Amex Platinum Card Benefits: 5x Points On Airfare & Hotels

Filed Under: American Express, Credit Cards
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Amex Platinum Card Benefits: Adding Authorized Users
Amex Platinum Card Benefits: $200 Annual Airline Fee Credit
Amex Platinum Card Benefits: $200 Annual Uber Credit
Amex Platinum Card Benefits: Free Hotel Status
Amex Platinum Card Benefits: Airport Lounge Access
Amex Platinum Card Benefits: 5x Points On Airfare & Hotels
Amex Platinum Card Benefits: Global Entry Or TSA Pre-Check Credit
Amex Platinum Card Benefits: Free Rental Car Status
Amex Platinum Card Benefits: Fine Hotels & Resorts

In this post, I wanted to talk about the 5x points on airfare and hotel bookings offered by The Platinum Card® from American Express. Up until recently, I kept this card primarily for the benefits, since it didn’t have any useful bonus categories. However, thanks to the 5x points on airfare, this is the card that has been earning me among the most points, so I’m thrilled about that.

How does the 5x points category on the Amex Platinum Card work?

The Amex Platinum Card offers:

  • 5x points on airfare purchased directly with airlines; this benefit has been around since October 2016
  • 5x points on prepaid hotels booked through; this benefit was added in March 2017

How does the 5x points on airfare with the Amex Platinum Card work?

When you use your Amex Platinum Card to purchase airfare, you’ll automatically be awarded 5x points. This bonus category should apply to just about any purchase made directly with an airline. There’s no limit to how many points you can earn with this bonus category.


Many people like to book travel through online travel agencies (Orbitz, Expedia, etc.). Technically you have to book directly through the airline to get 5x points, though often when you make bookings through OTAs, the reservation is still processed directly by the airline. So you may still earn 5x points on these bookings, though it’s not a risk worth taking, in my opinion.


How does the 5x points on hotels with the Amex Platinum Card work?

While the 5x points on airfare presents huge new opportunities, the 5x points on hotels isn’t quite as exciting. You only earn 5x points on hotels when booking pre-paid reservations through

Unfortunately, all other kinds of hotel bookings, including those made directly through a hotel, refundable bookings made through, or American Express Fine Hotels & Resorts bookings, aren’t eligible for this benefit.


If you do make a pre-paid reservation through, you typically won’t be eligible for points accrual with your preferred hotel loyalty program.

If you’re looking at booking an independent hotel, you’re likely to get a better return through programs like Rocketmiles, which offer airline miles or other rewards for making hotel bookings through them.


So I don’t see myself ever taking advantage of the 5x points opportunity on the Amex Platinum Card.

Bottom line

Personally, I get a lot of value out of the ability to earn 5x points on airfare with the Amex Platinum Card. Not everyone will get as much value out of that perk, but as someone who spends a fair bit on airfare, I benefit greatly from that. However, do be aware that while you’re earning bonus points, you’re forgoing the travel protection that’s offered by some other cards.

Meanwhile, I don’t see myself using the 5x points hotel bonus, given how narrow that category is. It’s only valid for pre-paid bookings on, and I think you can do better with those bookings elsewhere.

So the Amex Platinum Card is more rewarding for spend than it used to be, but most of my Amex spend still goes on The Amex EveryDay® Preferred Credit Card from American Express.

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.
  1. I agree with the 5x points on airfare being the best thing out there. Combine that with the frequent Amex Offers and you can get very good deals. I was able to use Amex Offers to get $60 off of a $300 ticket with Delta before. Very shortly I’ll be booking a ticket with Air France for about $1200. The Amex Offer with this is 20,000 points if you spend $1000… plus you get points for the ticket price! So that’s 26,000 points back, worth $447 according to Lucky’s value. This is the type of value you can get out of the AMEX Platinum that many people don’t think about when they complain about the changes coming with a price. When you add in the face-value row b Hamilton tickets, the other AMEX Offers, the free booze from Marriott Gold status, etc… this card is still a no-brainer for me.

  2. Purchasing upgrades through airlines (ex. Austrian, LH, UA, AA, DL) those count as airfare purchases?

  3. @Lucky
    I am charged for baggage and travel delay insurance automatically ($9.95 and $14.95, I think) whenever I book a flight with my Amex Plat.
    Although I probably opted-in somewhere to have this done in the past, shouldn’t this be mentioned as a paid option instead of implying that there are no insurance offerings?
    But at $25 per ticket, I don’t know if that’s a great choice for many.

  4. @VX_Flier: I just went and looked and found the service you’re talking about. They aren’t accepting new enrollments right now. I would be interested for some of my bigger trips.

  5. It’s interesting to see all the differences between the US and the UK (and other countries probably)… You should have an article about that one day!

    From what I can see (although some of it might be a bit off, I haven’t checked all of them in a while)
    – We’ve always paid 450GBP, which is currently equivalent to roughly 560USD, but was historically much more (it was close to 650 USD equivalent when I started)
    – We DO get travel insurance (including on hire cars) with Amex Plat, Prioriy Pass with 1 guest, and hotel status (it included Accor Hotels Platinum which is massive in Europe, but that’s going at the end of this year I believe, now that they’ve added Hilton Gold)
    – We DON’T get Uber credits, airline credits or 5x points on Airfare or any other bonus categories
    – The first additional authorised user is free, but then EACH is 175GBP p.a.
    – We get 1 MR point for each GBP, which is a rip-off compared to 1 MR per USD (but that might change with Brexit ;-)…

  6. Yesterday, I booked a prepaid hotel thru AMEX Travel. Today, I checked my AMEX account (Pending charges), there is $2.00 Amex Travel fee. Is this something I missed from reading T&C or temporary charges from AMEX?

  7. What Alex said… Same here as a Dutch resident. The Platinum card is a lot more expensive (700 euro’s) while getting barely any of the benefits. Meanwhile while only getting 1MR / EUR, redeeming them probably requires the same amount of MR’s as it does for Americans :/

  8. Interesting to note that those offer are not extended to Canada. We don’t have the same mix of perks.

  9. @Alex H

    “Purchasing upgrades through airlines (ex. Austrian, LH, UA, AA, DL) those count as airfare purchases?”

    At least with UA it does. I did a flight a few months ago to Singapore and upgraded my seat to premium economy (still hurts doing a 16+ hour flight even with 4-5 extra inches of leg room!).

  10. Amex is dying, its rare to find places outside the US that even accept Amex cards. I consider it a luxury for some to have the card just for the benefits granted in the US. Visa & Mastercard all the way!

  11. Another. Clickbate post using the words American Express Platinum. Yest offers not. Substance to the. Reading. Same information has been published 100x in the last few weeks.
    Mentioned the additional fee 450 550 amd said a user can benefit but doesn’t explain how. Uber was a horrible choice. Forcing people to use $15 over a year to. Reach your $200 credit was just horrible. No benefits

  12. I booked my flight reservation via using Amex Platinum card. I didn’t receive my 5x points. My statement ended as well.
    Upon calling the agent mentioned if it booked through only
    Clarify if I am right or wrong?

  13. Would purchasing points from an airline (as opposed to purchasing a flight) qualify for the 5x?

  14. Did anyone try a Qantas ticket booking through Priceline with Amex Plt?
    Did you get the 5x points and furthermore does the charge trigger the Amex offer (like the current 700-150 ?)

    Found a $500 QF ticket on Priceline which shows >$1000 if booking on Qantas directly. 🙁


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