14 Hotel Credit Cards Offering Free Nights

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I think hotel credit cards are among the most underrated out there. Understandably a lot of people get cards like the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® Card to maximize their spend, and that’s a great idea. These cards offer valuable bonus categories, no foreign transaction fees, great travel coverage, and more.

But I think supplementing one of those cards with a hotel credit card can make a lot of sense. That’s because hotel credit cards largely offer some incredible perks that more than justify the annual fee, including free hotel status and even some free night certificates.

We’ve seen a lot of changes in the hotel credit card landscape lately, and in this post I wanted to provide a rundown of all the credit cards offering hotel free night certificates. I’ll indicate under what circumstances you earn these certificates, and what the card annual fees are. In some cases these cards aren’t open to new cardmembers anymore, in which case I’ll indicate that.

Note that when I refer to an anniversary free night certificate, that means you earn your first certificate on your account’s first anniversary, and you don’t earn one when you open the card (since that’s not an anniversary). In some cases cards will offer a free night certificate on a promotional basis when applying for a card, but I won’t include that here.

So here are all the credit cards offering free night certificates, organized by loyalty program:

Hilton Honors

Hilton Honors Ascend Card from American Express 

Annual fee: $95
Free night certificate: This card offers a weekend night reward after you spend $15,000 on purchases on your card in a calendar year; this covers properties retailing for up to 95,000 points per night, and you can find a list of excluded properties here

Hilton Honors American Express Business Card

Annual fee: $95
Free night certificate: This card offers a weekend night reward after you spend $15,000 on purchases on your card in a calendar year, plus a second weekend night reward after you spend $60,000 on purchases on your card in a calendar year; this covers properties retailing for up to 95,000 points per night, and you can find a list of excluded properties here

Hilton Honors American Express Aspire Card

Annual fee: $450
Free night certificate: This card offers a free weekend night reward shortly after you get the card, and an anniversary free weekend night reward every year upon your account renewal with no spend requirement, plus an additional weekend night reward after you spend $60,000 on purchases on your card in a calendar year; this covers properties retailing for up to 95,000 points per night, and you can find a list of excluded properties here


Redeem your weekend night reward at the new Waldorf Astoria Beverly Hills

IHG Rewards Club

IHG Rewards Club Credit Card (no longer open to new applicants)

Annual fee: $49
Free night certificate: This card offers an anniversary free night certificate every year, valid at any IHG hotel retailing for up to 40,000 IHG Rewards Club points per night; this covers over 4,900 of IHG’s 5,300+ hotels, and you can find a list of excluded properties here

IHG® Rewards Club Premier Credit Card

Annual fee: $89
Free night certificate: This card offers an anniversary free night certificate every year, valid at any IHG hotel retailing for up to 40,000 IHG Rewards Club points per night; this covers over 4,900 of IHG’s 5,300+ hotels, and you can find a list of excluded properties here


Redeem your anniversary free night certificate at the InterContinental Bangkok

Marriott Rewards/Starwood Preferred Guest

Starwood Preferred Guest® Credit Card from American Express

Annual fee: $95, waived the first year
Free night certificate: As of August 1, 2018, this card offers an anniversary free night certificate every year, valid at any hotel retailing for up to 35,000 Marriott points per night; this will cover about 6,300 of Marriott’s 6,500+ hotels, and you can find the cost of each hotel here

Starwood Preferred Guest® Business Credit Card from American Express 

Annual fee: $95, waived the first year
Free night certificate: As of August 1, 2018, this card offers an anniversary free night certificate every year, valid at any hotel retailing for up to 35,000 Marriott points per night; this will cover about 6,300 of Marriott’s 6,500+ hotels, and you can find the cost of each hotel here

Marriott Rewards® Premier Plus Credit Card

Annual fee: $95
Free night certificate: This card offers an anniversary free night certificate every year, valid at any hotel retailing for up to 35,000 Marriott points per night; this will cover about 6,300 of Marriott’s 6,500+ hotels, and you can find the cost of each hotel here

