Citi Premier Card: 80K Points With Best-Ever Bonus

Citi Premier Card: 80K Points With Best-Ever Bonus

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The Citi Premier® Card is one of my favorite mid-range credit cards. If you don’t yet have the card and are eligible, you absolutely should apply, given that the card is continuing to offer its best-ever welcome bonus.

Earn 80,000 ThankYou points with the Citi Premier

The $95 annual fee Citi Premier Card is offering a welcome bonus of 80,000 ThankYou points after spending $4,000 within the first three months. This is the best bonus we’ve seen on the card — previously we’ve seen a bonus of 60,000 points, and prior to that, the card offered a bonus of 50,000 points.

Citi ThankYou points can either be redeemed for one cent each towards a variety of travel purchases or gift cards, or can be transferred to Citi ThankYou airline and hotel partners. In other words, 80,000 points can get you at least $800 worth of travel or gift cards, or 80,000 airline miles (for a limited time these points can even be transferred to American AAdvantage).

Citi’s general application rules apply, and on top of that the welcome bonus isn’t available if you’ve:

  • Received a new cardmember bonus on the Citi Rewards+, Citi ThankYou Preferred, Citi Premier, or Citi Prestige, in the past 24 months
  • Closed the Citi Rewards+, Citi ThankYou Preferred, Citi Premier, or Citi Prestige, in the past 24 months

So it’s fine if you have one of those cards, you just can’t have received a bonus or closed one of the above cards in that period. Learn more about Citi’s 24-month rule.

Redeem Citi ThankYou points for premium flights

Why the Citi Premier Card is worth having

Even beyond the initial bonus, the Citi Premier Card is a card that can be worth having for a variety of reasons. Among other things:

Earning Citi ThankYou points can get you great travel experiences

Transfer Citi points to American AAdvantage

The timing of this couldn’t be better, because for a limited time (through November 13, 2021), rewards earned on the Citi Premier Card can be converted into American AAdvantage miles. In other words, the 80,000 ThankYou points you earn as part of the welcome bonus could earn you 80,000 American AAdvantage miles.

This opens up some awesome premium cabin redemptions. 80,000 AAdvantage miles is more than enough miles for a one-way business class ticket from the United States to Africa, Asia, or Europe, on airlines like Cathay Pacific, Japan Airlines, Qatar Airways, etc. Best of all, there are no fuel surcharges on these tickets.

Redeem AAdvantage miles for travel on Qatar Airways

Bottom line

The Citi Premier Card is offering an incredible welcome bonus at the moment, and on top of that the value proposition of the card is great in the long run. The icing on the cake is that Citi ThankYou points can even be converted into American AAdvantage miles for a limited time. If you don’t yet have the Citi Premier Card and are eligible, I’d highly recommend applying with this offer.

Anyone plan on picking up the Citi Premier Card with this awesome bonus?

Conversations (25)
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  1. mike Guest

    new to citi rules... one can't get the bonus if one received a bonus for any of the listed card AND one can't get a bonus if one has closed any of the listed card, so does that mean it is really a +/- 3 year rule because if you close the card after year 1, you need to wait two more years to get a bonus on any of those cards. Am i reading it correctly?

  2. Gary Hohenstein Guest

    it offers 3x ThankYou points on airfare, dining, gas, groceries, and hotels

    What about foreign transaction fees and overseas purchases? I'm out of the country 6 months a year. Having to pay 3% transaction fees to get 3 % back doesn't work !!

    1. Ben Schlappig OMAAT

      @ Gary Hohenstein -- The card has no foreign transaction fees, so it would be a great fit.

  3. Disgruntled Guest

    Citi's customer service is awful. Have to wait 10-15 minutes to just get someone to pick up. Got approved for the premier card, but was told it can be delivered only through regular mail. The first card wasn't delivered so they reissued another card (refused to expedite it). The customer rep assured me that they'll extend the deadline for the 4k in spending. I finally got the card after 20 days and guess what, they...

    Citi's customer service is awful. Have to wait 10-15 minutes to just get someone to pick up. Got approved for the premier card, but was told it can be delivered only through regular mail. The first card wasn't delivered so they reissued another card (refused to expedite it). The customer rep assured me that they'll extend the deadline for the 4k in spending. I finally got the card after 20 days and guess what, they refused to extend the deadline for the 4k spending, essentially giving me about 2 months to do the spend. The supervisor on top of it had the audacity to hang up the call on me. Have had zero problems with both Chase and American Express cards but Citi is off to a really bad start.

  4. Mariah the Storm New Member

    Applied for this card and was denied. Never had it before. FICO 850 / no new accounts in 2 years/ have had Citi Costco for 10 years/ no other Citi cards. Reason for denial: "your credit report shows a high amount of unused credit compared to your available credit lines" . I just had paid off my 6 open accounts when I applied. I believe they only want card holders who pay interest! Any thoughts?

