Bilt is the platform that is most known for offering rewards for housing payments. Earlier this year we saw major changes to the companys rewards concept, and Bilt now has three Mastercard credit cards serviced by Cardless, which are potentially worth considering. This includes the no annual fee Bilt Blue Card, $95 annual fee Bilt…
Continue reading: Bilt Blue Card Review: No Annual Fee Sounds Nice, But What About The Perks?
Share your questions, experiences, and thoughts below.
Both P2 and I have the Bilt Blue cards. Mortgage, kid's monthly dorm charges and utilities are 'housing payments' split between the 2 cards and happy to earn 1x Bilt points on these housing payments by using the credit card to charge gym fees, home insurance, club fees, etc which hit the cards on the 1st of each month for 2x Bilt points. The Bilt Blue is a perfect 'set it & forget it' card. Prefer the simplicity of Blue over Obsidian and Palladium.
BILT blue is the best value really - once you factor in the $50 bilt cash/25k points earned, and assuming you have a mortgage, it’s actually closer to 2.4-2.5pts/dollar on all spend up to 75% of your housing costs for the best transfer partners with no AF and no coupons. If your spend ceiling is >25k, you would even hit BILT gold status and unlock various perks like home away from home, again all with no AF. If you pair with the Wells Fargo autograph you have a fee-free transferable points set up that earns 3x travel, dining, and 2.4x on everything else.
Somewhat related. It appears that the "coming soon" bilt cash options for Blade and Blacklane have disappeared on Bilt
Mine still says “Coming soon”… but for BILT to keep saying it for nearly 6 months isn’t a good sign either.
eh. all the bilt cards have too many moving parts. I have the blue and I never use it.
Both P2 and I have the Bilt Blue cards. Mortgage, kid's monthly dorm charges and utilities are 'housing payments' split between the 2 cards and happy to earn 1x Bilt points on these housing payments by using the credit card to charge gym fees, home insurance, club fees, etc which hit the cards on the 1st of each month for 2x Bilt points. The Bilt Blue is a perfect 'set it & forget it' card. Prefer the simplicity of Blue over Obsidian and Palladium.
BILT blue is the best value really - once you factor in the $50 bilt cash/25k points earned, and assuming you have a mortgage, it’s actually closer to 2.4-2.5pts/dollar on all spend up to 75% of your housing costs for the best transfer partners with no AF and no coupons. If your spend ceiling is >25k, you would even hit BILT gold status and unlock various perks like home away from home, again all with no AF. If you pair with the Wells Fargo autograph you have a fee-free transferable points set up that earns 3x travel, dining, and 2.4x on everything else.
Somewhat related. It appears that the "coming soon" bilt cash options for Blade and Blacklane have disappeared on Bilt
Mine still says “Coming soon”… but for BILT to keep saying it for nearly 6 months isn’t a good sign either.
eh. all the bilt cards have too many moving parts. I have the blue and I never use it.