Marriott Rewards® Premier Business Credit Card

Annual fee: $99
Free night certificate: As of August 26, 2018, this card offers an anniversary free night certificate every year, valid at any hotel retailing for up to 35,000 Marriott points per night; this will cover about 6,300 of Marriott’s 6,500+ hotels, and you can find the cost of each hotel here

The Ritz-Carlton Rewards® Credit Card

Annual fee: $450
Free night certificate: As of August 26, 2018, this card offers an anniversary free night certificate every year, valid at any hotel retailing for up to 50,000 Marriott points per night; this will cover a vast majority of Marriott hotels, and you can find the cost of each hotel here

SPG Luxury Card (will be released on August 1, 2018)

Annual fee: $450
Free night certificate: This card offers an anniversary free night certificate every year, valid at any hotel retailing for up to 50,000 Marriott points per night; this will cover a vast majority of Marriott hotels, and you can find the cost of each hotel here


The St. Regis Doha retails for 35,000 points per night

Radisson Rewards

Radisson Rewards Premier Signature Visa Card

Annual fee: $75
Free night certificate: This card offers free night certificates for each $10,000 spent per cardmember year, up to three free certificates per year you’re restricted to redeeming these at Radisson Blu, Radisson, Radisson RED, Park Plaza, Park Inn by Radisson, or Country Inn & Suites by Radisson hotel located in the US


Redeem your free nights at the Radisson Blu Chicago

World of Hyatt

The World of Hyatt Credit Card

Annual fee: $95
Free night certificate: This card offers an anniversary free night certificate every year, valid at a Category 1-4 Hyatt property, plus a second free night certificate when you spend $15,000 on the card in an account anniversary year with similar terms; a majority of Hyatt properties are Category 1-4, and you can find a full listing of hotels by category here

The Hyatt Credit Card (no longer open to new applicants)

Annual fee: $75
Free night certificate: This card offers an anniversary free night certificate every year, valid at a Category 1-4 Hyatt property; a majority of Hyatt properties are Category 1-4, and you can find a full listing of hotels by category here


Redeem your anniversary free night certificate at the Park Hyatt Saigon

Bottom line

There are potentially lots of great benefits to hotel credit cards, including big welcome bonuses, easy opportunities to earn hotel status, generous rewards structures for spend, and more. So there’s more to the above cards than what I list, though I do think it’s useful to post an update of all the hotel credit card free night certificate opportunities available right now, given the changes we’ve seen to cards lately.

The best part is that with the exception of Hyatt’s two credit cards, the other issuers let you have multiple credit cards, meaning you can potentially earn more than one free night certificate per year.

With the exception of the $450 annual fee cards, I think the free night certificates more than justify the annual fees in all of the above cases.

What’s your favorite hotel credit card free night certificate?


Non-Affiliate Product Disclaimer: The information for the Hilton Honors Aspire Card has been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.

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Comments

  1. When will Amex stop taking applications for the current SPG card?

    I’m over 5/24 and would like to get a card for the Marriott system… Not sure if I want to pay a $450 fee for the higher end card over the long run. Is it foolish to apply for the “regular” card now? Will it be possible to apply for the luxury card (to get the intro signing bonus) and to downgrade to the $95 fee card in a year or so?

  2. The Radisson Rewards card offers a free domestic night per $10,000 spend, another at 20k, another at 30k..

  3. Under the “no longer available for new entrants” some still have the Wydham card that gives15,000 points annually (hence a free night).

  4. @ Anthony — Unfortunately we don’t know, they haven’t said. Personally I wouldn’t apply for the regular card right now given that the welcome bonus is awful. I’d wait until August. In addition to seeing the SPG Luxury Card introduced, maybe we’ll see some new offers on the other cards as well, given the new program launch.

  5. On the Radisson card you are also forgetting the annual 40k for the renewal which is enough for a free night at a Category 4 night. The extra benefit imho is that it’s points that get deposited into your account so you don’t have to redeem within a specific timeframe,

  6. You actually get a free weekend night within weeks of when you open the Aspire card, you also get another one on your anniversary.

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