  5. sam Guest

    I think people should be warned that Citi has become pretty obnoxious about approving this card by applying the most ridiculous reasons for denying, something that even their reconciliation specialists can intelligently explain...

  6. Liviu Guest

    How many times do I have to read about this card

    1. Eskimo Guest

      HAHAHAHAHA.
      You just have again, today.

  7. Joe1293 Guest

    Ben,
    Are you going to signup for this card?

  8. Joe1293 Guest

    Ben
    Are you going to signup for this card?

  9. Carl WV Guest

    Reviews of the Citi Premier card never seem to mention the one cent per point statement credit. Why get a gift card (same one cent per point as far as I've seen) when you can get the statement credit?

  10. theebigjuan Guest

    Just picked up the card for the wife. Went to www.thankyou.com to check on using the $100 hotel credit... but the site is down.

    We have the 2x $$ card. Every other online purchase is declined and flagged for fraud.

    I could never get my wife's card, as an authorized user, linked to my existing Citi account.

    What an infrastructure mess. We will get our bonus points and cash if this ecosystem doesn't improve.

  11. packbacker New Member

    "So it’s fine if you have one of those cards, you just can’t have opened or closed one of the above cards in that period"

    Just want to confirm if the above is correct. Based on rules, should it not be - You just can't have it if you received the bonus or closed one of the cards in the last 24 months"

    I opened a Citi Premier in June, and want to apply for...

    "So it’s fine if you have one of those cards, you just can’t have opened or closed one of the above cards in that period"

    Just want to confirm if the above is correct. Based on rules, should it not be - You just can't have it if you received the bonus or closed one of the cards in the last 24 months"

    I opened a Citi Premier in June, and want to apply for another Citi Premier in August (before I get the bonus for the July card). Is that something that is possible - A double bonus? Should be fine as per the terms and conditions.

    1. Eskimo Guest

      You can apply more than once but you can only get the bonus 1 time every 24 months. I believe it's the bonus posted date not account open date.

      Your case is a bit confusing, you will have 3 cards opened in June July August?
      Regardless, per written rules once you get your bonus for your July card, 24 months count. So your next card (August) bonus will be ineligible right away.
      However,...

      You can apply more than once but you can only get the bonus 1 time every 24 months. I believe it's the bonus posted date not account open date.

      Your case is a bit confusing, you will have 3 cards opened in June July August?
      Regardless, per written rules once you get your bonus for your July card, 24 months count. So your next card (August) bonus will be ineligible right away.
      However, Citi IT isn't the finest. You can give it a try and report back. You might be able to get a double bonus.

  12. Brandon Guest

    Just heads up. Applied for this bonus back in April. Automatically approved, card sent, and minimums met (tax return payment help). Month later, didn't see bonus applied to account. Turns out that since I missed the "2 year window" for the same bonus by about 2 months, I wouldn't get the miles. Called Citi and no assistance.

    Wish they would tell you ahead of time....

  13. Eskimo Guest

    Shout out to Citi Prestige for secretly disappearing for more than a week without much blogger attention.

  14. Andrew Guest

    Don't waste your time calling. They were not willing to up the bonus even though I just applied a week earlier.

  15. Euro Guest

    Does this offer have an end date or any prediction of how long it will last? I am considering it due to the increased signup bonus...

  16. Sosie New Member

    Oh good morning citi. Citi was so boring lately maybe now they are starting the fight like amex and chase.

  17. Jacob Guest

    Citi closed my Rewards+ against my will a few months ago. Hadn't used the card in a while though. Would I be eligible if Citi closed the account rather than me closing the account?

    1. Mike Arbucci Guest

      Same question... they closed my 17 year old TYP card last fall without my permission. Does that render me unqualified for this offer?

    2. Jenna Guest

      Same thing happened to me! Closed by Citi against my will. Any idea if we’re eligible? Don’t want to waste the application if I can’t get the bonus.

  18. Truptravels Guest

    Ugh as well. I just cancelled Premier Card and have 60 days to figure out what to do with the points. (Thanks to Ben's mishap for reminding me of that) Was hoping to combine with this, but looks like i wont be approved.

  19. Andrew Guest

    Ugh… just got the card 2 weeks ago. Anyone ever have any luck calling and trying to get the higher bonus… so frustrating.

Featured Comments Most helpful comments ( as chosen by the OMAAT community ).

The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.

mike Guest

new to citi rules... one can't get the bonus if one received a bonus for any of the listed card AND one can't get a bonus if one has closed any of the listed card, so does that mean it is really a +/- 3 year rule because if you close the card after year 1, you need to wait two more years to get a bonus on any of those cards. Am i reading it correctly?

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Ben Schlappig OMAAT

@ Gary Hohenstein -- The card has no foreign transaction fees, so it would be a great fit.

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Gary Hohenstein Guest

it offers 3x ThankYou points on airfare, dining, gas, groceries, and hotels What about foreign transaction fees and overseas purchases? I'm out of the country 6 months a year. Having to pay 3% transaction fees to get 3 % back doesn't work !!

0
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