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The Chase Freedom® Card is one of my favorite no annual fee credit cards, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spend per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.
The best part is that in conjunction with the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® Card, or Ink Business Preferred℠ Credit Card, points earned on this card can be converted into Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners. Since I value one Ultimate Rewards point at significantly more than one cent, that’s my preferred use of those points.
For this quarter (January 1 through March 31), Chase is offering 5x points for mobile payments (Chase Pay, Android Pay, Apple Pay, and Samsung Pay), gas stations, internet, cable, and phone services. Registration for this bonus category closes tomorrow (March 14), so if you haven’t yet registered, be sure you do so soon. You’ll continue to earn 5x points through the end of the month (assuming you haven’t maxed out the bonus category), though only if you activate the bonus by March 14.
Up until now, Chase has kept the 5x points category for the second quarter of 2018 a secret. There have been rumors about what it will be, but no official, public communication from Chase. It looks like we now officially know what that bonus category will be.
Between April 1 and June 30, 2018, the Chase Freedom will offer 5x points on the first $1,500 of combined purchases for PayPal, Chase Pay, and grocery stores. Registration for this category will open on March 15.
It’s interesting to see the Freedom Card increasingly reward mobile payments of different kind. What do I make of this bonus category?
- The bonus on PayPal transactions is awesome, as that’s a category that generally doesn’t earn bonus points
- While I’m happy to see the continuation of bonuses for mobile payments, the limit of just offering bonus points for Chase Pay is restrictive, given that they don’t have that many partners
- The bonus on grocery store purchases is good and is one we’ve seen in the past, though I don’t personally value it that much, since you can earn 4.5x points on those purchases with the Amex EveryDay Preferred.
What do you make of the Chase Freedom second quarter 2018 bonus category?