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In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support! 

How it works

  1. We include a range of travel & rewards cards on this page that we find useful to readers, but don’t intend to list every potential credit card out there
  2. You can filter by card type and features
  3. Select up to three cards to view a quick comparison

Best Cash Back Credit Card Offers

Ink Business Unlimited® Credit Card

BEST OFFER EVER: Earn $900 bonus cash back
  • Earn unlimited 1.5% cash back on all purchases
  • Car Rental Coverage
  • Extended Warranty Protection
Apply Now Securely with Chase | Terms Apply.
The Ink Business Unlimited is the single best rewards credit card for everyday, non-bonused spending, without any sort of caps. The Ink Unlimited is a phenomenal card to consider for the 1.5x points, especially in conjunction with a card earning Ultimate Rewards points.

Earn unlimited 1.5% cash back on every purchase made for your business

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
Intro Purchase APR: 0% Intro APR on Purchases for 12 months from account opening, then a 16.24% - 22.24% variable APR
Intro Balance Transfer APR: N/A
  • BEST OFFER EVER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
Earn $900 Cash Back

BEST OFFER EVER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

Ink Business Cash® Credit Card

BEST OFFER EVER: Earn $900 bonus cash back
  • Earn 5% Cash Back at office supply stores
  • Earn 5% Cash Back on internet, cable TV, mobile phones, and landlines
  • Car Rental Coverage
Apply Now Securely with Chase | Terms Apply.
The Ink Business Cash is one of the most rewarding business credit cards out there. The key is that I wouldn’t recommend using this as your primary business credit card for everyday spending. Rather use this as a complement to your overall card portfolio. The 5x points categories are really spectacular, so use those as much as possible. In conjunction with Ultimate Rewards, I value the 5x points at a return of 8.5%.

Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.

Earn 1% cash back on all other purchases

Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
Intro Purchase APR: 0% Intro APR on Purchases for 12 months from account opening, then a 16.24% - 22.24% variable APR
Intro Balance Transfer APR: N/A
  • BEST OFFER EVER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
Earn $900 Cash Back

BEST OFFER EVER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

Capital One Spark Cash Plus

Earn up to a $1,000 cash bonus
  • Unlimited 2% Cash Back
  • No Foreign Transaction Fees
  • Extended Warranty Protection
Apply Now Securely with Capital One | Terms Apply.

Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions

Foreign Transaction Fee: None
Annual Fee: $150
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
  • Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions
  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
  • Earn an annual $200 cash bonus every year you spend $200,000 or more-that's enough to cover your annual fee and then some
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Add employee cards for free, and earn unlimited 2% cash back from their purchases
  • $150 annual fee
  • Spark Cash Plus has no APR because your balance is due in full every month
Earn up to $1,000 Cash Back

Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening

Ink Premier

New Business Card! Ink Business Premier℠ Credit Card

Earn $1,000 bonus cash back
Apply Now Securely with Chase | Terms Apply.

Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.

Foreign Transaction Fee: $0
Annual Fee: $195
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
  • Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
  • Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
  • Rich Rewards. Limitless Opportunities. With no minimum redemption amount, redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • For businesses who prefer to pay their balance in full each month, Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.
  • Pay off eligible purchases over time with interest up to assigned Flex for Business limit. All other purchases must be paid in full each month.
  • Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
  • There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
Earn $1,000 Cash Back

Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.

Citi Custom Cash℠ Card

$200 cash back after qualifying purchases
  • No Annual Fee
  • Promotional Purchase APR
  • Promotional Balance Transfer APR
Apply Now Securely with Citi | Terms Apply.
This card allows you to earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. 5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

Foreign Transaction Fee: 3%
Annual Fee: $0
Intro Purchase APR: 0% Intro APR on purchases for 15 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness.
Intro Balance Transfer APR: 0% Intro APR on balance transfers for 15 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness.
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Earn 20,000 ThankYou Points

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Capital One Spark Cash Select

Earn a $500 bonus
  • 1.5% cash back on all purchases
  • No Annual Fee
  • No Foreign Transaction Fees
Apply Now Securely with Capital One | Terms Apply.
If you're looking for a no annual fee business card, there's not another card that offers this rate of return all with no foreign transaction fees.

Earn unlimited 1.5% cash back for your business on every purchase, everywhere – with no limits or category restrictions

Foreign Transaction Fee: None
Annual Fee: $0
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere - with no limits or category restrictions
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Rewards won't expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 fraud liability if your card is lost or stolen

Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening

Cash Back
Citi Double Cash

Citi® Double Cash Card

Cash Back
  • Earn 1% cash back when you make a purchase, earn 1% cash back when you pay for that purchase
Apply Now Securely with Citi | Terms Apply.
The Citi Double Cash has been my go-to card for everyday spending for about a year now, and I absolutely love it. Personally, I use the card for the ability to earn ThankYou points. The flexibility this card offers in this environment is unrivaled. The no annual fee card can earn you the equivalent of two cents or two transferrable points for every dollar you spend (after paying the bill). Being able to efficiently earn either cash back or travel rewards is the kind of flexibility that consumers should be looking for nowadays, and there’s no other card as well rounded as this. Furthermore, when you combine the Citi Double Cash with the Citi Premier Card, you’re looking at one of the best card combos out there with one low annual fee.
  • 1% cash back when you make a purchase
  • 1% cash back when you pay for that purchase
Foreign Transaction Fee: 3%
Annual Fee: $0
Intro Purchase APR: N/A
Intro Balance Transfer APR: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
There is currently no welcome bonus for this card.
Cash Back

Bank of America® Premium Rewards® credit card

50,000 Online Bonus Points Offer
Cash Back
Apply Now Securely with Bank of America

Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.

