The British Airways Visa Signature® Credit Card

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Updated:2 days ago

British Airways (BA) is the largest airline in the UK, and the third largest in the world when measured by number of countries served. Millions of passengers pass through BA’s hubs in London every year, and the airline offers a huge number of first and business class seats on their flights to every corner of the globe.

While British Airways is a distinctly British airline, their frequent flyer program is useful for travelers all over the world, even if they’re not flying to the UK. The British Airways frequent flyer program, British Airways Executive Club, brands their frequent flyer miles as Avios, and it’s very easy to earn Avios in the US through British Airways credit card offers.

Best British Airways Visa Signature® Card Offer of May 2021

The British Airways Visa Signature Card offered by Chase offers you the fastest way to earn a large number of Avios. After being approved for the card and meeting the minimum spend requirements, the Avios from the welcome bonus will be deposited directly into your British Airways Executive Club account.

In addition to the welcome bonus, the British Airways Visa Signature® Card offers other perks such as a companion ticket after spending $30,000+ per calendar year, as well as other perks such as no foreign transaction fees when using the card abroad, 5x Avios on British Airways purchases for the first 12 months (and 3x points thereafter!), and other travel and purchase coverages.

After meeting the minimum spend requirements on the British Airways Visa Signature card you’ll have a large stash of Avios to work with. Here is the best British Airways Visa Signature® Card offer available today:

Earn 50,000 bonus Avios

British Airways Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
  • Plus earn a Travel Together Ticket after you spend $20,000 total on purchases within your first year of account opening.
  • Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site

How To Earn The Most Avios Points

You can earn a huge number of Avios by signing up for the Chase British Airways Signature Visa. Beyond that, there are a number of different cards from American Express and Chase that let you maximize your Avios earnings.

What may be surprising is that there are better cards to help you earn the most Avios than the British Airways Signature Visa. For example, the BA Visa earns:

  • 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL for the first 12 months, then 3x points thereafter
  • 3 Avios per $1 spent on hotel accommodations for the first 12 months, then 2x points thereafter
  • 1 Avios per $1 spent on all other purchases

Other cards can earn:

  • 5x points on flights booked directly with airlines
  • 4X points at restaurants
  • 4X points at U.S. supermarkets
  • 3X points on travel expenses
  • 2x points at U.S. gas stations
  • 2X points on everything

This works because both American Express and Chase offer credit cards with flexible points that can be transferred to different airline frequent flyer programs. American Express Membership Rewards and Chase Ultimate Rewards can be used directly towards travel, or can be transferred to your British Airways Executive Club account at a 1:1 ratio. There are occasionally transfer bonuses to BA as well, which means you can earn as much as an extra 40% in BA Avios when making transfers. Marriott Bonvoy points also transfer to British Airways Executive Club, though the ratio is a bit reduced in comparison. In general, however, the flexibility of these points makes them much more valuable than ordinary air miles.

No one card offers all of these earnings rates, but the variety means it’s easy to choose a card that will allow you to earn the most miles on the purchases you’re already making. Again, these points can all be transferred directly to your British Airways Avios account.

Limited Time Offer! Earn 100,000 Bonus Points

Marriott Bonvoy Boundless™ Credit Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

The way I view it, this is a card that’s worth holding onto for the anniversary free night certificate, valid at a hotel that retails for up to 35,000 Marriott points per night. That benefit alone should more than justify the annual fee.

Read our Review

Current Offer

  • Limited Time Offer! Earn 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
  • 2X Bonvoy points for every $1 spent on all other purchases.
  • Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
  • 15 Elite Night Credits each calendar year.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
on Chase's secure site
Earn $750 bonus cash back

Ink Business Cash® Credit Card

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
on Chase's secure site
Why we like this card

This is a great card for small businesses, given that this card has no annual fee yet still accrues 5x points in several categories.

