The Chase Freedom FlexSM Credit CardÂ (review) is an incredible no annual fee card belonging to Chase’s Freedom portfolio, which can help you maximize your points thanks to its quarterly bonus categories.
It’s a new quarter (where has 2021 gone?!), so that means it’s time to take advantage of the Chase Freedom Flex 5x points categories for Q3 2021. I you have this card, be sure you register ASAP, because otherwise it’s easy to forget to do so. Note that these same bonus categories are also valid for the Chase Freedom Card, which is no longer open to new applicants.
Why I Love The Chase Freedom Flex Card
The Chase Freedom Flex Card is easily one of the best no annual fee cards out there, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spending per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.
The card has other bonus categories as well, as it offers 3x points (or 3% cash back) at drugstores and on dining.
The best part is that in conjunction with the Chase Sapphire PreferredÂ® Card (review), Chase Sapphire ReserveÂ® Card (review), or Ink Business PreferredÂ® Credit Card (review), points earned on this card can be converted into Ultimate Rewards points, and be transferred to the Ultimate Rewards airline and hotel partners.
Since I value one Ultimate Rewards point at significantly more than one cent, thatâs my preferred use of those points.
Chase Freedom Flex Q3 2021 Bonus Categories
For the third quarter of 2021, the Freedom Flex Card is offering 5x points on the first $1,500 spent at grocery stores and on select streaming services. As far as key dates go:
- You need to register between June 15 and September 14, 2021
- If you register, you’ll earn 5x points between July 1 and September 30, 2021
How To Register Your Chase Freedom Flex Card
Registration is easy â just go to the registration page and enter your last name, billing zip code, and the last four digits on your card, and youâll be registered.
What’s Included With Chase Freedom Flex Q3 2021 Bonus Categories?
There’s often some confusion about what purchases qualify with the bonus categories, so let me recap Chase’s definitions.
The grocery store category has the following exclusions:
Larger stores that sell a wide variety of goods and groceries, such as TargetÂ®, WalmartÂ®, warehouse clubs, discount stores and some smaller merchants such as drugstores, and merchants that specialize in only a few grocery items.
Purchases made at gas stations operated by merchants who also operate grocery stores. Delivery service merchants unless they classify as a grocery store merchant.
The select streaming services category includes subscriptions paid with the following merchants:
- Fubo TV
- Apple Music
- YouTube TV
My Take On Chase Freedom Flex Q3 2021 Bonus Categories
Personally the first and second quarter 2021 bonus categories weren’t particularly useful to me based on my spending patterns. However, the third quarter bonus categories are much more useful to me.
Realistically I should be able to max out the 5x points on grocery store purchases. I’m not sure I’ll get much value out of the streaming services category, since I feel like so many cards are constantly offering promotions on those kinds of purchases, and realistically it’s not that big of a spending category for me.
While I’ve sock-drawered the Freedom Flex for the first half of the year, the good news is that I should get use out of it again starting this quarter.
How To Make Chase Freedom Flex Points Even More Valuable
To recap, you earn points on the Chase Freedom Flex, and each point can be redeemed for one cent cashback.
However, if you have this card in addition to one of the cards that accrue Ultimate Rewards points, you can transfer these points to Ultimate Rewards. Cards that accrue Ultimate Rewards Cards include the:
So 5% cashback converts into 5x Ultimate Rewards points per dollar with one of the above cards.
The Chase Freedom Flex is one of the best no annual fee cards out there, thanks largely to the ability to earn 5x points in rotating quarterly categories.
You can now start taking advantage of the third quarter 2021 bonus categories on the Chase Freedom Flex. If you’ve registered, you can begin earning 5x points at grocery stores and on select streaming services. These are solid bonuses that should prove useful to many.
What do you make of the third quarter 2021 Chase Freedom Flex bonus categories?