8 Reasons To Get The New Amex Green Card

Filed Under: American Express, Credit Cards
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Every so often we see a card introduced that is really compelling, and which becomes wildly popular. For example, we saw that back in 2016 when the Chase Sapphire Reserve® Card was introduced.

Well, we recently saw the reintroduction of the American Express® Green Card, and I think this is one of those cards. To me it’s easily one of the five most lucrative cards we’ve seen introduced (or refreshed) in the past few years.

Why You Should Get The Amex Green Card

American Express Membership Rewards points are one of my favorite points currencies, and there are already quite a few good cards for earning Membership Rewards points. The $150 annual fee (Rates & Fees) Amex Green Card might just be the all-around best personal card for earning Amex points, though (previously I would have said it’s the American Express® Gold Card — you can read a comparison of the two cards here).

While I’ve written a detailed review of the Amex Green Card (which you can check out for more details), in this post I wanted to share eight reasons you should consider picking up this card, if you haven’t done so already:

3x Points On Dining

The Amex Green Card offers 3x points on dining at restaurants globally. I value Amex points at 1.7 cents each, so to me, that’s like a 5.1% return in that category.

This doesn’t just include sit-down restaurants, but typically also includes fast food establishments, cafes, etc. This makes it one of the best credit cards for dining.

Earn 3x points on dining

3x Points On Travel & Transit

This is a huge category. The Amex Green Card offers 3x points on all travel and transit purchases, ranging from airfare to hotels to car rentals to Ubers to trains to package holidays.

This is the single most well rounded Amex card for travel purchases.

Earn 3x points on hotel stays

No Authorized User Fee

I think this point is really underrated. The Amex Green Card doesn’t have authorized user fees, so you can add an authorized user to the card without paying extra (beyond the regular annual fee).

This is significant because it means that not just you can earn 3x points on dining, travel, and transit, but spending from family members who are authorized users will earn points that are credited to you as well.

For example, the Chase Sapphire Reserve also offers 3x points on dining and travel, but the card has a $75 authorized user fee.

No Foreign Transaction Fees

The Amex Green Card has no foreign transaction fees. Before the refresh, the card had a 2.7% foreign transaction fee. Not only is it great that you can earn 3x points on dining, travel, and transit globally, but you can make those purchases around the world without paying foreign transaction fees.

Use this card globally with no foreign transaction fees

Benefit Of Charge Card

The Amex Green Card is a hybrid charge card and credit card. That’s a bit confusing, but the important reason I mention this is because applying for the Amex Green Card won’t count towards the typical Amex five card limit.

Generally, Amex will only let you have five of their credit cards, so if you’re like me and are at that limit, you’re still eligible to get this card, because it qualifies as a charge card when it comes to getting approved. That’s awesome.

$100 Annual CLEAR Credit

While many people have TSA Pre-Check, CLEAR is a separate program that can add a lot of value. By being a CLEAR member you can bypass the ID check at the TSA lines, and be brought right into the actual queue for the security checkpoint.

The Amex Green Card offers a $100 annual CLEAR credit. As long as you’re a member of Delta SkyMiles or United MileagePlus (which everyone should be — no status is required), CLEAR costs just $119 per year. So with the $100 credit, you’d be paying $19 out of pocket per year for CLEAR.

Save on a CLEAR membership with this credit

$100 Annual LoungeBuddy Credit

While it’s not a Priority Pass membership, having the Amex Green Card gives you a $100 annual LoungeBuddy credit, which you can use to buy access to lounges. This will easily get you a couple of lounge visits per year.

Buy access to the Plaza Premium First Lounge Hong Kong with this credit

Access To Amex Offers

One of the reasons to hold onto Amex cards long term is because of the amazing value of Amex Offers. With this program, you can receive statement credits or earn bonus points with all kinds of retailers.

The more Amex cards you have, the more offers you’ll potentially be eligible for. In many cases, Amex Offers alone more than justifies the annual fees on some of my cards.

Bottom Line

The Amex Green Card is my new favorite personal card from Amex, thanks to the 3x points on dining, travel, and transit, along with the reasonable annual fee and $200 in annual credits.

While I’m not sure I’d get face value out of the LoungeBuddy credits, I would get face value out of the CLEAR credits, given that I pay $119 per year for my membership, and this will knock $100 off of that.

If you value Amex points and are looking for a great new card, you absolutely should apply for the Amex Green Card!

The following links will direct you to the rates and fees for mentioned American Express Cards. These include: American Express® Green Card (Rates & Fees).

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Comments
  1. I already have the Gold and Platinum from Amex. This card could be nice for a broader travel/transit category, but I’m already earning more in the categories I use the most on the Gold/Plat. I pay $79/year for CLEAR, so the annual fee would effectively be $71 (assuming that I really wouldn’t use lounge buddy).

    I currently prefer to use my Sapphire Reserve for the miscellaneous travel/transit. With the annual fee being effectively $150 due to the $300 travel reimbursement, I’m okay with the extra AF due to a slightly better Priority Pass compared to the Platinum. I also like having a little diversity in points ecosystems.

    Now, if you weren’t already in one of the ecosystems, I could see this is a good entry. It just doesn’t happen to help my current spending habits or desired perks.

  2. One (very minor) bone to pick with statements like “5.1% return on dining”:

    This assumes that the individual would have been paying cash or with a non-earning debit card. I always think a fairer statement would be to compare against what a comparable free or accessible rewards credit card would pay. Just my 2c!

  3. OMG It’s enough already with the green card. It’s OK, Gold or even Everyday Preferred are better for a broader audience. Clear and Lounge Buddy just don’t have the same appeal as Global Entry and/or Priority Pass for a huge number of people. Not to mention that it lacks diversity in its point offerings without needing another Amex. My 2 cents.

  4. @Paul, any user can use the CLEAR or Lounge buddy credits, but the $100 credit is per account, not per user.

  5. Is the LoungeBuddy credit an annual “Jan 1 through Dec. 31” perk?

    I just got the card, so that would give me a couple of months to take it for a “test drive.”

    Disappointed to see NO lounges at LAX or AUS, but it looks they have a number of lounges at BKK, and I will be flying through there later this month.

    I have already used my CLEAR and Away credits, so this would further put a dent in the annual fee.

  6. Been a member with various colors for decades but no bonus if you currently hold a Green.

    As it’s coming toward Christmas spend I may up to a Gold for the bonus. Which, I think, is 40,000 for $2,000 over 3 months. Worth the extra $100 for me as I’d keep the Amex anyway.

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