If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.

OMAAT Resources

Foreign Transaction Fee: None
Annual Fee: $95
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
  • No limit to the points you can earn and your points don't expire.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
  • No foreign transaction fees.
  • Low $95 annual fee.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Receive 50,000 online bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.

American Express Blue Business Cash™ Card

$250 statement credit
  • 2% cash back up to $50k then 1%
  • Access to Amex Offers
Apply Now Securely with Amex | Terms Apply.
If you have a small business and are looking for a no annual fee, straightforward business credit card that earns cash back, then the Blue Business Cash is pretty tough to beat, at least for the first $50,000 spent.

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

OMAAT Resources

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: No annual fee
Intro Purchase APR: 0.0% intro APR on purchases for 12 months from the date of account opening, then a 16.99% - 24.99% variable APR
Intro Balance Transfer APR: N/A
  • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.99% - 24.99%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

$300 statement credit online bonus offer
  • 1.5% cash back for every $1 spent on all purchases
  • No Annual Fee
  • Excellent Welcome Bonus Offer
Apply Now Securely with Bank of America

Earn unlimited 1.5% cash back for every $1 spent on all purchases everywhere, every time

Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
Annual Fee: $0
Intro Purchase APR: See Terms
Intro Balance Transfer APR: N/A
  • Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
  • Earn unlimited 1.5% cash back on all purchases everywhere, every time.
  • No annual cap and cash rewards don’t expire.
  • No annual fee.
  • You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62% cash back on all purchases.
  • Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
  • Contactless Cards - the security of a chip card, with the convenience of a tap.
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.

Blue Cash Everyday® Card from American Express

Earn up to $250
  • 3% Cash Back at U.S. Supermarkets*
  • 3% Cash Back at U.S. gas stations*
  • 3% Cash Back on U.S. online retail purchases*
Apply Now Securely with Amex | Terms Apply.
If you’re looking for a no annual fee personal American Express cash back card, the Amex Blue Cash Everyday Card is as good as it gets. The card offers 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) and a solid welcome offer, plus it gives you access to Amex Offers.

3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.

3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.

3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0
Intro Purchase APR: Enjoy 0% intro APR on purchases for 15 months from the date of account opening. After that, 17.74% - 28.74% variable APR.
Intro Balance Transfer APR: Enjoy 0% intro APR on balance transfers for 15 months from the date of account opening. After that, 17.74% - 28.74% variable APR.
  • Earn up to $250 - Here's How: Earn up to $150 back when you shop with PayPal. Earn 20% back as a statement credit on purchases when you use your new Card to check out with PayPal at merchants in the first 6 months of Card Membership, up to $150 back. Plus, earn $100 back as a statement credit after you spend $2,000 in purchases on your new Card in the first 6 months of Card Membership.
  • No Annual Fee.
  • Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 17.74% - 28.74% variable APR.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Get $7 back each month after using your Blue Cash Everyday Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
  • Terms Apply.
Earn up to $250 Cash Back

Earn up to $250 – Here’s How: Earn up to $150 back when you shop with PayPal. Earn 20% back as a statement credit on purchases when you use your new Card to check out with PayPal at merchants in the first 6 months of Card Membership, up to $150 back. Plus, earn $100 back as a statement credit after you spend $2,000 in purchases on your new Card in the first 6 months of Card Membership.

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

$300 Statement Credit Online Bonus Offer
  • 3% cash back in the category of your choice
  • Great Intro APR Offer
  • No Annual Fee
Apply Now Securely with Bank of America
  • Earn 3% cash back in your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.
  • Earn 2% cash back on dining purchases.
  • Earn unlimited 1% cash back on all other purchases.

You’ll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.

Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
Annual Fee: $0
Intro Purchase APR: See Terms
Intro Balance Transfer APR: N/A
  • Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening – with no annual fee and cash rewards don't expire.
  • Earn 3% cash back in the category of your choice, 2% cash back on dining purchases and unlimited 1% cash back on all other purchases.
  • You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
  • Redeem your cash back as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
  • Earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% in your selected choice category and up to 3.5% on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening – with no annual fee and cash rewards don’t expire.

Blue Cash Preferred® Card from American Express

Earn a $250 statement credit
  • 6% Cash Back at U.S. Supermarkets
  • 6% Cash Back On Streaming
  • 3% Cash Back On Transit
Apply Now Securely with Amex | Terms Apply.
If you spend a lot on groceries and want to earn cash back, then the Blue Cash Preferred is for you. Personally, I don’t have this card because I value earning rewards towards travel, but for those who don’t want to get involved in the complexities of miles & points, this is an excellent card.

