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In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support! 

How it works

  1. We include a range of travel & rewards cards on this page that we find useful to readers, but don’t intend to list every potential credit card out there
  2. You can filter by card type and features
  3. Select up to three cards to view a quick comparison

Best Cash Back Business Cards

Capital One Spark Cash Plus

Earn up to a $1,000 cash bonus
  • Unlimited 2% Cash Back
  • No Foreign Transaction Fees
  • Extended Warranty Protection
Apply Now Securely with Capital One | Terms Apply.

Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions

Foreign Transaction Fee: None
Annual Fee: $150
Intro Purchase APR: N/A
Intro Balance Transfer APR: N/A
  • Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
  • Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions
  • Earn an annual $200 cash bonus every year you spend $200,000 or more
  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Add employee cards for free, and earn unlimited 2% cash back from their purchases
  • $150 annual fee
  • Spark Cash Plus has no APR because your balance is due in full every month
Earn up to $1,000 Cash Back

Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening

Ink Business Unlimited® Credit Card

Earn $750 cash back
  • Earn unlimited 1.5% cash back on all purchases
  • Car Rental Coverage
  • Extended Warranty Protection
Apply Now Securely with Chase | Terms Apply.
The Ink Business Unlimited is the single best rewards credit card for everyday, non-bonused spending, without any sort of caps. The Ink Unlimited is a phenomenal card to consider for the 1.5x points, especially in conjunction with a card earning Ultimate Rewards points.
  • Earn an unlimited 1.5% cash back on all purchases
Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
Intro Purchase APR: 0% Intro APR on Purchases for 12 months from account opening,then a 13.24% - 19.24% variable APR
N/A
  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
Earn $750 Cash Back

$750 bonus cash back after spending $7,500 within three months of account opening

Ink Business Cash® Credit Card

Earn $750 Cash Back
  • Earn 5% Cash Back at office supply stores
  • Earn 5% Cash Back on internet, cable TV, mobile phones, and landlines
  • Car Rental Coverage
Apply Now Securely with Chase | Terms Apply.
The Ink Business Cash is one of the most rewarding business credit cards out there. The key is that I wouldn’t recommend using this as your primary business credit card for everyday spending. Rather use this as a complement to your overall card portfolio. The 5x points categories are really spectacular, so use those as much as possible. In conjunction with Ultimate Rewards, I value the 5x points at a return of 8.5%.
  • The Ink Cash Card offers 5% cash back (or 5x points) on the first $25,000 of combined purchases per cardmember year on office supply stores, internet, cable TV, mobile phones, and landlines
  • The Ink Cash Card offers 2% cash back (or 2x points) on the first $25,000 of combined purchases per cardmember year on restaurants and gas stations
  • The Ink Cash Card offers 1% cash back (or 1x points) on all other purchases
Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Annual Fee: $0
Intro Purchase APR: 0% Intro APR on Purchases for 12 months from account opening,then a 13.24% - 19.24% variable APR
N/A
  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
none
Earn $750 Cash Back
  • $750 bonus cash back after spending $7,500 within three months of account opening

American Express Blue Business Cash™ Card

$250 statement credit
  • 2% cash back up to $50k then 1%
  • Access to Amex Offers
  • Extended Warranty Protection
Apply Now Securely with Amex | Terms Apply.
If you have a small business and are looking for a no annual fee, straightforward business credit card that earns cash back, then the Blue Business Cash is pretty tough to beat, at least for the first $50,000 spent.

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

OMAAT Resources

Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Annual Fee: No annual fee
Intro Purchase APR: 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%
Intro Balance Transfer APR: N/A
  • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

$300 statement credit offer
  • 1.5% cash back on all purchases
  • No Annual Fee
  • Excellent Welcome Bonus
Apply Now Securely with Bank of America | Terms Apply.

Earn unlimited 1.5% cash back on all purchases everywhere, every time

Foreign Transaction Fee: 3% of the U.S. dollar amount of each transaction
Annual Fee: $0
Intro Purchase APR: 0% Introductory APR on purchases for the first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.24% to 22.24% will apply.
Intro Balance Transfer APR: N/A
  • Get a $300 statement credit after you make at least $3,000 in net purchases in the first 90 days of your account opening
  • Earn unlimited 1.5% cash back on all purchases everywhere, every time
  • No annual cap and cash rewards don’t expire
  • No annual fee
  • You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62% cash back on all purchases.
  • Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you
  • 0% Introductory APR on purchases for the first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.24% to 22.24% will apply.
  • Contactless Cards - the security of a chip card, with the convenience of a tap

$300 statement credit after you make at least $3,000 in net purchases in the first 90 days of your account opening.