Read our Review

Current Offer

  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases

Card Details
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.

on Chase's secure site
Earn 75,000 Marriott Bonvoy bonus points

Marriott Bonvoy Brilliant™ American Express® Card

Foreign Transaction Fee: None
Annual Fee: $450
Terms Apply.
on American Express' secure site
Why we like this card

Read our review

Current Offer

  • Earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases within the first 3 months. Plus, earn up to $200 in Statement Credits for eligible purchases at U.S. Restaurants within the first 6 months of Card Membership.
  • Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels.
  • Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at participating Marriott Bonvoy Hotels. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
  • Receive 1 free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
  • No Foreign Transaction Fees.
  • $450 Annual Fee.
  • Terms Apply.
on American Express' secure site
Earn 100,000 Membership Reward® points

The Business Platinum Card® from American Express

Foreign Transaction Fee: None
Annual Fee: $595
Terms Apply.
on American Express' secure site
Why we like this card

While the annual fee is high the card comes with lots of benefits that help negate the annual fee, and this is a great welcome bonus on this card.

Read our Review

Current Offer

  • Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
  • Terms Apply.
on American Express' secure site
Earn 70,000 Membership Rewards® points

American Express® Business Gold Card

Foreign Transaction Fee: None
Annual Fee: $295
Terms Apply.
on American Express' secure site
Why we like this card

Earning 4X Membership Rewards® for small business expenses is an awesome return, and we especially like that it automatically applies to the categories you use most in a billing cycle, rather than having to choose just one or two each year.

Read our Review

Current Offer

  • Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • PAY OVER TIME OPTION: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
  • *Terms Apply
on American Express' secure site
Earn 20,000 Membership Rewards® points

Amex EveryDay® Preferred Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $95
The card details for the Amex EveryDay Preferred have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 20,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
3x points at US Supermarkets on up to $6,000 per year in purchases; 2x points at US gas stations; 1x points on other purchases. Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits.

Earn 75,000 bonus Marriott Bonvoy points

Marriott Bonvoy Business™ American Express® Card

Foreign Transaction Fee: None
Annual Fee: $125
Terms Apply.
on American Express' secure site
Why we like this card

This card is worth keeping for Anniversary free night certificate, plus the 15 nights towards elite status annually. And the 6x points per dollar for Marriott stays certainly doesn't hurt!

Read our Review

Current Offer

  • Welcome Offer: Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card Membership. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.
on American Express' secure site
Earn up to 100,000 bonus Avios

Iberia Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
  • Earn 5 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • Save 10% on Iberia flights purchased on iberia.com/Chase10.
  • Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Earn up to 100,000 bonus Avios

Aer Lingus Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.
  • Earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive a Commercial Companion Ticket good for 12 months.
  • You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Limited Time Offer! Earn 50,000 Bonus Points

Marriott Bonvoy Bold™ Credit Card

Foreign Transaction Fee: $0
Annual Fee: $0
on Chase's secure site
Why we like this card

As no-fee Marriott co-brand card, with no foreign transactions, this card is a nice alternative if you want to keep your Marriott points alive without having to worry about annual fees. The 15 Elite Night Credits each calendar year qualifies you for Silver Elite status, and helps you achieve a higher level of status with Marriott.

Read our Review

Current Offer

  • Limited Time Offer! Earn 50,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold™ Credit Card from Chase®!
  • Earn up to 14X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
  • 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X point for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
on Chase's secure site
Earn 50,000 bonus Avios

British Airways Visa Signature® Card

Foreign Transaction Fee: $0
Annual Fee: $95
on Chase's secure site
Why we like this card

Read our Review

Current Offer

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
  • Plus earn a Travel Together Ticket after you spend $20,000 total on purchases within your first year of account opening.
  • Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It's fast, easy and secure!
on Chase's secure site
Earn 10,000 Membership Rewards® points

Amex EveryDay® Credit Card

Foreign Transaction Fee: 2.7%
Annual Fee: $0
The card details for the Amex EveryDay Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

If you make frequent transactions in a month the Amex EveryDay cards are a great option. In addition to accruing points in bonus categories, these cards offer an additional incentive based on how many times the card is used in a month. This can be quite lucrative, especially as these cards accrue Membership Rewards points. Membership Rewards points can be transferred to airline partners for the best value, or used to pay for all or part of your flight, prepaid hotel, vacation or cruise through amextravel.com.

