Combining The Hilton Amex With Honors Points Pooling

Filed Under: American Express, Credit Cards
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The Hilton Honors American Express Surpass® Card has a very reasonable annual fee ($95 (Rates & Fees)), and offers Honors Gold status for as long as you have the card, which I’d consider to be one of the most useful mid-tier hotel statuses. If you want to earn top tier Diamond status through credit card spend, you can do so by putting $40,000 of spend on the card in a year.

Anyway, as I’ve explained, there’s quite a bit of value you can get out of 100,000 Hilton Honors points. Hilton’s program is pretty close to being revenue based nowadays (except at super high end properties, where you can get outsized value), and 100,000 points will get you roughly $500 towards the cost of a hotel stay.

Some might say “well 100,000 points doesn’t seem like that much, is it worth collecting these points if I don’t have any Hilton points yet? Especially in the context of this welcome bonus I think it’s worth posting a reminder that Hilton recently introduced points pooling. With this feature, you can pool points with up to 11 other Hilton Honors members. There’s no cost to do so, and you can transfer anywhere between 1,000 and 500,000 points into an account per calendar year.


What are the benefits of this? There are two potential areas where this could be especially beneficial:

  • If one person has higher status than the other, this will allow you to easily pool points and get the status benefits for the higher status account
  • Hilton offers elite members a fifth night free on award redemptions, so this will help you get more points in a single account, which is useful if you’re trying to redeem for five nights at a nice hotel

To give an extreme example, say you and your spouse/friend each applied for the Hilton Honors American Express Surpass® Card and the Hilton Honors American Express Card ($0 annual fee (Rates & Fees)). After reaching the minimum spend you’d be on your way to having enough pooled points for five nights at a property like the Conrad Maldives.

For example, using the fifth night free benefit, five nights at Hilton’s top hotels would cost a total of 380,000 Honors points, or an average of 76,000 points per night.


That’s compared to a paid rate of over $5,000 for those dates.


Bottom line

Hilton’s new “no strings attached” points pooling program is pretty awesome, as it allows friends and family members to pool their points so that they can redeem for a fifth night free redemption, etc.

Have you taken advantage of Hilton’s new points pooling feature yet?

The following links will direct you to the rates and fees for mentioned American Express Cards. These include: Hilton Honors American Express Card (Rates & Fees), and Hilton Honors American Express Surpass® Card (Rates & Fees).

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  1. @Ben, I have had the no fee card for a couple years and want to get the Surpass. Clicking on your link or going straight through Amex’s site only gives me the option of upgrading the card and it doesn’t appear to get the sign up bonus. Do I have to cancel the no fee card first?

  2. I think there’s a mistake/clarification here. I tried applying for the no fee card two days ago but was denied. I called the reconsideration line and the rep explained that I can’t have both Hilton cards open at the same time. So you could’ve received the bonus on both cards but you’d have to cancel the first before applying for the second…it seems.

  3. @Jason — What you just stated has always been my understanding. If one already has the no-fee card, an application for the Surpass will be treated as an application for an upgrade because one cannot carry both the no-fee and Surpass cards at the same time. Way back when I applied for the Surpass while already holding the no-fee card, I did not just get upgraded to the Surpass. I was also awarded 50K MR points, the signup bonus at the time, with no minimum spend requirement. Everything in the new Surpass account but the card name remained exactly the same as it was for the no-fee card, which simply vanished from my AMEX account.

    If there are people who have been approved for both cards, then they might have submitted two applications at the same time, creating a “blind spot”, or there was a glitch in the system that did not flag them as already having the NF card…

  4. I got the Surpass card a couple years ago (still have it) and then just applied and was approved for the no fee card, including the sign up bonus.

  5. I signed up for this and spent over $5000 within the time frame which is well over the required spending. I called at the end of May 2017 asking bout my points. A Manger finally called me back on august 31st and said again it would be 4-6 weeks. Tomorrow is the end of 6 weeks still no points. American Express and Hilton has forced me to make a career out of asking what they promised to deliver. Sounds like a great offer until they do not give it to you. Always having computer problems “with the demand of the offer” so no matter what kind of deal you think you are receiving, be prepared to scratch and claw your way to get the benefits of this offer.

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