The World of Hyatt Credit Card: What You Need To Know

Filed Under: Chase, Credit Cards
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When Chase launched a new version of The World of Hyatt Credit Card in June 2018, I was skeptical that it would be much of an improvement. In fact, I somewhat expected them to take away some benefit that most of us really enjoyed.

We’d already seen Chase and IHG remove the unrestricted annual free night certificate when they relaunched the IHG card as two new cards. Even the IHG® Rewards Club Premier Credit Card, which has a higher annual fee than the old version — $89 vs. $49, didn’t have the unrestricted free night.

Now, the new World Of Hyatt Credit Card also saw an annual fee increase from $75 to $95 but I can honestly say that I think the card is better now.

So, let’s take a look at what the card has to offer and whether it’s right for you.

Useful bonus categories

When it comes to earning points for Hyatt stays, I often find that using Ultimate Rewards cards is the best way to go. However, the Chase Hyatt Card has a couple of bonus categories that might make me reconsider some purchases:

  • 4X at Hyatt hotels and resorts
  • 2X at restaurants
  • 2X on airline tickets purchased directly from airlines
  • 2X on fitness club and gym memberships
  • 2X on local transit and commuting — including rideshare services such as Lyft and Uber

For paid stays at Hyatt properties, I think you’ll find it’s tough to beat 4X with the Hyatt Card. Even 3X with the Chase Sapphire Reserve® doesn’t quite match it if you want to earn points for future Hyatt award stays.

The fitness club and gym membership bonus category was a creative choice and one I appreciate. My go-to card has been the Chase Freedom Unlimited® so I could earn 1.5X Ultimate Rewards. While this would only be a little bump, it might make me reconsider since I often book Hyatt awards.

Annual free night certificate(s)

The annual free night certificate that can be used at a Category 1-4 property might be my favorite benefit that comes with the Hyatt Card. While this came with the old version of the card, I think the addition of an option to earn a second certificate is a great perk.

If you spend $15,000 on the Hyatt Card during a cardmember year, you’ll earn a second certificate that can also be used at Category 1-4 properties. When you pair these together — and, perhaps, an additional night or two booked with points, you can really put together a nice trip.

While the certificates are restricted to Category 1-4, you can still book some great hotels. I loved my stay at the Grand Hyatt Melbourne. To this day, it has my favorite club lounge at any Grand Hyatt — please share your favorite, I’m always looking for fun experiences.

Complimentary Discoverist status

While Discoverist elite status with Hyatt won’t get you any crazy perks, it’s a complimentary benefit just for being a cardholder. While it might not be rockstar status, you might as well take the benefits it offers.

Some of these perks include:

  • Premium internet
  • Daily bottle of water
  • 2pm checkout when available
  • Upgrade to a preferred room when available

As I said, it’s not much but late checkout can be great if you have a later flight or a late night and just want to sleep a bit longer.

Spend your way to Explorist or Globalist status

In addition to complimentary Discoverist status, you have the opportunity to spend your way to Explorist or Globalist status. Ben has already crunched the numbers on the spend that would be required to earn Globalist purely from spend on the card so I won’t rehash that here.

However, I do want to touch on the basics.

As a cardholder, you start with 5 elite qualifying nights. To earn Explorist, you’d need another 25 night credits and, if you want Globalist, you’d need another 55 night credits. If you’re already a Globalist member, you’d only need 50 night credits to requalify.

With the Hyatt Card, you can receive 2 qualifying night credits for every $5,000 you spend on the card. While this is likely too steep to earn on spend alone, it can be a great way to boost your status if you’re on the cusp of either Explorist or Globalist.

Other options to earn Hyatt points

While the Hyatt Card could be a great option to earn more Hyatt points, don’t look past the Ultimate Rewards cards. These cards have a bunch of lucrative bonus categories that make earning points just that little bit easier.

Earn Hyatt points

While you’ll have to transfer points to Hyatt, these transfers are pretty much instant so you won’t have to worry about a delay when you’re ready to book.

Make sure you check out my piece on the best cards to use to earn Hyatt points based on bonus categories for a complete breakdown of your options.

Should you get The World of Hyatt Credit Card?

The Chase 5/24 rule makes this a somewhat easy question since the Hyatt Card is not restricted by the rule. While you can’t get Ultimate Rewards cards once you’ve hit 5/24 — opened 5 cards within 24 months, you can still get the Hyatt card at this time.

So, if you’ve hit 5/24, I think it’s a very useful card to have in your wallet. If you’re under 5/24, you probably want to wait for now and focus on earning Ultimate Rewards points.

Bottom line

The World of Hyatt Credit Card really is a solid co-branded hotel card. It comes with a status bump — and a way to bump it up even further, useful bonus categories and a free night certificate with an option for a second.

Combine that with a competitive award chart and I wouldn’t hesitate to make this a staple in my card lineup.

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  1. Thanks, nice post!
    How does the elite night credit work over year end.

    In other words, if you spend $2k in December and $3k in January, do you get two nights credit or does it reset on 1/1 and you need $5k after 1/2?

  2. “…To earn Explorist, you’d need another 30 night credits”. Did you mean ANOTHER 25 night credits(on top of automatic 5 for having card)?

  3. @Bob : “Grand Hyatt Hong Kong… one of the best hotels, staff, & club lounges in the hyatt portfolio..IMHO!!” ….

    which is also one of the most bland hotels in a city that’s well dotted with Mandarin Orientals, Peninsular, Four Seasons, Ritz Carlton, Conrad, JW Marriott, W, 2 Shangri La’s, Langham, and very soon, a St Regis, etc etc ….. and that’s only a partial list.

    Until Hyatt is willing to install a proper Park Hyatt or at least an Andaz in Hong Kong, they’ll always be second-fiddle in that town.

  4. If I get the card now wouldn’t the 5 nights I’m getting be useless as it resets December 31? Or will I receive 5 nights now and 5 nights around January?

  5. I got the card in August but my five nights haven’t posted yet…anyone else have that issue or know how long they take to post?

  6. @Bob @Henry LAX I would agree with Bob and disagree with Henry LAX. I have stayed at most of the hotels you mentioned and the service at the Grand Hyatt HK is by far the best. The lounge is fantastic. There are snacks available all day (not just cookies) and a nice selection of wine. If you are working, it makes life very easy. There are also some great restaurants in the hotel (granted there are at other hotels like the Four Seasons and Shangri La), but it is the service that keeps me coming back. The Grand Hyatt in Tokyo is also very good – in some ways I prefer it to the Park Hyatt in Tokyo, as it is better located.

    Overall I am very pleased with the changes to the World of Hyatt cc. I stay at a lot of Hyatts on business, but it is using the points for stays at hotels I wouldn’t pay for like the Hyatt Regency Hakone that make it worthwhile.

  7. 1. If I have old card now, can I apply new card get 40k sign up bonus points?
    2. If yes to question1, do I get 2 free anniversary night (cat 1-4) every year for have 2 cards?

  8. @Brian, the signup bonus is only available if you do not have the old card. I was able to cancel the old card and sign up for the new card the next day and have received the signup bonus, but after I did so, I have read people, including Ben, recommend waiting at least a month to sign up for the new card after cancelling the old card.

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