The British Airways Visa Signature® Card is one of the better co-branded airline credit cards out there. It’s a card that I picked up recently myself. While I’ve written a detailed review of this card, in this post I wanted to focus specifically on the reasons you should consider getting this card.
Why You Should Get The British Airways Visa Card
The British Airways Visa has a reasonable $95 annual fee, a big welcome bonus of up to 100K Avios, and best of all, it has benefits that make the card worth holding onto long term.
Here are eight reasons you should consider picking up this card:
50,000 Avios With Minimum Spending
While the British Airways Visa offers a bonus of up to 100,000 Avios, let’s look at it in two parts, because everyone has different spending abilities.
On the most basic level, the card offers a bonus of 50,000 Avios after spending $3,000 within three months. That’s $1,000 of spending per month, which is a reasonable threshold for most people to achieve.
Redeem your Avios for travel in Qatar Airways Qsuites
Additional 50,000 Avios With Spending
In addition to the initial 50,000 Avios you can earn with spending, the card offers an additional 50,000 Avios after spending a total of $20,000 within the first year of account opening.
While that’s a significant spending requirement, it’s also a really good rate of return for those who can swing it. For the incremental $17,000 of spending (above the initial $3,000) you’d earn a total of 67,000 Avios (50,000 bonus Avios, plus the standard 17,000 Avios at the rate of one Avios per dollar spent). That’s nearly four Avios per dollar spent.
Award Surcharge Rebate
While British Airways is known for having good award availability, unfortunately, they have hefty surcharges when redeeming Avios for flights on most British Airways flights. That’s where having this card comes in handy, and the annual fee can be covered over and over.
This card offers up to $600 per year in statement credits on reward flights. You can get up to three credits per year as follows:
- Earn a $100 statement credit for an economy or premium economy booking
- Earn a $200 statement credit for a business class or first class booking
This only applies to British Airways awards originating in the US. So if you do redeem Avios on British Airways often, this could be really valuable.
Save on British Airways award tickets with the BA Visa
Earn A Companion Ticket
If you spend $30,000 on the card in a calendar year, you can earn a companion certificate, allowing a companion to travel with you while just paying the taxes, fees, and carrier-imposed surcharges.
This can be well worth it, particularly the first year, if you’re going to spend $20,000 on the card anyway to unlock the full bonus. In that case, we’re only talking about an incremental $10,000 of spend.
Use a companion ticket for a Club Suites redemption
Pool Avios For Great Oneworld Redemptions
One of the challenges that many people have with a credit card strategy is that they earn rewards in too many programs, and then don’t actually have enough in any one program to redeem.
There are so many great ways to redeem Avios, whether you’re looking to travel on British Airways, or on one of their partners with lower surcharges.
Redeem your Avios for travel in Aer Lingus A321LR business class
A 10% Discount On Revenue Flights
As you can see above, you can save on award flights with British Airways by having this card. But you can also save on revenue flights.
The card offers a 10% discount on British Airways flights originating in the US. Technically this is limited time and valid for bookings through March 31, 2020. However, it has been extended in the past, and I wouldn’t be surprised if it’s extended again.
Save on British Airways fares with the BA Visa
Car Rental Coverage
The British Airways Visa offers primary car rental coverage outside the US, while it offers secondary car rental coverage in the US. This applies to damage up to the cost of most rental car vehicles. Make sure you read the full cardmember agreement for details.
Access To Chase Offers
Chase Offers has been getting more and more useful lately. With this, you can save money for purchases with select retailers by enrolling your card and then making an eligible purchase. This new feature is available on most Chase cards, though all cards have different offers.
So the more cards you have, the better the odds of getting good deals.
Tip: Get The Virgin Atlantic Mastercard As Well
The British Airways Visa is only one of two compelling US credit cards from a British airline. The Virgin Atlantic World Elite Mastercard® is a fantastic card a well, with a great welcome bonus of up to 80K points, and benefits that can make it worth holding onto. There are lots of reasons to get the card.
If you’re only considering one of these cards, you can read a comparison of the two cards here.
Fly Virgin Atlantic’s A350 Upper Class
The British Airways Visa has an excellent bonus of up to 100K Avios, and with the new benefits that were recently added, this card is more worthwhile than ever before, in my opinion. I just picked up the card myself, and I’d recommend others consider getting it as well.