6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

6% Cash Back on select U.S. streaming subscriptions.

3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

1% Cash Back on other purchases.

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: $0 intro annual fee for the first year, then $95
Intro Purchase APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 17.74% to 28.74%
Intro Balance Transfer APR: 0% for 12 months on balance transfers from the date of account opening, then a variable rate, 17.74% to 28.74%
  • Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 17.74% to 28.74%
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Thinking about getting The Disney Bundle which includes Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $13.99 or more each month on an eligible subscription with your Blue Cash Preferred Card. Enrollment required.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
Earn $250 Cash Back

Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.

5x Points Categories

Chase Freedom Flex℠

Earn $200 cash back
5x Points Categories
  • Earn 3% Cash Back on Dining, Takeout and Eligible Delivery Services
  • Earn 3% Cash Back at Drugstores
  • Rotating Quarterly Bonus Categories
Apply Now Securely with Chase | Terms Apply.
The Freedom Flex Card is a phenomenal card that offers great bonuses for spending on travel, dining and drugstores.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
Intro Purchase APR: 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 17.99% - 26.74%
Intro Balance Transfer APR: 0% Intro APR for 15 months from account opening on balance transfers, then a variable APR of 17.99% - 26.74%
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.99% - 26.74%.
  • No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Earn $200 Cash Back

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Cash Back

Capital One SavorOne Cash Rewards Credit Card

Earn $200 cashback welcome bonus
Cash Back
  • Earn 3% cash back on dining
  • Earn 3% cash back on groceries
  • No Foreign Transaction Fee
Apply Now Securely with Capital One | Terms Apply.
The Capital One SavorOne is a fantastic option. Earning 3% cashback on dining, entertainment, popular streaming services, and at grocery stores without limits on dining is a great return, especially for a no annual fee card that even has a welcome bonus. If you’re someone who doesn’t like the complexity of dealing with points and spend a lot on dining (or if you know someone like that), then this card is seriously worth considering.

Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases

Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024

Earn 8% cash back on Capital One Entertainment purchases

Foreign Transaction Fee: None
Annual Fee: $0
Intro Purchase APR: 0% intro APR on purchases for 15 months; 17.99% - 27.99% variable APR after that
Intro Balance Transfer APR: 0% intro APR on balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
Earn $200 Cash Back

Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening

Capital One Quicksilver Cash Rewards Credit Card

Earn a $200 Cash Bonus
  • 1.5% cash back on all purchases
  • No Foreign Transaction Fees
  • Promotional APR on Purchases
Apply Now Securely with Capital One | Terms Apply.
A cash-back card can be a good way to cut costs in other areas, saving money for travel!

Earn unlimited 1.5% cash back on every purchase, every day

Foreign Transaction Fee: None
Annual Fee: $0
Intro Purchase APR: 0% intro APR on purchases for 15 months; 17.99%-27.99% variable APR after that
Intro Balance Transfer APR: 0% intro APR on balance transfers for 15 months; 17.99%-27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 17.99%-27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Earn $200 Cash Back

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Instacart Mastercard®

A free year of Instacart+ and a $100 Instacart credit
  • Earn 5% cash back with Instacart app and Instacart.com purchases
  • No Foreign Transaction Fees
  • No Annual Fee
Apply Now Securely with Chase | Terms Apply

Earn 5% cash back on Instacart app and Instacart.com purchases, and on travel purchased through the Chase Travel Center.

Earn 2% cash back at restaurants, gas stations and on select streaming services.

Earn 1% cash back on all other purchases.

Foreign Transaction Fee: $0
Annual Fee: $0
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.
  • Earn 5% cash back on Instacart app and Instacart.com purchases
  • Earn 5% cash back on travel purchased through the Chase Travel Center, including flights, hotels and more
  • Earn 2% cash back at restaurants, gas stations and on select streaming services
  • Earn 1% cash back on all other purchases
  • No annual card fee

Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.

Drugstores

Chase Freedom Unlimited®

Drugstores
  • Earn 3% Cash Back on Dining
  • Earn 3% Cash Back at Drugstores
  • Earn 1.5% Cash Back On All Other Purchases
Apply Now Securely with Chase | Terms Apply.
The Freedom Unlimited is the credit card that I’ve spent the most money on over the past few years. It’s a vital card as part of an overall strategy for earning Chase Ultimate Rewards points, especially in conjunction with the Sapphire Preferred or Sapphire Reserve. Let me make my advice as concise as possible here: if you have the Sapphire Preferred or Sapphire Reserve, then you absolutely should have the Freedom Unlimited so you’re maximizing your return on everyday, non-bonused spending. Earning 1.5x Ultimate Rewards points per dollar is excellent.
  • Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
Intro Purchase APR: Enjoy 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 17.99% - 26.74%
Intro Balance Transfer APR: Enjoy 0% Intro APR for 15 months from account opening on balance transfers, then a variable APR of 17.99% - 26.74%
  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.99% - 26.74%.
  • No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!