonus, it’s generally in the range of 40-70%, so the 70% bonus is as good as offers get.
Is this Chase transfer bonus worth it?
Generally I only recommend moving points from Chase Ultimate Rewards to Marriott Bonvoy with a specific use in mind.
For what it’s worth, I value Bonvoy points at ~0.7 cents each, while I value Chase Ultimate Rewards points at ~1.7 cents each. So unless you’re getting well over two Bonvoy points per Ultimate Rewards point, you’re probably not really maximizing your points.
With a 70% bonus, you’re getting ~1.2 cents of value per Ultimate Rewards point, at least by my valuation. That’s not a terrible deal, but it’s also not great, and not how I’d prefer to redeem my points. Then again, that’s intended to be a conservative valuation, and it’s easy to get way more value out of points than that.
Personally, I value World of Hyatt points at more than twice as much as Bonvoy points, yet Chase Ultimate Rewards points ordinarily transfer to both currencies at a 1:1 ratio.
There are definitely situations where you could get value with this transfer, in terms of the hotel stay being worth more than the value of the points transferred. However, there are probably more efficient ways to acquire those points:
- Marriott Bonvoy often sells points at a discount, and acquiring them that way could be a better value, in my opinion
- Marriott has co-branded credit cards that could be better options for earning Bonvoy points
Keep in mind that nowadays Marriott Bonvoy has dynamic award pricing, so there’s no maximum for the number of points hotels can charge for award stays. Nonetheless there are still good uses of Bonvoy points.
Bottom line
Through November 30, 2025, you can receive a 70% bonus when you transfer Chase Ultimate Rewards points to Marriott Bonvoy.
I generally wouldn’t take advantage of this, at least without a specific redemption in mind. Marriott Bonvoy isn’t an efficient Chase Ultimate Rewards transfer partner, and I’d argue that applies even with a 70% bonus. I’d give this offer a “pass,” unless you have a specific redemption you’re considering, and the math checks out.
What’s your take on this Chase transfer bonus to Marriott?
After the Sonder debacle, which affected many of my friends and colleagues globally, and Marriott's refusal to do the right thing as part of a service recovery, I wouldn't book a stay through them under any circumstances.
I don't think they know how bad their response was for people like me - not the loyalists, but the free agents. I am not touching them with a ten foot pole.
Unless you really need the top-off, I wouldn't use Chase UR transfers for Marriott, ever. Hyatt (even United, Aeroplan) are better transfers, even without transfer bonuses. 70% being so high is also indicative of Marriott's recent devaluations. We just keep getting Bonvoy'd, folks.