Basics of the new United Gateway Card
United Gateway Card 20,000 Mile Bonus
The United Gateway Card is offering 20,000 bonus MileagePlus miles after spending $1,000 within three months.
I value MileagePlus miles at 1.4 cents each, so to me that’s worth around $280.
Eligibility for the Gateway Card sign-up bonus is unrelated to any other Chase or United credit card bonuses, so you are eligible even if you have other co-branded United cards. The usual Chase application rules apply, including the 5/24 rule.
Earn 10K MileagePlus bonus miles with the United Gateway Card
United Gateway Card no annual fee
As noted above, the United Gateway Card has no annual fee. This applies both to the primary cardmember and any additional cardmembers.
United Gateway card earns 1-3x MileagePlus miles
The United Gateway Card has some solid bonus categories for a no annual fee card. The card offers:
- 3x MileagePlus miles on grocery store purchases of up to $1,500 per month through September 30, 2021
- 2x MileagePlus miles on United purchases
- 2x MileagePlus miles on gas station purchases
- 2x MileagePlus miles on local transit and commuting, including rideshare services, taxis, train tickets, tolls, and mass transit
- These bonus categories are valid outside the US as well, and the United Gateway Card has no foreign transaction fees
United Gateway Card perks
As you’d expect, the perks on the United Gateway Card aren’t as rich as on other United cards, like the United℠ Explorer Card (review), given the lack of an annual fee. The card offers two real United Airlines benefits:
- A 25% savings on inflight United purchases, including purchases of food, beverages, and Wi-Fi
- Expanded award availability for United, which could come in handy when redeeming MileagePlus miles
Save on inflight purchases with the United Gateway Card
How does this compare to other no annual fee airline cards?
- 10,000 AAdvantage miles plus a $50 statement credit upon completing minimum spending
- 2x AAdvantage miles for American Airlines and grocery store purchases
- 25% savings on inflight American Airlines purchases
- The card does have foreign transaction fees
- 10,000 SkyMiles upon completing minimum spending
- 2x SkyMiles for Delta and restaurant purchases
- 20% savings on inflight Delta Air Lines purchases
- The card doesn’t have foreign transaction fees
As you can see, there are pros and cons to each product, though at this point I’d say that the United Gateway Card compares on point in terms of bonus categories on spending, and lack of foreign transaction fees, while it exceeds both the American and Delta options with a bonus double the size.
While I think there’s big value to be had with premium credit cards that have annual fees, I know many people prefer cards with no annual fees. The United Gateway Card is a solid no annual fee airline credit card, and I’d say in the long term it compares on par to the products offered by American and Delta.
The Gateway Card has decent spending categories and perks, all while having no annual fee.
What do you make of the new United Gateway Card?