The Chase Freedom FlexSM Credit Card (review) is an incredible no annual fee card belonging to Chase’s Freedom portfolio, which can help you maximize your points thanks to its quarterly bonus categories. With it now being the third quarter, Chase has just launched its Q3 2024 bonus categories, so I’d highly recommend registering ASAP.
Note that these same bonus categories are also valid for the Chase Freedom Card, which is no longer open to new applicants.
In this post:
Why I love the Chase Freedom Flex
The Chase Freedom Flex Card is easily one of the best no annual fee cards out there, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spending per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.
The card has other bonus categories as well, as it offers 3x points (or 3% cash back) at drugstores and on dining.
The best part is that in conjunction with the Chase Sapphire Preferred® Card (review), Chase Sapphire Reserve® Card (review), or Ink Business Preferred® Credit Card (review), points earned on this card can be converted into Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners, or can be redeemed at a favorable rate through the Chase Travel Portal.
Since I value one Ultimate Rewards point at significantly more than one cent, that’s my preferred use of those points.
Chase Freedom Flex Q3 2024 bonus categories
For the third quarter of 2024, the Freedom Flex Card is offering 5x points on the first $1,500 spent on gas stations, EV charging, select live entertainment, and movie theaters. As far as key dates go:
- You need to register between June 15 and September 14, 2024
- If you register, you can earn 5x points between July 1 and September 30, 2024
How to register your Chase Freedom Flex for 5x points
Registration is easy — just go to the registration page and enter your last name, billing zip code, and the last four digits on your card, and you’ll be registered.
What’s included with the Q3 2024 5x points categories
There are often questions about what exactly is included in each bonus category, so I wanted to go over those details. Here are the terms for the gas station category:
Merchants in this category sell automotive gasoline that can be paid for either at the pump or inside the station, and may or may not sell other goods or services at their location.
Here are the terms for the EV charging category:
Merchants in this category sell electric vehicle charging services that can be paid at the charging station, via mobile app, account/subscription or an attendant, and the merchants may or may not sell other goods or services at their location.
Here are the terms for the select live entertainment category:
Merchants in this category sell tickets for live in-person entertainment such as major professional sporting events, zoos and aquariums, concerts, theatrical productions, museums, tourist attractions and exhibits, amusement parks, circuses, carnivals, bands, and entertainers. Ticket agencies selling on behalf of the entertainment venue are included.
Here are the terms for the movie theater category:
Merchants in the movie theaters category show motion pictures to an audience, including at drive-in theaters.
My take on Q3 2024 5x points categories
Everyone has different spending patterns. Personally the Q3 2024 bonus categories don’t excite me much, based on my own spending patterns. I spend almost nothing on live entertainment and movie theaters, so I’ll just earn some bonus points on gas station purchases. It’s better than nothing, but I definitely won’t be maxing out the Q3 2024 bonus categories.
How to make Chase Freedom Flex points more valuable
To recap, you earn points on the Chase Freedom Flex, and each point can be redeemed for one cent cashback.
However, if you have this card in addition to one of the cards that accrues Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue Ultimate Rewards Cards include the:
So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.
Bottom line
The Chase Freedom Flex is one of the best no annual fee cards out there, thanks largely to the ability to earn 5x points in rotating quarterly categories. The Q3 2024 bonus categories have just launched. Between July 1 and September 30, 2024, those who register are able to earn 5x points on gas stations, EV charging, select live entertainment, and movie theaters.
What do you make of the Q3 2024 Chase Freedom Flex bonus categories?
My take on the categories is they have become increasingly useless because they have become MUCH more specific than years ago. Before you would have general categories such as travel, mobile phone, restaurants, but now the categories are quite specific.
Not sure I agree with your police work there, Lou. Q2 is restaurants and hotels plus Amazon, Q1 grocery stores (plus more specific ones)
Last time they offered the “live entertainment” feature, I found out that did not include purchases made thru Ticketmaster or Eventbrite.
Still have 5% on gas plus 0% APR on CFU intro offer, so it'll be another quiet Flex quarter. Will just keep an eye on the special offers I guess.
9x on gas for those of us who opened the card with the offer is pretty dang good
I don't drive a ton either, but it is helpful that this bonus category happens over July/August/September, when I am most likely to take longer road trips.
Gas stations? EV charging?
Before I moved to Manhattan, I didn’t realize how terrible the rest of the country’s car-dependent urban planning is for society. Car centric suburban sprawl is the bane of almost all American problems: obesity, social isolation, lack of ambition. When you live in car centered suburbia, you accept (whether you know it or not) a bland and mediocre life.
Live in Manhattan. Walk everywhere, stay in shape. Live among people, stay...
Gas stations? EV charging?
Before I moved to Manhattan, I didn’t realize how terrible the rest of the country’s car-dependent urban planning is for society. Car centric suburban sprawl is the bane of almost all American problems: obesity, social isolation, lack of ambition. When you live in car centered suburbia, you accept (whether you know it or not) a bland and mediocre life.
Live in Manhattan. Walk everywhere, stay in shape. Live among people, stay plugged into social life. See the money, wanna stay for the meal. Get another piece of pie for your wife. Everybody wants to know how it feel. Everybody wants to see what it’s like.
Meh.
I don’t drive enough for this to help this quarter, but considering the annual fee for card, I can’t complain.
Grow a pair. You can complain about anything. People who gatekeep complaining are bullies. Just because the card has no annual fee doesn’t mean the card is a product of charitable outreach.
Live entertainment is useful when entertaining clients. Hopefully you have those, otherwise in the professional world you are a complete loser, unless you are a physician.
u okay, fake lawyer?
mom not let u out of the basement today?
Lawyers usually have better reading comprehension skills, sweetie.
I know Biglaw well and nothing you post ties together. At one point reading what you wrote carefully, you claimed to be in your 30s and another point your 40s. Someone said they knew your wife and you and you both lived in Philadelphia and now you claim you are in Manhattan. No one makes the type of money you claim in Biglaw at that age in either city at any firm, and it is...
I know Biglaw well and nothing you post ties together. At one point reading what you wrote carefully, you claimed to be in your 30s and another point your 40s. Someone said they knew your wife and you and you both lived in Philadelphia and now you claim you are in Manhattan. No one makes the type of money you claim in Biglaw at that age in either city at any firm, and it is highly doubtful both you and your wife are bringing in that type of income from Biglaw. Furthermore, if you were really at the stage of your career you claim, you wouldn't have time to post all the rather questionable stuff you post here. Do you just wish you were in Biglaw and you are just having fun, in some bizarre way? Are you trying to add anything to Lucky's blog that would purport to be useful? Genuinely curious.