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As someone who spends a lot of time in foreign countries, having a card with no foreign exchange fees is vital. Paying an extra 3% on all of my purchases would quickly eat away at the value of any credit card rewards. Thankfully it’s easier than ever to find cards without foreign transaction fees, many of which don’t have annual fees. You won’t be caught paying your bank extra commissions just the privilege of earning cash back while traveling overseas.
Here are the best no annual fee credit card offers with no foreign exchange fees available today:
Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions
Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
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Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
Earn unlimited 1.5% cash back for your business on every purchase, everywhere – with no limits or category restrictions
Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don’t expire.
If you’re a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
Receive 60,000 online bonus points – a $600 value – after you make at least $4,000 in purchases in the first 90 days of account opening.
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn 5% cash back on Instacart app and Instacart.com purchases, and on travel purchased through the Chase Travel Center.
Earn 2% cash back at restaurants, gas stations and on select streaming services.
Earn 1% cash back on all other purchases.
Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.