Current Offer
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

Card Details
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.

Earn 25,000 Membership Rewards points

Business Green Rewards Card

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 for the first year, then $95
The card details for the Business Green Rewards Card have been collected independently by OMAAT and have not been reviewed or provided by the card issuer.
Why we like this card

Read our Review

Current Offer
Earn 25,000 Membership Rewards you they spend $3,000 on qualifying purchases on your new Card within the first 3 months of Card Membership.

Card Details
2 Membership Rewards for each dollar you spend on eligible purchases at amextravel.com.

British Airways Frequent Flyer Program Benefits

Those who fly British Airways regularly will find themselves rewarded with some additional perks! British Airways Executive Club offers elite benefits such as:

  1. Lounge access when flying partner airlines — BA Silvers and Golds are able to access partner lounges even when flying on domestic flights. Silvers get access to Admirals Clubs while Golds can access Admirals Clubs and Flagship Lounge (if available).
  2. First class ground services — BA Golds can utilize First Class services (check-in and lounges) which is unique as Star Alliance and SkyTeam do not offer this to those with an equivalent status. Golds also get expanded award space availability on British Air-operated flights.
  3. Expanded award space for top tier elites — For those who can qualify for Gold Guest List, one of the most unique benefits are the Gold Guest List Redemptions (aka “Jokers”). You can use one “Joker” to book up to five seats in any cabin/flight (round-trip) but there needs to be availability in certain fare classes. This can be great when you’re looking to use your Avios on routes that don’t have great availability (such as London-Singapore-Sydney).

While you don’t have to fly British Airways to earn and redeem Avios, there are still added perks for general members which are unique to BA, like:

  1. Household accounts — BA makes it easy to combine Avios from several accounts
  2. Free and easy transfers to another frequent flyer program — You can transfer BA and IB Avios back and forth as long as you meet a few requirements. This gives you more flexibility when it comes time to redeeming your Avios.
  3. Distance-based award chart — This makes it a great program for those who live near hub airports for oneworld or partner airlines. Last minute flights on Alaska Airlines or American Airlines domestically within the US can be a great value. For short routes where last minute tickets can be expensive, you can redeem as few as 7,500 Avios. You can get incredible value from you Avios that way.
  4. No close-in booking fees — BA doesn’t assess a close-in booking fee, so for those redeeming on domestic American and Alaska flights you’ll pay just the taxes!
  5. Premium cabins at low rates — It’s a great deal to fly around Asia in business or first class. Cathay Pacific and Japan Airlines are both partners of British Airways. A business class flight from Hong Kong to Bangkok with Cathay Pacific in business class is just 16,500 Avios. Domestic flights within Japan start at just 6,000 Avios. There’s lots of opportunities here, as award space is generally quite good and the taxes are low.
  6. Upgrades on paid tickets — Premium economy tickets from the East Coast of the US to Europe can be upgraded to business for as little as 32,000 Avios. As British Airways often has attractive fares in premium economy, this can also yield tremendous value. You’ll also earn miles on these upgraded tickets, as you’re still traveling on a paid ticket!
  7. Travel Together Ticket — If you spend $30,000 on the British Airways Visa Signature® Card in a calendar year you earn a British Airways companion certificate, whereby you only have to pay the taxes, fees, and fuel surcharges for the second passenger on a British Airways award ticket.

British Airways Avios are so easy to come by are because of the number of transfer partners they have. Generally speaking the best credit card for earning British Airways Avios is one of the American Express Membership Rewards Cards (given the category bonuses and frequent transfer bonuses) and directly through the British Airways Visa Signature® Card if you want to actually fly on British Airways (for the companion certificate).

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